Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Windsor, NS

For one person, living is cheaper in Windsor, NS: $2,212 a month against $4,941 in New York, NY, rent and utilities included – about $32,700 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Windsor, NS, Canada
New York, NY
🇺🇸 United States
$4,941
/mo nomad
Windsor, NS
🇨🇦 Canada
$2,212
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Windsor, NS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Windsor, NS actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,212 in Windsor, NS, rent included.

  • New York, NY $4,941
  • Windsor, NS $2,212

A couple spends around $7,225 per month in New York, NY vs $3,268 in Windsor, NS, rent included.

  • New York, NY $7,225
  • Windsor, NS $3,268

A family of three spends $9,509 per month in New York, NY vs $4,324 in Windsor, NS, rent included.

  • New York, NY $9,509
  • Windsor, NS $4,324

New York, NY costs about 123% more than Windsor, NS, and outside of rent the biggest gap is in eating out.

Both New York, NY and Windsor, NS sit above the global median – New York, NY by 263%, Windsor, NS by 62%.

Currency
🍽 Eating Out
New York, NY
Windsor, NS
Difference
Meal at Budget Restaurant
$28.55 $28.55
$18.93 CA$26.57
50.82%
Three-Course Dinner for Two, Mid-Range
$118 $118
$35.52 CA$49.85
233.47%
Fast Food Meal (McDonalds, etc)
$15.04 $15.04
$10.82 CA$15.18
39.00%
Cappuccino
$6.53 $6.53
$3.65 CA$5.12
78.90%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 $3.96
$2.06 CA$2.89
92.23%
Water (0.33 liter bottle)
$3.01 $3.01
$1.87 CA$2.62
60.96%
Local Beer (0.5 liter draught)
$8.16 $8.16
$4.39 CA$6.16
85.88%
Imported Beer (0.33 liter bottle)
$9.84 $9.84
$5.59 CA$7.85
76.03%
🛒 Groceries & Markets
New York, NY
Windsor, NS
Difference
Milk (1 liter)
$1.37 $1.37
$2.94 CA$4.12
-53.40%
White Bread (500g)
$4.97 $4.97
$2.84 CA$3.99
75.00%
Rice (white) (1kg)
$7.81 $7.81
$3.54 CA$4.97
120.62%
Eggs
$5.97 $5.97
$3.74 CA$5.25
59.63%
Local Cheese (1kg)
$18.91 $18.91
$13.70 CA$19.23
38.03%
Chicken Fillets (1kg)
$18.04 $18.04
$15.31 CA$21.48
17.83%
Beef Round Steak (1kg)
$19.05 $19.05
$13.21 CA$18.54
44.21%
Apples (1kg)
$6.76 $6.76
$5.76 CA$8.09
17.36%
Banana (1kg)
$2.27 $2.27
$1.54 CA$2.17
47.40%
Oranges (1kg)
$6.83 $6.83
$4.75 CA$6.67
43.79%
Tomato (1kg)
$7.09 $7.09
$5.79 CA$8.13
22.45%
Potato (1kg)
$4.22 $4.22
$2.07 CA$2.91
103.86%
Onion (1kg)
$4.65 $4.65
$2.15 CA$3.01
116.28%
Lettuce (1 head)
$2.87 $2.87
$2.49 CA$3.50
15.26%
Water (1.5 liter bottle)
$2.60 $2.60
$2.10 CA$2.95
23.81%
Cigarettes 20 Pack (Marlboro, Camel)
$18.77 $18.77
$14.17 CA$19.89
32.46%
Wine (Bottle)
$20.13 $20.13
$14.35 CA$20.13
40.28%
Local Beer (0.5 liter bottle)
$3.45 $3.45
$3.27 CA$4.59
5.50%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$3.94 CA$5.53
2.03%
🚌 Getting Around
New York, NY
Windsor, NS
Difference
One-way Ticket (Public Transport)
$2.91 $2.91
$2.54 CA$3.56
14.57%
Public Transport Monthly Pass (Regular Price)
$139 $139
$64.0 CA$89.8
117.03%
Taxi Start (Normal Tariff)
$3.08 $3.08
$2.87 CA$4.03
7.32%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$1.40 CA$1.96
51.43%
Taxi 1hour Waiting (Normal Tariff)
$41.96 $41.96
$21.04 CA$29.52
99.43%
Gasoline (1 liter)
$1.17 $1.17
$1.22 CA$1.71
-4.10%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$26.7K CA$37.5K
28.98%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$21.3K CA$29.9K
21.45%
🧾 Monthly Utilities & Internet
New York, NY
Windsor, NS
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$125 CA$176
74.87%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.2 $74.2
$31.80 CA$44.63
133.46%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$36.09 CA$50.6
94.54%
🎉 Sport & Entertainment
New York, NY
Windsor, NS
Difference
Gym Membership (Monthly)
$112 $112
$36.05 CA$50.6
210.54%
Tennis Court (1 Hour on Weekend)
$74.9 $74.9
$17.45 CA$24.49
329.00%
Cinema Ticket
$22.14 $22.14
$12.92 CA$18.14
71.36%
🧸 Childcare & Education
New York, NY
Windsor, NS
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,558 $3,558
$379 CA$531
839.41%
International Primary School, 1 Child (Yearly)
$62.2K $62.2K
$13.7K CA$19.3K
352.81%
👕👟 Clothing & Footwear
New York, NY
Windsor, NS
Difference
Jeans (Levis 501 Or Similar)
$75.6 $75.6
$59.9 CA$84.1
26.18%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$35.29 CA$49.52
45.08%
Sport Shoes (Adidas, Nike)
$123 $123
$103 CA$145
19.39%
Men's Leather Business Shoes
$140 $140
$117 CA$165
19.16%
🏠 Accommodation & Living
New York, NY
Windsor, NS
Difference
1-bedroom Apartment, City Center (Monthly)
$4,499 $4,499
$1,265 CA$1,775
255.72%
1-bedroom Apartment, Outside City Center (Monthly)
$3,078 $3,078
$1,025 CA$1,438
200.41%
3-bedroom Apartment, City Center (Monthly)
$9,447 $9,447
$1,834 CA$2,573
415.18%
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
$1,749 CA$2,454
196.81%
Buy Apartment in City Center (m2)
$18.1K $18.1K
$4,604 CA$6,461
293.30%
Buy Apartment Outside City Center (m2)
$6,693 $6,693
$3,447 CA$4,838
94.14%
💵 Salaries & Financials
New York, NY
Windsor, NS
Difference
Average Monthly Net Salary (After Tax)
$5,220 $5,220
$940 CA$1,320
455.16%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
4.6
49.13%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Windsor, NS: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Windsor, NS
$1K 66.7% $2.1K
Groceries & Markets
New York, NY
$563
Windsor, NS
$429 23.8% $134
Eating Out
New York, NY
$440
Windsor, NS
$277 37.2% $164
Monthly Utilities & Internet
New York, NY
$364
Windsor, NS
$193 46.9% $171
Clothing & Footwear
New York, NY
$175
Windsor, NS
$142 19% $33
Getting Around
New York, NY
$164
Windsor, NS
$84 48.9% $80
Sport & Entertainment
New York, NY
$156
Windsor, NS
$62 60.4% $94

