Last update: Oct 2026

Cost of Living Comparison Between Newcastle, Australia and Montreal

For one person, living is cheaper in Montreal: $2,059 a month against $2,577 in Newcastle, rent and utilities included – about $6,200 less a year. Rent and utilities account for most of the difference.

125

Cost of Living Index in Newcastle
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Newcastle Living Index
99

Cost of Living Index in Montreal
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Montreal Living Index

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Newcastle

🇦🇺 Australia

$2,577

/mo nomad

Montreal

🇨🇦 Canada

$2,059

/mo nomad

Monthly Cost of Living

How much you'll spend in Newcastle and in Montreal

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Newcastle and in Montreal actually costs, broken down by who's living it.

A single person spends $2,577 per month in Newcastle vs $2,059 in Montreal, rent included.

Newcastle $2,577
Montreal $2,059

A couple spends around $3,805 per month in Newcastle vs $3,123 in Montreal, rent included.

Newcastle $3,805
Montreal $3,123

A family of three spends $5,033 per month in Newcastle vs $4,187 in Montreal, rent included.

Newcastle $5,033
Montreal $4,187

Newcastle costs about 25% more than Montreal, and outside of rent the biggest gap is in transport.

Both Newcastle and Montreal sit above the global median – Newcastle by 90%, Montreal by 52%.

Meal at Budget Restaurant

$20.75 A$29.49

$18.84 CA$26.38

10.14%

Three-Course Dinner for Two, Mid-Range

$104 A$147

$73.2 CA$103

41.57%

Fast Food Meal (McDonalds, etc)

$10.52 A$14.95

$10.54 CA$14.76

-0.19%

Cappuccino

$3.82 A$5.42

$3.97 CA$5.56

-3.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.29 A$4.68

$1.94 CA$2.71

69.59%

Water (0.33 liter bottle)

$1.76 A$2.49

$1.57 CA$2.20

12.10%

Local Beer (0.5 liter draught)

$8.85 A$12.57

$6.42 CA$8.99

37.85%

Imported Beer (0.33 liter bottle)

$6.79 A$9.65

$7.20 CA$10.09

-5.69%

Milk (1 liter)

$1.42 A$2.01

$2.32 CA$3.25

-38.79%

White Bread (500g)

$2.70 A$3.84

$3.19 CA$4.47

-15.36%

Rice (white) (1kg)

$1.95 A$2.78

$3.19 CA$4.46

-38.87%

Eggs

$4.67 A$6.63

$3.68 CA$5.15

26.90%

Local Cheese (1kg)

$10.17 A$14.45

$13.24 CA$18.55

-23.19%

Chicken Fillets (1kg)

$8.86 A$12.59

$11.69 CA$16.38

-24.21%

Beef Round Steak (1kg)

$15.94 A$22.64

$13.98 CA$19.57

14.02%

Apples (1kg)

$3.56 A$5.06

$3.14 CA$4.40

13.38%

Banana (1kg)

$2.95 A$4.20

$1.45 CA$2.03

103.45%

Oranges (1kg)

$2.90 A$4.12

$3.38 CA$4.73

-14.20%

Tomato (1kg)

$4.39 A$6.24

$3.11 CA$4.36

41.16%

Potato (1kg)

$2.89 A$4.11

$1.93 CA$2.70

49.74%

Onion (1kg)

$2.32 A$3.29

$1.83 CA$2.56

26.78%

Lettuce (1 head)

$2.50 A$3.56

$2.36 CA$3.31

5.93%

Water (1.5 liter bottle)

$1.40 A$1.99

$1.50 CA$2.10

-6.67%

Cigarettes 20 Pack (Marlboro, Camel)

$31.88 A$45.29

$11.12 CA$15.58

186.69%

Wine (Bottle)

$10.65 A$15.13

$10.60 CA$14.84

0.47%

Local Beer (0.5 liter bottle)

$4.34 A$6.17

$2.22 CA$3.11

95.50%

Imported Beer (0.33 liter bottle)

$3.29 A$4.68

$2.84 CA$3.98

15.85%

One-way Ticket (Public Transport)

$2.74 A$3.90

$2.62 CA$3.67

4.58%

Public Transport Monthly Pass (Regular Price)

$150 A$214

$79.1 CA$111

89.88%

Taxi Start (Normal Tariff)

$2.48 A$3.52

$3.23 CA$4.52

-23.22%

Taxi (Normal Tariff) (1km)

$1.57 A$2.23

$1.48 CA$2.08

6.08%

Taxi 1hour Waiting (Normal Tariff)

$40.98 A$58.2

$32.22 CA$45.12

27.19%

Gasoline (1 liter)

$1.19 A$1.68

$1.36 CA$1.91

-12.50%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$29.7K A$42.3K

$27.6K CA$38.7K

7.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.1K A$35.6K

$21.2K CA$29.7K

18.33%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$218 A$310

$77.0 CA$108

183.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$26.13 A$37.13

$34.14 CA$47.81

-23.46%

Internet (50+ Mbps, Unlimited Data)

