Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Southampton

For one person, living is cheaper in Southampton: $3,694 a month against $4,938 in New York, NY, rent and utilities included – about $14,900 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
179

Cost of Living Index in Southampton
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Southampton Living Index

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New York, NY

🇺🇸 United States

$4,938

/mo nomad

Southampton

🇧🇲 Bermuda

$3,694

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Southampton

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Southampton actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $3,694 in Southampton, rent included.

New York, NY $4,938
Southampton $3,694

A couple spends around $7,273 per month in New York, NY vs $8,281 in Southampton, rent included.

New York, NY $7,273
Southampton $8,281

A family of three spends $9,608 per month in New York, NY vs $12.9K in Southampton, rent included.

New York, NY $9,608
Southampton $12.9K

New York, NY costs about 34% more than Southampton, and outside of rent the biggest gap is in eating out.

Both New York, NY and Southampton sit above the global median – New York, NY by 264%, Southampton by 173%.

Meal at Budget Restaurant

$24.99 $24.99

$50.7 BMD 50.7

-50.71%

Three-Course Dinner for Two, Mid-Range

$120 $120

$151 BMD 151

-20.29%

Fast Food Meal (McDonalds, etc)

$13.74 $13.74

$16.82 BMD 16.82

-18.31%

Cappuccino

$6.60 $6.60

$6.02 BMD 6.02

9.63%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.82 $3.82

$2.98 BMD 2.98

28.19%

Water (0.33 liter bottle)

$2.87 $2.87

$3.09 BMD 3.09

-7.12%

Local Beer (0.5 liter draught)

$7.95 $7.95

$7.55 BMD 7.55

5.30%

Imported Beer (0.33 liter bottle)

$10.06 $10.06

$9.03 BMD 9.03

11.41%

Milk (1 liter)

$1.37 $1.37

$4.79 BMD 4.79

-71.40%

White Bread (500g)

$4.75 $4.75

$7.98 BMD 7.98

-40.48%

Rice (white) (1kg)

$7.69 $7.69

$5.45 BMD 5.45

41.10%

Eggs

$5.87 $5.87

$7.33 BMD 7.33

-19.92%

Local Cheese (1kg)

$19.25 $19.25

$23.09 BMD 23.09

-16.63%

Chicken Fillets (1kg)

$17.83 $17.83

$21.09 BMD 21.09

-15.46%

Beef Round Steak (1kg)

$19.03 $19.03

$19.30 BMD 19.30

-1.40%

Apples (1kg)

$6.69 $6.69

$8.88 BMD 8.88

-24.66%

Banana (1kg)

$2.29 $2.29

$6.79 BMD 6.79

-66.27%

Oranges (1kg)

$6.41 $6.41

$7.23 BMD 7.23

-11.34%

Tomato (1kg)

$6.75 $6.75

$8.49 BMD 8.49

-20.49%

Potato (1kg)

$3.93 $3.93

$5.86 BMD 5.86

-32.94%

Onion (1kg)

$4.52 $4.52

$4.13 BMD 4.13

9.44%

Lettuce (1 head)

$2.79 $2.79

$6.39 BMD 6.39

-56.34%

Water (1.5 liter bottle)

$2.51 $2.51

$3.39 BMD 3.39

-25.96%

Cigarettes 20 Pack (Marlboro, Camel)

$18.10 $18.10

$18.34 BMD 18.34

-1.31%

Wine (Bottle)

$20.16 $20.16

$23.79 BMD 23.79

-15.26%

Local Beer (0.5 liter bottle)

$3.26 $3.26

$5.12 BMD 5.12

-36.33%

Imported Beer (0.33 liter bottle)

$3.75 $3.75

$4.20 BMD 4.20

-10.71%

One-way Ticket (Public Transport)

$2.92 $2.92

Public Transport Monthly Pass (Regular Price)

$143 $143

Taxi Start (Normal Tariff)

$3.06 $3.06

$6.60 BMD 6.60

-53.64%

Taxi (Normal Tariff) (1km)

$2.16 $2.16

$3.07 BMD 3.07

-29.64%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$70.9 BMD 70.9

-41.67%

Gasoline (1 liter)

