Last update: Oct 2026

Cost of Living Comparison Between Niksic and Bar

For one person, living is cheaper in Niksic: $986 a month against $1,249 in Bar, rent and utilities included – about $3,200 less a year. Rent and utilities account for most of the difference.

47

Cost of Living Index in Niksic
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Niksic Living Index
60

Cost of Living Index in Bar
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Bar Living Index

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Niksic

🇲🇪 Montenegro

$986

/mo nomad

Bar

🇲🇪 Montenegro

$1,249

/mo nomad

Monthly Cost of Living

How much you'll spend in Niksic and in Bar

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niksic and in Bar actually costs, broken down by who's living it.

Monthly costs for one person with rent: $986 in Niksic versus $1,249 in Bar.

Niksic $986
Bar $1,249

Estimated couple costs with rent: $1,468 in Niksic versus $1,957 in Bar.

Niksic $1,468
Bar $1,957

Monthly costs for a family of three with rent: $1,950 in Niksic versus $2,665 in Bar.

Niksic $1,950
Bar $2,665

Living in Niksic costs roughly 21% less than in Bar, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Niksic 27% lower, Bar 8% lower.

Meal at Budget Restaurant

$7.94 €7.07

$11.24 €10.00

-29.36%

Three-Course Dinner for Two, Mid-Range

$30.49 €27.12

$47.71 €42.44

-36.09%

Fast Food Meal (McDonalds, etc)

$5.76 €5.12

$10.21 €9.08

-43.58%

Cappuccino

$1.70 €1.51

$2.75 €2.45

-38.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.85 €1.65

$2.19 €1.95

-15.53%

Water (0.33 liter bottle)

$1.14 €1.02

$1.86 €1.66

-38.71%

Local Beer (0.5 liter draught)

$2.01 €1.79

$2.76 €2.46

-27.17%

Imported Beer (0.33 liter bottle)

$2.17 €1.93

$3.04 €2.70

-28.62%

Milk (1 liter)

$1.09 €0.97

$1.19 €1.06

-8.40%

White Bread (500g)

$0.88 €0.78

$1.34 €1.19

-34.33%

Rice (white) (1kg)

$1.90 €1.69

$2.64 €2.35

-28.03%

Eggs

$3.18 €2.83

$3.18 €2.82

Local Cheese (1kg)

$7.59 €6.75

$8.66 €7.70

-12.36%

Chicken Fillets (1kg)

$5.96 €5.30

$8.12 €7.22

-26.60%

Beef Round Steak (1kg)

$10.85 €9.65

$11.32 €10.07

-4.15%

Apples (1kg)

$1.09 €0.97

$1.43 €1.27

-23.78%

Banana (1kg)

$1.26 €1.12

$1.98 €1.77

-36.36%

Oranges (1kg)

$1.29 €1.15

$1.52 €1.35

-15.13%

Tomato (1kg)

$2.12 €1.88

$2.79 €2.48

-24.01%

Potato (1kg)

$0.91 €0.81

$0.93 €0.82

-2.15%

Onion (1kg)

$1.06 €0.95

$1.05 €0.94

0.95%

Lettuce (1 head)

$1.04 €0.93

$2.11 €1.88

-50.71%

Water (1.5 liter bottle)

$0.84 €0.74

$0.92 €0.82

-8.70%

Cigarettes 20 Pack (Marlboro, Camel)

$4.22 €3.76

$4.48 €3.98

-5.80%

Wine (Bottle)

$5.13 €4.56

$8.25 €7.34

-37.82%

Local Beer (0.5 liter bottle)

$0.90 €0.80

$0.89 €0.79

1.12%

Imported Beer (0.33 liter bottle)

$1.11 €0.99

$1.40 €1.24

-20.71%

One-way Ticket (Public Transport)

$1.09 €0.97

$2.27 €2.02

-51.98%

Public Transport Monthly Pass (Regular Price)

$33.41 €29.72

$22.86 €20.34

46.15%

Taxi Start (Normal Tariff)

$0.58 €0.51

$2.19 €1.95

-73.52%

Taxi (Normal Tariff) (1km)

$0.54 €0.48

$1.10 €0.98

-50.91%

Taxi 1hour Waiting (Normal Tariff)

