Last update: Nov 2026

Cost of Living Comparison Between Niksic and Chiang Mai

For one person, living is cheaper in Chiang Mai: $935 a month against $980 in Niksic, rent and utilities included – about $540 less a year. Other living expenses account for most of the difference.

47

Cost of Living Index in Niksic
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Niksic Living Index
45

Cost of Living Index in Chiang Mai
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Chiang Mai Living Index

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Niksic

🇲🇪 Montenegro

$980

/mo nomad

Chiang Mai

🇹🇭 Thailand

$935

/mo nomad

Monthly Cost of Living

How much you'll spend in Niksic and in Chiang Mai

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niksic and in Chiang Mai actually costs, broken down by who's living it.

A single person spends $980 per month in Niksic vs $935 in Chiang Mai, rent included.

Niksic $980
Chiang Mai $935

A couple spends around $1,468 per month in Niksic vs $1,467 in Chiang Mai, rent included.

Niksic $1,468
Chiang Mai $1,467

A family of three spends $1,955 per month in Niksic vs $1,999 in Chiang Mai, rent included.

Niksic $1,955
Chiang Mai $1,999

Niksic costs about 5% more than Chiang Mai, and outside of rent the biggest gap is in eating out.

Both Niksic and Chiang Mai are more affordable than the global median – Niksic 27% lower, Chiang Mai 31% lower.

Meal at Budget Restaurant

$8.05 €7.17

$2.13 ฿71.2

277.93%

Three-Course Dinner for Two, Mid-Range

$31.38 €27.95

$18.62 ฿622

68.53%

Fast Food Meal (McDonalds, etc)

$5.61 €5.00

$5.60 ฿187

0.18%

Cappuccino

$1.72 €1.53

$1.66 ฿55.5

3.61%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.89 €1.69

$0.65 ฿21.59

190.77%

Water (0.33 liter bottle)

$1.10 €0.98

$0.30 ฿10.18

266.67%

Local Beer (0.5 liter draught)

$1.90 €1.70

$2.32 ฿77.5

-18.10%

Imported Beer (0.33 liter bottle)

$2.29 €2.04

$3.67 ฿122

-37.60%

Milk (1 liter)

$1.08 €0.96

$2.02 ฿67.3

-46.53%

White Bread (500g)

$0.89 €0.79

$1.41 ฿47.00

-36.88%

Rice (white) (1kg)

$1.97 €1.75

$1.39 ฿46.46

41.73%

Eggs

$3.17 €2.82

$2.37 ฿79.0

33.76%

Local Cheese (1kg)

$7.44 €6.63

$16.52 ฿551

-54.96%

Chicken Fillets (1kg)

$6.13 €5.46

$2.67 ฿89.1

129.59%

Beef Round Steak (1kg)

$11.00 €9.80

$9.02 ฿301

21.95%

Apples (1kg)

$1.09 €0.97

$2.40 ฿80.1

-54.58%

Banana (1kg)

$1.26 €1.12

$1.04 ฿34.76

21.15%

Oranges (1kg)

$1.35 €1.20

$1.66 ฿55.4

-18.67%

Tomato (1kg)

$2.02 €1.80

$1.56 ฿52.0

29.49%

Potato (1kg)

$0.97 €0.86

$1.24 ฿41.31

-21.77%

Onion (1kg)

$1.06 €0.94

$1.09 ฿36.27

-2.75%

Lettuce (1 head)

$1.00 €0.89

$0.76 ฿25.43

31.58%

Water (1.5 liter bottle)

$0.81 €0.72

$0.51 ฿17.16

58.82%

Cigarettes 20 Pack (Marlboro, Camel)

$4.05 €3.61

$4.12 ฿138

-1.70%

Wine (Bottle)

$5.02 €4.47

$17.93 ฿598

-72.00%

Local Beer (0.5 liter bottle)

$0.92 €0.82

$1.62 ฿54.2

-43.21%

Imported Beer (0.33 liter bottle)

$1.16 €1.04

$2.82 ฿94.2

-58.87%

One-way Ticket (Public Transport)

$1.09 €0.97

$0.93 ฿31.19

17.20%

Public Transport Monthly Pass (Regular Price)

$33.09 €29.47

$52.9 ฿1,766

-37.44%

Taxi Start (Normal Tariff)

$0.57 €0.51

$1.18 ฿39.28

-51.69%

Taxi (Normal Tariff) (1km)

$0.58 €0.52

$0.17 ฿5.72

241.18%

Taxi 1hour Waiting (Normal Tariff)

$7.46 €6.64

$1.81 ฿60.5

312.15%

Gasoline (1 liter)

