Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Njombe

For one person, living is cheaper in Njombe: $335 a month against $1,353 in Ubud, Bali, rent and utilities included – about $12,200 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Njombe

🇹🇿 Tanzania

$335

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Njombe

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Njombe actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $335 in Njombe.

Ubud, Bali $1,353
Njombe $335

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $512 in Njombe.

Ubud, Bali $2,297
Njombe $512

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $688 in Njombe.

Ubud, Bali $3,241
Njombe $688

Living in Ubud, Bali is roughly 303% more expensive than in Njombe, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Njombe is 75% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

Cappuccino

$2.62 Rp 47.1K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

Water (0.33 liter bottle)

$0.81 Rp 14.6K

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

Milk (1 liter)

$1.57 Rp 28.3K

$0.91 TZS 2,385

72.53%

White Bread (500g)

$2.19 Rp 39.5K

$0.59 TZS 1,532

271.19%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.91 TZS 2,379

29.67%

Eggs

$2.16 Rp 38.8K

$1.32 TZS 3,459

63.64%

Local Cheese (1kg)

$17.65 Rp 317.7K

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.84 TZS 10.1K

-1.56%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$2.96 TZS 7,742

303.72%

Apples (1kg)

$3.60 Rp 64.8K

$1.48 TZS 3,865

143.24%

Banana (1kg)

$1.59 Rp 28.6K

$1.73 TZS 4,542

-8.09%

Oranges (1kg)

$2.31 Rp 41.6K

$1.83 TZS 4,787

26.23%

Tomato (1kg)

$1.91 Rp 34.3K

$2.05 TZS 5,367

-6.83%

Potato (1kg)

$1.78 Rp 32.1K

$1.35 TZS 3,541

31.85%

Onion (1kg)

$2.33 Rp 41.9K

$2.50 TZS 6,547

-6.80%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.39 TZS 1,026

156.41%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.37 TZS 963

43.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$1.68 TZS 4,388

36.31%

Wine (Bottle)

$22.07 Rp 397.3K

$1.91 TZS 5,004

1055.50%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.29 TZS 3,381

82.17%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.02 TZS 5,296

47.52%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.27 TZS 712

-14.81%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$19.40 TZS 50.8K

-54.12%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.47 TZS 3,839

-68.03%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.14 TZS 2,991

-62.28%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$5.63 TZS 14.7K

-2.84%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.22 TZS 3,204

-31.97%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$17.9K TZS 47.0M

33.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$11.2K TZS 29.3M

193.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$20.57 TZS 53.9K

288.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$15.14 TZS 39.7K

-56.67%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$57.5 TZS 150.5K

-67.64%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$22.45 TZS 58.8K

141.07%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$7.64 TZS 20.0K

139.27%

Cinema Ticket

$4.25 Rp 76.5K

$3.80 TZS 9,941

11.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$327 TZS 856.7K

50.62%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$14.81 TZS 38.8K

207.77%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$20.52 TZS 53.7K

70.37%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$17.26 TZS 45.2K

350.29%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$15.03 TZS 39.4K

422.42%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$111 TZS 291.3K

917.34%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$37.52 TZS 98.3K

1693.39%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$187 TZS 489.4K

1833.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$112 TZS 292.3K

1424.70%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$258 TZS 675.6K

-35.51%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

14.83%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Njombe: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Njombe

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Njombe

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Njombe

–

Eating Out

Ubud, Bali

$106 7.9%

Njombe

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Njombe

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Njombe

–

Getting Around

Ubud, Bali

$12 0.9%

Njombe

–

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $111 in Njombe. Housing cost is often the main lever when comparing two cities.

Njombe pays 55% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Good to know

🇮🇩 Ubud, Bali

🇹🇿 Njombe

🕒 Local time

19:38 7:38 PM

14:38 2:38 PM

5 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

92,537

💱 Currency

Indonesian Rupiah IDR Rp

Tanzanian Shilling TZS Sh

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

10,000 TZS = 3.82 USD

10,000 TZS = 3.4 EUR

Exchange rates and currency converter

TZS, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Tanzanian Shilling exchange rates as of October 20, 2026: 1 USD = 2,619 TZS (10,000 TZS = 3.82 USD). 1 EUR = 2,944 TZS (10,000 TZS = 3.4 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Njombe 8,820 km ≈ 12 h nonstop flight

From you

Ubud, Bali
Njombe

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Njombe: Cost of Living - Frequently Asked Questions

Ubud, Bali and Njombe differ by about 303% in total monthly costs ($1,353 vs $335 including rent). Njombe is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 55% lower in Njombe. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $111 in Njombe. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $327 in Njombe. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

A monthly transit pass in Njombe runs roughly 118% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $335 in Njombe versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Njombe but tight or insufficient in Ubud, Bali. The gap between the two cities makes Njombe the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Njombe are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Njombe gentler on the wallet – expenses run 303% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.