Last update: Oct 2026

Cost of Living Comparison Between Niigata and Ubud, Bali

For one person, living is cheaper in Niigata: $728 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

35

Cost of Living Index in Niigata
Learn more

Niigata Living Index
65

Cost of Living Index in Ubud, Bali
Learn more

Ubud, Bali Living Index

Jump to prices

Niigata

🇯🇵 Japan

$728

/mo nomad

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Monthly Cost of Living

How much you'll spend in Niigata and in Ubud, Bali

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niigata and in Ubud, Bali actually costs, broken down by who's living it.

Monthly costs for one person with rent: $728 in Niigata versus $1,349 in Ubud, Bali.

Niigata $728
Ubud, Bali $1,349

Estimated couple costs with rent: $1,106 in Niigata versus $2,305 in Ubud, Bali.

Niigata $1,106
Ubud, Bali $2,305

Monthly costs for a family of three with rent: $1,485 in Niigata versus $3,261 in Ubud, Bali.

Niigata $1,485
Ubud, Bali $3,261

Living in Niigata costs roughly 46% less than in Ubud, Bali, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$6.43 ¥1,013

$3.32 Rp 60.2K

93.67%

Three-Course Dinner for Two, Mid-Range

$17.74 ¥2,795

$35.64 Rp 645.8K

-50.22%

Fast Food Meal (McDonalds, etc)

$5.02 ¥791

$5.53 Rp 100.3K

-9.22%

Cappuccino

$2.68 ¥422

$2.72 Rp 49.3K

-1.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.10 ¥174

$1.70 Rp 30.8K

-35.29%

Water (0.33 liter bottle)

$0.78 ¥123

$0.76 Rp 13.8K

2.63%

Local Beer (0.5 liter draught)

$2.53 ¥398

$2.65 Rp 48.1K

-4.53%

Imported Beer (0.33 liter bottle)

$2.77 ¥437

$4.38 Rp 79.4K

-36.76%

Milk (1 liter)

$1.22 ¥192

$1.49 Rp 27.0K

-18.12%

White Bread (500g)

$0.97 ¥152

$2.28 Rp 41.2K

-57.46%

Rice (white) (1kg)

$2.49 ¥392

$1.19 Rp 21.6K

109.24%

Eggs

$2.26 ¥356

$2.04 Rp 36.9K

10.78%

Local Cheese (1kg)

$7.41 ¥1,167

$17.70 Rp 320.8K

-58.14%

Chicken Fillets (1kg)

$6.74 ¥1,062

$3.96 Rp 71.8K

70.20%

Beef Round Steak (1kg)

$16.47 ¥2,595

$12.19 Rp 220.9K

35.11%

Apples (1kg)

$3.21 ¥506

$3.66 Rp 66.2K

-12.30%

Banana (1kg)

$1.31 ¥206

$1.52 Rp 27.5K

-13.82%

Oranges (1kg)

$2.55 ¥402

$2.23 Rp 40.4K

14.35%

Tomato (1kg)

$2.23 ¥352

$1.97 Rp 35.7K

13.20%

Potato (1kg)

$1.94 ¥306

$1.85 Rp 33.5K

4.86%

Onion (1kg)

$1.93 ¥304

$2.42 Rp 43.9K

-20.25%

Lettuce (1 head)

$0.92 ¥146

$0.99 Rp 17.9K

-7.07%

Water (1.5 liter bottle)

$0.60 ¥94.4

$0.51 Rp 9,303

17.65%

Cigarettes 20 Pack (Marlboro, Camel)

$3.84 ¥606

$2.22 Rp 40.3K

72.97%

Wine (Bottle)

$4.31 ¥679

$22.24 Rp 403.0K

-80.62%

Local Beer (0.5 liter bottle)

$1.68 ¥264

$2.26 Rp 41.0K

-25.66%

Imported Beer (0.33 liter bottle)

$1.86 ¥293

$2.97 Rp 53.8K

-37.37%

One-way Ticket (Public Transport)

$1.31 ¥207

$0.25 Rp 4,548

424.00%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$2.63 ¥415

$0.44 Rp 7,964

497.73%

Taxi (Normal Tariff) (1km)

$3.23 ¥509

$0.43 Rp 7,793

651.16%

Taxi 1hour Waiting (Normal Tariff)

$18.80 ¥2,962

$5.41 Rp 98.0K

247.50%

Gasoline (1 liter)

