Cost of Living Comparison Between Niagara Falls and Montreal Cost of Living Comparison Between Niagara Falls and Montreal

Monthly Cost of Living

A single person spends $2,230 per month in Niagara Falls vs $2,056 in Montreal, rent included.

A couple spends around $3,296 per month in Niagara Falls vs $3,112 in Montreal, rent included.

A family of three spends $4,361 per month in Niagara Falls vs $4,167 in Montreal, rent included.

Niagara Falls costs about 8% more than Montreal, driven mainly by Monthly Utilities & Internet.

Both Niagara Falls and Montreal sit above the global median – Niagara Falls by 62%, Montreal by 50%.

Meal at Budget Restaurant

$14.64 CA$20.27

$17.85 CA$24.72

-17.98%

Three-Course Dinner for Two, Mid-Range

$57.9 CA$80.2

$72.3 CA$100

-19.89%

Fast Food Meal (McDonalds, etc)

$12.38 CA$17.15

$10.92 CA$15.12

13.37%

Cappuccino

$3.61 CA$4.99

$3.97 CA$5.49

-9.07%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.99 CA$2.75

$2.07 CA$2.87

-3.86%

Water (0.33 liter bottle)

$1.71 CA$2.37

$1.55 CA$2.14

10.32%

Local Beer (0.5 liter draught)

$5.25 CA$7.27

$6.41 CA$8.88

-18.10%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.12

$7.29 CA$10.10

-9.74%

Milk (1 liter)

$2.11 CA$2.92

$2.39 CA$3.30

-11.72%

White Bread (500g)

$2.97 CA$4.11

$3.21 CA$4.44

-7.48%

Rice (white) (1kg)

$3.64 CA$5.05

$3.07 CA$4.25

18.57%

Eggs

$3.96 CA$5.49

$3.68 CA$5.09

7.61%

Local Cheese (1kg)

$9.85 CA$13.64

$13.57 CA$18.79

-27.41%

Chicken Fillets (1kg)

$11.48 CA$15.89

$11.63 CA$16.10

-1.29%

Beef Round Steak (1kg)

$14.08 CA$19.49

$13.97 CA$19.34

0.79%

Apples (1kg)

$4.49 CA$6.21

$3.68 CA$5.10

22.01%

Banana (1kg)

$1.18 CA$1.64

$1.56 CA$2.16

-24.36%

Oranges (1kg)

$3.49 CA$4.83

$3.41 CA$4.72

2.35%

Tomato (1kg)

$3.67 CA$5.08

$3.03 CA$4.19

21.12%

Potato (1kg)

$2.56 CA$3.54

$1.98 CA$2.75

29.29%

Onion (1kg)

$3.24 CA$4.49

$1.82 CA$2.53

78.02%

Lettuce (1 head)

$2.27 CA$3.14

$2.56 CA$3.54

-11.33%

Water (1.5 liter bottle)

$1.63 CA$2.26

$1.39 CA$1.92

17.27%

Cigarettes 20 Pack (Marlboro, Camel)

$13.75 CA$19.03

$11.49 CA$15.91

19.67%

Wine (Bottle)

$13.18 CA$18.25

$10.92 CA$15.12

20.70%

Local Beer (0.5 liter bottle)

$3.06 CA$4.24

$2.26 CA$3.13

35.40%

Imported Beer (0.33 liter bottle)

$2.68 CA$3.71

$3.01 CA$4.16

-10.96%

One-way Ticket (Public Transport)

$1.73 CA$2.39

$2.69 CA$3.72

-35.69%

Public Transport Monthly Pass (Regular Price)

$62.0 CA$85.9

$75.3 CA$104

-17.67%

Taxi Start (Normal Tariff)

$2.80 CA$3.88

$3.35 CA$4.63

-16.42%

Taxi (Normal Tariff) (1km)

$1.23 CA$1.70

$1.50 CA$2.08

-18.00%

Taxi 1hour Waiting (Normal Tariff)

$21.95 CA$30.39

$33.70 CA$46.66

-34.87%

Gasoline (1 liter)

$1.12 CA$1.55

$1.29 CA$1.79

-13.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.7K CA$36.9K

$28.3K CA$39.2K

-5.73%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$19.2K CA$26.6K

$20.0K CA$27.6K

-3.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$182 CA$252

$80.4 CA$111

126.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$31.47 CA$43.58

$34.23 CA$47.40

-8.06%

Internet (50+ Mbps, Unlimited Data)

$78.1 CA$108

$41.39 CA$57.3

88.77%

Gym Membership (Monthly)

$28.49 CA$39.45

$29.24 CA$40.49

-2.56%

Tennis Court (1 Hour on Weekend)

$30.27 CA$41.92

$19.89 CA$27.54

52.19%

Cinema Ticket

$10.49 CA$14.52

$11.71 CA$16.21

-10.42%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$526 CA$728

$564 CA$781

-6.78%

International Primary School, 1 Child (Yearly)

$19.9K CA$27.5K

$16.8K CA$23.3K

18.09%

Jeans (Levis 501 Or Similar)

$70.9 CA$98.1

$59.5 CA$82.4

19.06%

Summer Dress (H&M, Zara, etc)

$54.4 CA$75.3

$42.13 CA$58.3

29.08%

Sport Shoes (Adidas, Nike)

$80.7 CA$112

$107 CA$148

-24.72%

Men's Leather Business Shoes

$86.7 CA$120

$111 CA$153

-21.77%

1-bedroom Apartment, City Center (Monthly)

$1,268 CA$1,755

$1,284 CA$1,778

-1.25%

1-bedroom Apartment, Outside City Center (Monthly)

$1,100 CA$1,523

$990 CA$1,371

11.06%

3-bedroom Apartment, City Center (Monthly)

$1,532 CA$2,121

$2,260 CA$3,129

-32.21%

3-bedroom Apartment, Outside City Center (Monthly)

$1,766 CA$2,445

$1,667 CA$2,308

5.90%

Buy Apartment in City Center (m2)

$3,876 CA$5,367

$5,287 CA$7,321

-26.69%

Buy Apartment Outside City Center (m2)

$3,856 CA$5,339

$3,813 CA$5,279

1.13%

Average Monthly Net Salary (After Tax)

$3,052 CA$4,226

$3,019 CA$4,180

1.09%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.41

4.41

22.68%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Niagara Falls: August 30, 2026

Last update for Montreal: August 31, 2026

Cost Breakdown

A central one-bedroom costs $1,268 in Niagara Falls versus $1,284 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 1% higher in Niagara Falls, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $58.0 in Niagara Falls versus $72.0 in Montreal. Groceries tell a different story – $362 in Niagara Falls vs $356 in Montreal – so Montreal wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Niagara Falls vs Montreal: Cost of Living - Frequently Asked Questions

Niagara Falls costs about 8% more than Montreal, with the gap driven mainly by Monthly Utilities & Internet. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,345 per month in Niagara Falls and $3,084 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Groceries cost about 2% more in Niagara Falls, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A mid-range dinner for two costs $58.0 in Niagara Falls and $72.0 in Montreal. That's a good indicator of the overall restaurant and café pricing gap between the two cities.

A $2,000 monthly budget goes further in Montreal, where all-in costs run around $2,056, than in Niagara Falls at $2,230. In Montreal it covers expenses comfortably, while in Niagara Falls it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Montreal costs $2,056 versus $2,230 in Niagara Falls. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Niagara Falls makes more sense. Both are solid long-term options with distinct trade-offs.