Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Stephenville

For one person, living is cheaper in Stephenville: $2,261 a month against $5,142 in New York, NY, rent and utilities included – about $34,600 less a year. Rent and utilities account for most of the difference.

245

Cost of Living Index in New York, NY
Learn more

New York, NY Living Index
109

Cost of Living Index in Stephenville
Learn more

Stephenville Living Index

Jump to prices

New York, NY

🇺🇸 United States

$5,142

/mo nomad

Stephenville

🇨🇦 Canada

$2,261

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Stephenville

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Stephenville actually costs, broken down by who's living it.

A single person spends $5,142 per month in New York, NY vs $2,261 in Stephenville, rent included.

New York, NY $5,142
Stephenville $2,261

A couple spends around $7,455 per month in New York, NY vs $3,221 in Stephenville, rent included.

New York, NY $7,455
Stephenville $3,221

A family of three spends $9,767 per month in New York, NY vs $4,181 in Stephenville, rent included.

New York, NY $9,767
Stephenville $4,181

New York, NY costs about 127% more than Stephenville, and outside of rent the biggest gap is in groceries.

Both New York, NY and Stephenville sit above the global median – New York, NY by 284%, Stephenville by 69%.

Meal at Budget Restaurant

$26.46 $26.46

$17.69 CA$25.17

49.58%

Three-Course Dinner for Two, Mid-Range

$119 $119

$62.6 CA$89.0

89.79%

Fast Food Meal (McDonalds, etc)

$14.43 $14.43

$10.70 CA$15.22

34.86%

Cappuccino

$6.55 $6.55

$3.58 CA$5.09

82.96%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.84 $3.84

$1.96 CA$2.79

95.92%

Water (0.33 liter bottle)

$3.00 $3.00

$1.62 CA$2.31

85.19%

Local Beer (0.5 liter draught)

$8.27 $8.27

$5.31 CA$7.55

55.74%

Imported Beer (0.33 liter bottle)

$10.05 $10.05

$5.49 CA$7.81

83.06%

Milk (1 liter)

$1.31 $1.31

$2.47 CA$3.52

-46.96%

White Bread (500g)

$4.90 $4.90

$2.52 CA$3.59

94.44%

Rice (white) (1kg)

$7.16 $7.16

$3.34 CA$4.75

114.37%

Eggs

$5.92 $5.92

$3.45 CA$4.91

71.59%

Local Cheese (1kg)

$19.06 $19.06

$9.77 CA$13.90

95.09%

Chicken Fillets (1kg)

$17.38 $17.38

$11.42 CA$16.24

52.19%

Beef Round Steak (1kg)

$18.94 $18.94

$14.30 CA$20.34

32.45%

Apples (1kg)

$6.96 $6.96

$3.80 CA$5.40

83.16%

Banana (1kg)

$2.08 $2.08

$1.30 CA$1.85

60.00%

Oranges (1kg)

$6.10 $6.10

$3.70 CA$5.27

64.86%

Tomato (1kg)

$6.95 $6.95

$3.68 CA$5.23

88.86%

Potato (1kg)

$3.98 $3.98

$2.50 CA$3.56

59.20%

Onion (1kg)

$4.44 $4.44

$2.25 CA$3.20

97.33%

Lettuce (1 head)

$2.81 $2.81

$2.34 CA$3.33

20.09%

Water (1.5 liter bottle)

$2.51 $2.51

$1.61 CA$2.28

55.90%

Cigarettes 20 Pack (Marlboro, Camel)

$19.27 $19.27

$13.88 CA$19.74

38.83%

Wine (Bottle)

$19.67 $19.67

$10.76 CA$15.31

82.81%

Local Beer (0.5 liter bottle)

$3.08 $3.08

$2.57 CA$3.66

19.84%

Imported Beer (0.33 liter bottle)

$3.68 $3.68

$3.09 CA$4.40

19.09%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.30 CA$3.27

31.30%

Public Transport Monthly Pass (Regular Price)

$140 $140

$61.0 CA$86.8

128.68%

Taxi Start (Normal Tariff)

$3.07 $3.07

$2.82 CA$4.01

8.87%

Taxi (Normal Tariff) (1km)

$2.13 $2.13

$1.42 CA$2.02

50.00%

Taxi 1hour Waiting (Normal Tariff)

$41.21 $41.21

$22.82 CA$32.45

80.59%

Gasoline (1 liter)

