Cost of Living Comparison Between Niigata and Ubud, Bali Cost of Living Comparison Between Niigata and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $1,113 in Niigata versus $1,408 in Ubud, Bali.

Estimated couple costs with rent: $1,838 in Niigata versus $2,585 in Ubud, Bali.

Monthly costs for a family of three with rent: $2,564 in Niigata versus $3,763 in Ubud, Bali.

Living in Niigata costs roughly 21% less than in Ubud, Bali, driven mainly by Getting Around.

The two cities straddle the global median: Niigata is 17% below, Ubud, Bali is 5% above.

Meal at Budget Restaurant

$5.47 ¥889

$3.45 Rp 62.1K

58.55%

Three-Course Dinner for Two, Mid-Range

$49.22 ¥7,997

$32.34 Rp 581.1K

52.20%

Fast Food Meal (McDonalds, etc)

$5.66 ¥920

$4.84 Rp 87.1K

16.94%

Cappuccino

$2.05 ¥334

$2.75 Rp 49.4K

-25.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.22 ¥198

$1.38 Rp 24.9K

-11.59%

Water (0.33 liter bottle)

$0.74 ¥119

$0.75 Rp 13.5K

-1.33%

Local Beer (0.5 liter draught)

$2.70 ¥438

$2.99 Rp 53.8K

-9.70%

Imported Beer (0.33 liter bottle)

$3.40 ¥552

$3.85 Rp 69.2K

-11.69%

Milk (1 liter)

$1.33 ¥215

$1.74 Rp 31.2K

-23.56%

White Bread (500g)

$1.18 ¥191

$2.46 Rp 44.2K

-52.03%

Rice (white) (1kg)

$3.43 ¥558

$1.17 Rp 21.0K

193.16%

Eggs

$2.34 ¥380

$2.43 Rp 43.7K

-3.70%

Local Cheese (1kg)

$7.58 ¥1,231

$14.50 Rp 260.6K

-47.72%

Chicken Fillets (1kg)

$5.74 ¥933

$4.35 Rp 78.2K

31.95%

Beef Round Steak (1kg)

$22.97 ¥3,732

$11.98 Rp 215.3K

91.74%

Apples (1kg)

$4.07 ¥662

$3.72 Rp 66.8K

9.41%

Banana (1kg)

$2.55 ¥415

$1.63 Rp 29.2K

56.44%

Oranges (1kg)

$3.13 ¥509

$2.74 Rp 49.3K

14.23%

Tomato (1kg)

$2.85 ¥464

$2.24 Rp 40.3K

27.23%

Potato (1kg)

$2.38 ¥387

$1.92 Rp 34.5K

23.96%

Onion (1kg)

$2.20 ¥357

$2.28 Rp 40.9K

-3.51%

Lettuce (1 head)

$1.03 ¥168

$1.06 Rp 19.1K

-2.83%

Water (1.5 liter bottle)

$0.86 ¥139

$0.72 Rp 12.9K

19.44%

Cigarettes 20 Pack (Marlboro, Camel)

$4.11 ¥667

$3.29 Rp 59.0K

24.92%

Wine (Bottle)

$4.39 ¥713

$23.19 Rp 416.8K

-81.07%

Local Beer (0.5 liter bottle)

$1.97 ¥320

$2.78 Rp 49.9K

-29.14%

Imported Beer (0.33 liter bottle)

$2.74 ¥444

$2.73 Rp 49.1K

0.37%

One-way Ticket (Public Transport)

$1.78 ¥289

$0.27 Rp 4,786

559.26%

Public Transport Monthly Pass (Regular Price)

$56.0 ¥9,104

$8.11 Rp 145.7K

591.00%

Taxi Start (Normal Tariff)

$2.76 ¥449

$0.48 Rp 8,675

475.00%

Taxi (Normal Tariff) (1km)

$2.78 ¥451

$0.42 Rp 7,545

561.90%

Taxi 1hour Waiting (Normal Tariff)

$20.48 ¥3,327

$6.22 Rp 111.8K

229.26%

Gasoline (1 liter)

$1.16 ¥189

$0.81 Rp 14.6K

43.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$16.0K ¥2.6M

$26.6K Rp 478.2M

-40.06%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$15.7K ¥2.6M

$32.2K Rp 578.5M

-51.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$164 ¥26.6K

$78.4 Rp 1.4M

109.25%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.91 ¥4,372

$4.07 Rp 73.1K

561.18%

Internet (50+ Mbps, Unlimited Data)

$32.99 ¥5,359

$24.33 Rp 437.1K

35.59%

Gym Membership (Monthly)

$60.4 ¥9,816

$98.6 Rp 1.8M

-38.73%

Tennis Court (1 Hour on Weekend)

$10.31 ¥1,675

$6.34 Rp 113.9K

62.62%

Cinema Ticket

$13.24 ¥2,151

$3.99 Rp 71.6K

231.83%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$85.4 ¥13.9K

$305 Rp 5.5M

-71.99%

International Primary School, 1 Child (Yearly)

$15.4K ¥2.5M

$6,642 Rp 119.4M

132.51%

Jeans (Levis 501 Or Similar)

$41.58 ¥6,756

$54.1 Rp 972.9K

-23.20%

Summer Dress (H&M, Zara, etc)

$20.71 ¥3,365

$37.81 Rp 679.4K

-45.23%

Sport Shoes (Adidas, Nike)

$38.85 ¥6,312

$86.8 Rp 1.6M

-55.26%

Men's Leather Business Shoes

$56.8 ¥9,227

$76.4 Rp 1.4M

-25.62%

1-bedroom Apartment, City Center (Monthly)

$384 ¥62.4K

$992 Rp 17.8M

-61.30%

1-bedroom Apartment, Outside City Center (Monthly)

$279 ¥45.3K

$673 Rp 12.1M

-58.51%

3-bedroom Apartment, City Center (Monthly)

$851 ¥138.3K

$3,375 Rp 60.7M

-74.79%

3-bedroom Apartment, Outside City Center (Monthly)

$663 ¥107.7K

$2,050 Rp 36.8M

-67.67%

Buy Apartment in City Center (m2)

$4,134 ¥671.8K

$2,805 Rp 50.4M

47.42%

Buy Apartment Outside City Center (m2)

$2,143 ¥348.2K

$2,227 Rp 40.0M

-3.77%

Average Monthly Net Salary (After Tax)

$1,245 ¥202.3K

$167 Rp 3.0M

645.83%

20-Year Fixed Mortgage Interest Rate (Annual %)

1.24

13.28

-90.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niigata: July 13, 2026

Last update for Ubud, Bali: July 11, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $384 in Niigata and $992 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Niigata pays 646% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $49.00 in Niigata vs $32.00 in Ubud, Bali. Groceries flip the comparison at $281 vs $297, with Niigata cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niigata vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Niigata and Ubud, Bali differ by about 26% in total monthly costs ($1,113 vs $1,408 including rent). Niigata is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

Average pay runs 646% higher in Niigata, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $384 in Niigata versus $992 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

All in, you'll spend $1,113 per month in Niigata versus $1,408 in Ubud, Bali – a 26% gap that adds up to real savings over time for anyone picking the cheaper option.

A monthly transit pass in Niigata runs roughly 591% less than in Ubud, Bali. Both cities have functional networks, but the price difference matters if you're watching your budget.

At $1,113 in Niigata versus $1,408 in Ubud, Bali, a $2,000 budget is realistic in Niigata but tight or insufficient in Ubud, Bali. The gap between the two cities makes Niigata the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Niigata and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Niigata gentler on the wallet – expenses run 26% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.