Cost of Living Comparison Between New York, NY and Waterbury, CT Cost of Living Comparison Between New York, NY and Waterbury, CT

๐Ÿ˜ Solo nomad: New York, NY is 2% more expensive than Waterbury, CT without rent, and 25.9% more expensive with rent.
๐Ÿ˜ Family of 3: New York, NY is 14.1% more expensive than Waterbury, CT without rent, and 40.3% more expensive with rent.
Currency
๐Ÿฝ Eating Out
New York, NY
Waterbury, CT
Difference
Meal at Budget Restaurant
$30.09 $30.09
$30.23 $30.23
-0.46%
Three-Course Dinner for Two, Mid-Range
$143 $143
$91.2 $91.2
56.39%
Fast Food Meal (McDonalds, etc)
$12.73 $12.73
$8.85 $8.85
43.84%
Cappuccino
$6.01 $6.01
$4.73 $4.73
27.06%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.33 $3.33
$3.33 $3.33
-
Water (0.33 liter bottle)
$2.64 $2.64
$2.60 $2.60
1.54%
Local Beer (0.5 liter draught)
$7.83 $7.83
$7.87 $7.87
-0.51%
Imported Beer (0.33 liter bottle)
$11.97 $11.97
$10.04 $10.04
19.22%
๐Ÿ›’ Groceries & Markets
New York, NY
Waterbury, CT
Difference
Milk (1 liter)
$1.57 $1.57
$1.27 $1.27
23.62%
White Bread (500g)
$5.15 $5.15
$5.05 $5.05
1.98%
Rice (white) (1kg)
$8.26 $8.26
$8.28 $8.28
-0.24%
Eggs
$7.02 $7.02
$6.92 $6.92
1.45%
Local Cheese (1kg)
$17.49 $17.49
$17.53 $17.53
-0.23%
Chicken Fillets (1kg)
$16.56 $16.56
$16.27 $16.27
1.78%
Beef Round Steak (1kg)
$20.39 $20.39
$20.19 $20.19
0.99%
Apples (1kg)
$7.37 $7.37
$7.60 $7.60
-3.03%
Banana (1kg)
$2.46 $2.46
$2.14 $2.14
14.95%
Oranges (1kg)
$5.67 $5.67
$5.66 $5.66
0.18%
Tomato (1kg)
$6.45 $6.45
$6.52 $6.52
-1.07%
Potato (1kg)
$3.86 $3.86
$3.72 $3.72
3.76%
Onion (1kg)
$3.95 $3.95
$4.11 $4.11
-3.89%
Lettuce (1 head)
$3.13 $3.13
$3.09 $3.09
1.29%
Water (1.5 liter bottle)
$2.49 $2.49
$2.48 $2.48
0.40%
Cigarettes 20 Pack (Marlboro, Camel)
$18.78 $18.78
$10.35 $10.35
81.45%
Wine (Bottle)
$18.23 $18.23
$15.16 $15.16
20.25%
Local Beer (0.5 liter bottle)
$2.95 $2.95
$2.93 $2.93
0.68%
Imported Beer (0.33 liter bottle)
$3.74 $3.74
$3.34 $3.34
11.98%
๐ŸšŒ Getting Around
New York, NY
Waterbury, CT
Difference
One-way Ticket (Public Transport)
$2.95 $2.95
$1.79 $1.79
64.80%
Public Transport Monthly Pass (Regular Price)
$132 $132
$62.2 $62.2
111.76%
Taxi Start (Normal Tariff)
$4.86 $4.86
$5.10 $5.10
-4.71%
Taxi (Normal Tariff) (1km)
$2.19 $2.19
$2.09 $2.09
4.78%
Taxi 1hour Waiting (Normal Tariff)
$41.87 $41.87
$42.41 $42.41
-1.27%
Gasoline (1 liter)
$0.97 $0.97
$0.92 $0.92
5.43%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.3K $34.3K
$34.6K $34.6K
-0.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$28.1K $28.1K
$27.9K $27.9K
0.63%
๐Ÿงพ Monthly Utilities & Internet
New York, NY
Waterbury, CT
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$182 $182
$184 $184
-0.92%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.7 $60.7
$60.5 $60.5
0.36%
Internet (50+ Mbps, Unlimited Data)
$62.5 $62.5
$62.8 $62.8
-0.48%
๐ŸŽ‰ Sport & Entertainment
New York, NY
Waterbury, CT
Difference
Gym Membership (Monthly)
$143 $143
$52.2 $52.2
173.12%
Tennis Court (1 Hour on Weekend)
$65.5 $65.5
-
-
Cinema Ticket
$19.78 $19.78
$20.30 $20.30
-2.56%
๐Ÿงธ Childcare & Education
New York, NY
Waterbury, CT
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,189 $3,189
$1,290 $1,290
147.24%
International Primary School, 1 Child (Yearly)
$57.1K $57.1K
$57.4K $57.4K
-0.46%
๐Ÿ‘•๐Ÿ‘Ÿ Clothing & Footwear
New York, NY
Waterbury, CT
Difference
Jeans (Levis 501 Or Similar)
$67.3 $67.3
$43.26 $43.26
55.57%
Summer Dress (H&M, Zara, etc)
$48.64 $48.64
$45.15 $45.15
7.73%
Sport Shoes (Adidas, Nike)
$113 $113
$72.6 $72.6
55.14%
Men's Leather Business Shoes
$172 $172
$139 $139
23.32%
๐Ÿ  Accommodation & Living
New York, NY
Waterbury, CT
Difference
1-bedroom Apartment, City Center (Monthly)
$4,162 $4,162
$1,525 $1,525
172.97%
1-bedroom Apartment, Outside City Center (Monthly)
$2,667 $2,667
$2,066 $2,066
29.10%
3-bedroom Apartment, City Center (Monthly)
$8,481 $8,481
$2,564 $2,564
230.82%
3-bedroom Apartment, Outside City Center (Monthly)
$5,161 $5,161
$3,434 $3,434
50.29%
Buy Apartment in City Center (m2)
$20.4K $20.4K
-
-
Buy Apartment Outside City Center (m2)
$9,438 $9,438
-
-
๐Ÿ’ต Salaries & Financials
New York, NY
Waterbury, CT
Difference
Average Monthly Net Salary (After Tax)
$5,201 $5,201
$3,380 $3,380
53.86%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.44
-

CityCost data is based on AI and user input โ€“ minor inaccuracies may occur.

Last update for New York, NY: March 1, 2026

Last update for Waterbury, CT: February 28, 2026

City Median Internet Speeds Comparison (Updated December 2025)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index

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