Last update: Oct 2026

Cost of Living Comparison Between Bar and Niksic

For one person, living is cheaper in Niksic: $986 a month against $1,249 in Bar, rent and utilities included – about $3,200 less a year. Rent and utilities account for most of the difference.

60

Cost of Living Index in Bar
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Bar Living Index
47

Cost of Living Index in Niksic
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Niksic Living Index

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Bar

🇲🇪 Montenegro

$1,249

/mo nomad

Niksic

🇲🇪 Montenegro

$986

/mo nomad

Monthly Cost of Living

How much you'll spend in Bar and in Niksic

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bar and in Niksic actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,249 in Bar versus $986 in Niksic.

Bar $1,249
Niksic $986

Estimated couple costs with rent: $1,957 in Bar versus $1,468 in Niksic.

Bar $1,957
Niksic $1,468

Monthly costs for a family of three with rent: $2,665 in Bar versus $1,950 in Niksic.

Bar $2,665
Niksic $1,950

Living in Bar is roughly 27% more expensive than in Niksic, and outside of rent the biggest gap is in eating out.

Both cities sit below the global median: Bar 8% lower, Niksic 27% lower.

Meal at Budget Restaurant

$11.24 €10.00

$7.94 €7.07

41.56%

Three-Course Dinner for Two, Mid-Range

$47.71 €42.44

$30.49 €27.12

56.48%

Fast Food Meal (McDonalds, etc)

$10.21 €9.08

$5.76 €5.12

77.26%

Cappuccino

$2.75 €2.45

$1.70 €1.51

61.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 €1.95

$1.85 €1.65

18.38%

Water (0.33 liter bottle)

$1.86 €1.66

$1.14 €1.02

63.16%

Local Beer (0.5 liter draught)

$2.76 €2.46

$2.01 €1.79

37.31%

Imported Beer (0.33 liter bottle)

$3.04 €2.70

$2.17 €1.93

40.09%

Milk (1 liter)

$1.19 €1.06

$1.09 €0.97

9.17%

White Bread (500g)

$1.34 €1.19

$0.88 €0.78

52.27%

Rice (white) (1kg)

$2.64 €2.35

$1.90 €1.69

38.95%

Eggs

$3.18 €2.82

$3.18 €2.83

Local Cheese (1kg)

$8.66 €7.70

$7.59 €6.75

14.10%

Chicken Fillets (1kg)

$8.12 €7.22

$5.96 €5.30

36.24%

Beef Round Steak (1kg)

$11.32 €10.07

$10.85 €9.65

4.33%

Apples (1kg)

$1.43 €1.27

$1.09 €0.97

31.19%

Banana (1kg)

$1.98 €1.77

$1.26 €1.12

57.14%

Oranges (1kg)

$1.52 €1.35

$1.29 €1.15

17.83%

Tomato (1kg)

$2.79 €2.48

$2.12 €1.88

31.60%

Potato (1kg)

$0.93 €0.82

$0.91 €0.81

2.20%

Onion (1kg)

$1.05 €0.94

$1.06 €0.95

-0.94%

Lettuce (1 head)

$2.11 €1.88

$1.04 €0.93

102.88%

Water (1.5 liter bottle)

$0.92 €0.82

$0.84 €0.74

9.52%

Cigarettes 20 Pack (Marlboro, Camel)

$4.48 €3.98

$4.22 €3.76

6.16%

Wine (Bottle)

$8.25 €7.34

$5.13 €4.56

60.82%

Local Beer (0.5 liter bottle)

$0.89 €0.79

$0.90 €0.80

-1.11%

Imported Beer (0.33 liter bottle)

$1.40 €1.24

$1.11 €0.99

26.13%

One-way Ticket (Public Transport)

$2.27 €2.02

$1.09 €0.97

108.26%

Public Transport Monthly Pass (Regular Price)

$22.86 €20.34

$33.41 €29.72

-31.58%

Taxi Start (Normal Tariff)

$2.19 €1.95

$0.58 €0.51

277.59%

Taxi (Normal Tariff) (1km)

$1.10 €0.98

$0.54 €0.48

103.70%

Taxi 1hour Waiting (Normal Tariff)

$14.17 €12.60

$7.21 €6.41

96.53%

Gasoline (1 liter)

