Cost of Living Comparison Between New York, NY and Stevens Point, WI Cost of Living Comparison Between New York, NY and Stevens Point, WI

Monthly Cost of Living

A single person spends $4,458 per month in New York, NY vs $1,880 in Stevens Point, WI, rent included.

A couple spends around $7,020 per month in New York, NY vs $3,041 in Stevens Point, WI, rent included.

A family of three spends $9,582 per month in New York, NY vs $4,201 in Stevens Point, WI, rent included.

New York, NY costs about 137% more than Stevens Point, WI, driven mainly by Groceries & Markets.

Both New York, NY and Stevens Point, WI sit above the global median – New York, NY by 232%, Stevens Point, WI by 40%.

Meal at Budget Restaurant

$29.87 $29.87

$16.20 $16.20

84.38%

Three-Course Dinner for Two, Mid-Range

$148 $148

$67.8 $67.8

117.71%

Fast Food Meal (McDonalds, etc)

$12.37 $12.37

$9.81 $9.81

26.10%

Cappuccino

$6.07 $6.07

$5.34 $5.34

13.67%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.21 $3.21

$2.72 $2.72

18.01%

Water (0.33 liter bottle)

$2.65 $2.65

$1.84 $1.84

44.02%

Local Beer (0.5 liter draught)

$7.88 $7.88

$3.90 $3.90

102.05%

Imported Beer (0.33 liter bottle)

$12.19 $12.19

$6.12 $6.12

99.18%

Milk (1 liter)

$1.55 $1.55

$0.84 $0.84

84.52%

White Bread (500g)

$5.14 $5.14

$1.95 $1.95

163.59%

Rice (white) (1kg)

$8.16 $8.16

$5.34 $5.34

52.81%

Eggs

$6.96 $6.96

$4.03 $4.03

72.70%

Local Cheese (1kg)

$17.53 $17.53

$9.89 $9.89

77.25%

Chicken Fillets (1kg)

$16.22 $16.22

$10.82 $10.82

49.91%

Beef Round Steak (1kg)

$20.40 $20.40

$12.19 $12.19

67.35%

Apples (1kg)

$7.60 $7.60

$5.22 $5.22

45.59%

Banana (1kg)

$2.45 $2.45

$1.84 $1.84

33.15%

Oranges (1kg)

$5.64 $5.64

$4.44 $4.44

27.03%

Tomato (1kg)

$6.47 $6.47

$5.49 $5.49

17.85%

Potato (1kg)

$3.72 $3.72

$1.93 $1.93

92.75%

Onion (1kg)

$3.99 $3.99

$3.72 $3.72

7.26%

Lettuce (1 head)

$3.15 $3.15

$2.54 $2.54

24.02%

Water (1.5 liter bottle)

$2.45 $2.45

$1.80 $1.80

36.11%

Cigarettes 20 Pack (Marlboro, Camel)

$18.92 $18.92

$11.06 $11.06

71.07%

Wine (Bottle)

$20.27 $20.27

$9.84 $9.84

106.00%

Local Beer (0.5 liter bottle)

$2.88 $2.88

$2.18 $2.18

32.11%

Imported Beer (0.33 liter bottle)

$3.88 $3.88

$1.73 $1.73

124.28%

One-way Ticket (Public Transport)

$2.89 $2.89

$1.29 $1.29

124.03%

Public Transport Monthly Pass (Regular Price)

$132 $132

Taxi Start (Normal Tariff)

$5.10 $5.10

$4.69 $4.69

8.74%

Taxi (Normal Tariff) (1km)

$2.19 $2.19

$1.74 $1.74

25.86%

Taxi 1hour Waiting (Normal Tariff)

$42.50 $42.50

$24.02 $24.02

76.94%

Gasoline (1 liter)

$0.95 $0.95

$0.86 $0.86

10.47%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.5K $35.5K

$25.6K $25.6K

38.81%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$28.3K $28.3K

$26.0K $26.0K

9.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$162 $162

11.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$59.8 $59.8

$25.04 $25.04

138.90%

Internet (50+ Mbps, Unlimited Data)

$63.8 $63.8

$69.2 $69.2

-7.75%

Gym Membership (Monthly)

$141 $141

$67.7 $67.7

108.06%

Tennis Court (1 Hour on Weekend)

$64.9 $64.9

$43.16 $43.16

50.28%

Cinema Ticket

$19.92 $19.92

$11.86 $11.86

67.96%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,208 $3,208

$808 $808

297.07%

International Primary School, 1 Child (Yearly)

$57.8K $57.8K

$26.1K $26.1K

121.31%

Jeans (Levis 501 Or Similar)

$68.3 $68.3

$46.29 $46.29

47.57%

Summer Dress (H&M, Zara, etc)

$48.77 $48.77

$39.22 $39.22

24.35%

Sport Shoes (Adidas, Nike)

$113 $113

$79.8 $79.8

41.51%

Men's Leather Business Shoes

$172 $172

$102 $102

69.03%

1-bedroom Apartment, City Center (Monthly)

$4,213 $4,213

$953 $953

342.15%

1-bedroom Apartment, Outside City Center (Monthly)

$2,706 $2,706

$786 $786

244.19%

3-bedroom Apartment, City Center (Monthly)

$8,515 $8,515

$1,969 $1,969

332.52%

3-bedroom Apartment, Outside City Center (Monthly)

$5,231 $5,231

$1,720 $1,720

204.09%

Buy Apartment in City Center (m2)

$17.9K $17.9K

$2,007 $2,007

792.33%

Buy Apartment Outside City Center (m2)

$6,389 $6,389

$2,014 $2,014

217.15%

Average Monthly Net Salary (After Tax)

$5,445 $5,445

$3,023 $3,023

80.12%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

6.46

-0.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 7, 2026

Last update for Stevens Point, WI: June 7, 2026

Cost Breakdown

A central one-bedroom costs $4,213 in New York, NY versus $953 in Stevens Point, WI. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 80% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $148 in New York, NY versus $68.0 in Stevens Point, WI. Monthly groceries follow the same trend: $554 vs $347 – making Stevens Point, WI the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Stevens Point, WI: Cost of Living - Frequently Asked Questions

New York, NY costs about 137% more than Stevens Point, WI, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,687 per month in New York, NY and $2,820 in Stevens Point, WI. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stevens Point, WI, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,458 in New York, NY and $1,880 in Stevens Point, WI. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $3,208 per month in New York, NY and $808 in Stevens Point, WI. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in Stevens Point, WI, where all-in costs run around $1,880, than in New York, NY at $4,458. In Stevens Point, WI it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Stevens Point, WI costs $1,880 versus $4,458 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Stevens Point, WI. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.