Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Simi Valley, CA

For one person, living is cheaper in Simi Valley, CA: $3,312 a month against $4,941 in New York, NY, rent and utilities included – about $19,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
160

Cost of Living Index in Simi Valley, CA
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Simi Valley, CA Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Simi Valley, CA

🇺🇸 United States

$3,312

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Simi Valley, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Simi Valley, CA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $3,312 in Simi Valley, CA, rent included.

New York, NY $4,941
Simi Valley, CA $3,312

A couple spends around $7,225 per month in New York, NY vs $4,697 in Simi Valley, CA, rent included.

New York, NY $7,225
Simi Valley, CA $4,697

A family of three spends $9,509 per month in New York, NY vs $6,081 in Simi Valley, CA, rent included.

New York, NY $9,509
Simi Valley, CA $6,081

New York, NY costs about 49% more than Simi Valley, CA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Simi Valley, CA sit above the global median – New York, NY by 263%, Simi Valley, CA by 143%.

Meal at Budget Restaurant

$28.55 $28.55

$23.58 $23.58

21.08%

Three-Course Dinner for Two, Mid-Range

$118 $118

$69.9 $69.9

69.53%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.54 $11.54

30.33%

Cappuccino

$6.53 $6.53

$5.54 $5.54

17.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$1.95 $1.95

103.08%

Water (0.33 liter bottle)

$3.01 $3.01

$2.06 $2.06

46.12%

Local Beer (0.5 liter draught)

$8.16 $8.16

$7.36 $7.36

10.87%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$5.91 $5.91

66.50%

Milk (1 liter)

$1.37 $1.37

$1.15 $1.15

19.13%

White Bread (500g)

$4.97 $4.97

$2.41 $2.41

106.22%

Rice (white) (1kg)

$7.81 $7.81

$4.42 $4.42

76.70%

Eggs

$5.97 $5.97

$4.67 $4.67

27.84%

Local Cheese (1kg)

$18.91 $18.91

$12.67 $12.67

49.25%

Chicken Fillets (1kg)

$18.04 $18.04

$11.06 $11.06

63.11%

Beef Round Steak (1kg)

$19.05 $19.05

$14.05 $14.05

35.59%

Apples (1kg)

$6.76 $6.76

$3.85 $3.85

75.58%

Banana (1kg)

$2.27 $2.27

$1.77 $1.77

28.25%

Oranges (1kg)

$6.83 $6.83

$3.71 $3.71

84.10%

Tomato (1kg)

$7.09 $7.09

$6.57 $6.57

7.91%

Potato (1kg)

$4.22 $4.22

$2.66 $2.66

58.65%

Onion (1kg)

$4.65 $4.65

$3.44 $3.44

35.17%

Lettuce (1 head)

$2.87 $2.87

$2.03 $2.03

41.38%

Water (1.5 liter bottle)

$2.60 $2.60

$2.24 $2.24

16.07%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$11.93 $11.93

57.33%

Wine (Bottle)

$20.13 $20.13

$12.20 $12.20

65.00%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.69 $1.69

104.14%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.18 $3.18

26.42%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.71 $1.71

70.18%

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.46 $4.46

-30.94%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.84 $1.84

15.22%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$36.13 $36.13

16.14%

Gasoline (1 liter)

$1.17 $1.17

$1.32 $1.32

-11.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$28.2K $28.2K

22.39%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

-0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$213 $213

2.87%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$62.3 $62.3

19.13%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$71.3 $71.3

-1.54%

Gym Membership (Monthly)

$112 $112

$29.51 $29.51

279.36%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$11.95 $11.95

85.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,195 $1,195

197.72%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$42.4K $42.4K

46.77%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$73.0 $73.0

3.52%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$40.45 $40.45

26.58%

Sport Shoes (Adidas, Nike)

$123 $123

$79.6 $79.6

54.67%

Men's Leather Business Shoes

$140 $140

$169 $169

-17.06%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$2,132 $2,132

110.99%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$2,000 $2,000

53.90%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,376 $2,376

297.60%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$3,225 $3,225

60.94%

Buy Apartment in City Center (m2)

$18.1K $18.1K

Buy Apartment Outside City Center (m2)

$6,693 $6,693

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$5,172 $5,172

0.93%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.64

3.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Simi Valley, CA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Simi Valley, CA

$2K 60.4% 35% $1.1K

Groceries & Markets

New York, NY

$563 11.4%

Simi Valley, CA

$374 11.3% 33.6% $189

Eating Out

New York, NY

$440 8.9%

Simi Valley, CA

$354 10.7% 19.5% $86

Monthly Utilities & Internet

New York, NY

$364 7.4%

Simi Valley, CA

$347 10.5% 4.7% $17

Clothing & Footwear

New York, NY

$175 3.6%

Simi Valley, CA

$163 4.9% 7.2% $13

Getting Around

New York, NY

$164 3.3%

Simi Valley, CA

$21 * 0.6% 87.5% $144

Sport & Entertainment

New York, NY

$156 3.2%

Simi Valley, CA

$53 1.6% 65.8% $103

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $2,132 in Simi Valley, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $70 in Simi Valley, CA. Monthly groceries follow the same trend: $563 vs $374 – making Simi Valley, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Simi Valley, CA

🕒 Local time

02:07 2:07 AM

23:07 11:07 PM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

121,288

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Between locations

New York, NY Simi Valley, CA 3,950 km ≈ 5 h nonstop flight

From you

New York, NY
Simi Valley, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Simi Valley, CA: Cost of Living - Frequently Asked Questions

New York, NY costs about 49% more than Simi Valley, CA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $4,969 in Simi Valley, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Simi Valley, CA, especially for central apartments: a one-bedroom in the center costs $2,132 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $3,312 in Simi Valley, CA. That makes Simi Valley, CA about 33% cheaper.

Kindergarten costs $3,558 per month in New York, NY and $1,195 in Simi Valley, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $3,312 in Simi Valley, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Simi Valley, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.