$1.73 €1.54

$1.77 €1.57

-2.26%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$31.8K €28.3K

$21.5K €19.1K

48.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$29.4K €26.2K

$25.7K €22.8K

14.61%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$108 €96.2

$123 €109

-12.04%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$15.96 €14.20

$23.36 €20.78

-31.68%

Internet (50+ Mbps, Unlimited Data)

$28.86 €25.67

$23.80 €21.17

21.26%

Gym Membership (Monthly)

$43.22 €38.44

$33.17 €29.51

30.30%

Tennis Court (1 Hour on Weekend)

$14.64 €13.02

$10.53 €9.37

39.03%

Cinema Ticket

$4.51 €4.01

$5.64 €5.02

-20.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$315 €280

$81.9 €72.9

284.66%

International Primary School, 1 Child (Yearly)

$6,910 €6,146

$4,517 €4,018

52.96%

Jeans (Levis 501 Or Similar)

$64.0 €56.9

$82.3 €73.2

-22.20%

Summer Dress (H&M, Zara, etc)

$29.94 €26.63

$31.53 €28.05

-5.04%

Sport Shoes (Adidas, Nike)

$93.4 €83.1

$89.4 €79.5

4.53%

Men's Leather Business Shoes

$112 €99.4

$112 €99.5

-0.09%

1-bedroom Apartment, City Center (Monthly)

$620 €552

$412 €366

50.62%

1-bedroom Apartment, Outside City Center (Monthly)

$443 €394

$271 €241

63.21%

3-bedroom Apartment, City Center (Monthly)

$1,157 €1,029

$600 €534

92.88%

3-bedroom Apartment, Outside City Center (Monthly)

$830 €738

$403 €359

105.76%

Buy Apartment in City Center (m2)

$2,886 €2,567

$1,667 €1,483

73.11%

Buy Apartment Outside City Center (m2)

$2,181 €1,940

$1,215 €1,081

79.53%

Average Monthly Net Salary (After Tax)

$971 €864

$806 €717

20.55%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

-9.09%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bar: October 17, 2026

Last update for Niksic: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bar

$443 35.5%

Niksic

$271 27.5% 38.7% $172

Groceries & Markets

Bar

$236 18.9%

Niksic

$190 19.3% 19.6% $46

Eating Out

Bar

$190 15.2%

Niksic

$128 12.9% 32.8% $62

Monthly Utilities & Internet

Bar

$153 12.3%

Niksic

$170 17.3% 11.2% $17

Clothing & Footwear

Bar

$135 10.8%

Niksic

$142 14.4% 5.3% $7.2

Sport & Entertainment

Bar

$52 4.2%

Niksic

$44 4.5% 14.9% $7.8

Getting Around

Bar

$40 3.2%

Niksic

$41 4.2% 3.7% $1.5

Cost Breakdown

A one-bedroom apartment in the center runs $620 in Bar and $412 in Niksic. Housing cost is often the main lever when comparing two cities.

Bar pays 21% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $48.00 in Bar vs $30.00 in Niksic for a mid-range dinner for two. Groceries echo the gap at $236 vs $190 per month, with Niksic cheaper across the board.

Good to know

🇲🇪 Bar

🇲🇪 Niksic

🕒 Local time

15:19 3:19 PM

Same time as Bar

🌤 Weather

👥 Population

17,727

56,970

💱 Currency

Euro EUR €

📈 Exchange rate

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

Bar Niksic 76 km

From you

Bar
Niksic

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bar vs Niksic: Cost of Living - Frequently Asked Questions

Niksic wins on cost – living expenses run 27% lower than in Bar. Housing and daily spending are where you'll feel the difference most, making Niksic the obvious pick if budget is a priority.

Average pay runs 21% higher in Bar, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $620 in Bar versus $412 in Niksic. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $315 in Bar versus $81.9 in Niksic. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 24% higher in Bar. For households that cook at home regularly, that difference adds up over a month.

At $986 in Niksic versus $1,249 in Bar, a $2,000 budget is realistic in Niksic but tight or insufficient in Bar. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Bar and Niksic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 27% less than in Bar. Beyond cost, consider language, visa policies, and how big the international community is in each city.