Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Simpson Bay

For one person, living is cheaper in Simpson Bay: $3,856 a month against $4,906 in New York, NY, rent and utilities included – about $12,600 less a year. Rent and utilities account for about half of the difference.

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Cost of Living Index in New York, NY
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New York, NY Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Simpson Bay

🇸🇽 Sint Maarten

$3,856

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Simpson Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Simpson Bay actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $3,856 in Simpson Bay, rent included.

New York, NY $4,906
Simpson Bay $3,856

A couple spends around $7,273 per month in New York, NY vs $6,539 in Simpson Bay, rent included.

New York, NY $7,273
Simpson Bay $6,539

A family of three spends $9,641 per month in New York, NY vs $9,222 in Simpson Bay, rent included.

New York, NY $9,641
Simpson Bay $9,222

New York, NY costs about 27% more than Simpson Bay, and outside of rent the biggest gap is in transport.

Both New York, NY and Simpson Bay sit above the global median – New York, NY by 263%, Simpson Bay by 185%.

Meal at Budget Restaurant

$26.93 $26.93

$18.72 ANG 33.52

43.86%

Three-Course Dinner for Two, Mid-Range

$117 $117

$130 ANG 232

-10.04%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$12.94 ANG 23.16

12.83%

Cappuccino

$6.54 $6.54

$4.29 ANG 7.68

52.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.93 ANG 5.24

31.74%

Water (0.33 liter bottle)

$2.95 $2.95

$2.97 ANG 5.32

-0.67%

Local Beer (0.5 liter draught)

$8.08 $8.08

$5.48 ANG 9.81

47.45%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$3.98 ANG 7.13

147.49%

Milk (1 liter)

$1.31 $1.31

$3.94 ANG 7.06

-66.75%

White Bread (500g)

$4.97 $4.97

$2.79 ANG 4.99

78.14%

Rice (white) (1kg)

$7.70 $7.70

$3.05 ANG 5.46

152.46%

Eggs

$6.09 $6.09

$4.46 ANG 7.98

36.55%

Local Cheese (1kg)

$19.55 $19.55

$25.44 ANG 45.53

-23.15%

Chicken Fillets (1kg)

$17.59 $17.59

$13.59 ANG 24.33

29.43%

Beef Round Steak (1kg)

$20.26 $20.26

$17.13 ANG 30.65

18.27%

Apples (1kg)

$6.99 $6.99

$4.32 ANG 7.73

61.81%

Banana (1kg)

$2.21 $2.21

$3.52 ANG 6.31

-37.22%

Oranges (1kg)

$6.72 $6.72

$6.66 ANG 11.92

0.90%

Tomato (1kg)

$7.12 $7.12

$4.98 ANG 8.91

42.97%

Potato (1kg)

$4.61 $4.61

$3.92 ANG 7.01

17.60%

Onion (1kg)

$4.78 $4.78

$3.55 ANG 6.36

34.65%

Lettuce (1 head)

$2.87 $2.87

$3.06 ANG 5.48

-6.21%

Water (1.5 liter bottle)

$2.69 $2.69

$1.41 ANG 2.53

90.78%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

Wine (Bottle)

$19.63 $19.63

$14.74 ANG 26.38

33.18%

Local Beer (0.5 liter bottle)

$3.32 $3.32

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$1.80 ANG 3.22

132.78%

One-way Ticket (Public Transport)

$3.02 $3.02

$2.96 ANG 5.29

2.03%

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$14.97 ANG 26.80

-79.69%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$1.13 $1.13

$1.25 ANG 2.25

-9.60%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$505 ANG 904

-53.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$34.57 ANG 61.9

105.47%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$88.4 ANG 158

-23.45%

Gym Membership (Monthly)

$115 $115

$76.1 ANG 136

51.68%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$8.15 ANG 14.59

174.97%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$745 ANG 1,334

383.71%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$12.0K ANG 21.4K

473.83%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$49.66 ANG 88.9

59.59%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$40.54 ANG 72.6

26.79%

Sport Shoes (Adidas, Nike)

$121 $121

$98.5 ANG 176

22.97%

Men's Leather Business Shoes

$140 $140

$59.6 ANG 107

135.77%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$2,289 ANG 4,097

99.00%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$2,230 ANG 3,992

36.33%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$5,892 ANG 10.5K

65.34%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$5,710 ANG 10.2K

-6.64%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Simpson Bay: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Simpson Bay

–

Groceries & Markets

New York, NY

$567 11.6%

Simpson Bay

–

Eating Out

New York, NY

$425 8.7%

Simpson Bay

–

Monthly Utilities & Internet

New York, NY

$371 7.6%

Simpson Bay

–

Clothing & Footwear

New York, NY

$176 3.6%

Simpson Bay

–

Getting Around

New York, NY

$165 3.4%

Simpson Bay

–

Sport & Entertainment

New York, NY

$160 3.3%

Simpson Bay

–

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $2,289 in Simpson Bay. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $117 in New York, NY versus $130 in Simpson Bay. Groceries tell a different story – $567 in New York, NY vs $468 in Simpson Bay – so Simpson Bay wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 New York, NY

🇸🇽 Simpson Bay

🕒 Local time

08:39 8:39 AM

09:39 9:39 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

6,000

💱 Currency

United States Dollar USD $

Netherlands Antillean Guilder ANG ƒ

📈 Exchange rate

1 USD = 0.89 EUR

1 ANG = 0.559 USD

1 ANG = 0.497 EUR

Exchange rates and currency converter

ANG, EUR to USD – United States Dollar Converter

🌐 Netherlands Antillean Guilder (ƒ)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Netherlands Antillean Guilder exchange rates as of November 6, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.497 EUR).

ANG to USD in detail →

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New York, NY Simpson Bay 2,730 km ≈ 4 h nonstop flight

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New York, NY
Simpson Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Simpson Bay: Cost of Living - Frequently Asked Questions

New York, NY costs about 27% more than Simpson Bay, and outside of rent the gap comes mainly from transport. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $5,784 in Simpson Bay. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Simpson Bay, especially for central apartments: a one-bedroom in the center costs $2,289 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $4,906 in New York, NY and $3,856 in Simpson Bay. That makes Simpson Bay about 21% cheaper.

Kindergarten costs $3,606 per month in New York, NY and $745 in Simpson Bay. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,906 in New York, NY and $3,856 in Simpson Bay. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Simpson Bay – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.