Last update: Nov 2026

Cost of Living Comparison Between New York, NY and Philipsburg

For one person, living is cheaper in Philipsburg: $3,119 a month against $4,906 in New York, NY, rent and utilities included – about $21,400 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in New York, NY
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New York, NY Living Index

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New York, NY

🇺🇸 United States

$4,906

/mo nomad

Philipsburg

🇸🇽 Sint Maarten

$3,119

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Philipsburg

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Philipsburg actually costs, broken down by who's living it.

A single person spends $4,906 per month in New York, NY vs $3,119 in Philipsburg, rent included.

New York, NY $4,906
Philipsburg $3,119

A couple spends around $7,273 per month in New York, NY vs $6,130 in Philipsburg, rent included.

New York, NY $7,273
Philipsburg $6,130

A family of three spends $9,641 per month in New York, NY vs $9,141 in Philipsburg, rent included.

New York, NY $9,641
Philipsburg $9,141

New York, NY costs about 57% more than Philipsburg, and outside of rent the biggest gap is in eating out.

Both New York, NY and Philipsburg sit above the global median – New York, NY by 263%, Philipsburg by 131%.

Meal at Budget Restaurant

$26.93 $26.93

$15.25 ANG 27.30

76.59%

Three-Course Dinner for Two, Mid-Range

$117 $117

$70.0 ANG 125

66.82%

Fast Food Meal (McDonalds, etc)

$14.60 $14.60

$8.19 ANG 14.66

78.27%

Cappuccino

$6.54 $6.54

$4.36 ANG 7.80

50.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.86 $3.86

$2.85 ANG 5.11

35.44%

Water (0.33 liter bottle)

$2.95 $2.95

$4.01 ANG 7.18

-26.43%

Local Beer (0.5 liter draught)

$8.08 $8.08

$2.92 ANG 5.22

176.71%

Imported Beer (0.33 liter bottle)

$9.85 $9.85

$6.41 ANG 11.47

53.67%

Milk (1 liter)

$1.31 $1.31

$2.92 ANG 5.23

-55.14%

White Bread (500g)

$4.97 $4.97

$2.60 ANG 4.65

91.15%

Rice (white) (1kg)

$7.70 $7.70

$2.47 ANG 4.43

211.74%

Eggs

$6.09 $6.09

$6.58 ANG 11.78

-7.45%

Local Cheese (1kg)

$19.55 $19.55

$18.77 ANG 33.59

4.16%

Chicken Fillets (1kg)

$17.59 $17.59

$14.04 ANG 25.14

25.28%

Beef Round Steak (1kg)

$20.26 $20.26

$15.10 ANG 27.04

34.17%

Apples (1kg)

$6.99 $6.99

$5.24 ANG 9.38

33.40%

Banana (1kg)

$2.21 $2.21

$5.27 ANG 9.43

-58.06%

Oranges (1kg)

$6.72 $6.72

$9.04 ANG 16.17

-25.66%

Tomato (1kg)

$7.12 $7.12

$7.56 ANG 13.53

-5.82%

Potato (1kg)

$4.61 $4.61

$3.88 ANG 6.95

18.81%

Onion (1kg)

$4.78 $4.78

$3.99 ANG 7.14

19.80%

Lettuce (1 head)

$2.87 $2.87

$4.94 ANG 8.85

-41.90%

Water (1.5 liter bottle)

$2.69 $2.69

$1.30 ANG 2.33

106.92%

Cigarettes 20 Pack (Marlboro, Camel)

$19.14 $19.14

$8.09 ANG 14.47

136.59%

Wine (Bottle)

$19.63 $19.63

$10.94 ANG 19.59

79.43%

Local Beer (0.5 liter bottle)

$3.32 $3.32

$5.10 ANG 9.13

-34.90%

Imported Beer (0.33 liter bottle)

$4.19 $4.19

One-way Ticket (Public Transport)

$3.02 $3.02

$2.22 ANG 3.97

36.04%

Public Transport Monthly Pass (Regular Price)

$139 $139

$1.46 ANG 2.62

9443.15%

Taxi Start (Normal Tariff)

$3.04 $3.04

$15.16 ANG 27.13

-79.95%

Taxi (Normal Tariff) (1km)

