Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Spring Valley, IL

For one person, living is cheaper in Spring Valley, IL: $2,937 a month against $4,941 in New York, NY, rent and utilities included – about $24,000 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
133

Cost of Living Index in Spring Valley, IL
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Spring Valley, IL Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Spring Valley, IL

🇺🇸 United States

$2,937

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Spring Valley, IL

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Spring Valley, IL actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,937 in Spring Valley, IL, rent included.

New York, NY $4,941
Spring Valley, IL $2,937

A couple spends around $7,225 per month in New York, NY vs $4,026 in Spring Valley, IL, rent included.

New York, NY $7,225
Spring Valley, IL $4,026

A family of three spends $9,509 per month in New York, NY vs $5,115 in Spring Valley, IL, rent included.

New York, NY $9,509
Spring Valley, IL $5,115

New York, NY costs about 68% more than Spring Valley, IL, and outside of rent the biggest gap is in groceries.

Both New York, NY and Spring Valley, IL sit above the global median – New York, NY by 263%, Spring Valley, IL by 116%.

Meal at Budget Restaurant

$28.55 $28.55

$19.63 $19.63

45.44%

Three-Course Dinner for Two, Mid-Range

$118 $118

$68.0 $68.0

74.14%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$13.13 $13.13

14.55%

Cappuccino

$6.53 $6.53

$5.64 $5.64

15.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$3.06 $3.06

29.41%

Water (0.33 liter bottle)

$3.01 $3.01

$2.44 $2.44

23.36%

Local Beer (0.5 liter draught)

$8.16 $8.16

$7.04 $7.04

15.91%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$8.04 $8.04

22.39%

Milk (1 liter)

$1.37 $1.37

$0.94 $0.94

45.74%

White Bread (500g)

$4.97 $4.97

$3.52 $3.52

41.19%

Rice (white) (1kg)

$7.81 $7.81

$4.14 $4.14

88.65%

Eggs

$5.97 $5.97

$3.78 $3.78

57.94%

Local Cheese (1kg)

$18.91 $18.91

$15.08 $15.08

25.40%

Chicken Fillets (1kg)

$18.04 $18.04

$13.26 $13.26

36.05%

Beef Round Steak (1kg)

$19.05 $19.05

$20.60 $20.60

-7.52%

Apples (1kg)

$6.76 $6.76

$4.85 $4.85

39.38%

Banana (1kg)

$2.27 $2.27

$1.64 $1.64

38.41%

Oranges (1kg)

$6.83 $6.83

$5.26 $5.26

29.85%

Tomato (1kg)

$7.09 $7.09

$4.78 $4.78

48.33%

Potato (1kg)

$4.22 $4.22

$2.89 $2.89

46.02%

Onion (1kg)

$4.65 $4.65

$2.96 $2.96

57.09%

Lettuce (1 head)

$2.87 $2.87

$2.16 $2.16

32.87%

Water (1.5 liter bottle)

$2.60 $2.60

$2.33 $2.33

11.59%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$10.68 $10.68

75.75%

Wine (Bottle)

$20.13 $20.13

$15.63 $15.63

28.79%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$2.63 $2.63

31.18%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$4.34 $4.34

-7.37%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.03 $2.03

43.35%

Public Transport Monthly Pass (Regular Price)

$139 $139

$60.4 $60.4

129.96%

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.11 $4.11

-25.06%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.95 $1.95

8.72%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$44.44 $44.44

-5.58%

Gasoline (1 liter)

$1.17 $1.17

$1.01 $1.01

15.84%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$30.8K $30.8K

11.92%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.1K $26.1K

-1.00%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$266 $266

-17.63%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$53.2 $53.2

39.50%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$82.5 $82.5

-14.91%

Gym Membership (Monthly)

$112 $112

$40.68 $40.68

175.20%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$14.98 $14.98

47.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,615 $1,615

120.34%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$23.8K $23.8K

160.84%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$65.2 $65.2

15.95%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$51.5 $51.5

-0.49%

Sport Shoes (Adidas, Nike)

$123 $123

$108 $108

14.46%

Men's Leather Business Shoes

$140 $140

$124 $124

13.16%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,572 $1,572

186.26%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,455 $1,455

111.58%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,917 $2,917

223.86%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,995 $1,995

160.21%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,512 $2,512

620.81%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,039 $2,039

228.24%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.69

2.54%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Spring Valley, IL: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Spring Valley, IL

$1.5K 49.5% 52.7% $1.6K

Groceries & Markets

New York, NY

$563 11.4%

Spring Valley, IL

$433 14.7% 23.1% $130

Eating Out

New York, NY

$440 8.9%

Spring Valley, IL

$337 11.5% 23.4% $103

Monthly Utilities & Internet

New York, NY

$364 7.4%

Spring Valley, IL

$402 13.7% 10.5% $38

Clothing & Footwear

New York, NY

$175 3.6%

Spring Valley, IL

$157 5.3% 10.8% $19

Getting Around

New York, NY

$164 3.3%

Spring Valley, IL

$82 2.8% 49.8% $82

Sport & Entertainment

New York, NY

$156 3.2%

Spring Valley, IL

$71 2.4% 54.8% $86

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,572 in Spring Valley, IL. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $68 in Spring Valley, IL. Monthly groceries follow the same trend: $563 vs $433 – making Spring Valley, IL the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Spring Valley, IL

🕒 Local time

17:22 5:22 PM

16:22 4:22 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

33,066

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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Between locations

New York, NY Spring Valley, IL 1,260 km ≈ 2 h nonstop flight

From you

New York, NY
Spring Valley, IL

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Spring Valley, IL: Cost of Living - Frequently Asked Questions

New York, NY costs about 68% more than Spring Valley, IL, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $4,405 in Spring Valley, IL. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Spring Valley, IL, especially for central apartments: a one-bedroom in the center costs $1,572 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $1,615 in Spring Valley, IL. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 30% more in New York, NY, though the gap depends on what you buy.

$2,500 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,937 in Spring Valley, IL. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Spring Valley, IL – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, Spring Valley, IL is the easier option financially – housing and daily costs are lower, and overall it costs about 41% less, which matters a lot on a fixed budget or early-career salary.