Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Santa Teresa

For one person, living is cheaper in Santa Teresa: $1,530 a month against $4,906 in New York, NY, rent and utilities included – about $40,500 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Santa Teresa, Costa Rica
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Santa Teresa
🇨🇷 Costa Rica
$1,530
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Santa Teresa

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Santa Teresa actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,530 in Santa Teresa, rent included.

  • New York, NY $4,906
  • Santa Teresa $1,530

A couple spends around $7,273 per month in New York, NY vs $2,295 in Santa Teresa, rent included.

  • New York, NY $7,273
  • Santa Teresa $2,295

A family of three spends $9,641 per month in New York, NY vs $3,061 in Santa Teresa, rent included.

  • New York, NY $9,641
  • Santa Teresa $3,061

New York, NY costs about 221% more than Santa Teresa, and outside of rent the biggest gap is in eating out.

Both New York, NY and Santa Teresa sit above the global median – New York, NY by 263%, Santa Teresa by 13%.

Currency
🍽 Eating Out
New York, NY
Santa Teresa
Difference
Meal at Budget Restaurant
$26.93 $26.93
$9.90 ₡4,438
172.02%
Three-Course Dinner for Two, Mid-Range
$117 $117
$42.31 ₡19.0K
176.03%
Fast Food Meal (McDonalds, etc)
$14.60 $14.60
$9.71 ₡4,353
50.36%
Cappuccino
$6.54 $6.54
$3.70 ₡1,659
76.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.86 $3.86
$2.04 ₡913
89.22%
Water (0.33 liter bottle)
$2.95 $2.95
$1.63 ₡731
80.98%
Local Beer (0.5 liter draught)
$8.08 $8.08
$3.03 ₡1,359
166.67%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$4.55 ₡2,038
116.48%
🛒 Groceries & Markets
New York, NY
Santa Teresa
Difference
Milk (1 liter)
$1.31 $1.31
$2.05 ₡921
-36.10%
White Bread (500g)
$4.97 $4.97
$2.82 ₡1,264
76.24%
Rice (white) (1kg)
$7.70 $7.70
$2.16 ₡967
256.48%
Eggs
$6.09 $6.09
$2.98 ₡1,338
104.36%
Local Cheese (1kg)
$19.55 $19.55
$10.01 ₡4,487
95.30%
Chicken Fillets (1kg)
$17.59 $17.59
$8.97 ₡4,023
96.10%
Beef Round Steak (1kg)
$20.26 $20.26
$13.60 ₡6,097
48.97%
Apples (1kg)
$6.99 $6.99
$4.56 ₡2,042
53.29%
Banana (1kg)
$2.21 $2.21
$1.44 ₡648
53.47%
Oranges (1kg)
$6.72 $6.72
$4.12 ₡1,847
63.11%
Tomato (1kg)
$7.12 $7.12
$3.07 ₡1,378
131.92%
Potato (1kg)
$4.61 $4.61
$3.39 ₡1,518
35.99%
Onion (1kg)
$4.78 $4.78
$2.58 ₡1,155
85.27%
Lettuce (1 head)
$2.87 $2.87
$1.01 ₡453
184.16%
Water (1.5 liter bottle)
$2.69 $2.69
$2.85 ₡1,276
-5.61%
Cigarettes 20 Pack (Marlboro, Camel)
$19.14 $19.14
$5.09 ₡2,280
276.03%
Wine (Bottle)
$19.63 $19.63
$13.79 ₡6,181
42.35%
Local Beer (0.5 liter bottle)
$3.32 $3.32
$2.36 ₡1,058
40.68%
Imported Beer (0.33 liter bottle)
$4.19 $4.19
$2.62 ₡1,174
59.92%
🚌 Getting Around
New York, NY
Santa Teresa
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
$0.96 ₡431
214.58%
Public Transport Monthly Pass (Regular Price)
$139 $139
-
-
Taxi Start (Normal Tariff)
$3.04 $3.04
$1.84 ₡826
65.22%
Taxi (Normal Tariff) (1km)
$2.20 $2.20
$1.83 ₡822
20.22%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$7.95 ₡3,563
419.87%
Gasoline (1 liter)
$1.13 $1.13
$1.46 ₡656
-22.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$38.4K ₡17.2M
-10.24%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$32.7K ₡14.7M
-21.02%
🧾 Monthly Utilities & Internet
New York, NY
Santa Teresa
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 $232
$84.9 ₡38.1K
173.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.0 $71.0
$26.16 ₡11.7K
171.52%
Internet (50+ Mbps, Unlimited Data)
$67.7 $67.7
$50.4 ₡22.6K
34.23%
🎉 Sport & Entertainment
New York, NY
Santa Teresa
Difference
Gym Membership (Monthly)
$115 $115
$50.1 ₡22.4K
130.42%
Tennis Court (1 Hour on Weekend)
$76.8 $76.8
$23.66 ₡10.6K
224.64%
Cinema Ticket
$22.41 $22.41
$8.89 ₡3,984
152.08%
🧸 Childcare & Education
New York, NY
Santa Teresa
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,606 $3,606
$573 ₡256.6K
529.80%
International Primary School, 1 Child (Yearly)
$68.7K $68.7K
$12.4K ₡5.6M
452.96%
👕👟 Clothing & Footwear
New York, NY
Santa Teresa
Difference
Jeans (Levis 501 Or Similar)
$79.3 $79.3
$61.8 ₡27.7K
28.30%
Summer Dress (H&M, Zara, etc)
$51.4 $51.4
$51.2 ₡22.9K
0.45%
Sport Shoes (Adidas, Nike)
$121 $121
$127 ₡57.1K
-5.00%
Men's Leather Business Shoes
$140 $140
$107 ₡47.8K
31.67%
🏠 Accommodation & Living
New York, NY
Santa Teresa
Difference
1-bedroom Apartment, City Center (Monthly)
$4,555 $4,555
$706 ₡316.7K
544.75%
1-bedroom Apartment, Outside City Center (Monthly)
$3,040 $3,040
$592 ₡265.3K
413.73%
3-bedroom Apartment, City Center (Monthly)
$9,742 $9,742
$1,461 ₡654.7K
567.06%
3-bedroom Apartment, Outside City Center (Monthly)
$5,331 $5,331
$955 ₡427.9K
458.47%
Buy Apartment in City Center (m2)
$18.2K $18.2K
-
-
Buy Apartment Outside City Center (m2)
$6,685 $6,685
-
-
💵 Salaries & Financials
New York, NY
Santa Teresa
Difference
Average Monthly Net Salary (After Tax)
$5,096 $5,096
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.89
10.17
-32.25%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Santa Teresa: November 1, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3K
Santa Teresa
$592 80.5% $2.4K
Groceries & Markets
New York, NY
$567
Santa Teresa
$346 38.9% $221
Eating Out
New York, NY
$425
Santa Teresa
$192 54.9% $233
Monthly Utilities & Internet
New York, NY
$371
Santa Teresa
$161 56.5% $210
Clothing & Footwear
New York, NY
$176
Santa Teresa
$156 11.5% $20
Getting Around
New York, NY
$165
Santa Teresa
$15 * 91% $151
Sport & Entertainment
New York, NY
$160
Santa Teresa
$68 57.7% $92

