Last update: Nov 2026

Cost of Living Comparison Between New York, NY and San Fernando, Mexico

For one person, living is cheaper in San Fernando: $1,208 a month against $4,906 in New York, NY, rent and utilities included – about $44,400 less a year. Rent and utilities account for most of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
57

Cost of Living Index in San Fernando
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San Fernando Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

San Fernando

🇲🇽 Mexico

$1,208

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in San Fernando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in San Fernando actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,208 in San Fernando, rent included.

New York, NY $4,906
San Fernando $1,208

A couple spends around $7,273 per month in New York, NY vs $1,881 in San Fernando, rent included.

New York, NY $7,273
San Fernando $1,881

A family of three spends $9,641 per month in New York, NY vs $2,554 in San Fernando, rent included.

New York, NY $9,641
San Fernando $2,554

New York, NY costs about 306% more than San Fernando, and outside of rent the biggest gap is in groceries.

New York, NY sits 263% above the global median, while San Fernando is 11% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$26.93 $26.93

$10.72 MX$199

151.21%

Three-Course Dinner for Two, Mid-Range

$117 $117

$42.58 MX$792

174.28%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$8.54 MX$159

70.96%

Cappuccino

$6.54 $6.54

$3.46 MX$64.3

89.02%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$1.38 MX$25.67

179.71%

Water (0.33 liter bottle)

$2.95 $2.95

$1.00 MX$18.51

195.00%

Local Beer (0.5 liter draught)

$8.08 $8.08

$2.36 MX$43.80

242.37%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$3.98 MX$74.0

147.49%

Milk (1 liter)

$1.31 $1.31

$1.63 MX$30.34

-19.63%

White Bread (500g)

$4.97 $4.97

$2.62 MX$48.76

89.69%

Rice (white) (1kg)

$7.70 $7.70

$1.62 MX$30.09

375.31%

Eggs

$6.09 $6.09

$2.37 MX$44.09

156.96%

Local Cheese (1kg)

$19.55 $19.55

$8.30 MX$154

135.54%

Chicken Fillets (1kg)

$17.59 $17.59

$7.99 MX$149

120.15%

Beef Round Steak (1kg)

$20.26 $20.26

$11.40 MX$212

77.72%

Apples (1kg)

$6.99 $6.99

$2.71 MX$50.4

157.93%

Banana (1kg)

$2.21 $2.21

$1.51 MX$27.99

46.36%

Oranges (1kg)

$6.72 $6.72

$1.87 MX$34.83

259.36%

Tomato (1kg)

$7.12 $7.12

$1.76 MX$32.76

304.55%

Potato (1kg)

$4.61 $4.61

$1.96 MX$36.50

135.20%

Onion (1kg)

$4.78 $4.78

$1.85 MX$34.44

158.38%

Lettuce (1 head)

$2.87 $2.87

$1.42 MX$26.44

102.11%

Water (1.5 liter bottle)

$2.69 $2.69

$1.07 MX$19.88

151.40%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$4.21 MX$78.3

354.63%

Wine (Bottle)

$19.63 $19.63

$10.38 MX$193

89.11%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$1.79 MX$33.31

85.47%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$3.03 MX$56.4

38.28%

One-way Ticket (Public Transport)

$3.02 $3.02

$0.67 MX$12.44

350.75%

Public Transport Monthly Pass (Regular Price)

$139 $139

$30.25 MX$563

360.60%

Taxi Start (Normal Tariff)

$3.04 $3.04

$2.49 MX$46.28

22.09%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

$1.97 MX$36.64

11.68%

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$10.98 MX$204

276.41%

Gasoline (1 liter)

$1.13 $1.13

$1.42 MX$26.41

-20.42%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$23.7K MX$441.0K

45.31%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$23.4K MX$435.2K

10.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$56.3 MX$1,047

312.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$22.26 MX$414

219.09%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$29.39 MX$547

130.18%

Gym Membership (Monthly)

$115 $115

$32.03 MX$596

260.19%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

$19.98 MX$372

284.43%

Cinema Ticket

$22.41 $22.41

$5.10 MX$94.8

339.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$219 MX$4,067

1548.72%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$4,535 MX$84.3K

1414.82%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$53.6 MX$997

47.77%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$40.53 MX$754

26.82%

Sport Shoes (Adidas, Nike)

$121 $121

$100.0 MX$1,859

21.15%

Men's Leather Business Shoes

$140 $140

$89.9 MX$1,671

56.26%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$596 MX$11.1K

664.08%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$442 MX$8,223

587.57%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$1,019 MX$19.0K

856.04%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$766 MX$14.3K

595.57%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$1,875 MX$34.9K

871.84%

Buy Apartment Outside City Center (m2)

$6,685 $6,685

$1,119 MX$20.8K

497.65%

Average Monthly Net Salary (After Tax)

$5,096 $5,096

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

11.31

-39.08%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for San Fernando: November 3, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

San Fernando

$442 36.6% 85.5% $2.6K

Groceries & Markets

New York, NY

$567 11.6%

San Fernando

$260 21.6% 54.1% $307

Eating Out

New York, NY

$425 8.7%

San Fernando

$182 15.1% 57.2% $243

Monthly Utilities & Internet

New York, NY

$371 7.6%

San Fernando

$108 8.9% 70.9% $263

Clothing & Footwear

New York, NY

$176 3.6%

San Fernando

$128 10.6% 27.6% $49

Getting Around

New York, NY

$165 3.4%

San Fernando

$45 3.8% 72.6% $120

Sport & Entertainment

New York, NY

$160 3.3%

San Fernando

$42 3.5% 73.6% $118

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $596 in San Fernando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $117 in New York, NY versus $43 in San Fernando. Monthly groceries follow the same trend: $567 vs $260 – making San Fernando the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇲🇽 San Fernando

🕒 Local time

19:13 7:13 PM

18:13 6:13 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

11,867

💱 Currency

United States Dollar USD $

Mexican Peso MXN $

📈 Exchange rate

1 USD = 0.895 EUR

100 MXN = 5.38 USD

100 MXN = 4.81 EUR

Exchange rates and currency converter

MXN, EUR to USD – United States Dollar Converter

🇲🇽 Mexican Peso ($)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 7, 2026: 1 EUR = 1.12 USD (1 USD = 0.895 EUR).

Mexican Peso exchange rates as of November 7, 2026: 1 USD = 18.6 MXN (100 MXN = 5.38 USD). 1 EUR = 20.78 MXN (100 MXN = 4.81 EUR).

MXN to USD in detail →

On the map

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Between locations

New York, NY San Fernando 3,210 km ≈ 4 h 30 min nonstop flight

From you

New York, NY
San Fernando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs San Fernando: Cost of Living - Frequently Asked Questions

New York, NY costs about 306% more than San Fernando, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $1,812 in San Fernando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in San Fernando, especially for central apartments: a one-bedroom in the center costs $596 there versus $4,555 in New York, NY.

Kindergarten costs $3,606 per month in New York, NY and $219 in San Fernando. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 118% more in New York, NY, though the gap depends on what you buy.

A $1,500 monthly budget goes further in San Fernando, where all-in costs run around $1,208, than in New York, NY at $4,906. In San Fernando it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward San Fernando – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

For expats, San Fernando is the easier option financially – housing and daily costs are lower, and overall it costs about 75% less, which matters a lot on a fixed budget or early-career salary.