Last update: Nov 2026

Cost of Living Comparison Between New York, NY and San Lorenzo, Puerto Rico

For one person, living is cheaper in San Lorenzo: $1,263 a month against $4,906 in New York, NY, rent and utilities included – about $43,700 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
60

Cost of Living Index in San Lorenzo
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San Lorenzo Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

San Lorenzo

🇵🇷 Puerto Rico

$1,263

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in San Lorenzo

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in San Lorenzo actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,263 in San Lorenzo, rent included.

New York, NY $4,906
San Lorenzo $1,263

A couple spends around $7,273 per month in New York, NY vs $1,995 in San Lorenzo, rent included.

New York, NY $7,273
San Lorenzo $1,995

A family of three spends $9,641 per month in New York, NY vs $2,728 in San Lorenzo, rent included.

New York, NY $9,641
San Lorenzo $2,728

New York, NY costs about 288% more than San Lorenzo, and outside of rent the biggest gap is in eating out.

New York, NY sits 263% above the global median, while San Lorenzo is 7% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.93 $26.93

$11.94 $11.94

125.54%

Three-Course Dinner for Two, Mid-Range

$117 $117

$84.7 $84.7

37.89%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$9.08 $9.08

60.79%

Cappuccino

$6.54 $6.54

$3.47 $3.47

88.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$1.88 $1.88

105.32%

Water (0.33 liter bottle)

$2.95 $2.95

$1.46 $1.46

102.05%

Local Beer (0.5 liter draught)

$8.08 $8.08

$3.07 $3.07

163.19%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$5.10 $5.10

93.14%

Milk (1 liter)

$1.31 $1.31

$2.20 $2.20

-40.45%

White Bread (500g)

$4.97 $4.97

$3.72 $3.72

33.60%

Rice (white) (1kg)

$7.70 $7.70

$2.44 $2.44

215.57%

Eggs

$6.09 $6.09

$7.93 $7.93

-23.20%

Local Cheese (1kg)

$19.55 $19.55

$12.65 $12.65

54.55%

Chicken Fillets (1kg)

$17.59 $17.59

$9.67 $9.67

81.90%

Beef Round Steak (1kg)

$20.26 $20.26

$13.43 $13.43

50.86%

Apples (1kg)

$6.99 $6.99

$4.95 $4.95

41.21%

Banana (1kg)

$2.21 $2.21

$2.58 $2.58

-14.34%

Oranges (1kg)

$6.72 $6.72

$4.81 $4.81

39.71%

Tomato (1kg)

$7.12 $7.12

$4.68 $4.68

52.14%

Potato (1kg)

$4.61 $4.61

$3.89 $3.89

18.51%

Onion (1kg)

$4.78 $4.78

$3.90 $3.90

22.56%

Lettuce (1 head)

$2.87 $2.87

$3.47 $3.47

-17.29%

Water (1.5 liter bottle)

$2.69 $2.69

$1.58 $1.58

70.25%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$11.84 $11.84

61.66%

Wine (Bottle)

$19.63 $19.63

$15.44 $15.44

27.14%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$2.97 $2.97

11.78%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$4.10 $4.10

2.20%

One-way Ticket (Public Transport)

$3.02 $3.02

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.55 $2.55

19.22%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.53 $1.53

43.79%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$41.24 $41.24

0.22%

Gasoline (1 liter)

$1.13 $1.13

$1.26 $1.26

-10.32%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

-0.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$27.6K $27.6K

-6.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$320 $320

-27.37%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$69.6 $69.6

2.07%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$69.6 $69.6

-2.79%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$10.46 $10.46

114.24%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$818 $818

340.72%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$12.0K $12.0K

473.90%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$55.4 $55.4

43.02%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$61.5 $61.5

-16.48%

Sport Shoes (Adidas, Nike)

$121 $121

$110 $110

10.53%

Men's Leather Business Shoes

$140 $140

$113 $113

23.98%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

6.55

5.19%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for San Lorenzo: November 2, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

San Lorenzo

- * 0% 100%

Groceries & Markets

New York, NY

$567 11.6%

San Lorenzo

$416 33% 26.6% $151

Eating Out

New York, NY

$425 8.7%

San Lorenzo

$203 16.1% 52.2% $222

Monthly Utilities & Internet

New York, NY

$371 7.6%

San Lorenzo

$459 36.4% 23.7% $88

Clothing & Footwear

New York, NY

$176 3.6%

San Lorenzo

$153 12.1% 13.4% $24

Getting Around

New York, NY

$165 3.4%

San Lorenzo

$10 * 0.8% 93.8% $155

Sport & Entertainment

New York, NY

$160 3.3%

San Lorenzo

$21 * 1.7% 86.9% $139

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A mid-range dinner for two costs $117 in New York, NY versus $85 in San Lorenzo. Monthly groceries follow the same trend: $567 vs $416 – making San Lorenzo the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇵🇷 San Lorenzo

🕒 Local time

05:13 5:13 AM

06:13 6:13 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

9,373

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.89 EUR

Exchange rates and currency converter

On the map

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Highest

Between locations

New York, NY San Lorenzo 2,620 km ≈ 3 h 45 min nonstop flight

From you

New York, NY
San Lorenzo

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs San Lorenzo: Cost of Living - Frequently Asked Questions

New York, NY costs about 288% more than San Lorenzo, and outside of rent the gap comes mainly from eating out. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $1,894 in San Lorenzo. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Monthly expenses with rent come to $4,906 in New York, NY and $1,263 in San Lorenzo. That makes San Lorenzo about 74% cheaper.

Kindergarten costs $3,606 per month in New York, NY and $818 in San Lorenzo. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $1,500 monthly budget goes further in San Lorenzo, where all-in costs run around $1,263, than in New York, NY at $4,906. In San Lorenzo it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $1,263 in San Lorenzo to $4,906 in New York, NY. Climate, culture, job market, and personal taste all factor in.