Cost of Living Comparison Between Chiang Mai and Niksic Cost of Living Comparison Between Chiang Mai and Niksic

Monthly Cost of Living

A single person spends $848 per month in Chiang Mai vs $951 in Niksic, rent included.

A couple spends around $1,331 per month in Chiang Mai vs $1,472 in Niksic, rent included.

A family of three spends $1,814 per month in Chiang Mai vs $1,994 in Niksic, rent included.

Chiang Mai is about 11% cheaper than Niksic, driven mainly by Groceries & Markets.

Both Chiang Mai and Niksic are more affordable than the global median – Chiang Mai 36% lower, Niksic 29% lower.

Meal at Budget Restaurant

$1.96 ฿64.1

$8.06 €7.04

-75.68%

Three-Course Dinner for Two, Mid-Range

$18.39 ฿603

$32.43 €28.29

-43.29%

Fast Food Meal (McDonalds, etc)

$7.87 ฿258

$5.68 €4.96

38.56%

Cappuccino

$1.95 ฿63.9

$1.72 €1.50

13.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$0.85 ฿27.80

$1.90 €1.66

-55.26%

Water (0.33 liter bottle)

$0.32 ฿10.61

$1.18 €1.03

-72.88%

Local Beer (0.5 liter draught)

$2.14 ฿70.2

$1.97 €1.72

8.63%

Imported Beer (0.33 liter bottle)

$3.68 ฿121

$2.28 €1.99

61.40%

Milk (1 liter)

$1.66 ฿54.4

$1.16 €1.01

43.10%

White Bread (500g)

$1.56 ฿51.1

$0.96 €0.84

62.50%

Rice (white) (1kg)

$1.19 ฿38.95

$2.02 €1.76

-41.09%

Eggs

$1.99 ฿65.2

$3.24 €2.83

-38.58%

Local Cheese (1kg)

$16.24 ฿532

$7.62 €6.65

113.12%

Chicken Fillets (1kg)

$3.17 ฿104

$6.12 €5.34

-48.20%

Beef Round Steak (1kg)

$10.84 ฿355

$10.48 €9.15

3.44%

Apples (1kg)

$2.65 ฿87.0

$1.24 €1.08

113.71%

Banana (1kg)

$1.22 ฿40.00

$1.32 €1.15

-7.58%

Oranges (1kg)

$1.65 ฿54.1

$1.49 €1.30

10.74%

Tomato (1kg)

$1.55 ฿50.7

$2.08 €1.82

-25.48%

Potato (1kg)

$1.33 ฿43.53

$1.00 €0.88

33.00%

Onion (1kg)

$1.21 ฿39.75

$1.08 €0.94

12.04%

Lettuce (1 head)

$0.68 ฿22.22

$1.04 €0.91

-34.62%

Water (1.5 liter bottle)

$0.57 ฿18.54

$0.81 €0.71

-29.63%

Cigarettes 20 Pack (Marlboro, Camel)

$4.68 ฿154

$4.40 €3.84

6.36%

Wine (Bottle)

$16.99 ฿557

$5.20 €4.54

226.73%

Local Beer (0.5 liter bottle)

$1.82 ฿59.8

$0.99 €0.87

83.84%

Imported Beer (0.33 liter bottle)

$3.18 ฿104

$1.20 €1.05

165.00%

One-way Ticket (Public Transport)

$0.91 ฿29.70

$1.15 €1.00

-20.87%

Public Transport Monthly Pass (Regular Price)

$18.74 ฿614

$35.10 €30.63

-46.61%

Taxi Start (Normal Tariff)

$1.41 ฿46.18

$0.55 €0.48

156.36%

Taxi (Normal Tariff) (1km)

$1.34 ฿43.88

$0.51 €0.44

162.75%

Taxi 1hour Waiting (Normal Tariff)

$8.14 ฿267

$7.56 €6.59

7.67%

Gasoline (1 liter)

$1.28 ฿41.88

$1.68 €1.47

-23.81%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.8K ฿715.2K

$21.7K €18.9K

0.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$22.4K ฿734.1K

$26.1K €22.8K

-14.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$70.5 ฿2,310

$127 €111

-44.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$14.05 ฿460

$23.33 €20.35

-39.78%

Internet (50+ Mbps, Unlimited Data)

$17.65 ฿578

$24.48 €21.35

-27.90%

Gym Membership (Monthly)

$41.29 ฿1,353

$35.04 €30.57

17.84%

Tennis Court (1 Hour on Weekend)

$6.76 ฿222

$10.73 €9.36

-37.00%

Cinema Ticket

$5.96 ฿195

$5.70 €4.97

4.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 ฿9,928

$86.2 €75.2

251.61%

International Primary School, 1 Child (Yearly)

$15.0K ฿490.2K

$4,571 €3,988

227.25%

Jeans (Levis 501 Or Similar)

$54.7 ฿1,793

$84.2 €73.4

-35.01%

Summer Dress (H&M, Zara, etc)

$26.29 ฿861

$32.16 €28.06

-18.25%

Sport Shoes (Adidas, Nike)

$85.8 ฿2,811

$91.3 €79.7

-6.06%

Men's Leather Business Shoes

$69.7 ฿2,284

$114 €99.7

-38.98%

1-bedroom Apartment, City Center (Monthly)

$428 ฿14.0K

$370 €323

15.62%

1-bedroom Apartment, Outside City Center (Monthly)

$239 ฿7,834

$227 €198

5.36%

3-bedroom Apartment, City Center (Monthly)

$811 ฿26.6K

$535 €467

51.60%

3-bedroom Apartment, Outside City Center (Monthly)

$510 ฿16.7K

$373 €325

36.70%

Buy Apartment in City Center (m2)

$2,025 ฿66.4K

$1,338 €1,168

51.36%

Buy Apartment Outside City Center (m2)

$1,502 ฿49.2K

$954 €832

57.47%

Average Monthly Net Salary (After Tax)

$623 ฿20.4K

$819 €715

-23.98%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

-9.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Chiang Mai: June 13, 2026

Last update for Niksic: June 14, 2026

Cost Breakdown

A central one-bedroom costs $428 in Chiang Mai versus $370 in Niksic. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 32% higher in Niksic, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $18.00 in Chiang Mai versus $32.00 in Niksic. Groceries tell a different story – $242 in Chiang Mai vs $195 in Niksic – so Niksic wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Chiang Mai vs Niksic: Cost of Living - Frequently Asked Questions

Niksic costs about 12% more than Chiang Mai, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,272 per month in Chiang Mai and $1,426 in Niksic. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Chiang Mai, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $303 per month in Chiang Mai and $86.2 in Niksic. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 25% cheaper in Niksic – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$800 covers both cities comfortably – all-in costs are $848 in Chiang Mai and $951 in Niksic, leaving budget for savings and extras in both cases.

For digital nomads, it depends on budget. Chiang Mai costs $848 versus $951 in Niksic. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Chiang Mai. If higher salaries, better infrastructure, or specific career opportunities are the priority, Niksic makes more sense. Both are solid long-term options with distinct trade-offs.