San Jose, CA
🇺🇸 United States
222
Cost of Living Index in San Jose, CA
Learn more Last update: Nov 2026
Cost of Living Comparison Between New York, NY and the U.S. Virgin Islands
For one person, living is cheaper in the U.S. Virgin Islands: $3,890 a month against $4,906 in New York, NY, rent and utilities included – about $12,200 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.
-
-
🙂 Solo nomad: New York, NY is 17.7% cheaper than the U.S. Virgin Islands without rent, and 26.1% more expensive with rent.
🙂 Family of 3: New York, NY is 17.8% cheaper than the U.S. Virgin Islands without rent, and 1.5% more expensive with rent.
🍽 Eating Out
New York, NY
U.S. Virgin Islands
Difference
Meal at Budget Restaurant
$26.93 $26.93
$25.16 $25.16
7.03%
Three-Course Dinner for Two, Mid-Range
$117 $117
$147 $147
-20.37%
Fast Food Meal (McDonalds, etc)
$14.60 $14.60
$11.83 $11.83
23.42%
Cappuccino
$6.54 $6.54
$7.21 $7.21
-9.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.86 $3.86
$3.28 $3.28
17.68%
Water (0.33 liter bottle)
$2.95 $2.95
$2.54 $2.54
16.14%
Local Beer (0.5 liter draught)
$8.08 $8.08
$6.97 $6.97
15.93%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$6.81 $6.81
44.64%
🛒 Groceries & Markets
New York, NY
U.S. Virgin Islands
Difference
Milk (1 liter)
$1.31 $1.31
$2.80 $2.80
-53.21%
White Bread (500g)
$4.97 $4.97
$6.71 $6.71
-25.93%
Rice (white) (1kg)
$7.70 $7.70
$16.33 $16.33
-52.85%
Eggs
$6.09 $6.09
$8.58 $8.58
-29.02%
Local Cheese (1kg)
$19.55 $19.55
$23.49 $23.49
-16.77%
Chicken Fillets (1kg)
$17.59 $17.59
$25.35 $25.35
-30.61%
Beef Round Steak (1kg)
$20.26 $20.26
$31.31 $31.31
-35.29%
Apples (1kg)
$6.99 $6.99
$13.24 $13.24
-47.21%
Banana (1kg)
$2.21 $2.21
$7.30 $7.30
-69.73%
Oranges (1kg)
$6.72 $6.72
$11.30 $11.30
-40.53%
Tomato (1kg)
$7.12 $7.12
$13.32 $13.32
-46.55%
Potato (1kg)
$4.61 $4.61
$4.67 $4.67
-1.28%
Onion (1kg)
$4.78 $4.78
$7.64 $7.64
-37.43%
Lettuce (1 head)
$2.87 $2.87
$5.81 $5.81
-50.60%
Water (1.5 liter bottle)
$2.69 $2.69
$4.87 $4.87
-44.76%
Cigarettes 20 Pack (Marlboro, Camel)
$19.14 $19.14
$7.13 $7.13
168.44%
Wine (Bottle)
$19.63 $19.63
$23.26 $23.26
-15.61%
Local Beer (0.5 liter bottle)
$3.32 $3.32
$2.98 $2.98
11.41%
Imported Beer (0.33 liter bottle)
$4.19 $4.19
$6.35 $6.35
-34.02%
🚌 Getting Around
New York, NY
U.S. Virgin Islands
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
$5.97 $5.97
-49.41%
Public Transport Monthly Pass (Regular Price)
$139 $139
$106 $106
31.78%
Taxi Start (Normal Tariff)
$3.04 $3.04
$19.79 $19.79
-84.64%
Taxi (Normal Tariff) (1km)
$2.20 $2.20
$3.17 $3.17
-30.60%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$50.2 $50.2
-17.73%
Gasoline (1 liter)
$1.13 $1.13
$1.33 $1.33
-15.04%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$49.9K $49.9K
-30.99%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$54.1K $54.1K
-52.19%
🧾 Monthly Utilities & Internet
New York, NY
U.S. Virgin Islands
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 $232
$394 $394
-41.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.0 $71.0
$90.6 $90.6
-21.60%
Internet (50+ Mbps, Unlimited Data)
$67.7 $67.7
$86.4 $86.4
-21.67%
🎉 Sport & Entertainment
New York, NY
U.S. Virgin Islands
Difference
Gym Membership (Monthly)
$115 $115
$151 $151
-23.44%
Tennis Court (1 Hour on Weekend)
$76.8 $76.8
-
-
Cinema Ticket
$22.41 $22.41
$11.95 $11.95
87.53%
🧸 Childcare & Education
New York, NY
U.S. Virgin Islands
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,606 $3,606
$1,487 $1,487
142.47%
International Primary School, 1 Child (Yearly)
$68.7K $68.7K
$16.1K $16.1K
327.10%
👕👟 Clothing & Footwear
New York, NY
U.S. Virgin Islands
Difference
Jeans (Levis 501 Or Similar)
$79.3 $79.3
$81.4 $81.4
-2.63%
Summer Dress (H&M, Zara, etc)
$51.4 $51.4
$70.5 $70.5
-27.10%
Sport Shoes (Adidas, Nike)
$121 $121
