Last update: Oct 2026

Cost of Living Comparison Between Austin, TX and Niksic

For one person, living is cheaper in Niksic: $968 a month against $2,704 in Austin, TX, rent and utilities included – about $20,800 less a year. Rent and utilities account for most of the difference.

129

Cost of Living Index in Austin, TX
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Austin, TX Living Index
48

Cost of Living Index in Niksic
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Niksic Living Index

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Austin, TX

🇺🇸 United States

$2,704

/mo nomad

Niksic

🇲🇪 Montenegro

$968

/mo nomad

Monthly Cost of Living

How much you'll spend in Austin, TX and in Niksic

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Austin, TX and in Niksic actually costs, broken down by who's living it.

Monthly costs for one person with rent: $2,704 in Austin, TX versus $968 in Niksic.

Austin, TX $2,704
Niksic $968

Estimated couple costs with rent: $4,133 in Austin, TX versus $1,458 in Niksic.

Austin, TX $4,133
Niksic $1,458

Monthly costs for a family of three with rent: $5,562 in Austin, TX versus $1,947 in Niksic.

Austin, TX $5,562
Niksic $1,947

Living in Austin, TX is roughly 179% more expensive than in Niksic, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Austin, TX is 102% above, Niksic is 28% below.

Meal at Budget Restaurant

$20.22 $20.22

$8.03 €7.17

151.81%

Three-Course Dinner for Two, Mid-Range

$85.0 $85.0

$30.25 €27.00

181.09%

Fast Food Meal (McDonalds, etc)

$12.35 $12.35

$5.62 €5.02

119.75%

Cappuccino

$5.47 $5.47

$1.71 €1.53

219.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$1.94 €1.73

96.91%

Water (0.33 liter bottle)

$2.50 $2.50

$1.11 €0.99

125.23%

Local Beer (0.5 liter draught)

$8.06 $8.06

$1.93 €1.72

317.62%

Imported Beer (0.33 liter bottle)

$8.99 $8.99

$2.28 €2.04

294.30%

Milk (1 liter)

$1.13 $1.13

$1.10 €0.98

2.73%

White Bread (500g)

$3.78 $3.78

$0.88 €0.78

329.55%

Rice (white) (1kg)

$3.25 $3.25

$1.97 €1.76

64.97%

Eggs

$4.14 $4.14

$3.04 €2.71

36.18%

Local Cheese (1kg)

$13.08 $13.08

$7.64 €6.81

71.20%

Chicken Fillets (1kg)

$14.31 $14.31

$6.12 €5.47

133.82%

Beef Round Steak (1kg)

$15.96 $15.96

$10.76 €9.60

48.33%

Apples (1kg)

$4.38 $4.38

$1.09 €0.98

301.83%

Banana (1kg)

$1.45 $1.45

$1.24 €1.10

16.94%

Oranges (1kg)

$4.54 $4.54

$1.33 €1.19

241.35%

Tomato (1kg)

$4.19 $4.19

$2.08 €1.86

101.44%

Potato (1kg)

$2.63 $2.63

$0.94 €0.84

179.79%

Onion (1kg)

$2.36 $2.36

$1.02 €0.91

131.37%

Lettuce (1 head)

$1.76 $1.76

$1.05 €0.93

67.62%

Water (1.5 liter bottle)

$2.16 $2.16

$0.86 €0.76

151.16%

Cigarettes 20 Pack (Marlboro, Camel)

$9.81 $9.81

$4.17 €3.73

135.25%

Wine (Bottle)

$14.72 $14.72

$4.99 €4.45

194.99%

Local Beer (0.5 liter bottle)

$2.78 $2.78

$0.98 €0.88

183.67%

Imported Beer (0.33 liter bottle)

$3.48 $3.48

$1.12 €1.00

210.71%

One-way Ticket (Public Transport)

$1.49 $1.49

$1.09 €0.98

36.70%

Public Transport Monthly Pass (Regular Price)

$40.51 $40.51

$33.16 €29.60

22.17%

Taxi Start (Normal Tariff)

$2.67 $2.67

$0.58 €0.52

360.34%

Taxi (Normal Tariff) (1km)

$1.58 $1.58

$0.58 €0.52

172.41%

Taxi 1hour Waiting (Normal Tariff)

$35.29 $35.29

$7.21 €6.44

389.46%

Gasoline (1 liter)

