Cost of Living Comparison Between New York, NY and Wichita Falls, TX Cost of Living Comparison Between New York, NY and Wichita Falls, TX

Monthly Cost of Living

A single person spends $4,503 per month in New York, NY vs $1,912 in Wichita Falls, TX, rent included.

A couple spends around $7,077 per month in New York, NY vs $2,990 in Wichita Falls, TX, rent included.

A family of three spends $9,650 per month in New York, NY vs $4,069 in Wichita Falls, TX, rent included.

New York, NY costs about 136% more than Wichita Falls, TX, driven mainly by Eating Out.

Both New York, NY and Wichita Falls, TX sit above the global median – New York, NY by 236%, Wichita Falls, TX by 43%.

Meal at Budget Restaurant

$30.28 $30.28

$18.26 $18.26

65.83%

Three-Course Dinner for Two, Mid-Range

$142 $142

$55.2 $55.2

157.91%

Fast Food Meal (McDonalds, etc)

$12.65 $12.65

$7.92 $7.92

59.72%

Cappuccino

$5.81 $5.81

$4.78 $4.78

21.55%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$2.29 $2.29

42.36%

Water (0.33 liter bottle)

$2.58 $2.58

$2.01 $2.01

28.36%

Local Beer (0.5 liter draught)

$8.19 $8.19

$5.04 $5.04

62.50%

Imported Beer (0.33 liter bottle)

$11.82 $11.82

$6.16 $6.16

91.88%

Milk (1 liter)

$1.53 $1.53

$0.95 $0.95

61.05%

White Bread (500g)

$5.27 $5.27

$3.03 $3.03

73.93%

Rice (white) (1kg)

$8.34 $8.34

$7.62 $7.62

9.45%

Eggs

$7.25 $7.25

$7.87 $7.87

-7.88%

Local Cheese (1kg)

$17.29 $17.29

$20.22 $20.22

-14.49%

Chicken Fillets (1kg)

$16.21 $16.21

$14.08 $14.08

15.13%

Beef Round Steak (1kg)

$19.82 $19.82

$18.91 $18.91

4.81%

Apples (1kg)

$7.57 $7.57

$6.16 $6.16

22.89%

Banana (1kg)

$2.42 $2.42

$1.38 $1.38

75.36%

Oranges (1kg)

$5.83 $5.83

$4.27 $4.27

36.53%

Tomato (1kg)

$6.39 $6.39

$5.14 $5.14

24.32%

Potato (1kg)

$3.87 $3.87

$3.56 $3.56

8.71%

Onion (1kg)

$4.06 $4.06

$4.00 $4.00

1.50%

Lettuce (1 head)

$3.12 $3.12

$2.26 $2.26

38.05%

Water (1.5 liter bottle)

$2.45 $2.45

$3.96 $3.96

-38.13%

Cigarettes 20 Pack (Marlboro, Camel)

$19.26 $19.26

$10.35 $10.35

86.09%

Wine (Bottle)

$19.96 $19.96

$8.76 $8.76

127.85%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.71 $1.71

74.85%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$2.94 $2.94

26.87%

One-way Ticket (Public Transport)

$2.84 $2.84

$1.46 $1.46

94.52%

Public Transport Monthly Pass (Regular Price)

$134 $134

$45.29 $45.29

196.42%

Taxi Start (Normal Tariff)

$5.11 $5.11

$1.22 $1.22

318.85%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$0.88 $0.88

139.77%

Taxi 1hour Waiting (Normal Tariff)

$42.31 $42.31

$29.53 $29.53

43.28%

Gasoline (1 liter)

$0.97 $0.97

$0.72 $0.72

34.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$28.4K $28.4K

22.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$25.5K $25.5K

9.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$185 $185

-1.79%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 $60.2

$30.23 $30.23

99.27%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$51.0 $51.0

22.65%

Gym Membership (Monthly)

$143 $143

$10.20 $10.20

1303.04%

Tennis Court (1 Hour on Weekend)

$65.3 $65.3

$20.35 $20.35

220.69%

Cinema Ticket

$19.98 $19.98

$15.25 $15.25

31.02%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,216 $3,216

$1,318 $1,318

143.93%

International Primary School, 1 Child (Yearly)

$57.2K $57.2K

$23.2K $23.2K

146.54%

Jeans (Levis 501 Or Similar)

$67.5 $67.5

$54.3 $54.3

24.40%

Summer Dress (H&M, Zara, etc)

$47.68 $47.68

$35.69 $35.69

33.59%

Sport Shoes (Adidas, Nike)

$111 $111

$103 $103

7.99%

Men's Leather Business Shoes

$169 $169

$108 $108

55.60%

1-bedroom Apartment, City Center (Monthly)

$4,092 $4,092

$787 $787

419.97%

1-bedroom Apartment, Outside City Center (Monthly)

$2,694 $2,694

$655 $655

311.37%

3-bedroom Apartment, City Center (Monthly)

$8,445 $8,445

$1,607 $1,607

425.43%

3-bedroom Apartment, Outside City Center (Monthly)

$5,128 $5,128

$1,339 $1,339

282.82%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$1,464 $1,464

1142.16%

Buy Apartment Outside City Center (m2)

$6,299 $6,299

$1,411 $1,411

346.50%

Average Monthly Net Salary (After Tax)

$5,540 $5,540

$3,914 $3,914

41.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.08

5.92%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 1, 2026

Last update for Wichita Falls, TX: May 31, 2026

Cost Breakdown

A central one-bedroom costs $4,092 in New York, NY versus $787 in Wichita Falls, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 42% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $142 in New York, NY versus $55.0 in Wichita Falls, TX. Monthly groceries follow the same trend: $554 vs $479 – making Wichita Falls, TX the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Wichita Falls, TX: Cost of Living - Frequently Asked Questions

New York, NY costs about 136% more than Wichita Falls, TX, with the gap driven mainly by Eating Out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,754 per month in New York, NY and $2,867 in Wichita Falls, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Wichita Falls, TX, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,216 per month in New York, NY and $1,318 in Wichita Falls, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 16% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,500 monthly budget goes further in Wichita Falls, TX, where all-in costs run around $1,912, than in New York, NY at $4,503. In Wichita Falls, TX it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Wichita Falls, TX costs $1,912 versus $4,503 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Wichita Falls, TX. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.