Last update: Oct 2026

Cost of Living Comparison Between Niagara Falls and Montreal

For one person, living is cheaper in Montreal: $2,018 a month against $2,171 in Niagara Falls, rent and utilities included – about $1,800 less a year. Higher rent and utilities in Niagara Falls outweigh lower spending on other living expenses.

105

Cost of Living Index in Niagara Falls
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Niagara Falls Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Niagara Falls

🇨🇦 Canada

$2,171

/mo nomad

Montreal

🇨🇦 Canada

$2,018

/mo nomad

Monthly Cost of Living

How much you'll spend in Niagara Falls and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Niagara Falls and in Montreal actually costs, broken down by who's living it.

A single person spends $2,171 per month in Niagara Falls vs $2,018 in Montreal, rent included.

Niagara Falls $2,171
Montreal $2,018

A couple spends around $3,158 per month in Niagara Falls vs $3,085 in Montreal, rent included.

Niagara Falls $3,158
Montreal $3,085

A family of three spends $4,144 per month in Niagara Falls vs $4,152 in Montreal, rent included.

Niagara Falls $4,144
Montreal $4,152

Niagara Falls costs about 8% more than Montreal, and outside of rent the biggest gap is in eating out.

Both Niagara Falls and Montreal sit above the global median – Niagara Falls by 61%, Montreal by 49%.

Meal at Budget Restaurant

$14.05 CA$19.86

$18.82 CA$26.61

-25.35%

Three-Course Dinner for Two, Mid-Range

$55.5 CA$78.4

$70.3 CA$99.4

-21.10%

Fast Food Meal (McDonalds, etc)

$12.04 CA$17.02

$10.66 CA$15.06

12.95%

Cappuccino

$3.62 CA$5.11

$3.84 CA$5.43

-5.73%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.03 CA$2.88

$1.92 CA$2.71

5.73%

Water (0.33 liter bottle)

$1.59 CA$2.25

$1.54 CA$2.18

3.25%

Local Beer (0.5 liter draught)

$5.30 CA$7.49

$6.23 CA$8.81

-14.93%

Imported Beer (0.33 liter bottle)

$6.24 CA$8.82

$7.10 CA$10.03

-12.11%

Milk (1 liter)

$2.15 CA$3.04

$2.31 CA$3.27

-6.93%

White Bread (500g)

$2.88 CA$4.07

$3.14 CA$4.44

-8.28%

Rice (white) (1kg)

$3.57 CA$5.04

$3.21 CA$4.54

11.21%

Eggs

$4.31 CA$6.10

$3.52 CA$4.97

22.44%

Local Cheese (1kg)

$9.82 CA$13.88

$12.81 CA$18.11

-23.34%

Chicken Fillets (1kg)

$11.27 CA$15.94

$11.46 CA$16.20

-1.66%

Beef Round Steak (1kg)

$13.99 CA$19.78

$13.39 CA$18.92

4.48%

Apples (1kg)

$4.13 CA$5.84

$3.14 CA$4.43

31.53%

Banana (1kg)

$1.14 CA$1.62

$1.44 CA$2.03

-20.83%

Oranges (1kg)

$3.44 CA$4.86

$3.47 CA$4.91

-0.86%

Tomato (1kg)

$3.60 CA$5.09

$3.07 CA$4.34

17.26%

Potato (1kg)

$2.49 CA$3.52

$1.90 CA$2.69

31.05%

Onion (1kg)

$3.07 CA$4.34

$1.77 CA$2.50

73.45%

Lettuce (1 head)

$2.15 CA$3.03

$2.34 CA$3.31

-8.12%

Water (1.5 liter bottle)

$1.67 CA$2.36

$1.55 CA$2.19

7.74%

Cigarettes 20 Pack (Marlboro, Camel)

$13.26 CA$18.75

$11.38 CA$16.09

16.52%

Wine (Bottle)

$12.43 CA$17.57

$10.63 CA$15.03

16.93%

Local Beer (0.5 liter bottle)

$2.94 CA$4.16

$2.27 CA$3.21

29.52%

Imported Beer (0.33 liter bottle)

$2.50 CA$3.53

$2.82 CA$3.99

-11.35%

One-way Ticket (Public Transport)

$1.62 CA$2.28

$2.66 CA$3.76

-39.10%

Public Transport Monthly Pass (Regular Price)

$59.2 CA$83.7

$77.3 CA$109

-23.38%

Taxi Start (Normal Tariff)

$2.81 CA$3.98

$3.20 CA$4.53

-12.19%

Taxi (Normal Tariff) (1km)

$1.20 CA$1.69

$1.48 CA$2.09

-18.92%

Taxi 1hour Waiting (Normal Tariff)