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $706 in Santa Teresa. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $117 in New York, NY versus $42 in Santa Teresa. Monthly groceries follow the same trend: $567 vs $346 – making Santa Teresa the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇨🇷 Santa Teresa
🕒 Local time
20:14 8:14 PM
19:14 7:14 PM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
3,099
Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Costa Rican Colón exchange rates as of November 7, 2026: 1 USD = 448 CRC (1,000 CRC = 2.23 USD). 1 EUR = 501 CRC (1,000 CRC = 2 EUR).

On the map
Between locations
  • New York, NY Santa Teresa 3,610 km ≈ 5 h nonstop flight
From you
  • New York, NY
  • Santa Teresa

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Santa Teresa: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Santa Teresa?
New York, NY costs about 221% more than Santa Teresa, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in Santa Teresa?
For a comfortable life, plan on about $7,358 per month in New York, NY and $2,295 in Santa Teresa. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Santa Teresa?
Rent is clearly cheaper in Santa Teresa, especially for central apartments: a one-bedroom in the center costs $706 there versus $4,555 in New York, NY.
How much does it cost to live in New York, NY compared to Santa Teresa?
Monthly expenses with rent come to $4,906 in New York, NY and $1,530 in Santa Teresa. That makes Santa Teresa about 69% cheaper.
How do childcare costs compare in New York, NY and in Santa Teresa?
Kindergarten costs $3,606 per month in New York, NY and $573 in Santa Teresa. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $1,500/month in New York, NY or in Santa Teresa?
$1,500 is a stretch for both – monthly costs hit $4,906 in New York, NY and $1,530 in Santa Teresa. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, New York, NY or Santa Teresa?
For digital nomads, it depends on budget. Santa Teresa costs $1,530 versus $4,906 in New York, NY. Both appeal to remote workers, and the cost gap matters when income varies month to month.

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