Last update: Nov 2026

Cost of Living Comparison Between New York, NY and St. Albert, AB

For one person, living is cheaper in St. Albert, AB: $1,193 a month against $4,906 in New York, NY, rent and utilities included – about $44,600 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
St. Albert, AB, Canada
New York, NY
🇺🇸 United States
$4,906
/mo nomad
St. Albert, AB
🇨🇦 Canada
$1,193
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in St. Albert, AB

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in St. Albert, AB actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,193 in St. Albert, AB, rent included.

  • New York, NY $4,906
  • St. Albert, AB $1,193

A couple spends around $7,273 per month in New York, NY vs $2,484 in St. Albert, AB, rent included.

  • New York, NY $7,273
  • St. Albert, AB $2,484

A family of three spends $9,641 per month in New York, NY vs $3,776 in St. Albert, AB, rent included.

  • New York, NY $9,641
  • St. Albert, AB $3,776

New York, NY costs about 311% more than St. Albert, AB, and outside of rent the biggest gap is in groceries.

New York, NY sits 263% above the global median, while St. Albert, AB is 12% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
New York, NY
St. Albert, AB
Difference
Meal at Budget Restaurant
$26.93 $26.93
$18.14 CA$25.51
48.46%
Three-Course Dinner for Two, Mid-Range
$117 $117
$71.2 CA$100
63.96%
Fast Food Meal (McDonalds, etc)
$14.60 $14.60
$9.85 CA$13.85
48.22%
Cappuccino
$6.54 $6.54
$3.66 CA$5.15
78.69%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.86 $3.86
$2.20 CA$3.09
75.45%
Water (0.33 liter bottle)
$2.95 $2.95
$2.03 CA$2.86
45.32%
Local Beer (0.5 liter draught)
$8.08 $8.08
$5.73 CA$8.06
41.01%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$5.61 CA$7.89
75.58%
🛒 Groceries & Markets
New York, NY
St. Albert, AB
Difference
Milk (1 liter)
$1.31 $1.31
$1.76 CA$2.47
-25.57%
White Bread (500g)
$4.97 $4.97
$2.16 CA$3.03
130.09%
Rice (white) (1kg)
$7.70 $7.70
$3.21 CA$4.52
139.88%
Eggs
$6.09 $6.09
$3.51 CA$4.93
73.50%
Local Cheese (1kg)
$19.55 $19.55
$10.83 CA$15.22
80.52%
Chicken Fillets (1kg)
$17.59 $17.59
$11.76 CA$16.53
49.57%
Beef Round Steak (1kg)
$20.26 $20.26
$17.69 CA$24.88
14.53%
Apples (1kg)
$6.99 $6.99
$4.10 CA$5.76
70.49%
Banana (1kg)
$2.21 $2.21
$1.40 CA$1.97
57.86%
Oranges (1kg)
$6.72 $6.72
$4.11 CA$5.78
63.50%
Tomato (1kg)
$7.12 $7.12
$3.87 CA$5.44
83.98%
Potato (1kg)
$4.61 $4.61
$2.99 CA$4.21
54.18%
Onion (1kg)
$4.78 $4.78
$2.89 CA$4.07
65.40%
Lettuce (1 head)
$2.87 $2.87
$2.54 CA$3.57
12.99%
Water (1.5 liter bottle)
$2.69 $2.69
$1.51 CA$2.12
78.15%
Cigarettes 20 Pack (Marlboro, Camel)
$19.14 $19.14
$14.38 CA$20.22
33.10%
Wine (Bottle)
$19.63 $19.63
$11.92 CA$16.76
64.68%
Local Beer (0.5 liter bottle)
$3.32 $3.32
$2.47 CA$3.47
34.41%
Imported Beer (0.33 liter bottle)
$4.19 $4.19
$2.94 CA$4.14
42.52%
🚌 Getting Around
New York, NY
St. Albert, AB
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
$2.10 CA$2.95
43.81%
Public Transport Monthly Pass (Regular Price)
$139 $139
$63.0 CA$88.6
121.05%
Taxi Start (Normal Tariff)
$3.04 $3.04
$2.90 CA$4.08
4.83%
Taxi (Normal Tariff) (1km)
$2.20 $2.20
$1.36 CA$1.91
61.76%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$21.39 CA$30.08
93.22%
Gasoline (1 liter)
$1.13 $1.13
$1.17 CA$1.64
-3.42%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$28.1K CA$39.5K
22.79%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$20.5K CA$28.9K
25.82%
🧾 Monthly Utilities & Internet
New York, NY
St. Albert, AB
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 $232
$184 CA$258
26.57%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.0 $71.0
$35.64 CA$50.1
99.30%
Internet (50+ Mbps, Unlimited Data)
$67.7 $67.7
$57.0 CA$80.2
18.60%
🎉 Sport & Entertainment
New York, NY
St. Albert, AB
Difference
Gym Membership (Monthly)
$115 $115
$41.09 CA$57.8
180.77%
Tennis Court (1 Hour on Weekend)
$76.8 $76.8
-
-
Cinema Ticket
$22.41 $22.41
$12.54 CA$17.63
78.71%
🧸 Childcare & Education
New York, NY
St. Albert, AB
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,606 $3,606
$536 CA$754
572.31%
International Primary School, 1 Child (Yearly)
$68.7K $68.7K
$9,859 CA$13.9K
596.80%
👕👟 Clothing & Footwear
New York, NY
St. Albert, AB
Difference
Jeans (Levis 501 Or Similar)
$79.3 $79.3
$57.7 CA$81.2
37.25%
Summer Dress (H&M, Zara, etc)
$51.4 $51.4
$42.09 CA$59.2
22.12%
Sport Shoes (Adidas, Nike)
$121 $121
$86.3 CA$121
40.39%
Men's Leather Business Shoes
$140 $140
$111 CA$157
25.98%
🏠 Accommodation & Living
New York, NY
St. Albert, AB
Difference
1-bedroom Apartment, City Center (Monthly)
$4,555 $4,555
-
-
1-bedroom Apartment, Outside City Center (Monthly)
$3,040 $3,040
-
-
3-bedroom Apartment, City Center (Monthly)
$9,742 $9,742
$1,351 CA$1,900
621.10%
3-bedroom Apartment, Outside City Center (Monthly)
$5,331 $5,331
$1,122 CA$1,578
375.15%
Buy Apartment in City Center (m2)
$18.2K $18.2K
$2,567 CA$3,610
609.92%
Buy Apartment Outside City Center (m2)
$6,685 $6,685
$2,615 CA$3,678
155.62%
💵 Salaries & Financials
New York, NY
St. Albert, AB
Difference
Average Monthly Net Salary (After Tax)
$5,096 $5,096
$3,203 CA$4,505
59.09%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.89
4.43
55.53%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for St. Albert, AB: November 2, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3K
St. Albert, AB
- * 100%
Groceries & Markets
New York, NY
$567
St. Albert, AB
$360 36.5% $207
Eating Out
New York, NY
$425
St. Albert, AB
$275 35.2% $150
Monthly Utilities & Internet
New York, NY
$371
St. Albert, AB
$276 25.5% $95
Clothing & Footwear
New York, NY
$176
St. Albert, AB
$134 24.1% $43
Getting Around
New York, NY
$165
St. Albert, AB
$81 51% $84
Sport & Entertainment
New York, NY
$160
St. Albert, AB
$66 58.7% $94