$1.11 $1.11

$1.11 CA$1.58

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.0K $35.0K

$27.8K CA$39.5K

25.98%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.4K $25.4K

$18.8K CA$26.7K

35.22%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$217 $217

$139 CA$197

57.02%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.0 $74.0

$38.22 CA$54.4

93.67%

Internet (50+ Mbps, Unlimited Data)

$72.5 $72.5

$54.8 CA$77.9

32.29%

Gym Membership (Monthly)

$120 $120

$40.70 CA$57.9

195.95%

Tennis Court (1 Hour on Weekend)

$66.9 $66.9

$18.03 CA$25.64

270.99%

Cinema Ticket

$22.32 $22.32

$11.22 CA$15.95

98.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,425 $3,425

$736 CA$1,046

365.56%

International Primary School, 1 Child (Yearly)

$61.2K $61.2K

$13.2K CA$18.7K

364.82%

Jeans (Levis 501 Or Similar)

$76.3 $76.3

$54.0 CA$76.9

41.19%

Summer Dress (H&M, Zara, etc)

$55.5 $55.5

$38.23 CA$54.4

45.04%

Sport Shoes (Adidas, Nike)

$119 $119

$83.5 CA$119

42.86%

Men's Leather Business Shoes

$131 $131

$99.0 CA$141

31.89%

1-bedroom Apartment, City Center (Monthly)

$4,506 $4,506

$1,232 CA$1,753

265.68%

1-bedroom Apartment, Outside City Center (Monthly)

$3,155 $3,155

$1,132 CA$1,610

178.81%

3-bedroom Apartment, City Center (Monthly)

$8,817 $8,817

$1,911 CA$2,718

361.51%

3-bedroom Apartment, Outside City Center (Monthly)

$5,532 $5,532

$1,711 CA$2,434

223.23%

Buy Apartment in City Center (m2)

$19.4K $19.4K

$4,270 CA$6,073

354.00%

Buy Apartment Outside City Center (m2)

$6,754 $6,754

$3,568 CA$5,075

89.29%

Average Monthly Net Salary (After Tax)

$5,290 $5,290

20-Year Fixed Mortgage Interest Rate (Annual %)

6.82

4.64

46.98%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for Stephenville: October 5, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.2K 63.2%

Stephenville

$1.1K 50.4% 64.1% $2K

Groceries & Markets

New York, NY

$546 11%

Stephenville

$348 15.5% 36.3% $198

Eating Out

New York, NY

$422 8.5%

Stephenville

$268 12% 36.4% $154

Monthly Utilities & Internet

New York, NY

$364 7.3%

Stephenville

$232 10.3% 36.4% $132

Clothing & Footwear

New York, NY

$172 3.4%

Stephenville

$124 5.5% 28% $48

Getting Around

New York, NY

$165 3.3%

Stephenville

$80 3.6% 51.5% $85

Sport & Entertainment

New York, NY

$165 3.3%

Stephenville

$63 2.8% 61.8% $102

Cost Breakdown

A central one-bedroom costs $4,506 in New York, NY versus $1,232 in Stephenville. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $119 in New York, NY versus $63.0 in Stephenville. Monthly groceries follow the same trend: $546 vs $348 – making Stephenville the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇨🇦 Stephenville

🕒 Local time

02:47 2:47 AM

04:17 4:17 AM

1 h 30 min ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

6,600

💱 Currency

United States Dollar USD $

Canadian Dollar CAD $

📈 Exchange rate

1 USD = 0.892 EUR

1 CAD = 0.703 USD

1 CAD = 0.627 EUR

Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

🇨🇦 Canadian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.42 CAD (1 CAD = 0.703 USD). 1 EUR = 1.6 CAD (1 CAD = 0.627 EUR).

CAD to USD in detail →

On the map

Lowest

Highest

Between locations

New York, NY Stephenville 1,510 km ≈ 2 h 30 min nonstop flight

From you

New York, NY
Stephenville

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Stephenville: Cost of Living - Frequently Asked Questions

New York, NY costs about 127% more than Stephenville, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,714 per month in New York, NY and $3,392 in Stephenville. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Stephenville, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,425 per month in New York, NY and $736 in Stephenville. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 57% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.

A $2,000 monthly budget goes further in Stephenville, where all-in costs run around $2,261, than in New York, NY at $5,142. In Stephenville it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Stephenville costs $2,261 versus $5,142 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Stephenville. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.