Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Westborough, MA

For one person, living is cheaper in Westborough, MA: $2,573 a month against $4,941 in New York, NY, rent and utilities included – about $28,400 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
123

Cost of Living Index in Westborough, MA
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Westborough, MA Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Westborough, MA

🇺🇸 United States

$2,573

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Westborough, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Westborough, MA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,573 in Westborough, MA, rent included.

New York, NY $4,941
Westborough, MA $2,573

A couple spends around $7,225 per month in New York, NY vs $3,675 in Westborough, MA, rent included.

New York, NY $7,225
Westborough, MA $3,675

A family of three spends $9,509 per month in New York, NY vs $4,776 in Westborough, MA, rent included.

New York, NY $9,509
Westborough, MA $4,776

New York, NY costs about 92% more than Westborough, MA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Westborough, MA sit above the global median – New York, NY by 263%, Westborough, MA by 89%.

Meal at Budget Restaurant

$28.55 $28.55

$20.27 $20.27

40.85%

Three-Course Dinner for Two, Mid-Range

$118 $118

$76.1 $76.1

55.75%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$12.95 $12.95

16.14%

Cappuccino

$6.53 $6.53

$5.31 $5.31

22.98%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.75 $2.75

44.00%

Water (0.33 liter bottle)

$3.01 $3.01

$2.57 $2.57

17.12%

Local Beer (0.5 liter draught)

$8.16 $8.16

$5.87 $5.87

39.01%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$8.96 $8.96

9.82%

Milk (1 liter)

$1.37 $1.37

$1.01 $1.01

35.64%

White Bread (500g)

$4.97 $4.97

$4.35 $4.35

14.25%

Rice (white) (1kg)

$7.81 $7.81

$4.33 $4.33

80.37%

Eggs

$5.97 $5.97

$6.47 $6.47

-7.73%

Local Cheese (1kg)

$18.91 $18.91

$10.61 $10.61

78.23%

Chicken Fillets (1kg)

$18.04 $18.04

$10.63 $10.63

69.71%

Beef Round Steak (1kg)

$19.05 $19.05

$19.21 $19.21

-0.83%

Apples (1kg)

$6.76 $6.76

$5.66 $5.66

19.43%

Banana (1kg)

$2.27 $2.27

$1.63 $1.63

39.26%

Oranges (1kg)

$6.83 $6.83

$3.34 $3.34

104.49%

Tomato (1kg)

$7.09 $7.09

$3.02 $3.02

134.77%

Potato (1kg)

$4.22 $4.22

$2.21 $2.21

90.95%

Onion (1kg)

$4.65 $4.65

$2.45 $2.45

89.80%

Lettuce (1 head)

$2.87 $2.87

$2.64 $2.64

8.71%

Water (1.5 liter bottle)

$2.60 $2.60

$2.96 $2.96

-12.16%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$13.79 $13.79

36.11%

Wine (Bottle)

$20.13 $20.13

$17.01 $17.01

18.34%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.82 $1.82

89.56%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.85 $2.85

41.05%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.98 $1.98

46.97%

Public Transport Monthly Pass (Regular Price)

$139 $139

$56.3 $56.3

146.75%

Taxi Start (Normal Tariff)

$3.08 $3.08

$5.88 $5.88

-47.62%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.61 $1.61

31.68%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$32.20 $32.20

30.31%

Gasoline (1 liter)

$1.17 $1.17

$1.08 $1.08

8.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.2K $27.2K

26.86%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.5K $26.5K

-2.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$180 $180

21.96%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$36.45 $36.45

103.68%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$59.4 $59.4

18.18%

Gym Membership (Monthly)

$112 $112

$35.79 $35.79

212.80%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$12.55 $12.55

76.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$2,104 $2,104

69.07%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$24.1K $24.1K

158.10%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$38.49 $38.49

96.44%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$16.18 $16.18

216.44%

Sport Shoes (Adidas, Nike)

$123 $123

$100 $100

22.67%

Men's Leather Business Shoes

$140 $140

$109 $109

28.59%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,468 $1,468

206.56%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,294 $1,294

137.87%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,788 $2,788

238.88%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,922 $1,922

169.98%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,591 $2,591

598.80%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,687 $2,687

149.08%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.51

5.38%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Westborough, MA: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Westborough, MA

$1.3K 50.3% 58% $1.8K

Groceries & Markets

New York, NY

$563 11.4%

Westborough, MA

$412 16% 26.7% $151

Eating Out

New York, NY

$440 8.9%

Westborough, MA

$333 13% 24.3% $107

Monthly Utilities & Internet

New York, NY

$364 7.4%

Westborough, MA

$276 10.7% 24.2% $88

Clothing & Footwear

New York, NY

$175 3.6%

Westborough, MA

$119 4.6% 32.3% $57

Getting Around

New York, NY

$164 3.3%

Westborough, MA

$78 3% 52.4% $86

Sport & Entertainment

New York, NY

$156 3.2%

Westborough, MA

$61 2.4% 61% $95

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,468 in Westborough, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $76 in Westborough, MA. Monthly groceries follow the same trend: $563 vs $412 – making Westborough, MA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Westborough, MA

🕒 Local time

18:30 6:30 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

18,634

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Westborough, MA: Cost of Living - Frequently Asked Questions

New York, NY costs about 92% more than Westborough, MA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,860 in Westborough, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Westborough, MA, especially for central apartments: a one-bedroom in the center costs $1,468 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $2,104 in Westborough, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 37% more in New York, NY, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Westborough, MA, where all-in costs run around $2,573, than in New York, NY at $4,941. In Westborough, MA it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Westborough, MA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Westborough, MA is the easier option financially – housing and daily costs are lower, and overall it costs about 48% less, which matters a lot on a fixed budget or early-career salary.