Last update: Oct 2026

Cost of Living Comparison Between Bali and Niksic

For one person, living is cheaper in Niksic: $986 a month against $1,229 in Bali, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Bali outweigh lower spending on other living expenses.

59

Cost of Living Index in Bali
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Bali Living Index
47

Cost of Living Index in Niksic
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Niksic Living Index

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Bali

🇮🇩 Indonesia

$1,229

/mo nomad

Niksic

🇲🇪 Montenegro

$986

/mo nomad

Monthly Cost of Living

How much you'll spend in Bali and in Niksic

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Bali and in Niksic actually costs, broken down by who's living it.

A single person spends $1,229 per month in Bali vs $986 in Niksic, rent included.

Bali $1,229
Niksic $986

A couple spends around $2,053 per month in Bali vs $1,468 in Niksic, rent included.

Bali $2,053
Niksic $1,468

A family of three spends $2,877 per month in Bali vs $1,950 in Niksic, rent included.

Bali $2,877
Niksic $1,950

Bali costs about 25% more than Niksic, and outside of rent the biggest gap is in groceries.

Both Bali and Niksic are more affordable than the global median – Bali 9% lower, Niksic 27% lower.

Meal at Budget Restaurant

$2.75 Rp 49.5K

$7.94 €7.07

-65.37%

Three-Course Dinner for Two, Mid-Range

$29.09 Rp 523.7K

$30.49 €27.12

-4.59%

Fast Food Meal (McDonalds, etc)

$4.66 Rp 83.9K

$5.76 €5.12

-19.10%

Cappuccino

$2.31 Rp 41.5K

$1.70 €1.51

35.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.42 Rp 25.6K

$1.85 €1.65

-23.24%

Water (0.33 liter bottle)

$0.64 Rp 11.4K

$1.14 €1.02

-43.86%

Local Beer (0.5 liter draught)

$2.23 Rp 40.2K

$2.01 €1.79

10.95%

Imported Beer (0.33 liter bottle)

$3.61 Rp 64.9K

$2.17 €1.93

66.36%

Milk (1 liter)

$1.43 Rp 25.8K

$1.09 €0.97

31.19%

White Bread (500g)

$2.11 Rp 38.0K

$0.88 €0.78

139.77%

Rice (white) (1kg)

$1.15 Rp 20.6K

$1.90 €1.69

-39.47%

Eggs

$1.96 Rp 35.3K

$3.18 €2.83

-38.36%

Local Cheese (1kg)

$16.38 Rp 294.8K

$7.59 €6.75

115.81%

Chicken Fillets (1kg)

$3.60 Rp 64.7K

$5.96 €5.30

-39.60%

Beef Round Steak (1kg)

$11.70 Rp 210.6K

$10.85 €9.65

7.83%

Apples (1kg)

$3.48 Rp 62.7K

$1.09 €0.97

219.27%

Banana (1kg)

$1.46 Rp 26.4K

$1.26 €1.12

15.87%

Oranges (1kg)

$2.21 Rp 39.8K

$1.29 €1.15

71.32%

Tomato (1kg)

$1.90 Rp 34.3K

$2.12 €1.88

-10.38%

Potato (1kg)

$1.72 Rp 30.9K

$0.91 €0.81

89.01%

Onion (1kg)

$2.19 Rp 39.4K

$1.06 €0.95

106.60%

Lettuce (1 head)

$1.00 Rp 17.9K

$1.04 €0.93

-3.85%

Water (1.5 liter bottle)

$0.51 Rp 9,256

$0.84 €0.74

-39.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.08 Rp 37.4K

$4.22 €3.76

-50.71%

Wine (Bottle)

$21.20 Rp 381.6K

$5.13 €4.56

313.26%

Local Beer (0.5 liter bottle)

$2.18 Rp 39.2K

$0.90 €0.80

142.22%

Imported Beer (0.33 liter bottle)

$2.88 Rp 51.9K

$1.11 €0.99

159.46%

One-way Ticket (Public Transport)

$0.23 Rp 4,137

$1.09 €0.97

-78.90%

Public Transport Monthly Pass (Regular Price)

$8.27 Rp 148.8K

$33.41 €29.72

-75.25%

Taxi Start (Normal Tariff)

