Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Upland, CA

For one person, living is cheaper in Upland, CA: $2,406 a month against $4,906 in New York, NY, rent and utilities included – about $30,000 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
116

Cost of Living Index in Upland, CA
Learn more

Upland, CA Living Index

Jump to prices

New York, NY

🇺🇸 United States

$4,906

/mo nomad

Upland, CA

🇺🇸 United States

$2,406

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Upland, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Upland, CA actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $2,406 in Upland, CA, rent included.

New York, NY $4,906
Upland, CA $2,406

A couple spends around $7,273 per month in New York, NY vs $3,533 in Upland, CA, rent included.

New York, NY $7,273
Upland, CA $3,533

A family of three spends $9,641 per month in New York, NY vs $4,661 in Upland, CA, rent included.

New York, NY $9,641
Upland, CA $4,661

New York, NY costs about 104% more than Upland, CA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Upland, CA sit above the global median – New York, NY by 263%, Upland, CA by 78%.

Meal at Budget Restaurant

$26.93 $26.93

$14.85 $14.85

81.35%

Three-Course Dinner for Two, Mid-Range

$117 $117

$71.1 $71.1

64.17%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$11.93 $11.93

22.38%

Cappuccino

$6.54 $6.54

$1.99 $1.99

228.64%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.01 $2.01

92.04%

Water (0.33 liter bottle)

$2.95 $2.95

$2.02 $2.02

46.04%

Local Beer (0.5 liter draught)

$8.08 $8.08

$7.38 $7.38

9.49%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$9.58 $9.58

2.82%

Milk (1 liter)

$1.31 $1.31

$1.08 $1.08

21.30%

White Bread (500g)

$4.97 $4.97

$2.22 $2.22

123.87%

Rice (white) (1kg)

$7.70 $7.70

$2.22 $2.22

246.85%

Eggs

$6.09 $6.09

$4.67 $4.67

30.41%

Local Cheese (1kg)

$19.55 $19.55

$8.96 $8.96

118.19%

Chicken Fillets (1kg)

$17.59 $17.59

$6.75 $6.75

160.59%

Beef Round Steak (1kg)

$20.26 $20.26

$15.21 $15.21

33.20%

Apples (1kg)

$6.99 $6.99

$4.43 $4.43

57.79%

Banana (1kg)

$2.21 $2.21

$1.71 $1.71

29.24%

Oranges (1kg)

$6.72 $6.72

$3.24 $3.24

107.41%

Tomato (1kg)

$7.12 $7.12

$5.93 $5.93

20.07%

Potato (1kg)

$4.61 $4.61

$2.23 $2.23

106.73%

Onion (1kg)

$4.78 $4.78

$2.21 $2.21

116.29%

Lettuce (1 head)

$2.87 $2.87

$1.97 $1.97

45.69%

Water (1.5 liter bottle)

$2.69 $2.69

$1.83 $1.83

46.99%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$11.90 $11.90

60.84%

Wine (Bottle)

$19.63 $19.63

$12.01 $12.01

63.45%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.91 $1.91

73.82%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$1.28 $1.28

227.34%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.82 $1.82

65.93%

Public Transport Monthly Pass (Regular Price)

$139 $139

$60.3 $60.3

131.02%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.16 $3.16

-3.80%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.84 $1.84

19.57%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$35.62 $35.62

16.03%

Gasoline (1 liter)

$1.13 $1.13

$1.41 $1.41

-19.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$29.3K $29.3K

17.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$27.5K $27.5K

-6.01%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$167 $167

39.40%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$67.8 $67.8

4.75%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$59.3 $59.3

14.02%

Gym Membership (Monthly)

$115 $115

$44.63 $44.63

158.50%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$15.36 $15.36

45.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,879 $1,879

91.85%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$18.1K $18.1K

279.47%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$58.0 $58.0

36.66%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$39.32 $39.32

30.72%

Sport Shoes (Adidas, Nike)

$121 $121

$74.7 $74.7

62.03%

Men's Leather Business Shoes

$140 $140

$120 $120

16.99%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,562 $1,562

191.62%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,255 $1,255

142.15%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$2,599 $2,599

274.90%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$2,102 $2,102

153.61%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$2,531 $2,531

620.07%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$2,671 $2,671

150.26%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$5,200 $5,200

-2.00%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.31

9.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Upland, CA: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Upland, CA

$1.3K 52.2% 58.7% $1.8K

Groceries & Markets

New York, NY

$567 11.6%

Upland, CA

$319 13.3% 43.8% $248

Eating Out

New York, NY

$425 8.7%

Upland, CA

$251 10.4% 41% $174

Monthly Utilities & Internet

New York, NY

$371 7.6%

Upland, CA

$294 12.2% 20.8% $77

Clothing & Footwear

New York, NY

$176 3.6%

Upland, CA

$131 5.5% 25.5% $45

Getting Around

New York, NY

$165 3.4%

Upland, CA

$80 3.3% 51.7% $86

Sport & Entertainment

New York, NY

$160 3.3%

Upland, CA

$75 3.1% 53% $85

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $1,562 in Upland, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $117 in New York, NY versus $71 in Upland, CA. Monthly groceries follow the same trend: $567 vs $319 – making Upland, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Upland, CA

🕒 Local time

10:22 10:22 AM

07:22 7:22 AM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

73,379

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Upland, CA 3,870 km ≈ 5 h nonstop flight

From you

New York, NY
Upland, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Upland, CA: Cost of Living - Frequently Asked Questions

New York, NY costs about 104% more than Upland, CA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $3,608 in Upland, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Upland, CA, especially for central apartments: a one-bedroom in the center costs $1,562 there versus $4,555 in New York, NY.

Kindergarten costs $3,606 per month in New York, NY and $1,879 in Upland, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 78% more in New York, NY, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Upland, CA, where all-in costs run around $2,406, than in New York, NY at $4,906. In Upland, CA it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Upland, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Upland, CA is the easier option financially – housing and daily costs are lower, and overall it costs about 51% less, which matters a lot on a fixed budget or early-career salary.