$1.75 €1.56

$1.47 ฿49.16

19.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K €19.0K

$21.0K ฿701.4K

1.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.5K €22.7K

$26.5K ฿885.1K

-3.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 €106

$62.6 ฿2,088

91.06%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.08 €20.56

$11.60 ฿387

98.97%

Internet (50+ Mbps, Unlimited Data)

$23.78 €21.19

$20.30 ฿678

17.14%

Gym Membership (Monthly)

$33.98 €30.27

$37.88 ฿1,264

-10.30%

Tennis Court (1 Hour on Weekend)

$10.39 €9.25

$3.70 ฿123

180.81%

Cinema Ticket

$5.56 €4.95

$6.51 ฿217

-14.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.5 €72.6

$727 ฿24.3K

-88.78%

International Primary School, 1 Child (Yearly)

$4,539 €4,043

$16.6K ฿553.2K

-72.62%

Jeans (Levis 501 Or Similar)

$83.0 €73.9

$53.5 ฿1,787

55.04%

Summer Dress (H&M, Zara, etc)

$31.10 €27.71

$24.80 ฿828

25.40%

Sport Shoes (Adidas, Nike)

$88.5 €78.8

$90.4 ฿3,017

-2.12%

Men's Leather Business Shoes

$110 €98.2

$72.0 ฿2,402

53.13%

1-bedroom Apartment, City Center (Monthly)

$414 €368

$481 ฿16.1K

-14.06%

1-bedroom Apartment, Outside City Center (Monthly)

$269 €240

$310 ฿10.3K

-13.24%

3-bedroom Apartment, City Center (Monthly)

$592 €528

$1,058 ฿35.3K

-44.02%

3-bedroom Apartment, Outside City Center (Monthly)

$407 €362

$659 ฿22.0K

-38.25%

Buy Apartment in City Center (m2)

$1,617 €1,441

$2,418 ฿80.7K

-33.10%

Buy Apartment Outside City Center (m2)

$1,188 €1,058

$1,609 ฿53.7K

-26.19%

Average Monthly Net Salary (After Tax)

$797 €710

$595 ฿19.9K

33.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

5.57

-1.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: November 1, 2026

Last update for Chiang Mai: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niksic

$269 27.4%

Chiang Mai

$310 33.1% 15.2% $41

Groceries & Markets

Niksic

$190 19.4%

Chiang Mai

$237 25.3% 24.3% $46

Monthly Utilities & Internet

Niksic

$166 17%

Chiang Mai

$94 10.1% 43.2% $72

Clothing & Footwear

Niksic

$141 14.4%

Chiang Mai

$108 11.6% 23% $32

Eating Out

Niksic

$128 13.1%

Chiang Mai

$77 8.2% 40.1% $51

Sport & Entertainment

Niksic

$45 4.6%

Chiang Mai

$51 5.4% 12.9% $5.8

Getting Around

Niksic

$41 4.2%

Chiang Mai

$59 6.3% 43.2% $18

Cost Breakdown

A central one-bedroom costs $414 in Niksic versus $481 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 34% higher in Niksic. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $31 in Niksic versus $19 in Chiang Mai. Groceries tell a different story – $190 in Niksic vs $237 in Chiang Mai – so Niksic wins on supermarket bills even if dining out costs more.

Good to know

🇲🇪 Niksic

🇹🇭 Chiang Mai

🕒 Local time

06:28 6:28 AM

12:28 12:28 PM

6 h ahead of Niksic

🌤 Weather

👥 Population

56,970

127,240

💱 Currency

Euro EUR €

Thai Baht THB ฿

📈 Exchange rate

1 EUR = 1.12 USD

100 THB = 3 USD

100 THB = 2.67 EUR

Exchange rates and currency converter

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Between locations

Niksic Chiang Mai 7,800 km ≈ 10 h nonstop flight

From you

Niksic
Chiang Mai

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Chiang Mai: Cost of Living - Frequently Asked Questions

Niksic costs about 5% more than Chiang Mai, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,471 per month in Niksic and $1,403 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Niksic, especially for central apartments: a one-bedroom in the center costs $414 there versus $481 in Chiang Mai.

Kindergarten costs $82 per month in Niksic and $727 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 20% cheaper in Niksic – one category where the pricier city actually offers better value.

$800 is a stretch for both – monthly costs hit $980 in Niksic and $935 in Chiang Mai. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. Chiang Mai has an edge in some lifestyle areas, with costs from $935 in Chiang Mai to $980 in Niksic. Climate, culture, job market, and personal taste all factor in.

Both cities have a reputation for safety. In either place, the choice of neighborhood matters more than the choice between the two cities.

If budget matters most, go with Chiang Mai. If higher salaries or specific career opportunities are the priority, Niksic makes more sense. Both are solid long-term options with distinct trade-offs.