Cost of Living Comparison Between New York, NY and Waterbury, CT Cost of Living Comparison Between New York, NY and Waterbury, CT

😐 Solo nomad: New York, NY is 6.4% more expensive than Waterbury, CT without rent, and 23.3% more expensive with rent.

😐 Family of 3: New York, NY is 7.2% more expensive than Waterbury, CT without rent, and 40.3% more expensive with rent.

Meal at Budget Restaurant

$29.68 $29.68

$30.55 $30.55

-2.85%

Three-Course Dinner for Two, Mid-Range

$144 $144

$92.1 $92.1

56.63%

Fast Food Meal (McDonalds, etc)

$12.43 $12.43

$8.84 $8.84

40.61%

Cappuccino

$5.84 $5.84

$4.78 $4.78

22.18%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$3.2 $3.2

1.87%

Water (0.33 liter bottle)

$2.58 $2.58

$2.6 $2.6

-0.77%

Local Beer (0.5 liter draught)

$8.24 $8.24

$7.82 $7.82

5.37%

Imported Beer (0.33 liter bottle)

$11.86 $11.86

$9.95 $9.95

19.20%

Milk (1 liter)

$1.56 $1.56

$1.26 $1.26

23.81%

White Bread (500g)

$5.23 $5.23

$5.02 $5.02

4.18%

Rice (white) (1kg)

$8.11 $8.11

$8.41 $8.41

-3.57%

Eggs

$7.25 $7.25

$7.27 $7.27

-0.28%

Local Cheese (1kg)

$17.08 $17.08

Chicken Fillets (1kg)

$16.24 $16.24

$16.65 $16.65

-2.46%

Beef Round Steak (1kg)

$20.02 $20.02

$20.06 $20.06

-0.20%

Apples (1kg)

$7.49 $7.49

$7.67 $7.67

-2.35%

Banana (1kg)

$2.55 $2.55

$2.23 $2.23

14.35%

Oranges (1kg)

$5.82 $5.82

$5.65 $5.65

3.01%

Tomato (1kg)

$6.52 $6.52

$6.38 $6.38

2.19%

Potato (1kg)

$3.72 $3.72

$3.88 $3.88

-4.12%

Onion (1kg)

$3.9 $3.9

$4.11 $4.11

-5.11%

Lettuce (1 head)

$3.07 $3.07

$3.05 $3.05

0.66%

Water (1.5 liter bottle)

$2.57 $2.57

$2.56 $2.56

0.39%

Cigarettes 20 Pack (Marlboro, Camel)

$19.21 $19.21

$10.52 $10.52

82.60%

Wine (Bottle)

$17.79 $17.79

$17.27 $17.27

3.01%

Local Beer (0.5 liter bottle)

$3.01 $3.01

$2.99 $2.99

0.67%

Imported Beer (0.33 liter bottle)

$3.72 $3.72

$3.29 $3.29

13.07%

One-way Ticket (Public Transport)

$2.92 $2.92

$1.79 $1.79

63.13%

Public Transport Monthly Pass (Regular Price)

$134 $134

$63.1 $63.1

112.50%

Taxi Start (Normal Tariff)

$5.13 $5.13

$5.02 $5.02

2.19%

Taxi (Normal Tariff) (1km)

$2.15 $2.15

$2.06 $2.06

4.37%

Taxi 1hour Waiting (Normal Tariff)

$41.57 $41.57

$42.58 $42.58

-2.37%

Gasoline (1 liter)

$0.95 $0.95

$0.9 $0.9

5.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35K $35K

$35.4K $35.4K

-1.01%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.7K $27.7K

$27.9K $27.9K

-0.71%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$179 $179

$178 $178

0.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60 $60

$59 $59

1.59%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$62.2 $62.2

2.65%

Gym Membership (Monthly)

$141 $141

$52.9 $52.9

166.19%

Tennis Court (1 Hour on Weekend)

$63.9 $63.9

Cinema Ticket

$19.9 $19.9

$20.18 $20.18

-1.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,206 $3,206

$1,324 $1,324

142.20%

International Primary School, 1 Child (Yearly)

$56.5K $56.5K

$57.1K $57.1K

-1.14%

Jeans (Levis 501 Or Similar)

$65.7 $65.7

$42.61 $42.61

54.21%

Summer Dress (H&M, Zara, etc)

$48.75 $48.75

$44.16 $44.16

10.39%

Sport Shoes (Adidas, Nike)

$111 $111

$71.8 $71.8

54.86%

Men's Leather Business Shoes

$172 $172

$138 $138

23.89%

1-bedroom Apartment, City Center (Monthly)

$4,165 $4,165

$1,500 $1,500

177.66%

1-bedroom Apartment, Outside City Center (Monthly)

$2,653 $2,653

$2,073 $2,073

28.00%

3-bedroom Apartment, City Center (Monthly)

$8,412 $8,412

$2,644 $2,644

218.19%

3-bedroom Apartment, Outside City Center (Monthly)

$5,277 $5,277

$3,314 $3,314

59.23%

Buy Apartment in City Center (m2)

$15.6K $15.6K

$2,411 $2,411

547.90%

Buy Apartment Outside City Center (m2)

$11.2K $11.2K

$2,660 $2,660

319.37%

Average Monthly Net Salary (After Tax)

$5,616 $5,616

$4,578 $4,578

22.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 28, 2025

Last update for Waterbury, CT: October 28, 2025

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