$7.21 €6.41

$14.17 €12.60

-49.12%

Gasoline (1 liter)

$1.77 €1.57

$1.73 €1.54

2.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.5K €19.1K

$31.8K €28.3K

-32.44%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K €22.8K

$29.4K €26.2K

-12.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$123 €109

$108 €96.2

13.69%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.36 €20.78

$15.96 €14.20

46.37%

Internet (50+ Mbps, Unlimited Data)

$23.80 €21.17

$28.86 €25.67

-17.53%

Gym Membership (Monthly)

$33.17 €29.51

$43.22 €38.44

-23.25%

Tennis Court (1 Hour on Weekend)

$10.53 €9.37

$14.64 €13.02

-28.07%

Cinema Ticket

$5.64 €5.02

$4.51 €4.01

25.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$81.9 €72.9

$315 €280

-74.00%

International Primary School, 1 Child (Yearly)

$4,517 €4,018

$6,910 €6,146

-34.62%

Jeans (Levis 501 Or Similar)

$82.3 €73.2

$64.0 €56.9

28.54%

Summer Dress (H&M, Zara, etc)

$31.53 €28.05

$29.94 €26.63

5.31%

Sport Shoes (Adidas, Nike)

$89.4 €79.5

$93.4 €83.1

-4.34%

Men's Leather Business Shoes

$112 €99.5

$112 €99.4

0.09%

1-bedroom Apartment, City Center (Monthly)

$412 €366

$620 €552

-33.61%

1-bedroom Apartment, Outside City Center (Monthly)

$271 €241

$443 €394

-38.73%

3-bedroom Apartment, City Center (Monthly)

$600 €534

$1,157 €1,029

-48.15%

3-bedroom Apartment, Outside City Center (Monthly)

$403 €359

$830 €738

-51.40%

Buy Apartment in City Center (m2)

$1,667 €1,483

$2,886 €2,567

-42.23%

Buy Apartment Outside City Center (m2)

$1,215 €1,081

$2,181 €1,940

-44.30%

Average Monthly Net Salary (After Tax)

$806 €717

$971 €864

-17.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

10.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: October 18, 2026

Last update for Bar: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niksic

$271 27.5%

Bar

$443 35.5% 63.2% $172

Groceries & Markets

Niksic

$190 19.3%

Bar

$236 18.9% 24.4% $46

Monthly Utilities & Internet

Niksic

$170 17.3%

Bar

$153 12.3% 10.1% $17

Clothing & Footwear

Niksic

$142 14.4%

Bar

$135 10.8% 5.1% $7.2

Eating Out

Niksic

$128 12.9%

Bar

$190 15.2% 48.7% $62

Sport & Entertainment

Niksic

$44 4.5%

Bar

$52 4.2% 17.5% $7.8

Getting Around

Niksic

$41 4.2%

Bar

$40 3.2% 3.5% $1.5

Cost Breakdown

A one-bedroom apartment in the center runs $412 in Niksic and $620 in Bar. Housing cost is often the main lever when comparing two cities.

Bar pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Niksic vs $48.00 in Bar for a mid-range dinner for two. Groceries echo the gap at $190 vs $236 per month, with Niksic cheaper across the board.

Good to know

🇲🇪 Niksic

🇲🇪 Bar

🕒 Local time

12:48 12:48 PM

Same time as Niksic

🌤 Weather

👥 Population

56,970

17,727

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Niksic Bar 76 km

From you

Niksic
Bar

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Bar: Cost of Living - Frequently Asked Questions

Niksic wins on cost – living expenses run 27% lower than in Bar. Housing and daily spending are where you'll feel the difference most, making Niksic the obvious pick if budget is a priority.

On paper, salaries run 21% lower in Bar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $412 in Niksic versus $620 in Bar. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $81.9 in Niksic versus $315 in Bar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 24% higher in Bar. For households that cook at home regularly, that difference adds up over a month.

At $986 in Niksic versus $1,249 in Bar, a $2,000 budget is realistic in Niksic but tight or insufficient in Bar. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Niksic and Bar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 27% less than in Bar. Beyond cost, consider language, visa policies, and how big the international community is in each city.