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 59% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $71 in St. Albert, AB. Monthly groceries follow the same trend: $567 vs $360 – making St. Albert, AB the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇨🇦 St. Albert, AB
🕒 Local time
16:58 4:58 PM
15:58 3:58 PM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
68,232
Exchange rates and currency converter

CAD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Canadian Dollar exchange rates as of November 6, 2026: 1 USD = 1.41 CAD (1 CAD = 0.711 USD). 1 EUR = 1.57 CAD (1 CAD = 0.636 EUR).

On the map
Between locations
  • New York, NY St. Albert, AB 3,260 km ≈ 4 h 30 min nonstop flight
From you
  • New York, NY
  • St. Albert, AB

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs St. Albert, AB: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or St. Albert, AB?
New York, NY costs about 311% more than St. Albert, AB, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in St. Albert, AB?
For a comfortable life, plan on about $7,358 per month in New York, NY and $1,789 in St. Albert, AB. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
How do childcare costs compare in New York, NY and in St. Albert, AB?
Kindergarten costs $3,606 per month in New York, NY and $536 in St. Albert, AB. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in New York, NY or in St. Albert, AB?
Groceries cost about 58% more in New York, NY, though the gap depends on what you buy.
Can you live on $1,000/month in New York, NY or in St. Albert, AB?
$1,000 is a stretch for both – monthly costs hit $4,906 in New York, NY and $1,193 in St. Albert, AB. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city offers a better quality of life: New York, NY or St. Albert, AB?
It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $1,193 in St. Albert, AB to $4,906 in New York, NY. Climate, culture, job market, and personal taste all factor in.
Should I move to New York, NY or to St. Albert, AB?
If budget matters most, go with St. Albert, AB. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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