Last update: Oct 2026

Cost of Living Comparison Between Njombe and Ubud, Bali

For one person, living is cheaper in Njombe: $335 a month against $1,353 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Njombe

🇹🇿 Tanzania

$335

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Monthly Cost of Living

How much you'll spend in Njombe and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Njombe and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $335 in Njombe versus $1,353 in Ubud, Bali.

Njombe $335
Ubud, Bali $1,353

Estimated couple costs with rent: $512 in Njombe versus $2,297 in Ubud, Bali.

Njombe $512
Ubud, Bali $2,297

Monthly costs for a family of three with rent: $688 in Njombe versus $3,241 in Ubud, Bali.

Njombe $688
Ubud, Bali $3,241

Living in Njombe costs roughly 75% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Njombe is 75% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

Cappuccino

$2.62 Rp 47.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

Water (0.33 liter bottle)

$0.81 Rp 14.6K

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$0.91 TZS 2,385

$1.57 Rp 28.3K

-42.04%

White Bread (500g)

$0.59 TZS 1,532

$2.19 Rp 39.5K

-73.06%

Rice (white) (1kg)

$0.91 TZS 2,379

$1.18 Rp 21.2K

-22.88%

Eggs

$1.32 TZS 3,459

$2.16 Rp 38.8K

-38.89%

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.84 TZS 10.1K

$3.78 Rp 68.0K

1.59%

Beef Round Steak (1kg)

$2.96 TZS 7,742

$11.95 Rp 215.1K

-75.23%

Apples (1kg)

$1.48 TZS 3,865

$3.60 Rp 64.8K

-58.89%

Banana (1kg)

$1.73 TZS 4,542

$1.59 Rp 28.6K

8.81%

Oranges (1kg)

$1.83 TZS 4,787

$2.31 Rp 41.6K

-20.78%

Tomato (1kg)

$2.05 TZS 5,367

$1.91 Rp 34.3K

7.33%

Potato (1kg)

$1.35 TZS 3,541

$1.78 Rp 32.1K

-24.16%

Onion (1kg)

$2.50 TZS 6,547

$2.33 Rp 41.9K

7.30%

Lettuce (1 head)

$0.39 TZS 1,026

$1.00 Rp 18.0K

-61.00%

Water (1.5 liter bottle)

$0.37 TZS 963

$0.53 Rp 9,509

-30.19%

Cigarettes 20 Pack (Marlboro, Camel)

$1.68 TZS 4,388

$2.29 Rp 41.1K

-26.64%

Wine (Bottle)

$1.91 TZS 5,004

$22.07 Rp 397.3K

-91.35%

Local Beer (0.5 liter bottle)

$1.29 TZS 3,381

$2.35 Rp 42.2K

-45.11%

Imported Beer (0.33 liter bottle)

$2.02 TZS 5,296

$2.98 Rp 53.6K

-32.21%

One-way Ticket (Public Transport)

$0.27 TZS 712

$0.23 Rp 4,112

17.39%

Public Transport Monthly Pass (Regular Price)

$19.40 TZS 50.8K

$8.90 Rp 160.2K

117.98%

Taxi Start (Normal Tariff)

$1.47 TZS 3,839

$0.47 Rp 8,466

212.77%

Taxi (Normal Tariff) (1km)

$1.14 TZS 2,991

$0.43 Rp 7,737

165.12%

Taxi 1hour Waiting (Normal Tariff)

$5.63 TZS 14.7K

$5.47 Rp 98.4K

2.93%

Gasoline (1 liter)

$1.22 TZS 3,204

$0.83 Rp 14.9K

46.99%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.9K TZS 47.0M

$23.9K Rp 429.8M

-24.82%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$11.2K TZS 29.3M

$32.8K Rp 590.1M

-65.91%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.57 TZS 53.9K

$80.0 Rp 1.4M

-74.28%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.14 TZS 39.7K

$6.56 Rp 118.1K

130.79%

Internet (50+ Mbps, Unlimited Data)

$57.5 TZS 150.5K

$18.60 Rp 334.8K

209.03%

Gym Membership (Monthly)

$22.45 TZS 58.8K

$54.1 Rp 974.1K

-58.52%

Tennis Court (1 Hour on Weekend)

$7.64 TZS 20.0K

$18.28 Rp 329.0K

-58.21%

Cinema Ticket

$3.80 TZS 9,941

$4.25 Rp 76.5K

-10.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$327 TZS 856.7K

$493 Rp 8.9M

-33.61%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$14.81 TZS 38.8K

$45.58 Rp 820.4K

-67.51%

Summer Dress (H&M, Zara, etc)

$20.52 TZS 53.7K

$34.96 Rp 629.4K

-41.30%

Sport Shoes (Adidas, Nike)

$17.26 TZS 45.2K

$77.7 Rp 1.4M

-77.79%

Men's Leather Business Shoes

$15.03 TZS 39.4K

$78.5 Rp 1.4M

-80.86%

1-bedroom Apartment, City Center (Monthly)

$111 TZS 291.3K

$1,131 Rp 20.4M

-90.17%

1-bedroom Apartment, Outside City Center (Monthly)

$37.52 TZS 98.3K

$673 Rp 12.1M

-94.42%

3-bedroom Apartment, City Center (Monthly)

$187 TZS 489.4K

$3,613 Rp 65.0M

-94.83%

3-bedroom Apartment, Outside City Center (Monthly)

$112 TZS 292.3K

$1,702 Rp 30.6M

-93.44%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$258 TZS 675.6K

$166 Rp 3.0M

55.06%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-12.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Njombe: October 19, 2026

Last update for Ubud, Bali: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Njombe

–

Ubud, Bali

$673 49.7%

Groceries & Markets

Njombe

–

Ubud, Bali

$287 21.2%

Clothing & Footwear

Njombe

–

Ubud, Bali

$107 7.9%

Eating Out

Njombe

–

Ubud, Bali

$106 7.9%

Monthly Utilities & Internet

Njombe

–

Ubud, Bali

$105 7.8%

Sport & Entertainment

Njombe

–

Ubud, Bali

$63 4.6%

Getting Around

Njombe

–

Ubud, Bali

$12 0.9%

Cost Breakdown

A one-bedroom apartment in the center runs $111 in Njombe and $1,131 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Njombe pays 55% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇹🇿 Njombe

🇮🇩 Ubud, Bali

🕒 Local time

13:51 1:51 PM

18:51 6:51 PM

5 h ahead of Njombe

🌤 Weather

👥 Population

92,537

74,800

💱 Currency

Tanzanian Shilling TZS Sh

Indonesian Rupiah IDR Rp

📈 Exchange rate

10,000 TZS = 3.82 USD

10,000 TZS = 3.4 EUR

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to TZS – Tanzanian Shilling Converter

🇺🇸 United States Dollar ($)

🇹🇿 Tanzanian Shilling (Sh)

Tanzanian Shilling exchange rates as of October 20, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,944 TZS (10,000 TZS = 3.4 EUR).

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

USD to TZS in detail →

On the map

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Between locations

Njombe Ubud, Bali 8,820 km ≈ 12 h nonstop flight

From you

Njombe
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Njombe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Njombe and Ubud, Bali differ by about 303% in total monthly costs ($335 vs $1,353 including rent). Njombe is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 55% higher in Njombe, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $111 in Njombe versus $1,131 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $327 in Njombe versus $493 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Njombe runs roughly 118% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $335 in Njombe versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Njombe but tight or insufficient in Ubud, Bali. The gap between the two cities makes Njombe the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Njombe and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Njombe gentler on the wallet – expenses run 303% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.