Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Playa del Coco

For one person, living is cheaper in Playa del Coco: $1,748 a month against $4,906 in New York, NY, rent and utilities included – about $37,900 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Playa del Coco, Costa Rica
New York, NY
🇺🇸 United States
$4,906
/mo nomad
Playa del Coco
🇨🇷 Costa Rica
$1,748
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Playa del Coco

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Playa del Coco actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $1,748 in Playa del Coco, rent included.

  • New York, NY $4,906
  • Playa del Coco $1,748

A couple spends around $7,273 per month in New York, NY vs $2,758 in Playa del Coco, rent included.

  • New York, NY $7,273
  • Playa del Coco $2,758

A family of three spends $9,641 per month in New York, NY vs $3,768 in Playa del Coco, rent included.

  • New York, NY $9,641
  • Playa del Coco $3,768

New York, NY costs about 181% more than Playa del Coco, and outside of rent the biggest gap is in groceries.

Both New York, NY and Playa del Coco sit above the global median – New York, NY by 263%, Playa del Coco by 29%.

Currency
🍽 Eating Out
New York, NY
Playa del Coco
Difference
Meal at Budget Restaurant
$26.93 $26.93
$18.08 ₡8,130
48.95%
Three-Course Dinner for Two, Mid-Range
$117 $117
$59.1 ₡26.6K
97.58%
Fast Food Meal (McDonalds, etc)
$14.60 $14.60
$11.74 ₡5,278
24.36%
Cappuccino
$6.54 $6.54
$4.26 ₡1,917
53.52%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.86 $3.86
$2.62 ₡1,178
47.33%
Water (0.33 liter bottle)
$2.95 $2.95
$1.63 ₡732
80.98%
Local Beer (0.5 liter draught)
$8.08 $8.08
$3.60 ₡1,618
124.44%
Imported Beer (0.33 liter bottle)
$9.85 $9.85
$6.13 ₡2,754
60.69%
🛒 Groceries & Markets
New York, NY
Playa del Coco
Difference
Milk (1 liter)
$1.31 $1.31
$2.44 ₡1,096
-46.31%
White Bread (500g)
$4.97 $4.97
$2.83 ₡1,272
75.62%
Rice (white) (1kg)
$7.70 $7.70
$2.44 ₡1,095
215.57%
Eggs
$6.09 $6.09
$3.52 ₡1,584
73.01%
Local Cheese (1kg)
$19.55 $19.55
$10.88 ₡4,894
79.69%
Chicken Fillets (1kg)
$17.59 $17.59
$10.22 ₡4,596
72.11%
Beef Round Steak (1kg)
$20.26 $20.26
$14.18 ₡6,378
42.88%
Apples (1kg)
$6.99 $6.99
$5.05 ₡2,270
38.42%
Banana (1kg)
$2.21 $2.21
$1.64 ₡736
34.76%
Oranges (1kg)
$6.72 $6.72
$3.28 ₡1,476
104.88%
Tomato (1kg)
$7.12 $7.12
$3.50 ₡1,572
103.43%
Potato (1kg)
$4.61 $4.61
$3.03 ₡1,364
52.15%
Onion (1kg)
$4.78 $4.78
$3.23 ₡1,454
47.99%
Lettuce (1 head)
$2.87 $2.87
$1.09 ₡491
163.30%
Water (1.5 liter bottle)
$2.69 $2.69
$2.67 ₡1,200
0.75%
Cigarettes 20 Pack (Marlboro, Camel)
$19.14 $19.14
$5.55 ₡2,494
244.86%
Wine (Bottle)
$19.63 $19.63
$16.77 ₡7,542
17.05%
Local Beer (0.5 liter bottle)
$3.32 $3.32
$2.66 ₡1,195
24.81%
Imported Beer (0.33 liter bottle)
$4.19 $4.19
$2.65 ₡1,193
58.11%
🚌 Getting Around
New York, NY
Playa del Coco
Difference
One-way Ticket (Public Transport)
$3.02 $3.02
$1.35 ₡605
123.70%
Public Transport Monthly Pass (Regular Price)
$139 $139
-
-
Taxi Start (Normal Tariff)
$3.04 $3.04
$2.49 ₡1,121
22.09%
Taxi (Normal Tariff) (1km)
$2.20 $2.20
$1.61 ₡723
36.65%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$8.84 ₡3,973
367.53%
Gasoline (1 liter)
$1.13 $1.13
$1.51 ₡680
-25.17%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$33.8K ₡15.2M
1.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.8K $25.8K
$41.1K ₡18.5M
-37.18%
🧾 Monthly Utilities & Internet
New York, NY
Playa del Coco
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$232 $232
$94.3 ₡42.4K
146.32%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$71.0 $71.0
$30.28 ₡13.6K
134.58%
Internet (50+ Mbps, Unlimited Data)
$67.7 $67.7
$59.1 ₡26.6K
14.56%
🎉 Sport & Entertainment
New York, NY
Playa del Coco
Difference
Gym Membership (Monthly)
$115 $115
$66.8 ₡30.0K
72.68%
Tennis Court (1 Hour on Weekend)
$76.8 $76.8
-
-
Cinema Ticket
$22.41 $22.41
$7.80 ₡3,507
187.31%
🧸 Childcare & Education
New York, NY
Playa del Coco
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,606 $3,606
$843 ₡379.3K
327.47%
International Primary School, 1 Child (Yearly)
$68.7K $68.7K
$16.9K ₡7.6M
305.58%
👕👟 Clothing & Footwear
New York, NY
Playa del Coco
Difference
Jeans (Levis 501 Or Similar)
$79.3 $79.3
$72.6 ₡32.7K
9.13%
Summer Dress (H&M, Zara, etc)
$51.4 $51.4
$56.3 ₡25.3K
-8.75%
Sport Shoes (Adidas, Nike)
$121 $121
$129 ₡57.9K
-5.89%
Men's Leather Business Shoes
$140 $140
$131 ₡58.8K
7.34%
🏠 Accommodation & Living
New York, NY
Playa del Coco
Difference
1-bedroom Apartment, City Center (Monthly)
$4,555 $4,555
$793 ₡356.6K
474.42%
1-bedroom Apartment, Outside City Center (Monthly)
$3,040 $3,040
$640 ₡287.8K
375.03%
3-bedroom Apartment, City Center (Monthly)
$9,742 $9,742
$1,908 ₡858.1K
410.50%
3-bedroom Apartment, Outside City Center (Monthly)
$5,331 $5,331
$1,257 ₡565.0K
324.24%
Buy Apartment in City Center (m2)
$18.2K $18.2K
-
-
Buy Apartment Outside City Center (m2)
$6,685 $6,685
$329 ₡148.1K
1930.26%
💵 Salaries & Financials
New York, NY
Playa del Coco
Difference
Average Monthly Net Salary (After Tax)
$5,096 $5,096
$757 ₡340.6K
572.78%
20-Year Fixed Mortgage Interest Rate (Annual %)
6.89
8.62
-20.07%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Playa del Coco: October 31, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3K
Playa del Coco
$640 78.9% $2.4K
Groceries & Markets
New York, NY
$567
Playa del Coco
$373 34.3% $195
Eating Out
New York, NY
$425
Playa del Coco
$278 34.5% $147
Monthly Utilities & Internet
New York, NY
$371
Playa del Coco
$184 50.5% $187
Clothing & Footwear
New York, NY
$176
Playa del Coco
$175 1% $1.7
Getting Around
New York, NY
$165
Playa del Coco
$16 * 90.4% $150
Sport & Entertainment
New York, NY
$160
Playa del Coco
$82 48.6% $78

