Last update: Oct 2026

Cost of Living Comparison Between Niksic and Austin, TX

For one person, living is cheaper in Niksic: $968 a month against $2,704 in Austin, TX, rent and utilities included – about $20,800 less a year. Rent and utilities account for most of the difference.

48

Cost of Living Index in Niksic
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Niksic Living Index
129

Cost of Living Index in Austin, TX
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Austin, TX Living Index

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Niksic

🇲🇪 Montenegro

$968

/mo nomad

Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Monthly Cost of Living

How much you'll spend in Niksic and in Austin, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niksic and in Austin, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $968 in Niksic versus $2,704 in Austin, TX.

Niksic $968
Austin, TX $2,704

Estimated couple costs with rent: $1,458 in Niksic versus $4,133 in Austin, TX.

Niksic $1,458
Austin, TX $4,133

Monthly costs for a family of three with rent: $1,947 in Niksic versus $5,562 in Austin, TX.

Niksic $1,947
Austin, TX $5,562

Living in Niksic costs roughly 64% less than in Austin, TX, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Niksic is 28% below, Austin, TX is 102% above.

Meal at Budget Restaurant

$8.03 €7.17

$20.22 $20.22

-60.29%

Three-Course Dinner for Two, Mid-Range

$30.25 €27.00

$85.0 $85.0

-64.42%

Fast Food Meal (McDonalds, etc)

$5.62 €5.02

$12.35 $12.35

-54.49%

Cappuccino

$1.71 €1.53

$5.47 $5.47

-68.74%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.94 €1.73

$3.82 $3.82

-49.21%

Water (0.33 liter bottle)

$1.11 €0.99

$2.50 $2.50

-55.60%

Local Beer (0.5 liter draught)

$1.93 €1.72

$8.06 $8.06

-76.05%

Imported Beer (0.33 liter bottle)

$2.28 €2.04

$8.99 $8.99

-74.64%

Milk (1 liter)

$1.10 €0.98

$1.13 $1.13

-2.65%

White Bread (500g)

$0.88 €0.78

$3.78 $3.78

-76.72%

Rice (white) (1kg)

$1.97 €1.76

$3.25 $3.25

-39.38%

Eggs

$3.04 €2.71

$4.14 $4.14

-26.57%

Local Cheese (1kg)

$7.64 €6.81

$13.08 $13.08

-41.59%

Chicken Fillets (1kg)

$6.12 €5.47

$14.31 $14.31

-57.23%

Beef Round Steak (1kg)

$10.76 €9.60

$15.96 $15.96

-32.58%

Apples (1kg)

$1.09 €0.98

$4.38 $4.38

-75.11%

Banana (1kg)

$1.24 €1.10

$1.45 $1.45

-14.48%

Oranges (1kg)

$1.33 €1.19

$4.54 $4.54

-70.70%

Tomato (1kg)

$2.08 €1.86

$4.19 $4.19

-50.36%

Potato (1kg)

$0.94 €0.84

$2.63 $2.63

-64.26%

Onion (1kg)

$1.02 €0.91

$2.36 $2.36

-56.78%

Lettuce (1 head)

$1.05 €0.93

$1.76 $1.76

-40.34%

Water (1.5 liter bottle)

$0.86 €0.76

$2.16 $2.16

-60.19%

Cigarettes 20 Pack (Marlboro, Camel)

$4.17 €3.73

$9.81 $9.81

-57.49%

Wine (Bottle)

$4.99 €4.45

$14.72 $14.72

-66.10%

Local Beer (0.5 liter bottle)

$0.98 €0.88

$2.78 $2.78

-64.75%

Imported Beer (0.33 liter bottle)

$1.12 €1.00

$3.48 $3.48

-67.82%

One-way Ticket (Public Transport)

$1.09 €0.98

$1.49 $1.49

-26.85%

Public Transport Monthly Pass (Regular Price)

$33.16 €29.60

$40.51 $40.51

-18.14%

Taxi Start (Normal Tariff)

$0.58 €0.52

$2.67 $2.67

-78.28%

Taxi (Normal Tariff) (1km)

$0.58 €0.52

$1.58 $1.58

-63.29%

Taxi 1hour Waiting (Normal Tariff)

$7.21 €6.44

$35.29 $35.29

-79.57%

Gasoline (1 liter)

