Last update: Oct 2026

Cost of Living Comparison Between Nicosia and Cardiff

For one person, living is cheaper in Nicosia: $1,833 a month against $2,454 in Cardiff, rent and utilities included – about $7,500 less a year. Rent and utilities account for most of the difference.

90

Cost of Living Index in Nicosia
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Nicosia Living Index
119

Cost of Living Index in Cardiff
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Cardiff Living Index

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Nicosia

🇨🇾 Cyprus

$1,833

/mo nomad

Cardiff

🇬🇧 United Kingdom

$2,454

/mo nomad

Monthly Cost of Living

How much you'll spend in Nicosia and in Cardiff

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Nicosia and in Cardiff actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,833 in Nicosia versus $2,454 in Cardiff.

Nicosia $1,833
Cardiff $2,454

Estimated couple costs with rent: $2,875 in Nicosia versus $3,414 in Cardiff.

Nicosia $2,875
Cardiff $3,414

Monthly costs for a family of three with rent: $3,917 in Nicosia versus $4,373 in Cardiff.

Nicosia $3,917
Cardiff $4,373

Living in Nicosia costs roughly 25% less than in Cardiff, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Nicosia 36% above, Cardiff 82% above.

Meal at Budget Restaurant

$17.00 €15.12

$20.04 £15.04

-15.17%

Three-Course Dinner for Two, Mid-Range

$67.8 €60.3

$83.4 £62.6

-18.76%

Fast Food Meal (McDonalds, etc)

$8.71 €7.75

$10.74 £8.06

-18.90%

Cappuccino

$3.54 €3.15

$4.45 £3.34

-20.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.31 €2.06

$2.92 £2.19

-20.89%

Water (0.33 liter bottle)

$0.90 €0.80

$2.00 £1.50

-55.00%

Local Beer (0.5 liter draught)

$4.36 €3.88

$7.80 £5.85

-44.10%

Imported Beer (0.33 liter bottle)

$5.56 €4.94

$6.32 £4.74

-12.03%

Milk (1 liter)

$1.87 €1.66

$1.72 £1.29

8.72%

White Bread (500g)

$1.89 €1.68

$1.43 £1.07

32.17%

Rice (white) (1kg)

$2.83 €2.52

$2.15 £1.61

31.63%

Eggs

$4.78 €4.25

$3.62 £2.72

32.04%

Local Cheese (1kg)

$13.32 €11.85

$9.47 £7.11

40.65%

Chicken Fillets (1kg)

$8.71 €7.74

$8.85 £6.64

-1.58%

Beef Round Steak (1kg)

$13.29 €11.82

$16.18 £12.14

-17.86%

Apples (1kg)

$3.30 €2.94

$2.80 £2.10

17.86%

Banana (1kg)

$2.05 €1.82

$1.55 £1.16

32.26%

Oranges (1kg)

$2.57 €2.29

$3.03 £2.28

-15.18%

Tomato (1kg)

$3.56 €3.17

$3.51 £2.63

1.42%

Potato (1kg)

$1.85 €1.65

$1.99 £1.50

-7.04%

Onion (1kg)

$1.51 €1.35

$1.54 £1.15

-1.95%

Lettuce (1 head)

$0.97 €0.87

$1.09 £0.82

-11.01%

Water (1.5 liter bottle)

$1.13 €1.01

$1.64 £1.23

-31.10%

Cigarettes 20 Pack (Marlboro, Camel)

$5.74 €5.10

$23.08 £17.31

-75.13%

Wine (Bottle)

$7.65 €6.80

$11.07 £8.31

-30.89%

Local Beer (0.5 liter bottle)

$1.67 €1.48

$3.05 £2.29

-45.25%

Imported Beer (0.33 liter bottle)

$2.80 €2.49

$3.31 £2.48

-15.41%

One-way Ticket (Public Transport)

$2.64 €2.35

$3.21 £2.41

-17.76%

Public Transport Monthly Pass (Regular Price)

$43.89 €39.04

$79.1 £59.3

-44.49%

Taxi Start (Normal Tariff)

$6.36 €5.66

$4.58 £3.44

38.86%

Taxi (Normal Tariff) (1km)

$1.95 €1.74

$1.66 £1.25

17.47%

Taxi 1hour Waiting (Normal Tariff)

$43.87 €39.02

$35.87 £26.91

22.30%

Gasoline (1 liter)

$1.74 €1.54

$2.06 £1.55

-15.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K €29.4K

$37.9K £28.4K

-12.63%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K €28.9K

$40.9K £30.7K

-20.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$207 €185

$335 £252

-38.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$20.18 €17.95

$25.35 £19.02

-20.39%

Internet (50+ Mbps, Unlimited Data)

