Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Saint George

For one person, living is cheaper in Saint George: $4,833 a month against $5,142 in New York, NY, rent and utilities included – about $3,700 less a year. Higher rent and utilities in New York, NY outweigh lower spending on other living expenses.

New York, NY
🇺🇸 United States
$5,142
/mo nomad
Saint George
🇧🇲 Bermuda
$4,833
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Saint George

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Saint George actually costs, broken down by who's living it.

A single person spends $5,142 per month in New York, NY vs $4,833 in Saint George, rent included.

  • New York, NY $5,142
  • Saint George $4,833

A couple spends around $7,455 per month in New York, NY vs $6,839 in Saint George, rent included.

  • New York, NY $7,455
  • Saint George $6,839

A family of three spends $9,767 per month in New York, NY vs $8,846 in Saint George, rent included.

  • New York, NY $9,767
  • Saint George $8,846

New York, NY costs about 6% more than Saint George, and outside of rent the biggest gap is in eating out.

Both New York, NY and Saint George sit above the global median – New York, NY by 284%, Saint George by 261%.

Currency
🍽 Eating Out
New York, NY
Saint George
Difference
Meal at Budget Restaurant
$26.46 $26.46
$49.88 BMD 49.88
-46.95%
Three-Course Dinner for Two, Mid-Range
$119 $119
$151 BMD 151
-21.20%
Fast Food Meal (McDonalds, etc)
$14.43 $14.43
$16.63 BMD 16.63
-13.23%
Cappuccino
$6.55 $6.55
$6.34 BMD 6.34
3.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.84 $3.84
$3.12 BMD 3.12
23.08%
Water (0.33 liter bottle)
$3.00 $3.00
$3.15 BMD 3.15
-4.76%
Local Beer (0.5 liter draught)
$8.27 $8.27
$7.51 BMD 7.51
10.12%
Imported Beer (0.33 liter bottle)
$10.05 $10.05
$9.16 BMD 9.16
9.72%
🛒 Groceries & Markets
New York, NY
Saint George
Difference
Milk (1 liter)
$1.31 $1.31
$4.90 BMD 4.90
-73.27%
White Bread (500g)
$4.90 $4.90
$7.82 BMD 7.82
-37.34%
Rice (white) (1kg)
$7.16 $7.16
$3.98 BMD 3.98
79.90%
Eggs
$5.92 $5.92
$7.15 BMD 7.15
-17.20%
Local Cheese (1kg)
$19.06 $19.06
$7.31 BMD 7.31
160.74%
Chicken Fillets (1kg)
$17.38 $17.38
$21.48 BMD 21.48
-19.09%
Beef Round Steak (1kg)
$18.94 $18.94
$19.33 BMD 19.33
-2.02%
Apples (1kg)
$6.96 $6.96
$9.03 BMD 9.03
-22.92%
Banana (1kg)
$2.08 $2.08
$6.46 BMD 6.46
-67.80%
Oranges (1kg)
$6.10 $6.10
$9.02 BMD 9.02
-32.37%
Tomato (1kg)
$6.95 $6.95
$9.59 BMD 9.59
-27.53%
Potato (1kg)
$3.98 $3.98
$8.68 BMD 8.68
-54.15%
Onion (1kg)
$4.44 $4.44
$4.07 BMD 4.07
9.09%
Lettuce (1 head)
$2.81 $2.81
$6.09 BMD 6.09
-53.86%
Water (1.5 liter bottle)
$2.51 $2.51
$3.40 BMD 3.40
-26.18%
Cigarettes 20 Pack (Marlboro, Camel)
$19.27 $19.27
$17.70 BMD 17.70
8.87%
Wine (Bottle)
$19.67 $19.67
$24.37 BMD 24.37
-19.29%
Local Beer (0.5 liter bottle)
$3.08 $3.08
$5.26 BMD 5.26
-41.44%
Imported Beer (0.33 liter bottle)
$3.68 $3.68
$4.24 BMD 4.24
-13.21%
🚌 Getting Around
New York, NY
Saint George
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
-
-
Public Transport Monthly Pass (Regular Price)
$140 $140
-
-
Taxi Start (Normal Tariff)
$3.07 $3.07
$6.38 BMD 6.38
-51.88%
Taxi (Normal Tariff) (1km)
$2.13 $2.13
$3.06 BMD 3.06
-30.39%
Taxi 1hour Waiting (Normal Tariff)
$41.21 $41.21
$70.3 BMD 70.3
-41.35%
Gasoline (1 liter)
$1.11 $1.11
$2.45 BMD 2.45
-54.69%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$35.0K $35.0K
$37.8K BMD 37.8K
-7.38%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.4K $25.4K
$43.1K BMD 43.1K
-41.08%
🧾 Monthly Utilities & Internet
New York, NY
Saint George
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$217 $217
$285 BMD 285
-23.67%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.0 $74.0
$148 BMD 148
-50.12%
Internet (50+ Mbps, Unlimited Data)
$72.5 $72.5
$159 BMD 159
-54.35%
🎉 Sport & Entertainment
New York, NY
Saint George
Difference
Gym Membership (Monthly)
$120 $120
-
-
Tennis Court (1 Hour on Weekend)
$66.9 $66.9
-
-
Cinema Ticket
$22.32 $22.32
$13.70 BMD 13.70
62.92%
🧸 Childcare & Education
New York, NY
Saint George
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,425 $3,425
$1,308 BMD 1,308
161.74%
International Primary School, 1 Child (Yearly)
$61.2K $61.2K
$25.4K BMD 25.4K
140.66%
👕👟 Clothing & Footwear
New York, NY
Saint George
Difference
Jeans (Levis 501 Or Similar)
$76.3 $76.3
$88.4 BMD 88.4
-13.66%
Summer Dress (H&M, Zara, etc)
$55.5 $55.5
$71.0 BMD 71.0
-21.85%
Sport Shoes (Adidas, Nike)
$119 $119
$141 BMD 141
-15.59%
Men's Leather Business Shoes
$131 $131
$130 BMD 130
0.26%
🏠 Accommodation & Living
New York, NY
Saint George
Difference
1-bedroom Apartment, City Center (Monthly)
$4,506 $4,506
$3,049 BMD 3,049
47.81%
1-bedroom Apartment, Outside City Center (Monthly)
$3,155 $3,155
$2,744 BMD 2,744
14.99%
3-bedroom Apartment, City Center (Monthly)
$8,817 $8,817
$5,057 BMD 5,057
74.35%
3-bedroom Apartment, Outside City Center (Monthly)
$5,532 $5,532
$4,068 BMD 4,068
35.98%
Buy Apartment in City Center (m2)
$19.4K $19.4K
-
-
Buy Apartment Outside City Center (m2)
$6,754 $6,754
-
-
💵 Salaries & Financials
New York, NY
Saint George
Difference
Average Monthly Net Salary (After Tax)
$5,290 $5,290
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.82
8.63
-20.97%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 3, 2026

