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Cost of Living Comparison Between New York, NY and Urbana, IL Cost of Living Comparison Between New York, NY and Urbana, IL

😐 Solo nomad: New York, NY is 95.9% more expensive than Urbana, IL without rent, and 164.7% more expensive with rent.
😐 Family of 3: New York, NY is 102.8% more expensive than Urbana, IL without rent, and 162.1% more expensive with rent.
Currency
🍽 Eating Out
New York, NY
Urbana, IL
Difference
Meal at Budget Restaurant
$30.36 $30.36
$14.91 $14.91
103.62%
Three-Course Dinner for Two, Mid-Range
$144 $144
$49.77 $49.77
189.61%
Fast Food Meal (McDonalds, etc)
$12.32 $12.32
$11.01 $11.01
11.90%
Cappuccino
$6.02 $6.02
$4.33 $4.33
39.03%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.4 $3.4
$2.22 $2.22
53.15%
Water (0.33 liter bottle)
$2.6 $2.6
$1.54 $1.54
68.83%
Local Beer (0.5 liter draught)
$8.23 $8.23
$5.57 $5.57
47.76%
Imported Beer (0.33 liter bottle)
$12.21 $12.21
$5.92 $5.92
106.25%
🛒 Groceries & Markets
New York, NY
Urbana, IL
Difference
Milk (1 liter)
$1.6 $1.6
$0.74 $0.74
116.22%
White Bread (500g)
$4.98 $4.98
$2.65 $2.65
87.92%
Rice (white) (1kg)
$8.14 $8.14
$2.67 $2.67
204.87%
Eggs
$6.93 $6.93
$2.77 $2.77
150.18%
Local Cheese (1kg)
$17.39 $17.39
$7.77 $7.77
123.81%
Chicken Fillets (1kg)
$16.26 $16.26
$8.96 $8.96
81.47%
Beef Round Steak (1kg)
$20.22 $20.22
$13.57 $13.57
49.01%
Apples (1kg)
$7.71 $7.71
$3.42 $3.42
125.44%
Banana (1kg)
$2.42 $2.42
$1.57 $1.57
54.14%
Oranges (1kg)
$5.93 $5.93
$3.03 $3.03
95.71%
Tomato (1kg)
$6.18 $6.18
$3.5 $3.5
76.57%
Potato (1kg)
$3.88 $3.88
$2.17 $2.17
78.80%
Onion (1kg)
$4.06 $4.06
$2.41 $2.41
68.46%
Lettuce (1 head)
$3.06 $3.06
$1.72 $1.72
77.91%
Water (1.5 liter bottle)
$2.57 $2.57
$1.33 $1.33
93.23%
Cigarettes 20 Pack (Marlboro, Camel)
$19.05 $19.05
$10.29 $10.29
85.13%
Wine (Bottle)
$17.88 $17.88
$12.87 $12.87
38.93%
Local Beer (0.5 liter bottle)
$2.94 $2.94
$1.77 $1.77
66.10%
Imported Beer (0.33 liter bottle)
$3.86 $3.86
$1.31 $1.31
194.66%
🚌 Getting Around
New York, NY
Urbana, IL
Difference
One-way Ticket (Public Transport)
$2.89 $2.89
$1.02 $1.02
183.33%
Public Transport Monthly Pass (Regular Price)
$133 $133
-
-
Taxi Start (Normal Tariff)
$5.01 $5.01
$2.98 $2.98
68.12%
Taxi (Normal Tariff) (1km)
$2.23 $2.23
$0.64 $0.64
248.44%
Taxi 1hour Waiting (Normal Tariff)
$42.23 $42.23
$29.46 $29.46
43.35%
Gasoline (1 liter)
$0.9 $0.9
$0.97 $0.97
-7.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.4K $35.4K
$24.6K $24.6K
44.17%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$27.8K $27.8K
$23.3K $23.3K
19.07%
🧾 Monthly Utilities & Internet
New York, NY
Urbana, IL
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$183 $183
$219 $219
-16.55%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$60.7 $60.7
$42.2 $42.2
43.72%
Internet (50+ Mbps, Unlimited Data)
$62.9 $62.9
$59.4 $59.4
5.93%
🎉 Sport & Entertainment
New York, NY
Urbana, IL
Difference
Gym Membership (Monthly)
$144 $144
$43.05 $43.05
234.87%
Tennis Court (1 Hour on Weekend)
$65.4 $65.4
-
-
Cinema Ticket
$20.19 $20.19
$11.9 $11.9
69.66%
🧸 Childcare & Education
New York, NY
Urbana, IL
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,120 $3,120
$1,189 $1,189
162.51%
International Primary School, 1 Child (Yearly)
$57.7K $57.7K
$23.8K $23.8K
142.25%
👕👟 Clothing & Footwear
New York, NY
Urbana, IL
Difference
Jeans (Levis 501 Or Similar)
$66.9 $66.9
$45.37 $45.37
47.41%
Summer Dress (H&M, Zara, etc)
$48.09 $48.09
$39.8 $39.8
20.83%
Sport Shoes (Adidas, Nike)
$114 $114
$65.8 $65.8
72.93%
Men's Leather Business Shoes
$168 $168
$156 $156
7.47%
🏠 Accommodation & Living
New York, NY
Urbana, IL
Difference
1-bedroom Apartment, City Center (Monthly)
$4,150 $4,150
$748 $748
455.09%
1-bedroom Apartment, Outside City Center (Monthly)
$2,682 $2,682
$581 $581
361.81%
3-bedroom Apartment, City Center (Monthly)
$8,462 $8,462
$1,528 $1,528
453.74%
3-bedroom Apartment, Outside City Center (Monthly)
$5,253 $5,253
$1,369 $1,369
283.64%
Buy Apartment in City Center (m2)
$15.7K $15.7K
$1,660 $1,660
848.43%
Buy Apartment Outside City Center (m2)
$10.4K $10.4K
$1,648 $1,648
533.43%
💵 Salaries & Financials
New York, NY
Urbana, IL
Difference
Average Monthly Net Salary (After Tax)
$5,489 $5,489
$6,310 $6,310
-13.01%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.44
6.52
-1.23%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: December 1, 2025

Last update for Urbana, IL: December 1, 2025

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