Last update: Nov 2026

Cost of Living Comparison Between New York, NY and San Ramon

For one person, living is cheaper in San Ramon: $1,739 a month against $4,906 in New York, NY, rent and utilities included – about $38,000 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
84

Cost of Living Index in San Ramon
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San Ramon Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

San Ramon

🇨🇷 Costa Rica

$1,739

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in San Ramon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in San Ramon actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,739 in San Ramon, rent included.

New York, NY $4,906
San Ramon $1,739

A couple spends around $7,273 per month in New York, NY vs $2,736 in San Ramon, rent included.

New York, NY $7,273
San Ramon $2,736

A family of three spends $9,641 per month in New York, NY vs $3,733 in San Ramon, rent included.

New York, NY $9,641
San Ramon $3,733

New York, NY costs about 182% more than San Ramon, and outside of rent the biggest gap is in eating out.

Both New York, NY and San Ramon sit above the global median – New York, NY by 263%, San Ramon by 29%.

Meal at Budget Restaurant

$26.93 $26.93

$12.12 ₡5,449

122.19%

Three-Course Dinner for Two, Mid-Range

$117 $117

$57.5 ₡25.8K

103.25%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$11.65 ₡5,239

25.32%

Cappuccino

$6.54 $6.54

$4.11 ₡1,850

59.12%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.65 ₡1,191

45.66%

Water (0.33 liter bottle)

$2.95 $2.95

$1.84 ₡829

60.33%

Local Beer (0.5 liter draught)

$8.08 $8.08

$3.22 ₡1,450

150.93%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$4.47 ₡2,010

120.36%

Milk (1 liter)

$1.31 $1.31

$2.39 ₡1,076

-45.19%

White Bread (500g)

$4.97 $4.97

$2.94 ₡1,321

69.05%

Rice (white) (1kg)

$7.70 $7.70

$2.53 ₡1,138

204.35%

Eggs

$6.09 $6.09

$5.03 ₡2,261

21.07%

Local Cheese (1kg)

$19.55 $19.55

$10.90 ₡4,901

79.36%

Chicken Fillets (1kg)

$17.59 $17.59

$10.51 ₡4,724

67.36%

Beef Round Steak (1kg)

$20.26 $20.26

$13.89 ₡6,247

45.86%

Apples (1kg)

$6.99 $6.99

$4.97 ₡2,235

40.64%

Banana (1kg)

$2.21 $2.21

$1.56 ₡703

41.67%

Oranges (1kg)

$6.72 $6.72

$3.39 ₡1,526

98.23%

Tomato (1kg)

$7.12 $7.12

$3.40 ₡1,528

109.41%

Potato (1kg)

$4.61 $4.61

$3.14 ₡1,413

46.82%

Onion (1kg)

$4.78 $4.78

$3.22 ₡1,450

48.45%

Lettuce (1 head)

$2.87 $2.87

$1.24 ₡560

131.45%

Water (1.5 liter bottle)

$2.69 $2.69

$2.66 ₡1,197

1.13%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$5.83 ₡2,623

228.30%

Wine (Bottle)

$19.63 $19.63

$16.18 ₡7,275

21.32%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.61 ₡1,173

27.20%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$2.75 ₡1,237

52.36%

One-way Ticket (Public Transport)

$3.02 $3.02

$1.30 ₡585

132.31%

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.50 ₡1,123

21.60%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.55 ₡696

41.94%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$8.76 ₡3,937

371.80%

Gasoline (1 liter)

$1.13 $1.13

$1.50 ₡673

-24.67%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$33.9K ₡15.2M

1.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$41.2K ₡18.5M

-37.31%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$145 ₡65.2K

60.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$43.72 ₡19.7K

62.47%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$53.0 ₡23.8K

27.67%

Gym Membership (Monthly)

$115 $115

$68.4 ₡30.8K

68.69%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$7.91 ₡3,559

183.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$850 ₡382.2K

324.16%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$17.4K ₡7.8M

295.86%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$70.8 ₡31.8K

12.01%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$55.7 ₡25.0K

-7.70%

Sport Shoes (Adidas, Nike)

$121 $121

$128 ₡57.6K

-5.51%

Men's Leather Business Shoes

$140 $140

$129 ₡58.2K

8.53%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$804 ₡361.6K

466.38%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$621 ₡279.4K

389.29%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,930 ₡867.9K

404.71%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$1,261 ₡567.2K

322.62%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$1,159 ₡521.3K

1471.97%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$1,165 ₡523.7K

474.02%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

8.62

-20.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for San Ramon: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

San Ramon

$621 35.7% 79.6% $2.4K

Groceries & Markets

New York, NY

$567 11.6%

San Ramon

$379 21.8% 33.2% $188

Eating Out

New York, NY

$425 8.7%

San Ramon

$224 12.9% 47.2% $201

Monthly Utilities & Internet

New York, NY

$371 7.6%

San Ramon

$242 13.9% 34.8% $129

Clothing & Footwear

New York, NY

$176 3.6%

San Ramon

$173 9.9% 2.1% $3.7

Getting Around

New York, NY

$165 3.4%

San Ramon

$15 * 0.9% 90.7% $150

Sport & Entertainment

New York, NY

$160 3.3%

San Ramon

$84 4.8% 47.4% $76

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $804 in San Ramon. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $117 in New York, NY versus $57 in San Ramon. Monthly groceries follow the same trend: $567 vs $379 – making San Ramon the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇨🇷 San Ramon

🕒 Local time

17:38 5:38 PM

16:38 4:38 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

10,000

💱 Currency

United States Dollar USD $

Costa Rican Colón CRC ₡

📈 Exchange rate

1 USD = 0.895 EUR

1,000 CRC = 2.22 USD

1,000 CRC = 1.99 EUR

Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

🇨🇷 Costa Rican Colón (₡)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Costa Rican Colón exchange rates as of November 6, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 502 CRC (1,000 CRC = 1.99 EUR).

CRC to USD in detail →

On the map

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Between locations

New York, NY San Ramon 3,540 km ≈ 5 h nonstop flight

From you

New York, NY
San Ramon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs San Ramon: Cost of Living - Frequently Asked Questions

New York, NY costs about 182% more than San Ramon, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $2,608 in San Ramon. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Ramon, especially for central apartments: a one-bedroom in the center costs $804 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $4,906 in New York, NY and $1,739 in San Ramon. That makes San Ramon about 65% cheaper.

Kindergarten costs $3,606 per month in New York, NY and $850 in San Ramon. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $3,000 monthly budget goes further in San Ramon, where all-in costs run around $1,739, than in New York, NY at $4,906. In San Ramon it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward San Ramon – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.