Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Quincy, CA

For one person, living is cheaper in Quincy, CA: $2,703 a month against $4,941 in New York, NY, rent and utilities included – about $26,900 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Quincy, CA, United States
New York, NY
🇺🇸 United States
$4,941
/mo nomad
Quincy, CA
🇺🇸 United States
$2,703
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Quincy, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Quincy, CA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,703 in Quincy, CA, rent included.

  • New York, NY $4,941
  • Quincy, CA $2,703

A couple spends around $7,225 per month in New York, NY vs $3,709 in Quincy, CA, rent included.

  • New York, NY $7,225
  • Quincy, CA $3,709

A family of three spends $9,509 per month in New York, NY vs $4,714 in Quincy, CA, rent included.

  • New York, NY $9,509
  • Quincy, CA $4,714

New York, NY costs about 83% more than Quincy, CA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Quincy, CA sit above the global median – New York, NY by 263%, Quincy, CA by 99%.

Currency
🍽 Eating Out
New York, NY
Quincy, CA
Difference
Meal at Budget Restaurant
$28.55 $28.55
$19.84 $19.84
43.90%
Three-Course Dinner for Two, Mid-Range
$118 $118
$73.8 $73.8
60.46%
Fast Food Meal (McDonalds, etc)
$15.04 $15.04
$11.28 $11.28
33.33%
Cappuccino
$6.53 $6.53
$5.48 $5.48
19.16%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 $3.96
$2.65 $2.65
49.43%
Water (0.33 liter bottle)
$3.01 $3.01
$1.97 $1.97
52.79%
Local Beer (0.5 liter draught)
$8.16 $8.16
$6.10 $6.10
33.77%
Imported Beer (0.33 liter bottle)
$9.84 $9.84
$6.56 $6.56
50.00%
🛒 Groceries & Markets
New York, NY
Quincy, CA
Difference
Milk (1 liter)
$1.37 $1.37
$1.00 $1.00
37.00%
White Bread (500g)
$4.97 $4.97
$3.66 $3.66
35.79%
Rice (white) (1kg)
$7.81 $7.81
$4.49 $4.49
73.94%
Eggs
$5.97 $5.97
$4.07 $4.07
46.68%
Local Cheese (1kg)
$18.91 $18.91
$12.49 $12.49
51.40%
Chicken Fillets (1kg)
$18.04 $18.04
$11.57 $11.57
55.92%
Beef Round Steak (1kg)
$19.05 $19.05
$17.00 $17.00
12.06%
Apples (1kg)
$6.76 $6.76
$5.05 $5.05
33.86%
Banana (1kg)
$2.27 $2.27
$1.63 $1.63
39.26%
Oranges (1kg)
$6.83 $6.83
$4.34 $4.34
57.37%
Tomato (1kg)
$7.09 $7.09
$4.73 $4.73
49.89%
Potato (1kg)
$4.22 $4.22
$2.87 $2.87
47.04%
Onion (1kg)
$4.65 $4.65
$2.97 $2.97
56.57%
Lettuce (1 head)
$2.87 $2.87
$2.21 $2.21
29.86%
Water (1.5 liter bottle)
$2.60 $2.60
$2.30 $2.30
13.04%
Cigarettes 20 Pack (Marlboro, Camel)
$18.77 $18.77
$10.16 $10.16
84.74%
Wine (Bottle)
$20.13 $20.13
$14.71 $14.71
36.85%
Local Beer (0.5 liter bottle)
$3.45 $3.45
$1.99 $1.99
73.37%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$3.40 $3.40
18.24%
🚌 Getting Around
New York, NY
Quincy, CA
Difference
One-way Ticket (Public Transport)
$2.91 $2.91
$2.19 $2.19
32.88%
Public Transport Monthly Pass (Regular Price)
$139 $139
$65.2 $65.2
113.17%
Taxi Start (Normal Tariff)
$3.08 $3.08
$3.33 $3.33
-7.51%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$1.63 $1.63
30.06%
Taxi 1hour Waiting (Normal Tariff)
$41.96 $41.96
$30.13 $30.13
39.26%
Gasoline (1 liter)
$1.17 $1.17
$1.60 $1.60
-26.88%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$24.5K $24.5K
40.68%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$26.8K $26.8K
-3.61%
🧾 Monthly Utilities & Internet
New York, NY
Quincy, CA
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$182 $182
20.47%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.2 $74.2
$56.4 $56.4
31.70%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$63.2 $63.2
11.11%
🎉 Sport & Entertainment
New York, NY
Quincy, CA
Difference
Gym Membership (Monthly)
$112 $112
$34.42 $34.42
225.25%
Tennis Court (1 Hour on Weekend)
$74.9 $74.9
-
-
Cinema Ticket
$22.14 $22.14
$15.11 $15.11
46.53%
🧸 Childcare & Education
New York, NY
Quincy, CA
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,558 $3,558
$1,307 $1,307
172.22%
International Primary School, 1 Child (Yearly)
$62.2K $62.2K
$26.6K $26.6K
134.02%
👕👟 Clothing & Footwear
New York, NY
Quincy, CA
Difference
Jeans (Levis 501 Or Similar)
$75.6 $75.6
$49.56 $49.56
52.56%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$38.22 $38.22
33.96%
Sport Shoes (Adidas, Nike)
$123 $123
$78.3 $78.3
57.37%
Men's Leather Business Shoes
$140 $140
$114 $114
22.95%
🏠 Accommodation & Living
New York, NY
Quincy, CA
Difference
1-bedroom Apartment, City Center (Monthly)
$4,499 $4,499
$1,540 $1,540
192.22%
1-bedroom Apartment, Outside City Center (Monthly)
$3,078 $3,078
$1,405 $1,405
119.18%
3-bedroom Apartment, City Center (Monthly)
$9,447 $9,447
$2,497 $2,497
278.36%
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
$1,838 $1,838
182.33%
Buy Apartment in City Center (m2)
$18.1K $18.1K
$2,625 $2,625
589.83%
Buy Apartment Outside City Center (m2)
$6,693 $6,693
$2,078 $2,078
222.08%
💵 Salaries & Financials
New York, NY
Quincy, CA
Difference
Average Monthly Net Salary (After Tax)
$5,220 $5,220
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
6.57
4.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Quincy, CA: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Quincy, CA
$1.4K 54.4% $1.7K
Groceries & Markets
New York, NY
$563
Quincy, CA
$400 28.9% $163
Eating Out
New York, NY
$440
Quincy, CA
$320 27.2% $120
Monthly Utilities & Internet
New York, NY
$364
Quincy, CA
$302 17.1% $62
Clothing & Footwear
New York, NY
$175
Quincy, CA
$126 28.2% $50
Getting Around
New York, NY
$164
Quincy, CA
$85 48% $79
Sport & Entertainment
New York, NY
$156
Quincy, CA
$65 58.6% $92

