Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Upper Marlboro, MD

For one person, living is cheaper in Upper Marlboro, MD: $2,636 a month against $4,941 in New York, NY, rent and utilities included – about $27,700 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
127

Cost of Living Index in Upper Marlboro, MD
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Upper Marlboro, MD Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Upper Marlboro, MD

🇺🇸 United States

$2,636

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Upper Marlboro, MD

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Upper Marlboro, MD actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,636 in Upper Marlboro, MD, rent included.

New York, NY $4,941
Upper Marlboro, MD $2,636

A couple spends around $7,225 per month in New York, NY vs $4,086 in Upper Marlboro, MD, rent included.

New York, NY $7,225
Upper Marlboro, MD $4,086

A family of three spends $9,509 per month in New York, NY vs $5,535 in Upper Marlboro, MD, rent included.

New York, NY $9,509
Upper Marlboro, MD $5,535

New York, NY costs about 87% more than Upper Marlboro, MD, and outside of rent the biggest gap is in groceries.

Both New York, NY and Upper Marlboro, MD sit above the global median – New York, NY by 263%, Upper Marlboro, MD by 94%.

Meal at Budget Restaurant

$28.55 $28.55

$22.87 $22.87

24.84%

Three-Course Dinner for Two, Mid-Range

$118 $118

$91.6 $91.6

29.38%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$10.18 $10.18

47.74%

Cappuccino

$6.53 $6.53

$6.25 $6.25

4.48%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.79 $2.79

41.94%

Water (0.33 liter bottle)

$3.01 $3.01

$2.63 $2.63

14.45%

Local Beer (0.5 liter draught)

$8.16 $8.16

$9.95 $9.95

-17.99%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$9.86 $9.86

-0.20%

Milk (1 liter)

$1.37 $1.37

$1.29 $1.29

6.20%

White Bread (500g)

$4.97 $4.97

$4.51 $4.51

10.20%

Rice (white) (1kg)

$7.81 $7.81

$7.15 $7.15

9.23%

Eggs

$5.97 $5.97

$5.78 $5.78

3.29%

Local Cheese (1kg)

$18.91 $18.91

$16.40 $16.40

15.30%

Chicken Fillets (1kg)

$18.04 $18.04

$16.24 $16.24

11.08%

Beef Round Steak (1kg)

$19.05 $19.05

$18.67 $18.67

2.04%

Apples (1kg)

$6.76 $6.76

$5.07 $5.07

33.33%

Banana (1kg)

$2.27 $2.27

$1.65 $1.65

37.58%

Oranges (1kg)

$6.83 $6.83

$5.14 $5.14

32.88%

Tomato (1kg)

$7.09 $7.09

$5.21 $5.21

36.08%

Potato (1kg)

$4.22 $4.22

$2.94 $2.94

43.54%

Onion (1kg)

$4.65 $4.65

$2.01 $2.01

131.34%

Lettuce (1 head)

$2.87 $2.87

$2.07 $2.07

38.65%

Water (1.5 liter bottle)

$2.60 $2.60

$2.80 $2.80

-7.14%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$13.34 $13.34

40.70%

Wine (Bottle)

$20.13 $20.13

$14.75 $14.75

36.47%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.70 $1.70

102.94%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$5.07 $5.07

-20.71%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.97 $1.97

47.72%

Public Transport Monthly Pass (Regular Price)

$139 $139

$64.5 $64.5

115.38%

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.06 $4.06

-24.14%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.62 $1.62

30.86%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$24.88 $24.88

68.65%

Gasoline (1 liter)

$1.17 $1.17

$1.14 $1.14

2.63%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.8K $27.8K

24.09%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.2K $26.2K

-1.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$158 $158

38.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$82.7 $82.7

-10.20%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$76.7 $76.7

-8.41%

Gym Membership (Monthly)

$112 $112

$41.18 $41.18

171.86%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$17.03 $17.03

30.01%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$2,241 $2,241

58.75%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$41.3K $41.3K

50.55%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$47.02 $47.02

60.80%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$35.91 $35.91

42.58%

Sport Shoes (Adidas, Nike)

$123 $123

$105 $105

17.05%

Men's Leather Business Shoes

$140 $140

$119 $119

17.62%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,413 $1,413

218.52%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,160 $1,160

165.35%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,465 $2,465

283.16%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$2,180 $2,180

138.04%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,741 $2,741

560.68%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,336 $2,336

186.55%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$7,979 $7,979

-34.58%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.63

3.47%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Upper Marlboro, MD: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Upper Marlboro, MD

$1.2K 44% 62.3% $1.9K

Groceries & Markets

New York, NY

$563 11.4%

Upper Marlboro, MD

$481 18.2% 14.6% $82

Eating Out

New York, NY

$440 8.9%

Upper Marlboro, MD

$380 14.4% 13.8% $61

Monthly Utilities & Internet

New York, NY

$364 7.4%

Upper Marlboro, MD

$318 12.1% 12.7% $46

Clothing & Footwear

New York, NY

$175 3.6%

Upper Marlboro, MD

$138 5.2% 21.2% $37

Getting Around

New York, NY

$164 3.3%

Upper Marlboro, MD

$85 3.2% 48.5% $80

Sport & Entertainment

New York, NY

$156 3.2%

Upper Marlboro, MD

$75 2.9% 51.8% $81

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,413 in Upper Marlboro, MD. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Upper Marlboro, MD, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $118 in New York, NY versus $92 in Upper Marlboro, MD. Monthly groceries follow the same trend: $563 vs $481 – making Upper Marlboro, MD the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Upper Marlboro, MD

🕒 Local time

19:08 7:08 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

700

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Upper Marlboro, MD: Cost of Living - Frequently Asked Questions

New York, NY costs about 87% more than Upper Marlboro, MD, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,955 in Upper Marlboro, MD. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Upper Marlboro, MD, especially for central apartments: a one-bedroom in the center costs $1,413 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $2,241 in Upper Marlboro, MD. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 17% more in New York, NY, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,636 in Upper Marlboro, MD. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Upper Marlboro, MD – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Upper Marlboro, MD is the easier option financially – housing and daily costs are lower, and overall it costs about 47% less, which matters a lot on a fixed budget or early-career salary.