Cost of Living Comparison Between Njombe and Ubud, Bali Cost of Living Comparison Between Njombe and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $341 in Njombe versus $1,419 in Ubud, Bali.

Estimated couple costs with rent: $510 in Njombe versus $2,540 in Ubud, Bali.

Monthly costs for a family of three with rent: $680 in Njombe versus $3,660 in Ubud, Bali.

Living in Njombe costs roughly 76% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Njombe is 75% below, Ubud, Bali is 6% above.

Meal at Budget Restaurant

$3.56 Rp 63.7K

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 584.5K

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.4K

Cappuccino

$2.71 Rp 48.4K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.0K

Water (0.33 liter bottle)

$0.70 Rp 12.5K

Local Beer (0.5 liter draught)

$2.92 Rp 52.1K

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.7K

Milk (1 liter)

$1.01 TZS 2,604

$1.81 Rp 32.3K

-44.20%

White Bread (500g)

$0.60 TZS 1,557

$2.52 Rp 45.0K

-76.19%

Rice (white) (1kg)

$0.93 TZS 2,406

$1.16 Rp 20.7K

-19.83%

Eggs

$1.37 TZS 3,535

$2.46 Rp 43.9K

-44.31%

Local Cheese (1kg)

$14.71 Rp 262.7K

Chicken Fillets (1kg)

$3.85 TZS 9,924

$4.32 Rp 77.1K

-10.88%

Beef Round Steak (1kg)

$3.05 TZS 7,878

$12.14 Rp 216.7K

-74.88%

Apples (1kg)

$1.59 TZS 4,106

$3.84 Rp 68.6K

-58.59%

Banana (1kg)

$1.73 TZS 4,459

$1.56 Rp 27.8K

10.90%

Oranges (1kg)

$1.81 TZS 4,669

$2.83 Rp 50.6K

-36.04%

Tomato (1kg)

$0.97 TZS 2,511

$2.33 Rp 41.5K

-58.37%

Potato (1kg)

$1.37 TZS 3,540

$1.91 Rp 34.2K

-28.27%

Onion (1kg)

$2.48 TZS 6,403

$2.20 Rp 39.3K

12.73%

Lettuce (1 head)

$0.37 TZS 961

$1.01 Rp 18.1K

-63.37%

Water (1.5 liter bottle)

$0.38 TZS 974

$0.78 Rp 13.8K

-51.28%

Cigarettes 20 Pack (Marlboro, Camel)

$1.77 TZS 4,557

$3.32 Rp 59.2K

-46.69%

Wine (Bottle)

$1.88 TZS 4,846

$23.74 Rp 423.9K

-92.08%

Local Beer (0.5 liter bottle)

$1.37 TZS 3,542

$2.79 Rp 49.8K

-50.90%

Imported Beer (0.33 liter bottle)

$2.07 TZS 5,334

$2.86 Rp 51.1K

-27.62%

One-way Ticket (Public Transport)

$0.26 TZS 667

$0.27 Rp 4,800

-3.70%

Public Transport Monthly Pass (Regular Price)

$20.36 TZS 52.5K

$8.03 Rp 143.4K

153.55%

Taxi Start (Normal Tariff)

$1.58 TZS 4,071

$0.46 Rp 8,150

243.48%

Taxi (Normal Tariff) (1km)

$1.12 TZS 2,882

$0.45 Rp 8,037

148.89%

Taxi 1hour Waiting (Normal Tariff)

$5.68 TZS 14.7K

$6.10 Rp 108.9K

-6.89%

Gasoline (1 liter)

$1.27 TZS 3,263

$0.79 Rp 14.2K

60.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$18.6K TZS 48.0M

$26.1K Rp 467.0M

-28.76%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$11.8K TZS 30.5M

$32.1K Rp 573.6M

-63.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$21.57 TZS 55.6K

$79.9 Rp 1.4M

-73.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.20 TZS 39.2K

$4.06 Rp 72.6K

274.38%

Internet (50+ Mbps, Unlimited Data)

$57.9 TZS 149.3K

$23.52 Rp 420.0K

146.17%

Gym Membership (Monthly)

$22.78 TZS 58.8K

$98.7 Rp 1.8M

-76.92%

Tennis Court (1 Hour on Weekend)

$7.51 TZS 19.4K

$6.63 Rp 118.4K

13.27%

Cinema Ticket

$3.94 TZS 10.2K

$4.15 Rp 74.1K

-5.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$325 TZS 837.4K

$304 Rp 5.4M

6.82%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.1M

Jeans (Levis 501 Or Similar)

$15.55 TZS 40.1K

$55.5 Rp 991.8K

-72.00%

Summer Dress (H&M, Zara, etc)

$20.90 TZS 53.9K

$38.31 Rp 684.1K

-45.45%

Sport Shoes (Adidas, Nike)

$17.12 TZS 44.2K

$88.6 Rp 1.6M

-80.68%

Men's Leather Business Shoes

$15.59 TZS 40.2K

$77.9 Rp 1.4M

-79.98%

1-bedroom Apartment, City Center (Monthly)

$118 TZS 304.5K

$1,006 Rp 18.0M

-88.27%

1-bedroom Apartment, Outside City Center (Monthly)

$38.33 TZS 98.9K

$675 Rp 12.1M

-94.32%

3-bedroom Apartment, City Center (Monthly)

$190 TZS 489.1K

$3,442 Rp 61.5M

-94.49%

3-bedroom Apartment, Outside City Center (Monthly)

$114 TZS 294.7K

$2,039 Rp 36.4M

-94.40%

Buy Apartment in City Center (m2)

$2,841 Rp 50.7M

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.4M

Average Monthly Net Salary (After Tax)

$262 TZS 676.0K

$165 Rp 3.0M

58.63%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-9.64%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Njombe: June 1, 2026

Last update for Ubud, Bali: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $118 in Njombe and $1,006 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Njombe pays 59% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Njombe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Njombe and Ubud, Bali differ by about 317% in total monthly costs ($341 vs $1,419 including rent). Njombe is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Njombe pays 59% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $118 in Njombe versus $1,006 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $325 in Njombe versus $304 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Njombe runs roughly 154% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $341 in Njombe versus $1,419 in Ubud, Bali, a $2,000 budget is realistic in Njombe but tight or insufficient in Ubud, Bali. The gap between the two cities makes Njombe the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Njombe and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Njombe gentler on the wallet – expenses run 317% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.