Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Niigata

For one person, living is cheaper in Niigata: $728 a month against $1,349 in Ubud, Bali, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
35

Cost of Living Index in Niigata
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Niigata Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Niigata

🇯🇵 Japan

$728

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Niigata

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Niigata actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $728 in Niigata.

Ubud, Bali $1,349
Niigata $728

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,106 in Niigata.

Ubud, Bali $2,305
Niigata $1,106

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $1,485 in Niigata.

Ubud, Bali $3,261
Niigata $1,485

Living in Ubud, Bali is roughly 85% more expensive than in Niigata, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$6.43 ¥1,014

-48.37%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$17.74 ¥2,798

100.90%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$5.02 ¥792

10.16%

Cappuccino

$2.72 Rp 49.3K

$2.68 ¥422

1.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.10 ¥174

54.55%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.78 ¥124

-2.56%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$2.53 ¥398

4.74%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$2.77 ¥438

58.12%

Milk (1 liter)

$1.49 Rp 27.0K

$1.22 ¥192

22.13%

White Bread (500g)

$2.28 Rp 41.3K

$0.97 ¥152

135.05%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.49 ¥392

-52.21%

Eggs

$2.04 Rp 36.9K

$2.26 ¥356

-9.73%

Local Cheese (1kg)

$17.70 Rp 321.1K

$7.41 ¥1,169

138.87%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$6.74 ¥1,064

-41.25%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$16.47 ¥2,598

-25.99%

Apples (1kg)

$3.66 Rp 66.3K

$3.21 ¥506

14.02%

Banana (1kg)

$1.52 Rp 27.5K

$1.31 ¥206

16.03%

Oranges (1kg)

$2.23 Rp 40.4K

$2.55 ¥402

-12.55%

Tomato (1kg)

$1.97 Rp 35.8K

$2.23 ¥352

-11.66%

Potato (1kg)

$1.85 Rp 33.5K

$1.94 ¥306

-4.64%

Onion (1kg)

$2.42 Rp 44.0K

$1.93 ¥305

25.39%

Lettuce (1 head)

$0.99 Rp 18.0K

$0.92 ¥146

7.61%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.60 ¥94.5

-15.00%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$3.84 ¥606

-42.19%

Wine (Bottle)

$22.24 Rp 403.4K

$4.31 ¥679

416.01%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.68 ¥265

34.52%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$1.86 ¥293

59.68%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.31 ¥207

-80.92%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.63 ¥415

-83.27%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$3.23 ¥509

-86.69%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$18.80 ¥2,965

-71.22%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.05 ¥165

-21.90%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$19.3K ¥3.0M

23.37%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$12.8K ¥2.0M

147.13%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$147 ¥23.1K

-46.03%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$23.08 ¥3,639

-72.05%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$25.23 ¥3,979

-26.36%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$51.4 ¥8,103

-3.72%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$6.27 ¥989

181.50%

Cinema Ticket

$4.27 Rp 77.5K

$12.30 ¥1,939

-65.28%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$64.7 ¥10.2K

658.41%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$18.3K ¥2.9M

-69.08%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$31.68 ¥4,996

40.91%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$33.10 ¥5,220

5.59%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$38.84 ¥6,124

105.72%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$64.7 ¥10.2K

22.69%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$351 ¥55.3K

220.79%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,272 ¥200.6K

-87.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

1.48

831.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Niigata: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Niigata

- * 0% 100%

Groceries & Markets

Ubud, Bali

$288 21.4%

Niigata

$233 32% 19.3% $56

Eating Out

Ubud, Bali

$108 8%

Niigata

$124 17.1% 15.5% $17

Clothing & Footwear

Ubud, Bali

$108 8%

Niigata

$76 10.4% 29.5% $32

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Niigata

$195 26.8% 87.2% $91

Sport & Entertainment

Ubud, Bali

$58 4.3%

Niigata

$76 10.4% 30.9% $18

Getting Around

Ubud, Bali

$11 0.9%

Niigata

$24 * 3.3% 111% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $351 in Niigata. Housing cost is often the main lever when comparing two cities.

Niigata pays about 7.8 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $18 in Niigata for a mid-range dinner for two. Groceries echo the gap at $288 vs $233 per month, with Niigata cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇯🇵 Niigata

🕒 Local time

11:24 11:24 AM

12:24 12:24 PM

1 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

811,639

💱 Currency

Indonesian Rupiah IDR Rp

Japanese Yen JPY ¥

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1,000 JPY = 6.34 USD

1,000 JPY = 5.68 EUR

Exchange rates and currency converter

JPY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Japanese Yen exchange rates as of November 2, 2026: 1 USD = 158 JPY (1,000 JPY = 6.34 USD). 1 EUR = 176 JPY (1,000 JPY = 5.68 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Niigata 5,720 km ≈ 8 h nonstop flight

From you

Ubud, Bali
Niigata

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Niigata: Cost of Living - Frequently Asked Questions

Total monthly costs including rent come to $1,349 in Ubud, Bali and $728 in Niigata, so Niigata is about 46% cheaper – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $351 in Niigata. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $728 in Niigata – Niigata is about 46% cheaper, which adds up to real savings over time.

At $728 in Niigata versus $1,349 in Ubud, Bali, a $1,200 budget is realistic in Niigata but tight or insufficient in Ubud, Bali. The gap between the two cities makes Niigata the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Niigata are both considered safe, so it’s unlikely to be the deciding factor between them.