Cost of Living Comparison Between Niksic and Bar Cost of Living Comparison Between Niksic and Bar

Monthly Cost of Living

Monthly costs for one person with rent: $974 in Niksic versus $1,358 in Bar.

Estimated couple costs with rent: $1,475 in Niksic versus $2,043 in Bar.

Monthly costs for a family of three with rent: $1,977 in Niksic versus $2,727 in Bar.

Living in Niksic costs roughly 28% less than in Bar, driven mainly by Eating Out.

The two cities straddle the global median: Niksic is 27% below, Bar is 1% above.

Meal at Budget Restaurant

$7.95 €6.84

$11.62 €9.99

-31.58%

Three-Course Dinner for Two, Mid-Range

$31.29 €26.92

$40.44 €34.79

-22.63%

Fast Food Meal (McDonalds, etc)

$5.70 €4.91

$9.53 €8.20

-40.19%

Cappuccino

$1.79 €1.54

$2.34 €2.01

-23.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.97 €1.69

$1.82 €1.56

8.24%

Water (0.33 liter bottle)

$1.19 €1.03

$1.39 €1.20

-14.39%

Local Beer (0.5 liter draught)

$2.06 €1.77

$2.81 €2.42

-26.69%

Imported Beer (0.33 liter bottle)

$2.35 €2.02

$3.20 €2.75

-26.56%

Milk (1 liter)

$1.17 €1.00

$1.22 €1.05

-4.10%

White Bread (500g)

$0.96 €0.82

$1.09 €0.93

-11.93%

Rice (white) (1kg)

$2.00 €1.72

$2.52 €2.17

-20.63%

Eggs

$3.11 €2.67

$2.99 €2.57

4.01%

Local Cheese (1kg)

$7.73 €6.65

$8.30 €7.14

-6.87%

Chicken Fillets (1kg)

$6.09 €5.24

$7.50 €6.45

-18.80%

Beef Round Steak (1kg)

$10.39 €8.93

$12.42 €10.68

-16.34%

Apples (1kg)

$1.21 €1.04

$1.41 €1.21

-14.18%

Banana (1kg)

$1.36 €1.17

$2.11 €1.81

-35.55%

Oranges (1kg)

$1.55 €1.34

$1.48 €1.28

4.73%

Tomato (1kg)

$2.16 €1.86

$2.75 €2.36

-21.45%

Potato (1kg)

$1.04 €0.89

$1.08 €0.93

-3.70%

Onion (1kg)

$1.05 €0.91

$1.28 €1.10

-17.97%

Lettuce (1 head)

$1.05 €0.90

$2.50 €2.15

-58.00%

Water (1.5 liter bottle)

$0.85 €0.74

$1.36 €1.17

-37.50%

Cigarettes 20 Pack (Marlboro, Camel)

$4.21 €3.62

$3.69 €3.18

14.09%

Wine (Bottle)

$5.30 €4.56

$8.42 €7.24

-37.05%

Local Beer (0.5 liter bottle)

$0.94 €0.81

Imported Beer (0.33 liter bottle)

$1.21 €1.04

$1.40 €1.20

-13.57%

One-way Ticket (Public Transport)

$1.13 €0.97

$1.78 €1.53

-36.52%

Public Transport Monthly Pass (Regular Price)

$34.63 €29.79

$22.98 €19.76

50.70%

Taxi Start (Normal Tariff)

$0.56 €0.48

$2.36 €2.03

-76.27%

Taxi (Normal Tariff) (1km)

$0.54 €0.46

$0.70 €0.60

-22.86%

Taxi 1hour Waiting (Normal Tariff)

$7.59 €6.53

$14.22 €12.23

-46.62%

Gasoline (1 liter)

$1.76 €1.51

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$22.1K €19.0K

$32.6K €28.0K

-32.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.5K €22.8K

$30.2K €26.0K

-12.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$127 €109

$137 €118

-7.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.28 €20.03

$19.56 €16.83

19.02%

Internet (50+ Mbps, Unlimited Data)

$24.28 €20.89

$30.38 €26.13

-20.08%

Gym Membership (Monthly)

$35.40 €30.45

$41.40 €35.61

-14.49%

Tennis Court (1 Hour on Weekend)

$10.74 €9.24

$15.22 €13.09

-29.43%

Cinema Ticket

$5.88 €5.05

$4.59 €3.95

28.10%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$83.3 €71.7

$258 €222

-67.76%

International Primary School, 1 Child (Yearly)

$4,547 €3,911

$6,193 €5,327

-26.58%

Jeans (Levis 501 Or Similar)

$84.3 €72.5

$66.3 €57.0

27.17%

Summer Dress (H&M, Zara, etc)

$32.47 €27.93

$30.90 €26.58

5.08%

Sport Shoes (Adidas, Nike)

$93.3 €80.3

$96.5 €83.0

-3.29%

Men's Leather Business Shoes

$115 €98.8

$120 €103

-3.91%

1-bedroom Apartment, City Center (Monthly)

$382 €329

$704 €605

-45.71%

1-bedroom Apartment, Outside City Center (Monthly)

$227 €196

$511 €439

-55.46%

3-bedroom Apartment, City Center (Monthly)

$540 €464

$1,141 €982

-52.72%

3-bedroom Apartment, Outside City Center (Monthly)

$383 €329

$854 €735

-55.19%

Buy Apartment in City Center (m2)

$1,402 €1,206

$2,863 €2,463

-51.03%

Buy Apartment Outside City Center (m2)

$986 €848

$2,187 €1,881

-54.92%

Average Monthly Net Salary (After Tax)

$833 €716

$919 €790

-9.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: May 31, 2026

Last update for Bar: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $382 in Niksic and $704 in Bar. Housing cost is often the main lever when comparing two cities.

Bar pays 10% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $31.00 in Niksic vs $40.00 in Bar for a mid-range dinner for two. Groceries echo the gap at $195 vs $241 per month, with Niksic cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Bar: Cost of Living - Frequently Asked Questions

Niksic wins on cost – living expenses run 39% lower than in Bar. Housing and daily spending are where you'll feel the difference most, making Niksic the obvious pick if budget is a priority.

On paper, Bar earns 10% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $382 in Niksic versus $704 in Bar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $83.3 in Niksic versus $258 in Bar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 23% higher in Bar. For households that cook at home regularly, that difference adds up over a month.

At $974 in Niksic versus $1,358 in Bar, a $2,000 budget is realistic in Niksic but tight or insufficient in Bar. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Niksic and Bar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 39% less than in Bar. Beyond cost, consider language, visa policies, and how big the international community is in each city.