$0.45 Rp 8,030

$0.58 €0.51

-22.41%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,471

$0.54 €0.48

-12.96%

Taxi 1hour Waiting (Normal Tariff)

$5.42 Rp 97.6K

$7.21 €6.41

-24.83%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.77 €1.57

-53.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.0K Rp 431.7M

$21.5K €19.1K

11.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 573.5M

$25.7K €22.8K

24.05%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.4 Rp 1.4M

$123 €109

-35.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 116.3K

$23.36 €20.78

-72.35%

Internet (50+ Mbps, Unlimited Data)

$18.69 Rp 336.4K

$23.80 €21.17

-21.47%

Gym Membership (Monthly)

$45.96 Rp 827.2K

$33.17 €29.51

38.56%

Tennis Court (1 Hour on Weekend)

$14.87 Rp 267.7K

$10.53 €9.37

41.22%

Cinema Ticket

$3.67 Rp 66.1K

$5.64 €5.02

-34.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 Rp 8.0M

$81.9 €72.9

440.16%

International Primary School, 1 Child (Yearly)

$5,164 Rp 93.0M

$4,517 €4,018

14.32%

Jeans (Levis 501 Or Similar)

$43.58 Rp 784.5K

$82.3 €73.2

-47.02%

Summer Dress (H&M, Zara, etc)

$32.98 Rp 593.7K

$31.53 €28.05

4.60%

Sport Shoes (Adidas, Nike)

$75.0 Rp 1.3M

$89.4 €79.5

-16.10%

Men's Leather Business Shoes

$75.0 Rp 1.3M

$112 €99.5

-32.96%

1-bedroom Apartment, City Center (Monthly)

$975 Rp 17.5M

$412 €366

136.73%

1-bedroom Apartment, Outside City Center (Monthly)

$593 Rp 10.7M

$271 €241

118.62%

3-bedroom Apartment, City Center (Monthly)

$3,065 Rp 55.2M

$600 €534

410.95%

3-bedroom Apartment, Outside City Center (Monthly)

$1,463 Rp 26.3M

$403 €359

262.69%

Buy Apartment in City Center (m2)

$2,391 Rp 43.0M

$1,667 €1,483

43.39%

Buy Apartment Outside City Center (m2)

$1,945 Rp 35.0M

$1,215 €1,081

60.08%

Average Monthly Net Salary (After Tax)

$216 Rp 3.9M

$806 €717

-73.16%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.5

150.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: October 20, 2026

Last update for Niksic: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Bali

$593 48.3%

Niksic

$271 27.5% 54.3% $322

Groceries & Markets

Bali

$273 22.3%

Niksic

$190 19.3% 30.5% $83

Monthly Utilities & Internet

Bali

$105 8.5%

Niksic

$170 17.3% 62.7% $66

Clothing & Footwear

Bali

$102 8.3%

Niksic

$142 14.4% 39.1% $40

Eating Out

Bali

$90 7.3%

Niksic

$128 12.9% 41.3% $37

Sport & Entertainment

Bali

$53 4.3%

Niksic

$44 4.5% 16.6% $8.8

Getting Around

Bali

$12 1%

Niksic

$41 4.2% 243% $29

Cost Breakdown

A central one-bedroom costs $975 in Bali versus $412 in Niksic. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 273% higher in Niksic, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $29.00 in Bali versus $30.00 in Niksic. Groceries tell a different story – $273 in Bali vs $190 in Niksic – so Niksic wins on supermarket bills even if dining out costs more.

Good to know

🇮🇩 Bali

🇲🇪 Niksic

🕒 Local time

18:50 6:50 PM

12:50 12:50 PM

6 h behind Bali

🌤 Weather

👥 Population

56,970

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 20, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Bali Niksic 11,160 km ≈ 14 h nonstop flight

From you

Bali
Niksic

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Niksic: Cost of Living - Frequently Asked Questions

Bali costs about 25% more than Niksic, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,843 per month in Bali and $1,479 in Niksic. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Niksic, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $29.00 in Bali and $30.00 in Niksic. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,229 in Bali and $986 in Niksic. That's a gap of about 25%.

A $2,000 monthly budget goes further in Niksic, where all-in costs run around $986, than in Bali at $1,229. In Niksic it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Niksic costs $986 versus $1,229 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Niksic. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.