$1.72 €1.53

$0.99 $0.99

73.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$21.4K €19.1K

$35.8K $35.8K

-40.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$26.1K €23.3K

$27.2K $27.2K

-3.95%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 €107

$219 $219

-45.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$22.98 €20.50

$58.0 $58.0

-60.37%

Internet (50+ Mbps, Unlimited Data)

$24.09 €21.49

$68.4 $68.4

-64.76%

Gym Membership (Monthly)

$34.15 €30.48

$57.9 $57.9

-41.02%

Tennis Court (1 Hour on Weekend)

$10.40 €9.28

$14.82 $14.82

-29.82%

Cinema Ticket

$5.54 €4.94

$14.13 $14.13

-60.79%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$82.1 €73.2

$1,509 $1,509

-94.56%

International Primary School, 1 Child (Yearly)

$4,484 €4,002

$21.5K $21.5K

-79.10%

Jeans (Levis 501 Or Similar)

$83.9 €74.9

$51.7 $51.7

62.45%

Summer Dress (H&M, Zara, etc)

$31.47 €28.09

$44.05 $44.05

-28.56%

Sport Shoes (Adidas, Nike)

$89.1 €79.5

$85.1 $85.1

4.72%

Men's Leather Business Shoes

$110 €98.6

$105 $105

4.88%

1-bedroom Apartment, City Center (Monthly)

$425 €379

$1,932 $1,932

-78.03%

1-bedroom Apartment, Outside City Center (Monthly)

$268 €239

$1,272 $1,272

-78.93%

3-bedroom Apartment, City Center (Monthly)

$602 €537

$3,670 $3,670

-83.60%

3-bedroom Apartment, Outside City Center (Monthly)

$416 €371

$2,525 $2,525

-83.52%

Buy Apartment in City Center (m2)

$1,635 €1,459

$7,617 $7,617

-78.54%

Buy Apartment Outside City Center (m2)

$1,210 €1,080

$3,199 $3,199

-62.18%

Average Monthly Net Salary (After Tax)

$808 €721

$5,105 $5,105

-84.18%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.5

6.79

-19.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niksic: October 4, 2026

Last update for Austin, TX: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niksic

$268 27.3%

Austin, TX

$1.3K 48.2% 375% $1K

Groceries & Markets

Niksic

$191 19.4%

Austin, TX

$403 15.3% 111% $212

Monthly Utilities & Internet

Niksic

$167 17%

Austin, TX

$346 13.1% 107% $178

Clothing & Footwear

Niksic

$142 14.4%

Austin, TX

$129 4.9% 9.2% $13

Eating Out

Niksic

$128 13%

Austin, TX

$348 13.2% 172% $220

Sport & Entertainment

Niksic

$45 4.6%

Austin, TX

$86 3.3% 90.5% $41

Getting Around

Niksic

$41 4.2%

Austin, TX

$57 2.2% 38.9% $16

Cost Breakdown

A one-bedroom apartment in the center runs $425 in Niksic and $1,932 in Austin, TX. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 532% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $30.00 in Niksic vs $85.0 in Austin, TX for a mid-range dinner for two. Groceries echo the gap at $191 vs $403 per month, with Niksic cheaper across the board.

Good to know

🇲🇪 Niksic

🇺🇸 Austin, TX

🕒 Local time

12:21 12:21 PM

05:21 5:21 AM

7 h behind Niksic

🌤 Weather

👥 Population

56,970

974,447

💱 Currency

Euro EUR €

United States Dollar USD $

📈 Exchange rate

1 EUR = 1.12 USD

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

Niksic Austin, TX 9,640 km ≈ 13 h nonstop flight

From you

Niksic
Austin, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niksic vs Austin, TX: Cost of Living - Frequently Asked Questions

Niksic wins on cost – living expenses run 179% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Niksic the obvious pick if budget is a priority.

On paper, salaries run 532% lower in Austin, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $425 in Niksic versus $1,932 in Austin, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $968 per month in Niksic versus $2,704 in Austin, TX – a 179% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Niksic runs roughly 22% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $968 in Niksic versus $2,704 in Austin, TX, a $2,000 budget is realistic in Niksic but tight or insufficient in Austin, TX. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Niksic and Austin, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 179% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.