Cost of Living Comparison Between Njombe and Ubud, Bali Cost of Living Comparison Between Njombe and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $336 in Njombe versus $1,396 in Ubud, Bali.

Estimated couple costs with rent: $516 in Njombe versus $2,334 in Ubud, Bali.

Monthly costs for a family of three with rent: $696 in Njombe versus $3,273 in Ubud, Bali.

Living in Njombe costs roughly 76% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Njombe is 76% below, Ubud, Bali is 2% above.

Meal at Budget Restaurant

$3.37 Rp 59.7K

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

Cappuccino

$2.64 Rp 46.8K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

Water (0.33 liter bottle)

$0.77 Rp 13.6K

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

Milk (1 liter)

$0.96 TZS 2,525

$1.55 Rp 27.3K

-38.06%

White Bread (500g)

$0.59 TZS 1,548

$2.22 Rp 39.3K

-73.42%

Rice (white) (1kg)

$0.98 TZS 2,578

$1.13 Rp 19.9K

-13.27%

Eggs

$1.38 TZS 3,637

$2.09 Rp 36.9K

-33.97%

Local Cheese (1kg)

$17.39 Rp 307.6K

Chicken Fillets (1kg)

$3.76 TZS 9,875

$3.87 Rp 68.4K

-2.84%

Beef Round Steak (1kg)

$3.05 TZS 8,009

$12.55 Rp 221.9K

-75.70%

Apples (1kg)

$1.54 TZS 4,054

$3.62 Rp 63.9K

-57.46%

Banana (1kg)

$1.75 TZS 4,596

$1.56 Rp 27.6K

12.18%

Oranges (1kg)

$1.78 TZS 4,670

$2.35 Rp 41.6K

-24.26%

Tomato (1kg)

$2.14 TZS 5,613

$2.06 Rp 36.4K

3.88%

Potato (1kg)

$1.36 TZS 3,574

$1.90 Rp 33.6K

-28.42%

Onion (1kg)

$2.41 TZS 6,333

$2.34 Rp 41.3K

2.99%

Lettuce (1 head)

$0.40 TZS 1,047

$1.03 Rp 18.2K

-61.17%

Water (1.5 liter bottle)

$0.40 TZS 1,046

$0.55 Rp 9,809

-27.27%

Cigarettes 20 Pack (Marlboro, Camel)

$1.68 TZS 4,426

$2.25 Rp 39.8K

-25.33%

Wine (Bottle)

$1.88 TZS 4,941

$23.81 Rp 421.0K

-92.10%

Local Beer (0.5 liter bottle)

$1.31 TZS 3,438

$2.31 Rp 40.9K

-43.29%

Imported Beer (0.33 liter bottle)

$2.07 TZS 5,439

$2.80 Rp 49.5K

-26.07%

One-way Ticket (Public Transport)

$0.27 TZS 715

$0.27 Rp 4,816

Public Transport Monthly Pass (Regular Price)

$19.71 TZS 51.8K

$8.66 Rp 153.2K

127.60%

Taxi Start (Normal Tariff)

$1.47 TZS 3,864

$0.48 Rp 8,515

206.25%

Taxi (Normal Tariff) (1km)

$1.10 TZS 2,894

$0.45 Rp 7,887

144.44%

Taxi 1hour Waiting (Normal Tariff)

$5.61 TZS 14.7K

$5.72 Rp 101.1K

-1.92%

Gasoline (1 liter)

$1.23 TZS 3,228

$0.76 Rp 13.4K

61.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$17.8K TZS 46.8M

$24.5K Rp 433.0M

-27.25%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$11.2K TZS 29.6M

$32.1K Rp 568.0M

-64.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$20.40 TZS 53.6K

$83.6 Rp 1.5M

-75.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.27 TZS 40.2K

$6.46 Rp 114.2K

136.38%

Internet (50+ Mbps, Unlimited Data)

$56.6 TZS 148.9K

$18.99 Rp 335.9K

198.16%

Gym Membership (Monthly)

$22.60 TZS 59.4K

$56.0 Rp 989.8K

-59.62%

Tennis Court (1 Hour on Weekend)

$7.39 TZS 19.4K

$18.62 Rp 329.2K

-60.31%

Cinema Ticket

$3.70 TZS 9,738

$4.28 Rp 75.7K

-13.55%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$315 TZS 828.3K

$487 Rp 8.6M

-35.24%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

Jeans (Levis 501 Or Similar)

$15.27 TZS 40.2K

$45.56 Rp 805.6K

-66.48%

Summer Dress (H&M, Zara, etc)

$20.84 TZS 54.8K

$36.38 Rp 643.3K

-42.72%

Sport Shoes (Adidas, Nike)

$16.93 TZS 44.5K

$82.0 Rp 1.4M

-79.34%

Men's Leather Business Shoes

$14.97 TZS 39.4K

$80.4 Rp 1.4M

-81.38%

1-bedroom Apartment, City Center (Monthly)

$114 TZS 300.0K

$1,117 Rp 19.7M

-89.78%

1-bedroom Apartment, Outside City Center (Monthly)

$37.47 TZS 98.5K

$701 Rp 12.4M

-94.66%

3-bedroom Apartment, City Center (Monthly)

$192 TZS 504.1K

$3,537 Rp 62.5M

-94.58%

3-bedroom Apartment, Outside City Center (Monthly)

$112 TZS 293.7K

$1,762 Rp 31.2M

-93.66%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

Average Monthly Net Salary (After Tax)

$256 TZS 672.3K

$170 Rp 3.0M

50.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-12.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Njombe: August 31, 2026

Last update for Ubud, Bali: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $114 in Njombe and $1,117 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Njombe pays 51% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Njombe vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Njombe and Ubud, Bali differ by about 315% in total monthly costs ($336 vs $1,396 including rent). Njombe is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 51% higher in Njombe, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $114 in Njombe versus $1,117 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $315 in Njombe versus $487 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Njombe runs roughly 128% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $336 in Njombe versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Njombe but tight or insufficient in Ubud, Bali. The gap between the two cities makes Njombe the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Njombe and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Njombe gentler on the wallet – expenses run 315% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.