Cost of Living Comparison Between Bali and Niksic Cost of Living Comparison Between Bali and Niksic

Monthly Cost of Living

A single person spends $1,266 per month in Bali vs $1,024 in Niksic, rent included.

A couple spends around $2,141 per month in Bali vs $1,524 in Niksic, rent included.

A family of three spends $3,016 per month in Bali vs $2,024 in Niksic, rent included.

Bali costs about 24% more than Niksic, driven mainly by Groceries & Markets.

Both Bali and Niksic are more affordable than the global median – Bali 8% lower, Niksic 25% lower.

Meal at Budget Restaurant

$2.91 Rp 51.4K

$8.11 €6.97

-64.12%

Three-Course Dinner for Two, Mid-Range

$31.94 Rp 564.9K

$31.48 €27.07

1.46%

Fast Food Meal (McDonalds, etc)

$4.50 Rp 79.5K

$5.92 €5.09

-23.99%

Cappuccino

$2.29 Rp 40.4K

$1.73 €1.49

32.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.39 Rp 24.5K

$1.98 €1.70

-29.80%

Water (0.33 liter bottle)

$0.60 Rp 10.5K

$1.18 €1.02

-49.15%

Local Beer (0.5 liter draught)

$2.20 Rp 39.0K

$2.04 €1.75

7.84%

Imported Beer (0.33 liter bottle)

$3.61 Rp 63.8K

$2.34 €2.01

54.27%

Milk (1 liter)

$1.54 Rp 27.2K

$1.11 €0.95

38.74%

White Bread (500g)

$2.19 Rp 38.6K

$0.90 €0.77

143.33%

Rice (white) (1kg)

$1.08 Rp 19.0K

$2.05 €1.76

-47.32%

Eggs

$2.01 Rp 35.5K

$3.25 €2.79

-38.15%

Local Cheese (1kg)

$16.91 Rp 299.0K

$7.86 €6.76

115.14%

Chicken Fillets (1kg)

$3.76 Rp 66.4K

$6.32 €5.43

-40.51%

Beef Round Steak (1kg)

$11.82 Rp 209.1K

$11.23 €9.65

5.25%

Apples (1kg)

$3.39 Rp 60.0K

$1.14 €0.98

197.37%

Banana (1kg)

$1.47 Rp 26.0K

$1.28 €1.10

14.84%

Oranges (1kg)

$2.17 Rp 38.4K

$1.37 €1.18

58.39%

Tomato (1kg)

$1.84 Rp 32.6K

$2.11 €1.81

-12.80%

Potato (1kg)

$1.77 Rp 31.2K

$0.95 €0.82

86.32%

Onion (1kg)

$2.26 Rp 39.9K

$1.09 €0.94

107.34%

Lettuce (1 head)

$0.99 Rp 17.5K

$1.09 €0.94

-9.17%

Water (1.5 liter bottle)

$0.49 Rp 8,670

$0.87 €0.75

-43.68%

Cigarettes 20 Pack (Marlboro, Camel)

$2.13 Rp 37.7K

$4.39 €3.78

-51.48%

Wine (Bottle)

$22.73 Rp 401.9K

$5.22 €4.49

335.44%

Local Beer (0.5 liter bottle)

$2.27 Rp 40.2K

$0.94 €0.81

141.49%

Imported Beer (0.33 liter bottle)

$2.67 Rp 47.3K

$1.15 €0.99

132.17%

One-way Ticket (Public Transport)

$0.25 Rp 4,384

$1.18 €1.01

-78.81%

Public Transport Monthly Pass (Regular Price)

$8.56 Rp 151.4K

$35.18 €30.24

-75.67%

Taxi Start (Normal Tariff)

$0.49 Rp 8,667

$0.56 €0.48

-12.50%

Taxi (Normal Tariff) (1km)

$0.48 Rp 8,442

$0.56 €0.48

-14.29%

Taxi 1hour Waiting (Normal Tariff)

$5.81 Rp 102.8K

$7.67 €6.60

-24.25%

Gasoline (1 liter)

$0.76 Rp 13.4K

$1.69 €1.45

-55.03%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 434.8M

$22.1K €19.0K

11.02%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.1M

$26.7K €23.0K

20.24%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$124 €107

-33.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.47 Rp 114.5K

$23.43 €20.14

-72.39%

Internet (50+ Mbps, Unlimited Data)

$18.80 Rp 332.4K

$24.60 €21.15

-23.58%

Gym Membership (Monthly)

$47.41 Rp 838.4K

$34.21 €29.41

38.59%

Tennis Court (1 Hour on Weekend)

$15.42 Rp 272.7K

$10.79 €9.28

42.91%

Cinema Ticket

$3.64 Rp 64.3K

$5.90 €5.08

-38.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$443 Rp 7.8M

$86.5 €74.4

412.25%

International Primary School, 1 Child (Yearly)

$5,200 Rp 91.9M

$4,701 €4,042

10.60%

Jeans (Levis 501 Or Similar)

$43.91 Rp 776.4K

$84.7 €72.8

-48.15%

Summer Dress (H&M, Zara, etc)

$34.14 Rp 603.7K

$33.46 €28.77

2.03%

Sport Shoes (Adidas, Nike)

$75.4 Rp 1.3M

$92.8 €79.8

-18.80%

Men's Leather Business Shoes

$77.4 Rp 1.4M

$115 €98.7

-32.57%

1-bedroom Apartment, City Center (Monthly)

$1,004 Rp 17.8M

$432 €372

132.25%

1-bedroom Apartment, Outside City Center (Monthly)

$595 Rp 10.5M

$278 €239

114.17%

3-bedroom Apartment, City Center (Monthly)

$3,169 Rp 56.0M

$625 €538

406.81%

3-bedroom Apartment, Outside City Center (Monthly)

$1,478 Rp 26.1M

$431 €370

243.03%

Buy Apartment in City Center (m2)

$2,472 Rp 43.7M

$1,683 €1,447

46.89%

Buy Apartment Outside City Center (m2)

$2,027 Rp 35.8M

$1,240 €1,066

63.52%

Average Monthly Net Salary (After Tax)

$221 Rp 3.9M

$823 €707

-73.17%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

5.5

150.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Bali: August 31, 2026

Last update for Niksic: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,004 in Bali versus $432 in Niksic. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 273% higher in Niksic, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $32.00 in Bali versus $31.00 in Niksic. Monthly groceries follow the same trend: $280 vs $197 – making Niksic the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Bali vs Niksic: Cost of Living - Frequently Asked Questions

Bali costs about 24% more than Niksic, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $1,899 per month in Bali and $1,535 in Niksic. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Niksic, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

A mid-range dinner for two costs $32.00 in Bali and $31.00 in Niksic. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

Monthly expenses with rent come to $1,266 in Bali and $1,024 in Niksic. The difference isn't just one category – it shows up across housing, food, transport, and services.

A $2,000 monthly budget goes further in Niksic, where all-in costs run around $1,024, than in Bali at $1,266. In Niksic it covers expenses comfortably, while in Bali it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Niksic costs $1,024 versus $1,266 in Bali. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Niksic. If higher salaries, better infrastructure, or specific career opportunities are the priority, Bali makes more sense. Both are solid long-term options with distinct trade-offs.