$21.75 CA$30.75

$32.88 CA$46.48

-33.85%

Gasoline (1 liter)

$1.12 CA$1.59

$1.34 CA$1.90

-16.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K CA$36.5K

$28.2K CA$39.8K

-8.29%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.1K CA$27.0K

$19.6K CA$27.8K

-2.70%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$174 CA$246

$76.0 CA$107

128.74%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$33.38 CA$47.19

$33.95 CA$48.00

-1.68%

Internet (50+ Mbps, Unlimited Data)

$47.29 CA$66.9

$42.31 CA$59.8

11.77%

Gym Membership (Monthly)

$27.84 CA$39.36

$29.76 CA$42.07

-6.45%

Tennis Court (1 Hour on Weekend)

$29.01 CA$41.01

$20.28 CA$28.67

43.05%

Cinema Ticket

$10.21 CA$14.44

$11.15 CA$15.77

-8.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$498 CA$703

$507 CA$717

-1.87%

International Primary School, 1 Child (Yearly)

$18.8K CA$26.6K

$16.1K CA$22.7K

17.11%

Jeans (Levis 501 Or Similar)

$68.4 CA$96.7

$57.6 CA$81.4

18.82%

Summer Dress (H&M, Zara, etc)

$51.2 CA$72.4

$37.58 CA$53.1

36.24%

Sport Shoes (Adidas, Nike)

$79.0 CA$112

$91.9 CA$130

-14.02%

Men's Leather Business Shoes

$83.6 CA$118

$110 CA$155

-23.73%

1-bedroom Apartment, City Center (Monthly)

$1,236 CA$1,748

$1,260 CA$1,782

-1.93%

1-bedroom Apartment, Outside City Center (Monthly)

$1,066 CA$1,507

$948 CA$1,340

12.48%

3-bedroom Apartment, City Center (Monthly)

$1,519 CA$2,148

$2,137 CA$3,021

-28.91%

3-bedroom Apartment, Outside City Center (Monthly)

$1,715 CA$2,425

$1,614 CA$2,281

6.29%

Buy Apartment in City Center (m2)

$3,757 CA$5,312

$4,960 CA$7,011

-24.24%

Buy Apartment Outside City Center (m2)

$3,796 CA$5,366

$3,838 CA$5,425

-1.09%

Average Monthly Net Salary (After Tax)

$2,963 CA$4,189

$2,827 CA$3,997

4.81%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.54

4.48

23.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niagara Falls: October 11, 2026

Last update for Montreal: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Niagara Falls

$1.1K 49.1%

Montreal

$948 47% 11.1% $118

Groceries & Markets

Niagara Falls

$356 16.4%

Montreal

$346 17.2% 2.6% $9.2

Monthly Utilities & Internet

Niagara Falls

$254 11.7%

Montreal

$152 7.5% 40.2% $102

Eating Out

Niagara Falls

$245 11.3%

Montreal

$288 14.3% 17.3% $42

Clothing & Footwear

Niagara Falls

$127 5.9%

Montreal

$133 6.6% 5.1% $6.5

Getting Around

Niagara Falls

$74 3.4%

Montreal

$99 4.9% 32.3% $24

Sport & Entertainment

Niagara Falls

$48 2.2%

Montreal

$52 2.6% 7.9% $3.8

Cost Breakdown

A central one-bedroom costs $1,236 in Niagara Falls versus $1,260 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Niagara Falls, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $55.0 in Niagara Falls versus $70.0 in Montreal. Groceries tell a different story – $356 in Niagara Falls vs $346 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

Good to know

🇨🇦 Niagara Falls

🇨🇦 Montreal

🕒 Local time

01:01 1:01 AM

Same time as Niagara Falls

🌤 Weather

👥 Population

93,000

1,762,949

💱 Currency

Canadian Dollar CAD $

📈 Exchange rate

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

1 CAD = 0.707 USD

1 CAD = 0.629 EUR

Exchange rates and currency converter

On the map

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Between locations

Niagara Falls Montreal 510 km ≈ 1 h 15 min nonstop flight

From you

Niagara Falls
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niagara Falls vs Montreal: Cost of Living - Frequently Asked Questions

Niagara Falls costs about 8% more than Montreal, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,257 per month in Niagara Falls and $3,027 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 3% more in Niagara Falls, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $55.0 in Niagara Falls and $70.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,018, than in Niagara Falls at $2,171. In Montreal it covers expenses comfortably, while in Niagara Falls it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,018 versus $2,171 in Niagara Falls. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Niagara Falls makes more sense. Both are solid long-term options with distinct trade-offs.