Cost of Living Comparison Between Niksic and Chiang Mai Cost of Living Comparison Between Niksic and Chiang Mai

Monthly Cost of Living

A single person spends $975 per month in Niksic vs $869 in Chiang Mai, rent included.

A couple spends around $1,487 per month in Niksic vs $1,362 in Chiang Mai, rent included.

A family of three spends $1,999 per month in Niksic vs $1,855 in Chiang Mai, rent included.

Niksic costs about 12% more than Chiang Mai, driven mainly by Groceries & Markets.

Both Niksic and Chiang Mai are more affordable than the global median – Niksic 27% lower, Chiang Mai 35% lower.

Meal at Budget Restaurant

$8.03 €6.92

$1.98 ฿64.3

305.56%

Three-Course Dinner for Two, Mid-Range

$31.95 €27.53

$18.80 ฿612

69.95%

Fast Food Meal (McDonalds, etc)

$5.66 €4.88

$7.75 ฿252

-26.97%

Cappuccino

$1.75 €1.51

$1.92 ฿62.5

-8.85%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.91 €1.65

$0.79 ฿25.79

141.77%

Water (0.33 liter bottle)

$1.17 €1.01

$0.36 ฿11.62

225.00%

Local Beer (0.5 liter draught)

$2.00 €1.72

$2.21 ฿72.1

-9.50%

Imported Beer (0.33 liter bottle)

$2.29 €1.98

$3.66 ฿119

-37.43%

Milk (1 liter)

$1.12 €0.97

$1.65 ฿53.8

-32.12%

White Bread (500g)

$0.96 €0.83

$1.63 ฿53.2

-41.10%

Rice (white) (1kg)

$2.04 €1.76

$1.19 ฿38.86

71.43%

Eggs

$3.18 €2.74

$2.00 ฿65.1

59.00%

Local Cheese (1kg)

$7.80 €6.72

$15.98 ฿520

-51.19%

Chicken Fillets (1kg)

$6.15 €5.30

$3.03 ฿98.5

102.97%

Beef Round Steak (1kg)

$10.33 €8.90

$10.86 ฿354

-4.88%

Apples (1kg)

$1.21 €1.04

$2.76 ฿90.0

-56.16%

Banana (1kg)

$1.31 €1.13

$1.18 ฿38.42

11.02%

Oranges (1kg)

$1.55 €1.34

$1.64 ฿53.5

-5.49%

Tomato (1kg)

$2.07 €1.79

$1.52 ฿49.51

36.18%

Potato (1kg)

$1.03 €0.89

$1.38 ฿45.10

-25.36%

Onion (1kg)

$1.05 €0.91

$1.19 ฿38.84

-11.76%

Lettuce (1 head)

$1.03 €0.89

$0.70 ฿22.86

47.14%

Water (1.5 liter bottle)

$0.78 €0.68

$0.56 ฿18.13

39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$4.30 €3.71

$4.58 ฿149

-6.11%

Wine (Bottle)

$5.30 €4.56

$16.56 ฿539

-68.00%

Local Beer (0.5 liter bottle)

$1.00 €0.86

$1.83 ฿59.5

-45.36%

Imported Beer (0.33 liter bottle)

$1.16 €1.00

$3.20 ฿104

-63.75%

One-way Ticket (Public Transport)

$1.19 €1.03

$0.88 ฿28.56

35.23%

Public Transport Monthly Pass (Regular Price)

$34.31 €29.57

$18.72 ฿610

83.28%

Taxi Start (Normal Tariff)

$0.60 €0.52

$1.36 ฿44.16

-55.88%

Taxi (Normal Tariff) (1km)

$0.51 €0.44

$1.34 ฿43.65

-61.94%

Taxi 1hour Waiting (Normal Tariff)

$7.57 €6.52

$7.84 ฿256

-3.44%

Gasoline (1 liter)

$1.77 €1.52

$1.23 ฿39.92

43.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.0K €19.0K

$21.6K ฿704.3K

1.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €22.8K

$22.5K ฿734.3K

17.34%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$125 €108

$70.5 ฿2,298

77.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.64 €20.37

$13.68 ฿445

72.81%

Internet (50+ Mbps, Unlimited Data)

$24.44 €21.06

$17.45 ฿568

40.06%

Gym Membership (Monthly)

$35.33 €30.44

$41.33 ฿1,346

-14.52%

Tennis Court (1 Hour on Weekend)

$10.64 €9.17

$6.96 ฿227

52.87%

Cinema Ticket

$5.87 €5.06

$5.77 ฿188

1.73%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$84.4 €72.7

$307 ฿10.0K

-72.51%

International Primary School, 1 Child (Yearly)

$4,586 €3,951

$14.6K ฿475.9K

-68.61%

Jeans (Levis 501 Or Similar)

$85.8 €73.9

$55.8 ฿1,817

53.79%

Summer Dress (H&M, Zara, etc)

$33.04 €28.47

$26.21 ฿854

26.06%

Sport Shoes (Adidas, Nike)

$91.4 €78.8

$85.8 ฿2,793

6.64%

Men's Leather Business Shoes

$114 €97.9

$72.2 ฿2,353

57.27%

1-bedroom Apartment, City Center (Monthly)

$380 €327

$430 ฿14.0K

-11.69%

1-bedroom Apartment, Outside City Center (Monthly)

$233 €201

$239 ฿7,774

-2.27%

3-bedroom Apartment, City Center (Monthly)

$527 €454

$817 ฿26.6K

-35.49%

3-bedroom Apartment, Outside City Center (Monthly)

$384 €331

$511 ฿16.6K

-24.73%

Buy Apartment in City Center (m2)

$1,381 €1,190

$1,983 ฿64.6K

-30.35%

Buy Apartment Outside City Center (m2)

$961 €828

$1,484 ฿48.3K

-35.26%

Average Monthly Net Salary (After Tax)

$814 €701

$619 ฿20.2K

31.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: June 9, 2026

Last update for Chiang Mai: June 7, 2026

Cost Breakdown

A central one-bedroom costs $380 in Niksic versus $430 in Chiang Mai. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Niksic, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $32.00 in Niksic versus $19.00 in Chiang Mai. Groceries tell a different story – $194 in Niksic vs $241 in Chiang Mai – so Niksic wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Chiang Mai: Cost of Living - Frequently Asked Questions

Niksic costs about 12% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,463 per month in Niksic and $1,303 in Chiang Mai. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $84.4 per month in Niksic and $307 in Chiang Mai. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 24% cheaper in Niksic – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

A $1,000 monthly budget goes further in Chiang Mai, where all-in costs run around $869, than in Niksic at $975. In Chiang Mai it covers expenses comfortably, while in Niksic it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Chiang Mai costs $869 versus $975 in Niksic. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Niksic makes more sense. Both are solid long-term options with distinct trade-offs.