Cost of Living Comparison Between Niksic and Chiang Mai Cost of Living Comparison Between Niksic and Chiang Mai

Monthly Cost of Living

A single person spends $959 per month in Niksic vs $852 in Chiang Mai, rent included.

A couple spends around $1,473 per month in Niksic vs $1,360 in Chiang Mai, rent included.

A family of three spends $1,986 per month in Niksic vs $1,867 in Chiang Mai, rent included.

Niksic costs about 13% more than Chiang Mai, driven mainly by Groceries & Markets.

Both Niksic and Chiang Mai are more affordable than the global median – Niksic 28% lower, Chiang Mai 36% lower.

Meal at Budget Restaurant

$7.97 €6.95

$2.04 ฿68.4

290.69%

Three-Course Dinner for Two, Mid-Range

$31.77 €27.69

$18.71 ฿626

69.80%

Fast Food Meal (McDonalds, etc)

$5.65 €4.92

$7.86 ฿263

-28.12%

Cappuccino

$1.69 €1.47

$2.03 ฿67.9

-16.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 €1.66

$0.80 ฿26.71

138.75%

Water (0.33 liter bottle)

$1.19 €1.03

$0.35 ฿11.71

240.00%

Local Beer (0.5 liter draught)

$2.07 €1.80

$2.14 ฿71.7

-3.27%

Imported Beer (0.33 liter bottle)

$2.35 €2.05

$3.67 ฿123

-35.97%

Milk (1 liter)

$1.17 €1.02

$1.73 ฿57.8

-32.37%

White Bread (500g)

$0.95 €0.83

$1.57 ฿52.5

-39.49%

Rice (white) (1kg)

$2.01 €1.75

$1.20 ฿40.10

67.50%

Eggs

$3.06 €2.67

$1.97 ฿66.0

55.33%

Local Cheese (1kg)

$7.50 €6.54

$16.23 ฿543

-53.79%

Chicken Fillets (1kg)

$6.37 €5.56

$3.06 ฿102

108.17%

Beef Round Steak (1kg)

$10.60 €9.24

$10.80 ฿361

-1.85%

Apples (1kg)

$1.23 €1.08

$2.77 ฿92.6

-55.60%

Banana (1kg)

$1.38 €1.20

$1.17 ฿39.05

17.95%

Oranges (1kg)

$1.51 €1.32

$1.71 ฿57.1

-11.70%

Tomato (1kg)

$2.13 €1.86

$1.59 ฿53.3

33.96%

Potato (1kg)

$1.05 €0.91

$1.39 ฿46.63

-24.46%

Onion (1kg)

$1.06 €0.92

$1.16 ฿38.67

-8.62%

Lettuce (1 head)

$1.08 €0.95

$0.66 ฿22.11

63.64%

Water (1.5 liter bottle)

$0.80 €0.70

$0.52 ฿17.35

53.85%

Cigarettes 20 Pack (Marlboro, Camel)

$4.34 €3.78

$4.65 ฿155

-6.67%

Wine (Bottle)

$5.03 €4.38

$17.78 ฿595

-71.71%

Local Beer (0.5 liter bottle)

$1.01 €0.88

$1.79 ฿59.8

-43.58%

Imported Beer (0.33 liter bottle)

$1.20 €1.04

$3.34 ฿112

-64.07%

One-way Ticket (Public Transport)

$1.13 €0.98

$0.91 ฿30.35

24.18%

Public Transport Monthly Pass (Regular Price)

$35.38 €30.85

$18.64 ฿624

89.81%

Taxi Start (Normal Tariff)

$0.57 €0.50

$1.41 ฿47.17

-59.57%

Taxi (Normal Tariff) (1km)

$0.50 €0.44

$1.34 ฿44.82

-62.69%

Taxi 1hour Waiting (Normal Tariff)

$7.63 €6.65

$8.11 ฿271

-5.92%

Gasoline (1 liter)

$1.72 €1.50

$1.23 ฿41.27

39.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.2K €19.3K

$21.4K ฿717.0K

3.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.0K €23.5K

$21.8K ฿730.0K

23.51%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 €108

$71.3 ฿2,386

74.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.98 €20.91

$14.01 ฿469

71.16%

Internet (50+ Mbps, Unlimited Data)

$24.91 €21.71

$17.93 ฿600

38.93%

Gym Membership (Monthly)

$35.05 €30.56

$40.82 ฿1,365

-14.14%

Tennis Court (1 Hour on Weekend)

$10.55 €9.20

$6.88 ฿230

53.34%

Cinema Ticket

$5.87 €5.12

$5.72 ฿191

2.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$85.7 €74.7

$308 ฿10.3K

-72.21%

International Primary School, 1 Child (Yearly)

$4,552 €3,968

$14.7K ฿491.0K

-68.99%

Jeans (Levis 501 Or Similar)

$85.3 €74.3

$55.8 ฿1,865

52.86%

Summer Dress (H&M, Zara, etc)

$32.23 €28.10

$26.04 ฿871

23.77%

Sport Shoes (Adidas, Nike)

$93.5 €81.5

$84.8 ฿2,837

10.27%

Men's Leather Business Shoes

$117 €102

$71.0 ฿2,375

64.53%

1-bedroom Apartment, City Center (Monthly)

$382 €333

$423 ฿14.2K

-9.72%

1-bedroom Apartment, Outside City Center (Monthly)

$233 €203

$242 ฿8,110

-4.09%

3-bedroom Apartment, City Center (Monthly)

$538 €469

$797 ฿26.7K

-32.52%

3-bedroom Apartment, Outside City Center (Monthly)

$378 €329

$507 ฿17.0K

-25.44%

Buy Apartment in City Center (m2)

$1,358 €1,184

$1,918 ฿64.2K

-29.23%

Buy Apartment Outside City Center (m2)

$967 €843

$1,464 ฿49.0K

-33.95%

Average Monthly Net Salary (After Tax)

$809 €706

$595 ฿19.9K

36.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: July 27, 2026

Last update for Chiang Mai: July 27, 2026

Cost Breakdown

A central one-bedroom costs $382 in Niksic versus $423 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 36% higher in Niksic, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Niksic versus $19.00 in Chiang Mai. Groceries tell a different story – $196 in Niksic vs $244 in Chiang Mai – so Niksic wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Chiang Mai: Cost of Living - Frequently Asked Questions

Niksic costs about 13% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,439 per month in Niksic and $1,279 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $85.7 per month in Niksic and $308 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 25% cheaper in Niksic – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 covers both cities comfortably – all-in costs are $959 in Niksic and $852 in Chiang Mai, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $852 versus $959 in Niksic. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Niksic makes more sense. Both are solid long-term options with distinct trade-offs.