$2.20 $2.20

Taxi 1hour Waiting (Normal Tariff)

$41.33 $41.33

Gasoline (1 liter)

$1.13 $1.13

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.8K $25.8K

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$232 $232

$152 ANG 272

52.75%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$71.0 $71.0

$32.07 ANG 57.4

121.48%

Internet (50+ Mbps, Unlimited Data)

$67.7 $67.7

$66.1 ANG 118

2.38%

Gym Membership (Monthly)

$115 $115

$62.8 ANG 112

83.80%

Tennis Court (1 Hour on Weekend)

$76.8 $76.8

Cinema Ticket

$22.41 $22.41

$10.83 ANG 19.38

106.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,606 $3,606

$246 ANG 440

1366.40%

International Primary School, 1 Child (Yearly)

$68.7K $68.7K

$12.2K ANG 21.8K

464.68%

Jeans (Levis 501 Or Similar)

$79.3 $79.3

Summer Dress (H&M, Zara, etc)

$51.4 $51.4

Sport Shoes (Adidas, Nike)

$121 $121

Men's Leather Business Shoes

$140 $140

1-bedroom Apartment, City Center (Monthly)

$4,555 $4,555

$2,120 ANG 3,795

114.85%

1-bedroom Apartment, Outside City Center (Monthly)

$3,040 $3,040

$2,008 ANG 3,594

51.40%

3-bedroom Apartment, City Center (Monthly)

$9,742 $9,742

$6,575 ANG 11.8K

48.16%

3-bedroom Apartment, Outside City Center (Monthly)

$5,331 $5,331

$6,612 ANG 11.8K

-19.37%

Buy Apartment in City Center (m2)

$18.2K $18.2K

Buy Apartment Outside City Center (m2)

$6,685 $6,685

Average Monthly Net Salary (After Tax)

$5,096 $5,096

$1,137 ANG 2,036

348.04%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.89

37.80%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: November 1, 2026

Last update for Philipsburg: November 1, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3K 62%

Philipsburg

–

Groceries & Markets

New York, NY

$567 11.6%

Philipsburg

–

Eating Out

New York, NY

$425 8.7%

Philipsburg

–

Monthly Utilities & Internet

New York, NY

$371 7.6%

Philipsburg

–

Clothing & Footwear

New York, NY

$176 3.6%

Philipsburg

–

Getting Around

New York, NY

$165 3.4%

Philipsburg

–

Sport & Entertainment

New York, NY

$160 3.3%

Philipsburg

–

Cost Breakdown

A central one-bedroom costs $4,555 in New York, NY versus $2,120 in Philipsburg. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries in New York, NY are about 4.5 times higher. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $117 in New York, NY versus $70 in Philipsburg. Monthly groceries follow the same trend: $567 vs $497 – making Philipsburg the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇸🇽 Philipsburg

🕒 Local time

08:40 8:40 AM

09:40 9:40 AM

1 h ahead of New York, NY

🌤 Weather

👥 Population

8,804,190

1,900 Capital

💱 Currency

United States Dollar USD $

Netherlands Antillean Guilder ANG ƒ

📈 Exchange rate

1 USD = 0.89 EUR

1 ANG = 0.559 USD

1 ANG = 0.497 EUR

Exchange rates and currency converter

ANG, EUR to USD – United States Dollar Converter

🌐 Netherlands Antillean Guilder (ƒ)

🇺🇸 United States Dollar ($)

United States Dollar exchange rates as of November 6, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Netherlands Antillean Guilder exchange rates as of November 6, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.497 EUR).

ANG to USD in detail →

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New York, NY Philipsburg 2,730 km ≈ 4 h nonstop flight

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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Philipsburg: Cost of Living - Frequently Asked Questions

New York, NY costs about 57% more than Philipsburg, and outside of rent the gap comes mainly from clothing. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,358 per month in New York, NY and $4,679 in Philipsburg. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Philipsburg, especially for central apartments: a one-bedroom in the center costs $2,120 there versus $4,555 in New York, NY.

Kindergarten costs $3,606 per month in New York, NY and $246 in Philipsburg. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 14% more in New York, NY, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $4,906 in New York, NY and $3,119 in Philipsburg. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Philipsburg – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Philipsburg. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.