Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Stevens Point, WI

For one person, living is cheaper in Stevens Point, WI: $1,830 a month against $4,941 in New York, NY, rent and utilities included – about $37,300 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
88

Cost of Living Index in Stevens Point, WI
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Stevens Point, WI Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Stevens Point, WI

🇺🇸 United States

$1,830

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Stevens Point, WI

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Stevens Point, WI actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $1,830 in Stevens Point, WI, rent included.

New York, NY $4,941
Stevens Point, WI $1,830

A couple spends around $7,225 per month in New York, NY vs $2,504 in Stevens Point, WI, rent included.

New York, NY $7,225
Stevens Point, WI $2,504

A family of three spends $9,509 per month in New York, NY vs $3,177 in Stevens Point, WI, rent included.

New York, NY $9,509
Stevens Point, WI $3,177

New York, NY costs about 170% more than Stevens Point, WI, and outside of rent the biggest gap is in groceries.

Both New York, NY and Stevens Point, WI sit above the global median – New York, NY by 263%, Stevens Point, WI by 34%.

Meal at Budget Restaurant

$28.55 $28.55

$16.11 $16.11

77.22%

Three-Course Dinner for Two, Mid-Range

$118 $118

$66.6 $66.6

77.88%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$9.96 $9.96

51.00%

Cappuccino

$6.53 $6.53

$4.48 $4.48

45.76%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.46 $2.46

60.98%

Water (0.33 liter bottle)

$3.01 $3.01

$1.90 $1.90

58.42%

Local Beer (0.5 liter draught)

$8.16 $8.16

$3.97 $3.97

105.54%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$5.65 $5.65

74.16%

Milk (1 liter)

$1.37 $1.37

$0.84 $0.84

63.10%

White Bread (500g)

$4.97 $4.97

$2.14 $2.14

132.24%

Rice (white) (1kg)

$7.81 $7.81

$2.25 $2.25

247.11%

Eggs

$5.97 $5.97

$3.55 $3.55

68.17%

Local Cheese (1kg)

$18.91 $18.91

$10.41 $10.41

81.65%

Chicken Fillets (1kg)

$18.04 $18.04

$8.71 $8.71

107.12%

Beef Round Steak (1kg)

$19.05 $19.05

$11.00 $11.00

73.18%

Apples (1kg)

$6.76 $6.76

$4.38 $4.38

54.34%

Banana (1kg)

$2.27 $2.27

$1.33 $1.33

70.68%

Oranges (1kg)

$6.83 $6.83

$2.14 $2.14

219.16%

Tomato (1kg)

$7.09 $7.09

$3.41 $3.41

107.92%

Potato (1kg)

$4.22 $4.22

$1.61 $1.61

162.11%

Onion (1kg)

$4.65 $4.65

$4.15 $4.15

12.05%

Lettuce (1 head)

$2.87 $2.87

$2.34 $2.34

22.65%

Water (1.5 liter bottle)

$2.60 $2.60

$1.54 $1.54

68.83%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$7.84 $7.84

139.41%

Wine (Bottle)

$20.13 $20.13

$10.19 $10.19

97.55%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.86 $2.86

20.63%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$1.79 $1.79

124.58%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.93 $4.93

-37.53%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.69 $1.69

25.44%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$24.05 $24.05

74.47%

Gasoline (1 liter)

$1.17 $1.17

$0.92 $0.92

27.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$24.7K $24.7K

39.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.2K $26.2K

-1.50%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$176 $176

24.35%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$25.43 $25.43

191.94%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$68.7 $68.7

2.24%

Gym Membership (Monthly)

$112 $112

$67.3 $67.3

66.37%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$43.16 $43.16

73.45%

Cinema Ticket

$22.14 $22.14

$8.73 $8.73

153.61%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$799 $799

345.41%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$36.4K $36.4K

70.60%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$40.05 $40.05

88.79%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$40.49 $40.49

26.45%

Sport Shoes (Adidas, Nike)

$123 $123

$60.5 $60.5

103.60%

Men's Leather Business Shoes

$140 $140

$79.8 $79.8

75.18%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$952 $952

372.57%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$805 $805

282.21%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$886 $886

966.18%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$883 $883

488.06%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$1,959 $1,959

824.53%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,979 $1,979

238.15%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$3,045 $3,045

71.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.35

8.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Stevens Point, WI: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Stevens Point, WI

$805 44% 73.8% $2.3K

Groceries & Markets

New York, NY

$563 11.4%

Stevens Point, WI

$295 16.2% 47.5% $268

Eating Out

New York, NY

$440 8.9%

Stevens Point, WI

$261 14.3% 40.7% $179

Monthly Utilities & Internet

New York, NY

$364 7.4%

Stevens Point, WI

$271 14.8% 25.6% $93

Clothing & Footwear

New York, NY

$175 3.6%

Stevens Point, WI

$99 5.4% 43.3% $76

Getting Around

New York, NY

$164 3.3%

Stevens Point, WI

$13 * 0.7% 91.8% $151

Sport & Entertainment

New York, NY

$156 3.2%

Stevens Point, WI

$85 4.6% 45.8% $71

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $952 in Stevens Point, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 71% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $67 in Stevens Point, WI. Monthly groceries follow the same trend: $563 vs $295 – making Stevens Point, WI the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Stevens Point, WI

🕒 Local time

21:25 9:25 PM

20:25 8:25 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

25,666

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

New York, NY Stevens Point, WI 1,330 km ≈ 2 h 15 min nonstop flight

From you

New York, NY
Stevens Point, WI

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Stevens Point, WI: Cost of Living - Frequently Asked Questions

New York, NY costs about 170% more than Stevens Point, WI, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $2,745 in Stevens Point, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stevens Point, WI, especially for central apartments: a one-bedroom in the center costs $952 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $1,830 in Stevens Point, WI. That makes Stevens Point, WI about 63% cheaper.

Kindergarten costs $3,558 per month in New York, NY and $799 in Stevens Point, WI. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Stevens Point, WI, where all-in costs run around $1,830, than in New York, NY at $4,941. In Stevens Point, WI it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Stevens Point, WI – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Stevens Point, WI. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.