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $793 in Playa del Coco. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 6.7 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $59 in Playa del Coco. Monthly groceries follow the same trend: $567 vs $373 – making Playa del Coco the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇨🇷 Playa del Coco
🕒 Local time
10:03 10:03 AM
09:03 9:03 AM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
Exchange rates and currency converter

CRC, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Costa Rican Colón exchange rates as of November 6, 2026: 1 USD = 450 CRC (1,000 CRC = 2.22 USD). 1 EUR = 505 CRC (1,000 CRC = 1.98 EUR).

On the map
Between locations
  • New York, NY Playa del Coco 3,530 km ≈ 5 h nonstop flight
From you
  • New York, NY
  • Playa del Coco

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Playa del Coco: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Playa del Coco?
New York, NY costs about 181% more than Playa del Coco, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in Playa del Coco?
For a comfortable life, plan on about $7,358 per month in New York, NY and $2,621 in Playa del Coco. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Playa del Coco?
Rent is clearly cheaper in Playa del Coco, especially for central apartments: a one-bedroom in the center costs $793 there versus $4,555 in New York, NY.
How much does it cost to live in New York, NY compared to Playa del Coco?
Monthly expenses with rent come to $4,906 in New York, NY and $1,748 in Playa del Coco. That makes Playa del Coco about 64% cheaper.
How do childcare costs compare in New York, NY and in Playa del Coco?
Kindergarten costs $3,606 per month in New York, NY and $843 in Playa del Coco. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $2,000/month in New York, NY or in Playa del Coco?
A $2,000 monthly budget goes further in Playa del Coco, where all-in costs run around $1,748, than in New York, NY at $4,906. In Playa del Coco it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Which city is better for families?
Families tend to lean toward Playa del Coco – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.
Should I move to New York, NY or to Playa del Coco?
If budget matters most, go with Playa del Coco. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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