Cost of Living Comparison Between New York, NY and Roseville, CA Cost of Living Comparison Between New York, NY and Roseville, CA

Monthly Cost of Living

A single person spends $4,841 per month in New York, NY vs $3,519 in Roseville, CA, rent included.

A couple spends around $7,287 per month in New York, NY vs $4,993 in Roseville, CA, rent included.

A family of three spends $9,734 per month in New York, NY vs $6,466 in Roseville, CA, rent included.

New York, NY costs about 38% more than Roseville, CA, driven mainly by Getting Around.

Both New York, NY and Roseville, CA sit above the global median – New York, NY by 254%, Roseville, CA by 157%.

Meal at Budget Restaurant

$25.33 $25.33

$16.23 $16.23

56.07%

Three-Course Dinner for Two, Mid-Range

$142 $142

$84.1 $84.1

69.08%

Fast Food Meal (McDonalds, etc)

$13.78 $13.78

$12.04 $12.04

14.45%

Cappuccino

$6.19 $6.19

$5.77 $5.77

7.28%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.69 $3.69

$3.02 $3.02

22.19%

Water (0.33 liter bottle)

$2.96 $2.96

$2.31 $2.31

28.14%

Local Beer (0.5 liter draught)

$7.76 $7.76

$7.02 $7.02

10.54%

Imported Beer (0.33 liter bottle)

$10.14 $10.14

$9.06 $9.06

11.92%

Milk (1 liter)

$1.39 $1.39

$1.33 $1.33

4.51%

White Bread (500g)

$4.59 $4.59

$5.48 $5.48

-16.24%

Rice (white) (1kg)

$6.94 $6.94

$11.23 $11.23

-38.20%

Eggs

$5.79 $5.79

$6.14 $6.14

-5.70%

Local Cheese (1kg)

$17.32 $17.32

$13.91 $13.91

24.51%

Chicken Fillets (1kg)

$15.04 $15.04

$17.92 $17.92

-16.07%

Beef Round Steak (1kg)

$18.02 $18.02

$17.89 $17.89

0.73%

Apples (1kg)

$6.29 $6.29

$6.30 $6.30

-0.16%

Banana (1kg)

$2.13 $2.13

$2.04 $2.04

4.41%

Oranges (1kg)

$5.80 $5.80

$4.88 $4.88

18.85%

Tomato (1kg)

$6.28 $6.28

$6.27 $6.27

0.16%

Potato (1kg)

$3.39 $3.39

$4.24 $4.24

-20.05%

Onion (1kg)

$4.27 $4.27

$3.77 $3.77

13.26%

Lettuce (1 head)

$2.77 $2.77

$2.56 $2.56

8.20%

Water (1.5 liter bottle)

$2.56 $2.56

$2.80 $2.80

-8.57%

Cigarettes 20 Pack (Marlboro, Camel)

$18.70 $18.70

$11.80 $11.80

58.47%

Wine (Bottle)

$20.30 $20.30

$14.83 $14.83

36.88%

Local Beer (0.5 liter bottle)

$3.15 $3.15

$1.75 $1.75

80.00%

Imported Beer (0.33 liter bottle)

$4.03 $4.03

$5.83 $5.83

-30.87%

One-way Ticket (Public Transport)

$2.97 $2.97

$3.79 $3.79

-21.64%

Public Transport Monthly Pass (Regular Price)

$138 $138

$38.08 $38.08

263.29%

Taxi Start (Normal Tariff)

$3.09 $3.09

$4.97 $4.97

-37.83%

Taxi (Normal Tariff) (1km)

$2.14 $2.14

Taxi 1hour Waiting (Normal Tariff)

$41.56 $41.56

$29.68 $29.68

40.03%

Gasoline (1 liter)

$1.13 $1.13

$1.39 $1.39

-18.71%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$35.4K $35.4K

$24.2K $24.2K

46.54%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.6K $25.6K

$21.1K $21.1K

21.53%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$236 $236

$266 $266

-11.23%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$73.7 $73.7

$61.7 $61.7

19.58%

Internet (50+ Mbps, Unlimited Data)

$72.4 $72.4

$66.9 $66.9

8.14%

Gym Membership (Monthly)

$125 $125

$95.4 $95.4

31.27%

Tennis Court (1 Hour on Weekend)

$63.1 $63.1

$38.25 $38.25

64.86%

Cinema Ticket

$23.37 $23.37

$15.77 $15.77

48.19%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,353 $3,353

$1,063 $1,063

215.38%

International Primary School, 1 Child (Yearly)

$61.0K $61.0K

$24.3K $24.3K

150.88%

Jeans (Levis 501 Or Similar)

$72.4 $72.4

$59.9 $59.9

20.96%

Summer Dress (H&M, Zara, etc)

$52.2 $52.2

$42.69 $42.69

22.18%

Sport Shoes (Adidas, Nike)

$116 $116

$120 $120

-2.72%

Men's Leather Business Shoes

$124 $124

$162 $162

-23.42%

1-bedroom Apartment, City Center (Monthly)

$4,438 $4,438

$2,034 $2,034

118.21%

1-bedroom Apartment, Outside City Center (Monthly)

$3,045 $3,045

$1,934 $1,934

57.47%

3-bedroom Apartment, City Center (Monthly)

$9,088 $9,088

$3,222 $3,222

182.05%

3-bedroom Apartment, Outside City Center (Monthly)

$5,404 $5,404

$3,001 $3,001

80.08%

Buy Apartment in City Center (m2)

$18.8K $18.8K

$3,838 $3,838

390.10%

Buy Apartment Outside City Center (m2)

$6,500 $6,500

$3,831 $3,831

69.68%

Average Monthly Net Salary (After Tax)

$5,258 $5,258

$5,340 $5,340

-1.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.49

6.65

-2.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: September 12, 2026

Last update for Roseville, CA: September 14, 2026

Cost Breakdown

A central one-bedroom costs $4,438 in New York, NY versus $2,034 in Roseville, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 2% higher in Roseville, CA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $142 in New York, NY versus $84.0 in Roseville, CA. Groceries tell a different story – $516 in New York, NY vs $531 in Roseville, CA – so New York, NY wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Roseville, CA: Cost of Living - Frequently Asked Questions

New York, NY costs about 38% more than Roseville, CA, with the gap driven mainly by Getting Around. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,261 per month in New York, NY and $5,278 in Roseville, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Roseville, CA, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Kindergarten costs $3,353 per month in New York, NY and $1,063 in Roseville, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Interestingly, groceries are about 3% cheaper in New York, NY – one category where the pricier city actually offers better value, probably thanks to stronger retail competition or local farming.

$3,000 is a stretch for both – monthly costs hit $4,841 in New York, NY and $3,519 in Roseville, CA. You'll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Roseville, CA costs $3,519 versus $4,841 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Roseville, CA. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.