$56.6 A$80.4

$42.19 CA$59.1

34.16%

Gym Membership (Monthly)

$44.94 A$63.9

$30.81 CA$43.15

45.86%

Tennis Court (1 Hour on Weekend)

$17.86 A$25.38

$19.66 CA$27.52

-9.16%

Cinema Ticket

$14.09 A$20.02

$11.47 CA$16.07

22.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$2,158 A$3,067

$506 CA$709

326.42%

International Primary School, 1 Child (Yearly)

$13.7K A$19.4K

$16.2K CA$22.7K

-15.81%

Jeans (Levis 501 Or Similar)

$80.5 A$114

$57.3 CA$80.2

40.52%

Summer Dress (H&M, Zara, etc)

$46.87 A$66.6

$38.10 CA$53.4

23.02%

Sport Shoes (Adidas, Nike)

$119 A$170

$91.9 CA$129

29.83%

Men's Leather Business Shoes

$118 A$167

$110 CA$154

7.33%

1-bedroom Apartment, City Center (Monthly)

$1,550 A$2,203

$1,237 CA$1,732

25.34%

1-bedroom Apartment, Outside City Center (Monthly)

$1,197 A$1,700

$977 CA$1,368

22.51%

3-bedroom Apartment, City Center (Monthly)

$2,465 A$3,503

$2,180 CA$3,053

13.07%

3-bedroom Apartment, Outside City Center (Monthly)

$1,864 A$2,649

$1,608 CA$2,252

15.94%

Buy Apartment in City Center (m2)

$13.5K A$19.2K

$5,113 CA$7,160

163.93%

Buy Apartment Outside City Center (m2)

$5,833 A$8,288

$3,744 CA$5,244

55.78%

Average Monthly Net Salary (After Tax)

$3,099 A$4,404

$2,957 CA$4,141

4.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.55

4.48

46.21%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Newcastle: October 19, 2026

Last update for Montreal: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Newcastle

$1.2K 46.4%

Montreal

$977 47.4% 18.4% $220

Groceries & Markets

Newcastle

$349 13.6%

Montreal

$351 17.1% 0.6% $2

Eating Out

Newcastle

$321 12.5%

Montreal

$290 14.1% 9.6% $31

Monthly Utilities & Internet

Newcastle

$301 11.7%

Montreal

$153 7.5% 49% $147

Getting Around

Newcastle

$172 6.7%

Montreal

$100 4.9% 41.6% $71

Clothing & Footwear

Newcastle

$164 6.4%

Montreal

$134 6.5% 18.5% $30

Sport & Entertainment

Newcastle

$73 2.8%

Montreal

$54 2.6% 26.5% $19

Cost Breakdown

A central one-bedroom costs $1,550 in Newcastle versus $1,237 in Montreal. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 5% higher in Newcastle, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $104 in Newcastle versus $73 in Montreal. Groceries tell a different story – $349 in Newcastle vs $351 in Montreal – so Newcastle wins on supermarket bills even if dining out costs more.

Good to know

🇦🇺 Newcastle

🇨🇦 Montreal

🕒 Local time

08:54 8:54 AM

17:54 5:54 PM

15 h behind Newcastle

🌤 Weather

👥 Population

508,437

1,762,949

💱 Currency

Australian Dollar AUD $

Canadian Dollar CAD $

📈 Exchange rate

1 AUD = 0.704 USD

1 AUD = 0.628 EUR

1 CAD = 0.714 USD

1 CAD = 0.637 EUR

Exchange rates and currency converter

CAD, USD, EUR to AUD – Australian Dollar Converter

🇺🇸 United States Dollar ($)

🇦🇺 Australian Dollar ($)

Australian Dollar exchange rates as of October 25, 2026: 1 USD = 1.42 AUD (1 AUD = 0.704 USD). 1 EUR = 1.59 AUD (1 AUD = 0.628 EUR).

Canadian Dollar exchange rates as of October 25, 2026: 1 USD = 1.4 CAD (1 CAD = 0.714 USD). 1 EUR = 1.57 CAD (1 CAD = 0.637 EUR).

USD to AUD in detail →

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Between locations

Newcastle Montreal 15,930 km ≈ 20 h nonstop flight

From you

Newcastle
Montreal

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Newcastle vs Montreal: Cost of Living - Frequently Asked Questions

Newcastle costs about 25% more than Montreal, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $3,865 per month in Newcastle and $3,089 in Montreal. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Montreal, especially for central apartments: a one-bedroom in the center costs $1,237 there versus $1,550 in Newcastle.

A mid-range dinner for two costs $104 in Newcastle and $73 in Montreal. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

Public transport costs about 47% less in Montreal. For daily commuters, that gap adds up to noticeable savings over a year.

$2,000 is a stretch for both – monthly costs hit $2,577 in Newcastle and $2,059 in Montreal. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Montreal – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Montreal. If higher salaries, better infrastructure, or specific career opportunities are the priority, Newcastle makes more sense. Both are solid long-term options with distinct trade-offs.