Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Taylor, TX

For one person, living is cheaper in Taylor, TX: $2,422 a month against $4,906 in New York, NY, rent and utilities included – about $29,800 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
117

Cost of Living Index in Taylor, TX
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Taylor, TX Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Taylor, TX

🇺🇸 United States

$2,422

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Taylor, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Taylor, TX actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $2,422 in Taylor, TX, rent included.

New York, NY $4,906
Taylor, TX $2,422

A couple spends around $7,207 per month in New York, NY vs $3,456 in Taylor, TX, rent included.

New York, NY $7,207
Taylor, TX $3,456

A family of three spends $9,509 per month in New York, NY vs $4,491 in Taylor, TX, rent included.

New York, NY $9,509
Taylor, TX $4,491

New York, NY costs about 103% more than Taylor, TX, and outside of rent the biggest gap is in groceries.

Both New York, NY and Taylor, TX sit above the global median – New York, NY by 260%, Taylor, TX by 78%.

Meal at Budget Restaurant

$26.93 $26.93

$19.71 $19.71

36.63%

Three-Course Dinner for Two, Mid-Range

$117 $117

$75.6 $75.6

54.50%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$11.44 $11.44

27.62%

Cappuccino

$6.54 $6.54

$5.44 $5.44

20.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.59 $2.59

49.03%

Water (0.33 liter bottle)

$2.95 $2.95

$2.02 $2.02

46.04%

Local Beer (0.5 liter draught)

$8.08 $8.08

$6.10 $6.10

32.46%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$7.43 $7.43

32.57%

Milk (1 liter)

$1.31 $1.31

$1.07 $1.07

22.43%

White Bread (500g)

$4.97 $4.97

$3.64 $3.64

36.54%

Rice (white) (1kg)

$7.70 $7.70

$4.30 $4.30

79.07%

Eggs

$6.09 $6.09

$4.26 $4.26

42.96%

Local Cheese (1kg)

$19.55 $19.55

$12.26 $12.26

59.46%

Chicken Fillets (1kg)

$17.59 $17.59

$11.64 $11.64

51.12%

Beef Round Steak (1kg)

$20.26 $20.26

$16.82 $16.82

20.45%

Apples (1kg)

$6.99 $6.99

$4.95 $4.95

41.21%

Banana (1kg)

$2.21 $2.21

$1.67 $1.67

32.34%

Oranges (1kg)

$6.72 $6.72

$4.26 $4.26

57.75%

Tomato (1kg)

$7.12 $7.12

$4.61 $4.61

54.45%

Potato (1kg)

$4.61 $4.61

$2.80 $2.80

64.64%

Onion (1kg)

$4.78 $4.78

$2.91 $2.91

64.26%

Lettuce (1 head)

$2.87 $2.87

$2.22 $2.22

29.28%

Water (1.5 liter bottle)

$2.69 $2.69

$2.20 $2.20

22.27%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$8.58 $8.58

123.08%

Wine (Bottle)

$19.63 $19.63

$14.89 $14.89

31.83%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.94 $1.94

71.13%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.33 $3.33

25.83%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.95 $1.95

54.87%

Public Transport Monthly Pass (Regular Price)

$139 $139

$56.1 $56.1

148.58%

Taxi Start (Normal Tariff)

$3.04 $3.04

$3.38 $3.38

-10.06%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.76 $1.76

25.00%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$26.45 $26.45

56.26%

Gasoline (1 liter)

$1.13 $1.13

$0.91 $0.91

24.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.6K $27.6K

24.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$26.4K $26.4K

-2.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$202 $202

15.26%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$59.0 $59.0

20.45%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$70.6 $70.6

-4.15%

Gym Membership (Monthly)

$115 $115

$39.58 $39.58

191.49%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$13.98 $13.98

60.30%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$1,354 $1,354

166.23%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$21.3K $21.3K

223.02%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$52.3 $52.3

51.62%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$41.61 $41.61

23.53%

Sport Shoes (Adidas, Nike)

$121 $121

$88.2 $88.2

37.29%

Men's Leather Business Shoes

$140 $140

$112 $112

24.93%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$1,228 $1,228

270.80%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$1,096 $1,096

177.35%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,750 $1,750

456.66%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,570 $1,570

239.45%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$2,836 $2,836

542.50%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$2,335 $2,335

186.36%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$2,447 $2,447

108.24%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.59

4.55%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Taylor, TX: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Taylor, TX

$1.1K 45.3% 63.9% $1.9K

Groceries & Markets

New York, NY

$567 11.6%

Taylor, TX

$397 16.4% 30% $170

Eating Out

New York, NY

$425 8.7%

Taylor, TX

$321 13.3% 24.5% $104

Monthly Utilities & Internet

New York, NY

$371 7.6%

Taylor, TX

$331 13.7% 10.8% $40

Clothing & Footwear

New York, NY

$176 3.6%

Taylor, TX

$133 5.5% 24.9% $44

Getting Around

New York, NY

$165 3.4%

Taylor, TX

$76 3.1% 54% $89

Sport & Entertainment

New York, NY

$160 3.3%

Taylor, TX

$68 2.8% 57.8% $93

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,222 in Taylor, TX. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 2.2 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $76 in Taylor, TX. Monthly groceries follow the same trend: $563 vs $399 – making Taylor, TX the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Taylor, TX

🕒 Local time

06:10 6:10 AM

05:10 5:10 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

64,240

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.893 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Taylor, TX 2,370 km ≈ 3 h 30 min nonstop flight

From you

New York, NY
Taylor, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Taylor, TX: Cost of Living - Frequently Asked Questions

New York, NY costs about 103% more than Taylor, TX, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $3,633 in Taylor, TX. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Taylor, TX, especially for central apartments: a one-bedroom in the center costs $1,222 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $1,392 in Taylor, TX. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 41% more in New York, NY, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $4,906 in New York, NY and $2,422 in Taylor, TX. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Taylor, TX – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Taylor, TX. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.