$1.05 ¥165

$0.82 Rp 14.9K

28.05%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$19.3K ¥3.0M

$23.8K Rp 432.0M

-18.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$12.8K ¥2.0M

$31.7K Rp 575.3M

-59.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$147 ¥23.1K

$79.1 Rp 1.4M

85.30%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$23.08 ¥3,635

$6.45 Rp 116.8K

257.83%

Internet (50+ Mbps, Unlimited Data)

$25.23 ¥3,975

$18.58 Rp 336.7K

35.79%

Gym Membership (Monthly)

$51.4 ¥8,094

$49.48 Rp 896.7K

3.86%

Tennis Court (1 Hour on Weekend)

$6.27 ¥988

$17.65 Rp 319.8K

-64.48%

Cinema Ticket

$12.30 ¥1,937

$4.27 Rp 77.4K

188.06%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$64.7 ¥10.2K

$491 Rp 8.9M

-86.81%

International Primary School, 1 Child (Yearly)

$18.3K ¥2.9M

$5,674 Rp 102.8M

223.37%

Jeans (Levis 501 Or Similar)

$31.68 ¥4,991

$44.64 Rp 808.9K

-29.03%

Summer Dress (H&M, Zara, etc)

$33.10 ¥5,214

$34.95 Rp 633.4K

-5.29%

Sport Shoes (Adidas, Nike)

$38.84 ¥6,118

$79.9 Rp 1.4M

-51.39%

Men's Leather Business Shoes

$64.7 ¥10.2K

$79.4 Rp 1.4M

-18.50%

1-bedroom Apartment, City Center (Monthly)

$351 ¥55.2K

$1,125 Rp 20.4M

-68.83%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$1,272 ¥200.4K

$164 Rp 3.0M

676.62%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.48

13.78

-89.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niigata: October 27, 2026

Last update for Ubud, Bali: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Groceries & Markets

Niigata

$233 32%

Ubud, Bali

$288 21.4% 23.9% $56

Monthly Utilities & Internet

Niigata

$195 26.8%

Ubud, Bali

$104 7.7% 46.6% $91

Eating Out

Niigata

$124 17.1%

Ubud, Bali

$108 8% 13.4% $17

Sport & Entertainment

Niigata

$76 10.4%

Ubud, Bali

$58 4.3% 23.6% $18

Clothing & Footwear

Niigata

$76 10.4%

Ubud, Bali

$108 8% 41.9% $32

Getting Around

Niigata

$24 * 3.3%

Ubud, Bali

$11 0.9% 52.5% $13

Accommodation & Living

Niigata

- * 0%

Ubud, Bali

$672 49.8%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $351 in Niigata and $1,125 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Niigata pays about 7.8 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $18 in Niigata vs $36 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $233 vs $288 per month, with Niigata cheaper across the board.

Good to know

🇯🇵 Niigata

🇮🇩 Ubud, Bali

🕒 Local time

10:04 10:04 AM

09:04 9:04 AM

1 h behind Niigata

🌤 Weather

👥 Population

811,639

74,800

💱 Currency

Japanese Yen JPY ¥

Indonesian Rupiah IDR Rp

📈 Exchange rate

1,000 JPY = 6.35 USD

1,000 JPY = 5.69 EUR

100,000 IDR = 5.52 USD

100,000 IDR = 4.94 EUR

Exchange rates and currency converter

IDR, USD, EUR to JPY – Japanese Yen Converter

🇺🇸 United States Dollar ($)

🇯🇵 Japanese Yen (¥)

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.35 USD). 1 EUR = 176 JPY (1,000 JPY = 5.69 EUR).

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,120 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,232 IDR (100,000 IDR = 4.94 EUR).

USD to JPY in detail →

On the map

Lowest

Highest

Between locations

Niigata Ubud, Bali 5,720 km ≈ 8 h nonstop flight

From you

Niigata
Ubud, Bali

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niigata vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $728 in Niigata and $1,349 in Ubud, Bali, so Niigata is about 46% cheaper – a gap that matters a lot on a fixed or modest income.

Average pay in Niigata is about 7.8 times higher, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $351 in Niigata versus $1,125 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $728 per month in Niigata versus $1,349 in Ubud, Bali – Niigata is about 46% cheaper, which adds up to real savings over time.

At $728 in Niigata versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Niigata but tight or insufficient in Ubud, Bali. The gap between the two cities makes Niigata the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Niigata and Ubud, Bali are both considered safe, so it’s unlikely to be the deciding factor between them.