Cost of Living Comparison Between Ninh Binh and Ubud, Bali Cost of Living Comparison Between Ninh Binh and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $720 in Ninh Binh versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $1,170 in Ninh Binh versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $1,619 in Ninh Binh versus $3,275 in Ubud, Bali.

Living in Ninh Binh costs roughly 48% less than in Ubud, Bali, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ninh Binh is 48% below, Ubud, Bali is 0% above.

Meal at Budget Restaurant

$1.93 ₫50.1K

$3.33 Rp 58.7K

-42.04%

Three-Course Dinner for Two, Mid-Range

$21.04 ₫545.4K

$35.82 Rp 630.7K

-41.26%

Fast Food Meal (McDonalds, etc)

$4.67 ₫121.1K

$5.63 Rp 99.1K

-17.05%

Cappuccino

$1.72 ₫44.6K

$2.82 Rp 49.7K

-39.01%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.47 ₫12.1K

$1.75 Rp 30.8K

-73.14%

Water (0.33 liter bottle)

$0.30 ₫7,878

$0.80 Rp 14.0K

-62.50%

Local Beer (0.5 liter draught)

$0.92 ₫23.9K

$3.04 Rp 53.6K

-69.74%

Imported Beer (0.33 liter bottle)

$1.51 ₫39.1K

$4.30 Rp 75.7K

-64.88%

Milk (1 liter)

$1.39 ₫35.9K

$1.61 Rp 28.3K

-13.66%

White Bread (500g)

$1.01 ₫26.3K

$2.27 Rp 39.9K

-55.51%

Rice (white) (1kg)

$0.92 ₫23.9K

$1.17 Rp 20.6K

-21.37%

Eggs

$1.46 ₫37.8K

$2.17 Rp 38.2K

-32.72%

Local Cheese (1kg)

$11.87 ₫307.6K

$17.63 Rp 310.5K

-32.67%

Chicken Fillets (1kg)

$3.60 ₫93.3K

$4.05 Rp 71.4K

-11.11%

Beef Round Steak (1kg)

$10.13 ₫262.5K

$12.18 Rp 214.5K

-16.83%

Apples (1kg)

$2.69 ₫69.7K

$3.62 Rp 63.7K

-25.69%

Banana (1kg)

$1.02 ₫26.3K

$1.64 Rp 28.8K

-37.80%

Oranges (1kg)

$1.30 ₫33.6K

$2.31 Rp 40.6K

-43.72%

Tomato (1kg)

$1.09 ₫28.2K

$1.96 Rp 34.5K

-44.39%

Potato (1kg)

$1.03 ₫26.6K

$1.84 Rp 32.5K

-44.02%

Onion (1kg)

$1.00 ₫26.0K

$2.37 Rp 41.7K

-57.81%

Lettuce (1 head)

$0.64 ₫16.7K

$1.05 Rp 18.5K

-39.05%

Water (1.5 liter bottle)

$0.48 ₫12.4K

$0.54 Rp 9,560

-11.11%

Cigarettes 20 Pack (Marlboro, Camel)

$1.33 ₫34.4K

$2.30 Rp 40.6K

-42.17%

Wine (Bottle)

$11.17 ₫289.4K

$23.08 Rp 406.4K

-51.60%

Local Beer (0.5 liter bottle)

$0.74 ₫19.1K

$2.34 Rp 41.2K

-68.38%

Imported Beer (0.33 liter bottle)

$1.58 ₫40.9K

$3.07 Rp 54.0K

-48.53%

One-way Ticket (Public Transport)

$0.31 ₫8,139

$0.25 Rp 4,365

24.00%

Public Transport Monthly Pass (Regular Price)

$6.54 ₫169.6K

$9.42 Rp 165.9K

-30.57%

Taxi Start (Normal Tariff)

$0.72 ₫18.8K

$0.49 Rp 8,631

46.94%

Taxi (Normal Tariff) (1km)

$0.67 ₫17.4K

$0.47 Rp 8,349

42.55%

Taxi 1hour Waiting (Normal Tariff)

$2.85 ₫73.9K

$5.60 Rp 98.6K

-49.11%

Gasoline (1 liter)

$0.84 ₫21.9K

$0.81 Rp 14.2K

3.70%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K ₫908.3M

$25.0K Rp 440.3M

40.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.3K ₫810.6M

$31.1K Rp 547.0M

0.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$75.9 ₫2.0M

$82.7 Rp 1.5M

-8.24%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.02 ₫155.9K

$6.49 Rp 114.2K

-7.24%

Internet (50+ Mbps, Unlimited Data)

$8.69 ₫225.3K

$18.79 Rp 330.8K

-53.75%

Gym Membership (Monthly)

$21.84 ₫566.0K

$55.2 Rp 972.6K

-60.46%

Tennis Court (1 Hour on Weekend)

$7.45 ₫193.2K

$18.21 Rp 320.6K

-59.09%

Cinema Ticket

$3.09 ₫80.1K

$4.30 Rp 75.7K

-28.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$269 ₫7.0M

$494 Rp 8.7M

-45.60%

International Primary School, 1 Child (Yearly)

$11.5K ₫297.2M

$5,917 Rp 104.2M

93.80%

Jeans (Levis 501 Or Similar)

$41.34 ₫1.1M

$46.28 Rp 814.8K

-10.67%

Summer Dress (H&M, Zara, etc)

$23.29 ₫603.7K

$36.44 Rp 641.6K

-36.09%

Sport Shoes (Adidas, Nike)

$85.7 ₫2.2M

$80.7 Rp 1.4M

6.15%

Men's Leather Business Shoes

$75.6 ₫2.0M

$78.8 Rp 1.4M

-4.02%

1-bedroom Apartment, City Center (Monthly)

$364 ₫9.4M

$1,114 Rp 19.6M

-67.34%

1-bedroom Apartment, Outside City Center (Monthly)

$253 ₫6.6M

$693 Rp 12.2M

-63.53%

3-bedroom Apartment, City Center (Monthly)

$730 ₫18.9M

$3,639 Rp 64.1M

-79.95%

3-bedroom Apartment, Outside City Center (Monthly)

$527 ₫13.7M

$1,712 Rp 30.1M

-69.22%

Buy Apartment in City Center (m2)

$2,126 ₫55.1M

$2,761 Rp 48.6M

-23.00%

Buy Apartment Outside City Center (m2)

$1,269 ₫32.9M

$2,293 Rp 40.4M

-44.66%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

9.1

13.78

-33.96%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ninh Binh: September 5, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $364 in Ninh Binh and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Dining out: $21.00 in Ninh Binh vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $190 vs $294 per month, with Ninh Binh cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ninh Binh vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ninh Binh is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Sport & Entertainment, Monthly Utilities & Internet. The 91% gap adds up to real monthly savings that compound significantly over time.

You'd need roughly $1,080 in Ninh Binh and $2,067 in Ubud, Bali to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $364 in Ninh Binh versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $269 in Ninh Binh versus $494 in Ubud, Bali. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 54% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $720 in Ninh Binh versus $1,378 in Ubud, Bali, a $1,500 budget is realistic in Ninh Binh but tight or insufficient in Ubud, Bali. The gap between the two cities makes Ninh Binh the clear choice for anyone on this budget.

For families, Ninh Binh is more practical. Housing and childcare are both notably cheaper than in Ubud, Bali, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ninh Binh and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ninh Binh gentler on the wallet – expenses run 91% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.