Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Texas City, TX

For one person, living is cheaper in Texas City, TX: $1,949 a month against $4,906 in New York, NY, rent and utilities included – about $35,500 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
93

Cost of Living Index in Texas City, TX
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Texas City, TX Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Texas City, TX

🇺🇸 United States

$1,949

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Texas City, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Texas City, TX actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,949 in Texas City, TX, rent included.

New York, NY $4,906
Texas City, TX $1,949

A couple spends around $7,273 per month in New York, NY vs $2,818 in Texas City, TX, rent included.

New York, NY $7,273
Texas City, TX $2,818

A family of three spends $9,641 per month in New York, NY vs $3,688 in Texas City, TX, rent included.

New York, NY $9,641
Texas City, TX $3,688

New York, NY costs about 152% more than Texas City, TX, and outside of rent the biggest gap is in groceries.

Both New York, NY and Texas City, TX sit above the global median – New York, NY by 263%, Texas City, TX by 44%.

Meal at Budget Restaurant

$26.93 $26.93

$18.03 $18.03

49.36%

Three-Course Dinner for Two, Mid-Range

$117 $117

$74.6 $74.6

56.60%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$9.98 $9.98

46.29%

Cappuccino

$6.54 $6.54

$4.08 $4.08

60.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$1.27 $1.27

203.94%

Water (0.33 liter bottle)

$2.95 $2.95

$1.96 $1.96

50.51%

Local Beer (0.5 liter draught)

$8.08 $8.08

$5.99 $5.99

34.89%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$6.95 $6.95

41.73%

Milk (1 liter)

$1.31 $1.31

$0.69 $0.69

89.86%

White Bread (500g)

$4.97 $4.97

$2.17 $2.17

129.03%

Rice (white) (1kg)

$7.70 $7.70

$3.49 $3.49

120.63%

Eggs

$6.09 $6.09

$3.97 $3.97

53.40%

Local Cheese (1kg)

$19.55 $19.55

$4.53 $4.53

331.57%

Chicken Fillets (1kg)

$17.59 $17.59

$4.35 $4.35

304.37%

Beef Round Steak (1kg)

$20.26 $20.26

$6.51 $6.51

211.21%

Apples (1kg)

$6.99 $6.99

$4.61 $4.61

51.63%

Banana (1kg)

$2.21 $2.21

$1.46 $1.46

51.37%

Oranges (1kg)

$6.72 $6.72

$4.54 $4.54

48.02%

Tomato (1kg)

$7.12 $7.12

$4.36 $4.36

63.30%

Potato (1kg)

$4.61 $4.61

$2.59 $2.59

77.99%

Onion (1kg)

$4.78 $4.78

$2.46 $2.46

94.31%

Lettuce (1 head)

$2.87 $2.87

$1.79 $1.79

60.34%

Water (1.5 liter bottle)

$2.69 $2.69

$2.11 $2.11

27.49%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$10.11 $10.11

89.32%

Wine (Bottle)

$19.63 $19.63

$14.83 $14.83

32.37%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.88 $2.88

15.28%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.31 $3.31

26.59%

One-way Ticket (Public Transport)

$3.02 $3.02

$0.99 $0.99

205.05%

Public Transport Monthly Pass (Regular Price)

$139 $139

$40.74 $40.74

242.00%

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.81 $2.81

8.19%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.65 $1.65

33.33%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$19.81 $19.81

108.63%

Gasoline (1 liter)

$1.13 $1.13

$0.77 $0.77

46.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$34.9K $34.9K

-1.14%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.7K $26.7K

-3.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$248 $248

-6.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$25.34 $25.34

180.31%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$70.6 $70.6

-4.14%

Gym Membership (Monthly)

$115 $115

$15.20 $15.20

659.01%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$14.24 $14.24

57.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,223 $1,223

194.91%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$27.3K $27.3K

151.72%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$51.2 $51.2

54.72%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$46.50 $46.50

10.54%

Sport Shoes (Adidas, Nike)

$121 $121

$85.8 $85.8

41.08%

Men's Leather Business Shoes

$140 $140

$106 $106

32.38%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,105 $1,105

312.10%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$815 $815

273.10%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,675 $1,675

481.72%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,265 $1,265

321.48%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$9,062 $9,062

101.11%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$7,910 $7,910

-15.48%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$4,609 $4,609

10.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.53

5.51%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Texas City, TX: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Texas City, TX

$815 41.8% 73.2% $2.2K

Groceries & Markets

New York, NY

$567 11.6%

Texas City, TX

$281 14.4% 50.5% $286

Eating Out

New York, NY

$425 8.7%

Texas City, TX

$280 14.4% 34.1% $145

Monthly Utilities & Internet

New York, NY

$371 7.6%

Texas City, TX

$344 17.6% 7.4% $28

Clothing & Footwear

New York, NY

$176 3.6%

Texas City, TX

$130 6.7% 26.1% $46

Getting Around

New York, NY

$165 3.4%

Texas City, TX

$56 2.9% 66.3% $110

Sport & Entertainment

New York, NY

$160 3.3%

Texas City, TX

$44 2.2% 72.7% $117

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $1,105 in Texas City, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 11% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $75 in Texas City, TX. Monthly groceries follow the same trend: $567 vs $281 – making Texas City, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Texas City, TX

🕒 Local time

10:24 10:24 AM

09:24 9:24 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

45,099

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.892 EUR

Exchange rates and currency converter

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Between locations

New York, NY Texas City, TX 2,260 km ≈ 3 h 15 min nonstop flight

From you

New York, NY
Texas City, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Texas City, TX: Cost of Living - Frequently Asked Questions

New York, NY costs about 152% more than Texas City, TX, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $2,923 in Texas City, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Texas City, TX, especially for central apartments: a one-bedroom in the center costs $1,105 there versus $4,555 in New York, NY.

Kindergarten costs $3,606 per month in New York, NY and $1,223 in Texas City, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 102% more in New York, NY, though the gap depends on what you buy.

Families tend to lean toward Texas City, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Texas City, TX. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.