Cost of Living Comparison Between Bali and Niksic Cost of Living Comparison Between Bali and Niksic

Monthly Cost of Living

A single person spends $1,290 per month in Bali vs $950 in Niksic, rent included.

A couple spends around $2,302 per month in Bali vs $1,474 in Niksic, rent included.

A family of three spends $3,314 per month in Bali vs $1,998 in Niksic, rent included.

Bali costs about 36% more than Niksic, driven mainly by Groceries & Markets.

Both Bali and Niksic are more affordable than the global median – Bali 3% lower, Niksic 29% lower.

Meal at Budget Restaurant

$2.86 Rp 51.3K

$8.19 €7.17

-65.08%

Three-Course Dinner for Two, Mid-Range

$27.11 Rp 486.3K

$31.54 €27.59

-14.05%

Fast Food Meal (McDonalds, etc)

$4.25 Rp 76.2K

$5.94 €5.20

-28.45%

Cappuccino

$2.24 Rp 40.2K

$1.76 €1.54

27.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.15 Rp 20.6K

$1.99 €1.74

-42.21%

Water (0.33 liter bottle)

$0.58 Rp 10.5K

$1.18 €1.03

-50.85%

Local Beer (0.5 liter draught)

$2.42 Rp 43.4K

$2.04 €1.79

18.63%

Imported Beer (0.33 liter bottle)

$3.32 Rp 59.5K

$2.35 €2.05

41.28%

Milk (1 liter)

$1.66 Rp 29.9K

$1.12 €0.98

48.21%

White Bread (500g)

$2.44 Rp 43.8K

$0.97 €0.85

151.55%

Rice (white) (1kg)

$1.09 Rp 19.6K

$2.04 €1.79

-46.57%

Eggs

$2.25 Rp 40.5K

$3.14 €2.75

-28.34%

Local Cheese (1kg)

$13.93 Rp 249.9K

$7.73 €6.76

80.21%

Chicken Fillets (1kg)

$4.10 Rp 73.6K

$6.38 €5.58

-35.74%

Beef Round Steak (1kg)

$11.34 Rp 203.4K

$10.58 €9.26

7.18%

Apples (1kg)

$3.66 Rp 65.7K

$1.25 €1.10

192.80%

Banana (1kg)

$1.54 Rp 27.6K

$1.33 €1.16

15.79%

Oranges (1kg)

$2.66 Rp 47.7K

$1.52 €1.33

75.00%

Tomato (1kg)

$2.21 Rp 39.7K

$2.10 €1.83

5.24%

Potato (1kg)

$1.82 Rp 32.6K

$1.04 €0.91

75.00%

Onion (1kg)

$2.08 Rp 37.3K

$1.10 €0.96

89.09%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.04 €0.91

Water (1.5 liter bottle)

$0.69 Rp 12.3K

$0.84 €0.73

-17.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.10 Rp 55.7K

$4.36 €3.82

-28.90%

Wine (Bottle)

$22.34 Rp 400.8K

$5.02 €4.39

345.02%

Local Beer (0.5 liter bottle)

$2.62 Rp 47.1K

$1.03 €0.90

154.37%

Imported Beer (0.33 liter bottle)

$2.65 Rp 47.5K

$1.15 €1.01

130.43%

One-way Ticket (Public Transport)

$0.27 Rp 4,795

$1.15 €1.01

-76.52%

Public Transport Monthly Pass (Regular Price)

$8.19 Rp 146.8K

$35.20 €30.80

-76.73%

Taxi Start (Normal Tariff)

$0.45 Rp 8,070

$0.60 €0.52

-25.00%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,228

$0.50 €0.43

-8.00%

Taxi 1hour Waiting (Normal Tariff)

$5.99 Rp 107.5K

$7.34 €6.42

-18.39%

Gasoline (1 liter)

$0.82 Rp 14.6K

$1.76 €1.54

-53.41%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.7M

$21.9K €19.1K

18.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.6K Rp 584.7M

$27.1K €23.7K

20.36%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.4 Rp 1.4M

$125 €110

-36.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.0K

$23.27 €20.36

-82.51%

Internet (50+ Mbps, Unlimited Data)

$24.04 Rp 431.3K

$24.43 €21.37

-1.60%

Gym Membership (Monthly)

$80.6 Rp 1.4M

$34.88 €30.52

131.02%

Tennis Court (1 Hour on Weekend)

$5.47 Rp 98.1K

$10.89 €9.53

-49.77%

Cinema Ticket

$3.29 Rp 59.0K

$5.92 €5.18

-44.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$273 Rp 4.9M

$85.1 €74.5

220.31%

International Primary School, 1 Child (Yearly)

$6,104 Rp 109.5M

$4,555 €3,985

34.02%

Jeans (Levis 501 Or Similar)

$52.5 Rp 942.1K

$86.6 €75.8

-39.39%

Summer Dress (H&M, Zara, etc)

$37.11 Rp 665.7K

$33.04 €28.91

12.32%

Sport Shoes (Adidas, Nike)

$83.2 Rp 1.5M

$91.6 €80.1

-9.14%

Men's Leather Business Shoes

$72.8 Rp 1.3M

$116 €101

-37.02%

1-bedroom Apartment, City Center (Monthly)

$860 Rp 15.4M

$380 €333

126.34%

1-bedroom Apartment, Outside City Center (Monthly)

$582 Rp 10.4M

$225 €197

158.19%

3-bedroom Apartment, City Center (Monthly)

$2,932 Rp 52.6M

$538 €471

444.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,801 Rp 32.3M

$374 €327

382.07%

Buy Apartment in City Center (m2)

$2,406 Rp 43.2M

$1,324 €1,158

81.78%

Buy Apartment Outside City Center (m2)

$1,957 Rp 35.1M

$964 €843

103.10%

Average Monthly Net Salary (After Tax)

$221 Rp 4.0M

$802 €702

-72.43%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.5

141.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: July 11, 2026

Last update for Niksic: July 13, 2026

Cost Breakdown

A central one-bedroom costs $860 in Bali versus $380 in Niksic. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 263% higher in Niksic, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $27.00 in Bali versus $32.00 in Niksic. Groceries tell a different story – $285 in Bali vs $196 in Niksic – so Niksic wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Niksic: Cost of Living - Frequently Asked Questions

Bali costs about 36% more than Niksic, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,935 per month in Bali and $1,425 in Niksic. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Niksic, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $27.00 in Bali and $32.00 in Niksic. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,290 in Bali and $950 in Niksic. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Niksic, where all-in costs run around $950, than in Bali at $1,290. In Niksic it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Niksic costs $950 versus $1,290 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Niksic. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.