$33.19 €29.52

$43.54 £32.67

-23.77%

Gym Membership (Monthly)

$72.8 €64.8

$37.26 £27.95

95.44%

Tennis Court (1 Hour on Weekend)

$18.77 €16.70

$11.37 £8.53

65.08%

Cinema Ticket

$11.23 €9.99

$10.36 £7.77

8.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$519 €461

$1,990 £1,493

-73.94%

International Primary School, 1 Child (Yearly)

$9,360 €8,326

$32.5K £24.4K

-71.23%

Jeans (Levis 501 Or Similar)

$104 €92.7

$97.8 £73.4

6.61%

Summer Dress (H&M, Zara, etc)

$54.1 €48.14

$48.54 £36.41

11.52%

Sport Shoes (Adidas, Nike)

$99.1 €88.2

$116 £86.9

-14.46%

Men's Leather Business Shoes

$117 €104

$99.4 £74.6

17.30%

1-bedroom Apartment, City Center (Monthly)

$791 €704

$1,168 £876

-32.24%

1-bedroom Apartment, Outside City Center (Monthly)

$684 €608

$1,102 £826

-37.90%

3-bedroom Apartment, City Center (Monthly)

$1,678 €1,493

$2,136 £1,602

-21.43%

3-bedroom Apartment, Outside City Center (Monthly)

$1,343 €1,195

$1,482 £1,112

-9.35%

Buy Apartment in City Center (m2)

$3,118 €2,773

$5,255 £3,942

-40.67%

Buy Apartment Outside City Center (m2)

$2,308 €2,053

$3,432 £2,575

-32.75%

Average Monthly Net Salary (After Tax)

$1,828 €1,626

$3,179 £2,385

-42.50%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.48

5.11

-12.33%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Nicosia: October 13, 2026

Last update for Cardiff: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Nicosia

$684 37.3%

Cardiff

$1.1K 44.9% 61% $418

Groceries & Markets

Nicosia

$304 16.6%

Cardiff

$306 12.5% 0.7% $2.1

Monthly Utilities & Internet

Nicosia

$261 14.2%

Cardiff

$404 16.5% 55% $144

Eating Out

Nicosia

$250 13.7%

Cardiff

$317 12.9% 26.7% $67

Clothing & Footwear

Nicosia

$168 9.2%

Cardiff

$163 6.6% 3.3% $5.6

Sport & Entertainment

Nicosia

$95 5.2%

Cardiff

$58 2.4% 39.2% $37

Getting Around

Nicosia

$71 3.9%

Cardiff

$105 4.3% 48.5% $34

Cost Breakdown

A one-bedroom apartment in the center runs $791 in Nicosia and $1,168 in Cardiff. Housing cost is often the main lever when comparing two cities.

Cardiff pays 74% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $68.0 in Nicosia vs $83.0 in Cardiff for a mid-range dinner for two. Groceries echo the gap at $304 vs $306 per month, with Nicosia cheaper across the board.

Good to know

🇨🇾 Nicosia

🇬🇧 Cardiff

🕒 Local time

22:36 10:36 PM

20:36 8:36 PM

2 h behind Nicosia

🌤 Weather

👥 Population

310,355 Capital

346,100

💱 Currency

Euro EUR €

British Pound GBP £

📈 Exchange rate

1 EUR = 1.12 USD

1 GBP = 1.33 USD

1 GBP = 1.19 EUR

Exchange rates and currency converter

On the map

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Between locations

Nicosia Cardiff 3,420 km ≈ 4 h 45 min nonstop flight

From you

Nicosia
Cardiff

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Nicosia vs Cardiff: Cost of Living - Frequently Asked Questions

Nicosia and Cardiff differ by about 34% in total monthly costs ($1,833 vs $2,454 including rent). Nicosia is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 74% lower in Cardiff. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $791 in Nicosia versus $1,168 in Cardiff. Housing is usually the single largest factor when comparing overall living costs between the two.

Dining out is cheaper in Nicosia – a meal for two runs $68.0 versus $83.0 in Cardiff. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,833 per month in Nicosia versus $2,454 in Cardiff – a 34% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,833 in Nicosia versus $2,454 in Cardiff, a $3,000 budget is realistic in Nicosia but tight or insufficient in Cardiff. The gap between the two cities makes Nicosia the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Nicosia and Cardiff are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Nicosia gentler on the wallet – expenses run 34% less than in Cardiff. Beyond cost, consider language, visa policies, and how big the international community is in each city.