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,540 in Quincy, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $118 in New York, NY versus $74 in Quincy, CA. Monthly groceries follow the same trend: $563 vs $400 – making Quincy, CA the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇺🇸 Quincy, CA
🕒 Local time
14:06 2:06 PM
11:06 11:06 AM
3 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
92,271
Exchange rates and currency converter

EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

On the map
Between locations
  • New York, NY Quincy, CA 3,920 km ≈ 5 h nonstop flight
From you
  • New York, NY
  • Quincy, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Quincy, CA: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Quincy, CA?
New York, NY costs about 83% more than Quincy, CA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in Quincy, CA?
For a comfortable life, plan on about $7,412 per month in New York, NY and $4,054 in Quincy, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Quincy, CA?
Rent is clearly cheaper in Quincy, CA, especially for central apartments: a one-bedroom in the center costs $1,540 there versus $4,499 in New York, NY.
How do childcare costs compare in New York, NY and in Quincy, CA?
Kindergarten costs $3,558 per month in New York, NY and $1,307 in Quincy, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Are groceries more expensive in New York, NY or in Quincy, CA?
Groceries cost about 41% more in New York, NY, though it depends on what you buy. Local produce may be comparable; imported and premium items show the biggest price gap.
Can you live on $2,000/month in New York, NY or in Quincy, CA?
$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,703 in Quincy, CA. You’ll need shared housing and careful budgeting no matter which city you pick.
Which city is better for families?
Families tend to lean toward Quincy, CA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Which city is more affordable for expats?
For expats, Quincy, CA is the easier option financially – housing and daily costs are lower, and the 83% gap matters a lot on a fixed budget or early-career salary.

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