Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Wichita Falls, TX

For one person, living is cheaper in Wichita Falls, TX: $1,797 a month against $4,941 in New York, NY, rent and utilities included – about $37,700 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
87

Cost of Living Index in Wichita Falls, TX
Learn more

Wichita Falls, TX Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,941

/mo nomad

Wichita Falls, TX

🇺🇸 United States

$1,797

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Wichita Falls, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Wichita Falls, TX actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $1,797 in Wichita Falls, TX, rent included.

New York, NY $4,941
Wichita Falls, TX $1,797

A couple spends around $7,225 per month in New York, NY vs $2,731 in Wichita Falls, TX, rent included.

New York, NY $7,225
Wichita Falls, TX $2,731

A family of three spends $9,509 per month in New York, NY vs $3,665 in Wichita Falls, TX, rent included.

New York, NY $9,509
Wichita Falls, TX $3,665

New York, NY costs about 175% more than Wichita Falls, TX, and outside of rent the biggest gap is in groceries.

Both New York, NY and Wichita Falls, TX sit above the global median – New York, NY by 263%, Wichita Falls, TX by 32%.

Meal at Budget Restaurant

$28.55 $28.55

$14.80 $14.80

92.91%

Three-Course Dinner for Two, Mid-Range

$118 $118

$59.5 $59.5

99.21%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.18 $11.18

34.53%

Cappuccino

$6.53 $6.53

$5.62 $5.62

16.19%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$3.19 $3.19

24.14%

Water (0.33 liter bottle)

$3.01 $3.01

$2.44 $2.44

23.36%

Local Beer (0.5 liter draught)

$8.16 $8.16

$5.08 $5.08

60.63%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$8.16 $8.16

20.59%

Milk (1 liter)

$1.37 $1.37

$0.97 $0.97

41.24%

White Bread (500g)

$4.97 $4.97

$2.98 $2.98

66.78%

Rice (white) (1kg)

$7.81 $7.81

$3.96 $3.96

97.22%

Eggs

$5.97 $5.97

$4.21 $4.21

41.81%

Local Cheese (1kg)

$18.91 $18.91

$13.01 $13.01

45.35%

Chicken Fillets (1kg)

$18.04 $18.04

$8.73 $8.73

106.64%

Beef Round Steak (1kg)

$19.05 $19.05

$10.85 $10.85

75.58%

Apples (1kg)

$6.76 $6.76

$4.50 $4.50

50.22%

Banana (1kg)

$2.27 $2.27

$1.30 $1.30

74.62%

Oranges (1kg)

$6.83 $6.83

$3.09 $3.09

121.04%

Tomato (1kg)

$7.09 $7.09

$2.16 $2.16

228.24%

Potato (1kg)

$4.22 $4.22

$2.22 $2.22

90.09%

Onion (1kg)

$4.65 $4.65

$3.01 $3.01

54.49%

Lettuce (1 head)

$2.87 $2.87

$1.63 $1.63

76.07%

Water (1.5 liter bottle)

$2.60 $2.60

$2.77 $2.77

-6.14%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$8.55 $8.55

119.53%

Wine (Bottle)

$20.13 $20.13

$8.98 $8.98

124.16%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.08 $1.08

219.44%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$1.52 $1.52

164.47%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.54 $1.54

88.96%

Public Transport Monthly Pass (Regular Price)

$139 $139

$44.78 $44.78

210.23%

Taxi Start (Normal Tariff)

$3.08 $3.08

$1.28 $1.28

140.63%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$0.87 $0.87

143.68%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

Gasoline (1 liter)

$1.17 $1.17

$0.80 $0.80

46.25%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$25.9K $25.9K

32.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$24.9K $24.9K

3.67%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$248 $248

-11.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$50.5 $50.5

47.16%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$62.3 $62.3

12.66%

Gym Membership (Monthly)

$112 $112

$14.83 $14.83

654.89%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$19.67 $19.67

280.58%

Cinema Ticket

$22.14 $22.14

$8.78 $8.78

152.16%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$2,651 $2,651

34.20%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$50.9 $50.9

48.66%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$41.38 $41.38

23.73%

Sport Shoes (Adidas, Nike)

$123 $123

$64.6 $64.6

90.68%

Men's Leather Business Shoes

$140 $140

$98.2 $98.2

42.32%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,048 $1,048

329.14%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$630 $630

388.71%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$1,401 $1,401

574.37%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,201 $1,201

332.07%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$1,466 $1,466

1134.86%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,411 $1,411

374.38%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$3,913 $3,913

33.41%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.44

6.52%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Wichita Falls, TX: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Wichita Falls, TX

$630 35.1% 79.5% $2.4K

Groceries & Markets

New York, NY

$563 11.4%

Wichita Falls, TX

$320 17.8% 43.2% $243

Eating Out

New York, NY

$440 8.9%

Wichita Falls, TX

$284 15.8% 35.6% $157

Monthly Utilities & Internet

New York, NY

$364 7.4%

Wichita Falls, TX

$360 20.1% 0.9% $3.4

Clothing & Footwear

New York, NY

$175 3.6%

Wichita Falls, TX

$115 6.4% 34.6% $61

Getting Around

New York, NY

$164 3.3%

Wichita Falls, TX

$57 3.2% 65.6% $108

Sport & Entertainment

New York, NY

$156 3.2%

Wichita Falls, TX

$32 1.8% 79.3% $124

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,048 in Wichita Falls, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 33% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $59 in Wichita Falls, TX. Monthly groceries follow the same trend: $563 vs $320 – making Wichita Falls, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Wichita Falls, TX

🕒 Local time

12:05 12:05 PM

11:05 11:05 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

102,316

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.899 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Wichita Falls, TX 2,270 km ≈ 3 h 15 min nonstop flight

From you

New York, NY
Wichita Falls, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Wichita Falls, TX: Cost of Living - Frequently Asked Questions

New York, NY costs about 175% more than Wichita Falls, TX, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $2,696 in Wichita Falls, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Wichita Falls, TX, especially for central apartments: a one-bedroom in the center costs $1,048 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $2,651 in Wichita Falls, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 76% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Wichita Falls, TX, where all-in costs run around $1,797, than in New York, NY at $4,941. In Wichita Falls, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Wichita Falls, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Wichita Falls, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.