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,265 in Windsor, NS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 5.6 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $36 in Windsor, NS. Monthly groceries follow the same trend: $563 vs $429 – making Windsor, NS the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇨🇦 Windsor, NS
🕒 Local time
10:52 10:52 AM
11:52 11:52 AM
1 h ahead of New York, NY
🌤 Weather
👥 Population
8,804,190
217,188
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.899 EUR).

Canadian Dollar exchange rates as of October 28, 2026: 1 USD = 1.4 CAD (1 CAD = 0.713 USD). 1 EUR = 1.56 CAD (1 CAD = 0.64 EUR).

On the map
Between locations
  • New York, NY Windsor, NS 950 km ≈ 1 h 45 min nonstop flight
From you
  • New York, NY
  • Windsor, NS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Windsor, NS: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Windsor, NS?
New York, NY costs about 123% more than Windsor, NS, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in Windsor, NS?
For a comfortable life, plan on about $7,412 per month in New York, NY and $3,317 in Windsor, NS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Windsor, NS?
Rent is clearly cheaper in Windsor, NS, especially for central apartments: a one-bedroom in the center costs $1,265 there versus $4,499 in New York, NY.
How do childcare costs compare in New York, NY and in Windsor, NS?
Kindergarten costs $3,558 per month in New York, NY and $379 in Windsor, NS. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in New York, NY or in Windsor, NS?
Groceries cost about 31% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $3,000/month in New York, NY or in Windsor, NS?
A $3,000 monthly budget goes further in Windsor, NS, where all-in costs run around $2,212, than in New York, NY at $4,941. In Windsor, NS it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Windsor, NS – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to New York, NY or to Windsor, NS?
If budget matters most, go with Windsor, NS. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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