Cost of Living Comparison Between Njombe and Ubud, Bali Cost of Living Comparison Between Njombe and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $343 in Njombe versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $524 in Njombe versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $705 in Njombe versus $3,763 in Ubud, Bali.

Living in Njombe costs roughly 76% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Njombe is 74% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$3.45 Rp 62.0K

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 580.1K

Fast Food Meal (McDonalds, etc)

$4.84 Rp 86.9K

Cappuccino

$2.75 Rp 49.3K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.8K

Water (0.33 liter bottle)

$0.75 Rp 13.5K

Local Beer (0.5 liter draught)

$2.99 Rp 53.7K

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.1K

Milk (1 liter)

$0.96 TZS 2,510

$1.74 Rp 31.1K

-44.83%

White Bread (500g)

$0.55 TZS 1,452

$2.46 Rp 44.1K

-77.64%

Rice (white) (1kg)

$0.95 TZS 2,482

$1.17 Rp 21.0K

-18.80%

Eggs

$1.38 TZS 3,614

$2.43 Rp 43.6K

-43.21%

Local Cheese (1kg)

$14.50 Rp 260.2K

Chicken Fillets (1kg)

$3.92 TZS 10.3K

$4.35 Rp 78.0K

-9.89%

Beef Round Steak (1kg)

$3.01 TZS 7,897

$11.98 Rp 214.9K

-74.87%

Apples (1kg)

$1.51 TZS 3,960

$3.72 Rp 66.7K

-59.41%

Banana (1kg)

$1.70 TZS 4,468

$1.63 Rp 29.2K

4.29%

Oranges (1kg)

$1.90 TZS 4,983

$2.74 Rp 49.2K

-30.66%

Tomato (1kg)

$0.98 TZS 2,560

$2.24 Rp 40.2K

-56.25%

Potato (1kg)

$1.31 TZS 3,450

$1.92 Rp 34.4K

-31.77%

Onion (1kg)

$2.53 TZS 6,631

$2.28 Rp 40.8K

10.96%

Lettuce (1 head)

$0.41 TZS 1,073

$1.06 Rp 19.1K

-61.32%

Water (1.5 liter bottle)

$0.37 TZS 976

$0.72 Rp 12.9K

-48.61%

Cigarettes 20 Pack (Marlboro, Camel)

$1.71 TZS 4,488

$3.29 Rp 58.9K

-48.02%

Wine (Bottle)

$1.88 TZS 4,930

$23.19 Rp 416.1K

-91.89%

Local Beer (0.5 liter bottle)

$1.32 TZS 3,466

$2.78 Rp 49.8K

-52.52%

Imported Beer (0.33 liter bottle)

$2.16 TZS 5,676

$2.73 Rp 49.0K

-20.88%

One-way Ticket (Public Transport)

$0.26 TZS 681

$0.27 Rp 4,778

-3.70%

Public Transport Monthly Pass (Regular Price)

$20.36 TZS 53.4K

$8.11 Rp 145.4K

151.05%

Taxi Start (Normal Tariff)

$1.53 TZS 4,008

$0.48 Rp 8,659

218.75%

Taxi (Normal Tariff) (1km)

$1.17 TZS 3,077

$0.42 Rp 7,532

178.57%

Taxi 1hour Waiting (Normal Tariff)

$5.88 TZS 15.4K

$6.22 Rp 111.6K

-5.47%

Gasoline (1 liter)

$1.25 TZS 3,284

$0.81 Rp 14.6K

54.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.3K TZS 47.9M

$26.6K Rp 477.4M

-31.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$11.4K TZS 30.0M

$32.2K Rp 577.4M

-64.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.93 TZS 54.9K

$78.4 Rp 1.4M

-73.29%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.20 TZS 39.9K

$4.07 Rp 73.0K

273.46%

Internet (50+ Mbps, Unlimited Data)

$57.2 TZS 150.0K

$24.33 Rp 436.4K

134.98%

Gym Membership (Monthly)

$23.08 TZS 60.6K

$98.6 Rp 1.8M

-76.59%

Tennis Court (1 Hour on Weekend)

$7.58 TZS 19.9K

$6.34 Rp 113.7K

19.56%

Cinema Ticket

$3.90 TZS 10.2K

$3.99 Rp 71.5K

-2.26%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$333 TZS 873.7K

$305 Rp 5.5M

9.15%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.2M

Jeans (Levis 501 Or Similar)

$15.33 TZS 40.2K

$54.1 Rp 971.2K

-71.68%

Summer Dress (H&M, Zara, etc)

$21.54 TZS 56.5K

$37.81 Rp 678.2K

-43.03%

Sport Shoes (Adidas, Nike)

$17.47 TZS 45.9K

$86.8 Rp 1.6M

-79.88%

Men's Leather Business Shoes

$15.60 TZS 40.9K

$76.4 Rp 1.4M

-79.57%

1-bedroom Apartment, City Center (Monthly)

$115 TZS 301.7K

$992 Rp 17.8M

-88.41%

1-bedroom Apartment, Outside City Center (Monthly)

$38.96 TZS 102.2K

$673 Rp 12.1M

-94.21%

3-bedroom Apartment, City Center (Monthly)

$193 TZS 506.0K

$3,375 Rp 60.5M

-94.29%

3-bedroom Apartment, Outside City Center (Monthly)

$115 TZS 301.9K

$2,050 Rp 36.8M

-94.39%

Buy Apartment in City Center (m2)

$2,805 Rp 50.3M

Buy Apartment Outside City Center (m2)

$2,227 Rp 39.9M

Average Monthly Net Salary (After Tax)

$260 TZS 682.9K

$167 Rp 3.0M

55.88%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-9.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Njombe: July 14, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $115 in Njombe and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Njombe pays 56% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Njombe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Njombe and Ubud, Bali differ by about 310% in total monthly costs ($343 vs $1,408 including rent). Njombe is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 56% higher in Njombe, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $115 in Njombe versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $333 in Njombe versus $305 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Njombe runs roughly 151% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $343 in Njombe versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Njombe but tight or insufficient in Ubud, Bali. The gap between the two cities makes Njombe the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Njombe and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Njombe gentler on the wallet – expenses run 310% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.