$124 $124
-2.59%
Men's Leather Business Shoes
$140 $140
$125 $125
12.09%
🏠 Accommodation & Living
New York, NY
U.S. Virgin Islands
Difference
1-bedroom Apartment, City Center (Monthly)
$4,555 $4,555
$1,682 $1,682
170.79%
1-bedroom Apartment, Outside City Center (Monthly)
$3,040 $3,040
$1,511 $1,511
101.20%
3-bedroom Apartment, City Center (Monthly)
$9,742 $9,742
$3,880 $3,880
151.09%
3-bedroom Apartment, Outside City Center (Monthly)
$5,331 $5,331
$4,141 $4,141
28.74%
Buy Apartment in City Center (m2)
$18.2K $18.2K
$10.5K $10.5K
73.84%
Buy Apartment Outside City Center (m2)
$6,685 $6,685
$10.7K $10.7K
-37.24%
💵 Salaries & Financials
New York, NY
U.S. Virgin Islands
Difference
Average Monthly Net Salary (After Tax)
$5,096 $5,096
$3,851 $3,851
32.32%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.89
7.72
-10.75%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for New York, NY: November 1, 2026
Last update for the U.S. Virgin Islands: November 2, 2026
Monthly budget structure
Share of the monthly basket for one person, rent included.
Share of the monthly basket for a family of three, rent included.
Accommodation & Living
New York, NY $3K 62%
U.S. Virgin Islands $1.5K 38.8% 50.3% $1.5K
Groceries & Markets
New York, NY $567 11.6%
U.S. Virgin Islands $893 23% 57.4% $325
Eating Out
New York, NY $425 8.7%
U.S. Virgin Islands $395 10.2% 7.1% $30
Monthly Utilities & Internet
New York, NY $371 7.6%
U.S. Virgin Islands $571 14.7% 53.9% $200
Clothing & Footwear
New York, NY $176 3.6%
U.S. Virgin Islands $181 4.6% 2.4% $4.2
Getting Around
New York, NY $165 3.4%
U.S. Virgin Islands $165 4.3% 0.1% $0.2
Sport & Entertainment
New York, NY $160 3.3%
U.S. Virgin Islands $175 4.5% 9% $14
Accommodation & Living
New York, NY $5.3K 55.3%
U.S. Virgin Islands $4.1K 43.6% 22.3% $1.2K
Groceries & Markets
New York, NY $1.3K 13.5%
U.S. Virgin Islands $2.1K 21.7% 58.9% $764
Eating Out
New York, NY $1.4K 15%
U.S. Virgin Islands $1.5K 16.2% 6.4% $93
Monthly Utilities & Internet
New York, NY $442 4.6%
U.S. Virgin Islands $662 7% 49.7% $220
Clothing & Footwear
New York, NY $392 4.1%
U.S. Virgin Islands $402 4.2% 2.4% $9.3
Getting Around
New York, NY $337 3.5%
U.S. Virgin Islands $342 3.6% 1.6% $5.5
Sport & Entertainment
New York, NY $397 4.1%
U.S. Virgin Islands $349 * 3.7% 12.1% $48
Categories marked with * are only partly priced – their share counts the items that do have prices.
Good to know
🇺🇸 New York, NY
🇻🇮 U.S. Virgin Islands
Weather
Population
8,804,190
87,146
Exchange rates and currency converter
On the map
Lowest
Highest
Between locations
- New York, NY U.S. Virgin Islands 2,630 km ≈ 3 h 45 min nonstop flight
From you
- New York, NY
- U.S. Virgin Islands
Distances are measured in a straight line. Your location is detected approximately.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs other spots: cost of living compared
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Austin, TX
🇺🇸 United States
$2,689
/mo nomad
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Da Nang
🇻🇳 Vietnam
$895
/mo nomad
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Lisbon
🇵🇹 Portugal
$2,206
/mo nomad
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Ubud, Bali
🇮🇩 Indonesia
$1,331
/mo nomad
Similar cities
Zug
🇨🇭 Switzerland
247
Cost of Living Index in Zug
Learn more 
George Town
🇰🇾 Cayman Islands
236
Cost of Living Index in George Town
Learn more 
Hamilton
🇧🇲 Bermuda
243
Cost of Living Index in Hamilton
Learn more 
Maui, HI
🇺🇸 United States
228
Cost of Living Index in Maui, HI
Learn more 
Mountain View, CA
🇺🇸 United States
234
Cost of Living Index in Mountain View, CA
Learn more 
Saint George
🇧🇲 Bermuda
232
Cost of Living Index in Saint George
Learn more 
Seven Mile Beach
🇰🇾 Cayman Islands
233
Cost of Living Index in Seven Mile Beach
Learn more 