$0.99 $0.99

$1.72 €1.53

-42.44%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.8K $35.8K

$21.4K €19.1K

67.47%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.2K $27.2K

$26.1K €23.3K

4.11%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$120 €107

82.45%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$58.0 $58.0

$22.98 €20.50

152.35%

Internet (50+ Mbps, Unlimited Data)

$68.4 $68.4

$24.09 €21.49

183.77%

Gym Membership (Monthly)

$57.9 $57.9

$34.15 €30.48

69.55%

Tennis Court (1 Hour on Weekend)

$14.82 $14.82

$10.40 €9.28

42.50%

Cinema Ticket

$14.13 $14.13

$5.54 €4.94

155.05%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,509 $1,509

$82.1 €73.2

1739.02%

International Primary School, 1 Child (Yearly)

$21.5K $21.5K

$4,484 €4,002

378.50%

Jeans (Levis 501 Or Similar)

$51.7 $51.7

$83.9 €74.9

-38.44%

Summer Dress (H&M, Zara, etc)

$44.05 $44.05

$31.47 €28.09

39.97%

Sport Shoes (Adidas, Nike)

$85.1 $85.1

$89.1 €79.5

-4.51%

Men's Leather Business Shoes

$105 $105

$110 €98.6

-4.65%

1-bedroom Apartment, City Center (Monthly)

$1,932 $1,932

$425 €379

355.08%

1-bedroom Apartment, Outside City Center (Monthly)

$1,272 $1,272

$268 €239

374.57%

3-bedroom Apartment, City Center (Monthly)

$3,670 $3,670

$602 €537

509.65%

3-bedroom Apartment, Outside City Center (Monthly)

$2,525 $2,525

$416 €371

506.81%

Buy Apartment in City Center (m2)

$7,617 $7,617

$1,635 €1,459

365.93%

Buy Apartment Outside City Center (m2)

$3,199 $3,199

$1,210 €1,080

164.38%

Average Monthly Net Salary (After Tax)

$5,105 $5,105

$808 €721

532.03%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.79

5.5

23.45%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Austin, TX: October 5, 2026

Last update for Niksic: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Austin, TX

$1.3K 48.2%

Niksic

$268 27.3% 78.9% $1K

Groceries & Markets

Austin, TX

$403 15.3%

Niksic

$191 19.4% 52.7% $212

Eating Out

Austin, TX

$348 13.2%

Niksic

$128 13% 63.2% $220

Monthly Utilities & Internet

Austin, TX

$346 13.1%

Niksic

$167 17% 51.6% $178

Clothing & Footwear

Austin, TX

$129 4.9%

Niksic

$142 14.4% 10.1% $13

Sport & Entertainment

Austin, TX

$86 3.3%

Niksic

$45 4.6% 47.5% $41

Getting Around

Austin, TX

$57 2.2%

Niksic

$41 4.2% 28% $16

Cost Breakdown

A one-bedroom apartment in the center runs $1,932 in Austin, TX and $425 in Niksic. Housing cost is often the main lever when comparing two cities.

Austin, TX pays 532% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $85.0 in Austin, TX vs $30.00 in Niksic for a mid-range dinner for two. Groceries echo the gap at $403 vs $191 per month, with Niksic cheaper across the board.

Good to know

🇺🇸 Austin, TX

🇲🇪 Niksic

🕒 Local time

05:22 5:22 AM

12:22 12:22 PM

7 h ahead of Austin, TX

🌤 Weather

👥 Population

974,447

56,970

💱 Currency

United States Dollar USD $

Euro EUR €

📈 Exchange rate

1 USD = 0.892 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

On the map

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Between locations

Austin, TX Niksic 9,640 km ≈ 13 h nonstop flight

From you

Austin, TX
Niksic

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Austin, TX vs Niksic: Cost of Living - Frequently Asked Questions

Niksic wins on cost – living expenses run 179% lower than in Austin, TX. Housing and daily spending are where you'll feel the difference most, making Niksic the obvious pick if budget is a priority.

Average pay runs 532% higher in Austin, TX, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,932 in Austin, TX versus $425 in Niksic. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $2,704 per month in Austin, TX versus $968 in Niksic – a 179% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Niksic runs roughly 22% less than in Austin, TX. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $968 in Niksic versus $2,704 in Austin, TX, a $2,000 budget is realistic in Niksic but tight or insufficient in Austin, TX. The gap between the two cities makes Niksic the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Austin, TX and Niksic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niksic gentler on the wallet – expenses run 179% less than in Austin, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.