Last update for Saint George: October 5, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.2K
Saint George
$2.7K 13% $411
Groceries & Markets
New York, NY
$546
Saint George
$710 30% $164
Eating Out
New York, NY
$422
Saint George
$606 43.5% $184
Monthly Utilities & Internet
New York, NY
$364
Saint George
$592 62.7% $228
Clothing & Footwear
New York, NY
$172
Saint George
$194 12.9% $22
Getting Around
New York, NY
$165
Saint George
$22 * 86.9% $144
Sport & Entertainment
New York, NY
$165
Saint George
$27 * 83.4% $138

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,506 in New York, NY versus $3,049 in Saint George. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $119 in New York, NY versus $151 in Saint George. Monthly groceries follow the same trend: $546 vs $710 – making New York, NY the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇧🇲 Saint George
🕒 Local time
07:57 7:57 AM
08:57 8:57 AM
1 h ahead of New York, NY
🌤 Weather
👥 Population
8,804,190
2,000
Exchange rates and currency converter

BMD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 10, 2026: 1 EUR = 1.12 USD (1 USD = 0.892 EUR).

Bermudian Dollar exchange rates as of October 10, 2026: 1 USD = 1 BMD (1 BMD = 1 USD). 1 EUR = 1.12 BMD (1 BMD = 0.892 EUR).

On the map
Between locations
  • New York, NY Saint George 1,250 km ≈ 2 h nonstop flight
From you
  • New York, NY
  • Saint George

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Saint George: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Saint George?
New York, NY costs about 6% more than Saint George, and outside of rent the gap comes mainly from eating out. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in Saint George?
For a comfortable life, plan on about $7,714 per month in New York, NY and $7,249 in Saint George. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Saint George?
Rent is clearly cheaper in Saint George, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in New York, NY compared to Saint George?
Monthly expenses with rent come to $5,142 in New York, NY and $4,833 in Saint George. That's a gap of about 6%.
How do childcare costs compare in New York, NY and in Saint George?
Kindergarten costs $3,425 per month in New York, NY and $1,308 in Saint George. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $4,000/month in New York, NY or in Saint George?
$4,000 is a stretch for both – monthly costs hit $5,142 in New York, NY and $4,833 in Saint George. You'll need shared housing and careful budgeting no matter which city you pick.
Which city is better for digital nomads, New York, NY or Saint George?
For digital nomads, it depends on budget. Saint George costs $4,833 versus $5,142 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is New York, NY compared to Saint George?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to New York, NY or to Saint George?
If budget matters most, go with Saint George. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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