Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Saint John Island

For one person, living is cheaper in New York, NY: $4,906 a month against $6,163 in Saint John Island, rent and utilities included – about $15,100 less a year. Rent and utilities account for about half of the difference.

234

Cost of Living Index in New York, NY
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New York, NY Living Index
293

Cost of Living Index in Saint John Island
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Saint John Island Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Saint John Island

🇻🇮 U.S. Virgin Islands

$6,163

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Saint John Island

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Saint John Island actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $6,163 in Saint John Island, rent included.

New York, NY $4,906
Saint John Island $6,163

A couple spends around $7,273 per month in New York, NY vs $8,359 in Saint John Island, rent included.

New York, NY $7,273
Saint John Island $8,359

A family of three spends $9,641 per month in New York, NY vs $10.6K in Saint John Island, rent included.

New York, NY $9,641
Saint John Island $10.6K

New York, NY is about 20% cheaper than Saint John Island, and outside of rent the biggest gap is in groceries.

Both New York, NY and Saint John Island sit above the global median – New York, NY by 263%, Saint John Island by 356%.

Meal at Budget Restaurant

$26.93 $26.93

$69.6 $69.6

-61.30%

Three-Course Dinner for Two, Mid-Range

$117 $117

$152 $152

-23.26%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$15.22 $15.22

-4.07%

Cappuccino

$6.54 $6.54

$8.97 $8.97

-27.09%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$3.52 $3.52

9.66%

Water (0.33 liter bottle)

$2.95 $2.95

$3.42 $3.42

-13.74%

Local Beer (0.5 liter draught)

$8.08 $8.08

$4.95 $4.95

63.23%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$7.15 $7.15

37.76%

Milk (1 liter)

$1.31 $1.31

$3.13 $3.13

-58.15%

White Bread (500g)

$4.97 $4.97

$7.88 $7.88

-36.93%

Rice (white) (1kg)

$7.70 $7.70

$12.02 $12.02

-35.94%

Eggs

$6.09 $6.09

$12.04 $12.04

-49.42%

Local Cheese (1kg)

$19.55 $19.55

$32.35 $32.35

-39.57%

Chicken Fillets (1kg)

$17.59 $17.59

$33.61 $33.61

-47.66%

Beef Round Steak (1kg)

$20.26 $20.26

$23.89 $23.89

-15.19%

Apples (1kg)

$6.99 $6.99

$22.07 $22.07

-68.33%

Banana (1kg)

$2.21 $2.21

$3.94 $3.94

-43.91%

Oranges (1kg)

$6.72 $6.72

$17.98 $17.98

-62.63%

Tomato (1kg)

$7.12 $7.12

$11.96 $11.96

-40.47%

Potato (1kg)

$4.61 $4.61

$7.55 $7.55

-38.94%

Onion (1kg)

$4.78 $4.78

$7.91 $7.91

-39.57%

Lettuce (1 head)

$2.87 $2.87

$5.07 $5.07

-43.39%

Water (1.5 liter bottle)

$2.69 $2.69

$3.60 $3.60

-25.28%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$8.89 $8.89

115.30%

Wine (Bottle)

$19.63 $19.63

$22.65 $22.65

-13.33%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$4.52 $4.52

-26.55%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

$6.15 $6.15

-31.87%

One-way Ticket (Public Transport)

$3.02 $3.02

$7.13 $7.13

-57.64%

Public Transport Monthly Pass (Regular Price)

$139 $139

$152 $152

-8.11%

Taxi Start (Normal Tariff)

$3.04 $3.04

$29.91 $29.91

-89.84%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

$49.06 $49.06

-15.76%

Gasoline (1 liter)

$1.13 $1.13

$1.55 $1.55

-27.10%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$46.6K $46.6K

-26.10%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

$52.3K $52.3K

-50.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$306 $306

-23.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$101 $101

-29.41%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$104 $104

-35.05%

Gym Membership (Monthly)

$115 $115

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

Jeans (Levis 501 Or Similar)

$79.3 $79.3

$79.0 $79.0

0.37%

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

$50.9 $50.9

1.04%

Sport Shoes (Adidas, Nike)

$121 $121

$84.8 $84.8

42.77%

Men's Leather Business Shoes

$140 $140

$99.2 $99.2

41.61%

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$3,925 $3,925

16.05%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$3,534 $3,534

-13.97%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$4,921 $4,921

97.96%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$4,464 $4,464

19.42%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$4,523 $4,523

12.67%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

-1.57%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Saint John Island: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Saint John Island

$3.5K 57.3% 16.2% $494

Groceries & Markets

New York, NY

$567 11.6%

Saint John Island

$991 16.1% 74.7% $424

Eating Out

New York, NY

$425 8.7%

Saint John Island

$777 12.6% 82.7% $352

Monthly Utilities & Internet

New York, NY

$371 7.6%

Saint John Island

$510 8.3% 37.6% $139

Clothing & Footwear

New York, NY

$176 3.6%

Saint John Island

$141 2.3% 20% $35

Getting Around

New York, NY

$165 3.4%

Saint John Island

$210 * 3.4% 26.9% $45

Sport & Entertainment

New York, NY

$160 3.3%

Saint John Island

- * 0% 100%

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $3,925 in Saint John Island. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 13% higher in New York, NY, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $117 in New York, NY versus $152 in Saint John Island. Monthly groceries follow the same trend: $567 vs $991 – making New York, NY the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇻🇮 Saint John Island

🕒 Local time

19:23 7:23 PM

20:23 8:23 PM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

4,170

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.895 EUR

Exchange rates and currency converter

On the map

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Between locations

New York, NY Saint John Island 2,640 km ≈ 3 h 45 min nonstop flight

From you

New York, NY
Saint John Island

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Saint John Island: Cost of Living - Frequently Asked Questions

Saint John Island costs about 26% more than New York, NY, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $9,245 in Saint John Island. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Saint John Island, especially for central apartments: a one-bedroom in the center costs $3,925 there versus $4,555 in New York, NY.

Monthly expenses with rent come to $4,906 in New York, NY and $6,163 in Saint John Island. That makes New York, NY about 20% cheaper.

A mid-range dinner for two costs $117 in New York, NY and $152 in Saint John Island. That’s a good indicator of the overall restaurant and café pricing gap between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,906 in New York, NY and $6,163 in Saint John Island. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $4,906 in New York, NY to $6,163 in Saint John Island. Climate, culture, job market, and personal taste all factor in.