$1.12 $1.12

$2.10 BMD 2.10

-46.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$33.1K $33.1K

$37.4K BMD 37.4K

-11.33%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.7K $25.7K

$43.4K BMD 43.4K

-40.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$288 BMD 288

-23.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$75.3 $75.3

$148 BMD 148

-48.94%

Internet (50+ Mbps, Unlimited Data)

$70.5 $70.5

$162 BMD 162

-56.51%

Gym Membership (Monthly)

$116 $116

Tennis Court (1 Hour on Weekend)

$67.6 $67.6

Cinema Ticket

$21.37 $21.37

$13.37 BMD 13.37

59.84%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,432 $3,432

$1,314 BMD 1,314

161.17%

International Primary School, 1 Child (Yearly)

$61.7K $61.7K

$24.9K BMD 24.9K

147.61%

Jeans (Levis 501 Or Similar)

$74.9 $74.9

$90.3 BMD 90.3

-17.04%

Summer Dress (H&M, Zara, etc)

$52.1 $52.1

$70.2 BMD 70.2

-25.72%

Sport Shoes (Adidas, Nike)

$117 $117

$141 BMD 141

-17.08%

Men's Leather Business Shoes

$135 $135

$131 BMD 131

2.75%

1-bedroom Apartment, City Center (Monthly)

$4,347 $4,347

1-bedroom Apartment, Outside City Center (Monthly)

$3,117 $3,117

$1,503 BMD 1,503

107.33%

3-bedroom Apartment, City Center (Monthly)

$9,110 $9,110

3-bedroom Apartment, Outside City Center (Monthly)

$5,379 $5,379

$7,867 BMD 7,867

-31.62%

Buy Apartment in City Center (m2)

$19.3K $19.3K

Buy Apartment Outside City Center (m2)

$6,943 $6,943

Average Monthly Net Salary (After Tax)

$5,238 $5,238

$9,763 BMD 9,763

-46.35%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.85

8.63

-20.63%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Southampton: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 63.1%

Southampton

$1.5K 40.7% 51.8% $1.6K

Groceries & Markets

New York, NY

$552 11.2%

Southampton

$742 20.1% 34.3% $189

Eating Out

New York, NY

$407 8.2%

Southampton

$608 16.5% 49.5% $201

Monthly Utilities & Internet

New York, NY

$365 7.4%

Southampton

$598 16.2% 63.7% $233

Clothing & Footwear

New York, NY

$170 3.5%

Southampton

$195 5.3% 14.2% $24

Getting Around

New York, NY

$168 3.4%

Southampton

$22 * 0.6% 86.9% $146

Sport & Entertainment

New York, NY

$158 3.2%

Southampton

$27 * 0.7% 83.1% $131

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

Salaries run about 86% higher in Southampton, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $120 in New York, NY versus $151 in Southampton. Monthly groceries follow the same trend: $552 vs $742 – making New York, NY the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇧🇲 Southampton

🕒 Local time

22:24 10:24 PM

23:24 11:24 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

6,260

💱 Currency

United States Dollar USD $

Bermudian Dollar BMD $

📈 Exchange rate

1 USD = 0.89 EUR

1 BMD = 1 USD

1 BMD = 0.89 EUR

Exchange rates and currency converter

BMD, EUR to USD – United States Dollar Converter

🇧🇲 Bermudian Dollar ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of October 25, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Bermudian Dollar exchange rates as of October 25, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.89 EUR).

BMD to USD in detail →

On the map

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Between locations

New York, NY Southampton 1,250 km ≈ 2 h nonstop flight

From you

New York, NY
Southampton

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Southampton: Cost of Living - Frequently Asked Questions

New York, NY costs about 34% more than Southampton, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,407 per month in New York, NY and $5,542 in Southampton. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $4,938 in New York, NY and $3,694 in Southampton. That's a gap of about 34%.

Kindergarten costs $3,432 per month in New York, NY and $1,314 in Southampton. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Southampton, where all-in costs run around $3,694, than in New York, NY at $4,938. In Southampton it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Southampton costs $3,694 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Southampton. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.