Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Summerville, SC

For one person, living is cheaper in Summerville, SC: $3,309 a month against $4,938 in New York, NY, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
161

Cost of Living Index in Summerville, SC
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Summerville, SC Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Summerville, SC

🇺🇸 United States

$3,309

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Summerville, SC

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Summerville, SC actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $3,309 in Summerville, SC, rent included.

New York, NY $4,938
Summerville, SC $3,309

A couple spends around $7,273 per month in New York, NY vs $4,939 in Summerville, SC, rent included.

New York, NY $7,273
Summerville, SC $4,939

A family of three spends $9,608 per month in New York, NY vs $6,569 in Summerville, SC, rent included.

New York, NY $9,608
Summerville, SC $6,569

New York, NY costs about 49% more than Summerville, SC, and outside of rent the biggest gap is in transport.

Both New York, NY and Summerville, SC sit above the global median – New York, NY by 264%, Summerville, SC by 144%.

Meal at Budget Restaurant

$24.99 $24.99

$17.67 $17.67

41.43%

Three-Course Dinner for Two, Mid-Range

$120 $120

$99.1 $99.1

21.40%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$12.10 $12.10

13.55%

Cappuccino

$6.60 $6.60

$6.78 $6.78

-2.65%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$3.29 $3.29

16.11%

Water (0.33 liter bottle)

$2.87 $2.87

$2.08 $2.08

37.98%

Local Beer (0.5 liter draught)

$7.95 $7.95

$8.72 $8.72

-8.83%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$8.04 $8.04

25.12%

Milk (1 liter)

$1.37 $1.37

$1.02 $1.02

34.31%

White Bread (500g)

$4.75 $4.75

$4.30 $4.30

10.47%

Rice (white) (1kg)

$7.69 $7.69

$6.44 $6.44

19.41%

Eggs

$5.87 $5.87

$3.29 $3.29

78.42%

Local Cheese (1kg)

$19.25 $19.25

$15.52 $15.52

24.03%

Chicken Fillets (1kg)

$17.83 $17.83

$24.81 $24.81

-28.13%

Beef Round Steak (1kg)

$19.03 $19.03

$23.76 $23.76

-19.91%

Apples (1kg)

$6.69 $6.69

$8.01 $8.01

-16.48%

Banana (1kg)

$2.29 $2.29

$2.01 $2.01

13.93%

Oranges (1kg)

$6.41 $6.41

$8.90 $8.90

-27.98%

Tomato (1kg)

$6.75 $6.75

$7.91 $7.91

-14.66%

Potato (1kg)

$3.93 $3.93

$3.82 $3.82

2.88%

Onion (1kg)

$4.52 $4.52

$4.63 $4.63

-2.38%

Lettuce (1 head)

$2.79 $2.79

$3.17 $3.17

-11.99%

Water (1.5 liter bottle)

$2.51 $2.51

$2.60 $2.60

-3.46%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$11.59 $11.59

56.17%

Wine (Bottle)

$20.16 $20.16

$12.77 $12.77

57.87%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$2.47 $2.47

31.98%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$2.33 $2.33

60.94%

One-way Ticket (Public Transport)

$2.92 $2.92

$0.67 $0.67

335.82%

Public Transport Monthly Pass (Regular Price)

$143 $143

$29.90 $29.90

376.99%

Taxi Start (Normal Tariff)

$3.06 $3.06

$5.06 $5.06

-39.53%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$1.53 $1.53

41.18%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$34.48 $34.48

19.87%

Gasoline (1 liter)

$1.12 $1.12

$0.84 $0.84

33.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$30.7K $30.7K

7.91%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$33.9K $33.9K

-24.06%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$215 $215

2.01%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$95.7 $95.7

-21.24%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$82.6 $82.6

-14.68%

Gym Membership (Monthly)

$116 $116

$33.56 $33.56

244.16%

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$15.03 $15.03

42.18%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,502 $1,502

128.50%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$21.9K $21.9K

181.36%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$55.5 $55.5

34.92%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$43.74 $43.74

19.20%

Sport Shoes (Adidas, Nike)

$117 $117

$95.6 $95.6

22.10%

Men's Leather Business Shoes

$135 $135

$119 $119

13.50%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

$2,106 $2,106

106.44%

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,757 $1,757

77.38%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

$3,862 $3,862

135.91%

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$3,054 $3,054

76.14%

Buy Apartment in City Center (m2)

$19.3K $19.3K

Buy Apartment Outside City Center (m2)

$6,943 $6,943

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$4,942 $4,942

5.97%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

6.67

2.70%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Summerville, SC: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Summerville, SC

$1.8K 53.1% 43.6% $1.4K

Groceries & Markets

New York, NY

$552 11.2%

Summerville, SC

$568 17.2% 2.9% $16

Eating Out

New York, NY

$407 8.2%

Summerville, SC

$340 10.3% 16.4% $67

Monthly Utilities & Internet

New York, NY

$365 7.4%

Summerville, SC

$393 11.9% 7.7% $28

Clothing & Footwear

New York, NY

$170 3.5%

Summerville, SC

$141 4.3% 17.2% $29

Getting Around

New York, NY

$168 3.4%

Summerville, SC

$45 1.4% 73.1% $123

Sport & Entertainment

New York, NY

$158 3.2%

Summerville, SC

$64 1.9% 59.8% $95

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $2,106 in Summerville, SC. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 6% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $120 in New York, NY versus $99.0 in Summerville, SC. Groceries tell a different story – $552 in New York, NY vs $568 in Summerville, SC – so New York, NY wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 New York, NY

🇺🇸 Summerville, SC

🕒 Local time

09:17 9:17 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

50,738

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Summerville, SC 1,000 km ≈ 1 h 45 min nonstop flight

From you

New York, NY
Summerville, SC

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Summerville, SC: Cost of Living - Frequently Asked Questions

New York, NY costs about 49% more than Summerville, SC, and outside of rent the gap comes mainly from transport. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $4,963 in Summerville, SC. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Summerville, SC, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,432 per month in New York, NY and $1,502 in Summerville, SC. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 3% cheaper in New York, NY – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $4,938 in New York, NY and $3,309 in Summerville, SC. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Summerville, SC costs $3,309 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Summerville, SC. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.