Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Pando

For one person, living is cheaper in Pando: $997 a month against $4,938 in New York, NY, rent and utilities included – about $47,300 less a year. Rent and utilities account for most of the difference.

New York, NY
🇺🇸 United States
$4,938
/mo nomad
Pando
🇺🇾 Uruguay
$997
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Pando

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Pando actually costs, broken down by who's living it.

A single person spends $4,938 per month in New York, NY vs $997 in Pando, rent included.

  • New York, NY $4,938
  • Pando $997

A couple spends around $7,273 per month in New York, NY vs $1,900 in Pando, rent included.

  • New York, NY $7,273
  • Pando $1,900

A family of three spends $9,608 per month in New York, NY vs $2,802 in Pando, rent included.

  • New York, NY $9,608
  • Pando $2,802

New York, NY costs about 395% more than Pando, and outside of rent the biggest gap is in groceries.

New York, NY sits 264% above the global median, while Pando is 26% below – they fall on opposite sides of the world average.

Currency
🍽 Eating Out
New York, NY
Pando
Difference
Meal at Budget Restaurant
$24.99 $24.99
$12.97 UYU 521
92.68%
Three-Course Dinner for Two, Mid-Range
$120 $120
$43.80 UYU 1,758
174.59%
Fast Food Meal (McDonalds, etc)
$13.74 $13.74
$13.92 UYU 559
-1.29%
Cappuccino
$6.60 $6.60
$5.07 UYU 203
30.18%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.82 $3.82
$2.35 UYU 94.2
62.55%
Water (0.33 liter bottle)
$2.87 $2.87
$2.26 UYU 90.8
26.99%
Local Beer (0.5 liter draught)
$7.95 $7.95
$2.93 UYU 117
171.33%
Imported Beer (0.33 liter bottle)
$10.06 $10.06
$3.61 UYU 145
178.67%
🛒 Groceries & Markets
New York, NY
Pando
Difference
Milk (1 liter)
$1.37 $1.37
$1.13 UYU 45.54
21.24%
White Bread (500g)
$4.75 $4.75
$2.82 UYU 113
68.44%
Rice (white) (1kg)
$7.69 $7.69
$1.69 UYU 67.8
355.03%
Eggs
$5.87 $5.87
$4.32 UYU 173
35.88%
Local Cheese (1kg)
$19.25 $19.25
$12.35 UYU 496
55.87%
Chicken Fillets (1kg)
$17.83 $17.83
$11.88 UYU 477
50.08%
Beef Round Steak (1kg)
$19.03 $19.03
$12.07 UYU 485
57.66%
Apples (1kg)
$6.69 $6.69
$3.04 UYU 122
120.07%
Banana (1kg)
$2.29 $2.29
$3.34 UYU 134
-31.44%
Oranges (1kg)
$6.41 $6.41
$2.30 UYU 92.3
178.70%
Tomato (1kg)
$6.75 $6.75
$3.97 UYU 159
70.03%
Potato (1kg)
$3.93 $3.93
$2.07 UYU 83.1
89.86%
Onion (1kg)
$4.52 $4.52
$2.08 UYU 83.5
117.31%
Lettuce (1 head)
$2.79 $2.79
$1.57 UYU 63.2
77.71%
Water (1.5 liter bottle)
$2.51 $2.51
$1.91 UYU 76.6
31.41%
Cigarettes 20 Pack (Marlboro, Camel)
$18.10 $18.10
$9.96 UYU 400
81.73%
Wine (Bottle)
$20.16 $20.16
$7.97 UYU 320
152.95%
Local Beer (0.5 liter bottle)
$3.26 $3.26
$3.02 UYU 121
7.95%
Imported Beer (0.33 liter bottle)
$3.75 $3.75
$3.36 UYU 135
11.61%
🚌 Getting Around
New York, NY
Pando
Difference
One-way Ticket (Public Transport)
$2.92 $2.92
-
-
Public Transport Monthly Pass (Regular Price)
$143 $143
-
-
Taxi Start (Normal Tariff)
$3.06 $3.06
$3.59 UYU 144
-14.76%
Taxi (Normal Tariff) (1km)
$2.16 $2.16
$3.44 UYU 138
-37.21%
Taxi 1hour Waiting (Normal Tariff)
$41.33 $41.33
$9.78 UYU 393
322.60%
Gasoline (1 liter)
$1.12 $1.12
$2.15 UYU 86.3
-47.91%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$33.1K $33.1K
$35.9K UYU 1.4M
-7.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.7K $25.7K
$40.2K UYU 1.6M
-36.05%
🧾 Monthly Utilities & Internet
New York, NY
Pando
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$113 UYU 4,536
94.03%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$75.3 $75.3
$24.04 UYU 965
213.35%
Internet (50+ Mbps, Unlimited Data)
$70.5 $70.5
$46.87 UYU 1,881
50.44%
🎉 Sport & Entertainment
New York, NY
Pando
Difference
Gym Membership (Monthly)
$116 $116
-
-
Tennis Court (1 Hour on Weekend)
$67.6 $67.6
-
-
Cinema Ticket
$21.37 $21.37
$12.53 UYU 503
70.55%
🧸 Childcare & Education
New York, NY
Pando
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,432 $3,432
$492 UYU 19.7K
597.45%
International Primary School, 1 Child (Yearly)
$61.7K $61.7K
$6,713 UYU 269.4K
818.59%
👕👟 Clothing & Footwear
New York, NY
Pando
Difference
Jeans (Levis 501 Or Similar)
$74.9 $74.9
$88.1 UYU 3,535
-14.98%
Summer Dress (H&M, Zara, etc)
$52.1 $52.1
$37.69 UYU 1,513
38.34%
Sport Shoes (Adidas, Nike)
$117 $117
$163 UYU 6,545
-28.45%
Men's Leather Business Shoes
$135 $135
$117 UYU 4,714
14.63%
🏠 Accommodation & Living
New York, NY
Pando
Difference
1-bedroom Apartment, City Center (Monthly)
$4,347 $4,347
$346 UYU 13.9K
1157.28%
1-bedroom Apartment, Outside City Center (Monthly)
$3,117 $3,117
-
-
3-bedroom Apartment, City Center (Monthly)
$9,110 $9,110
$740 UYU 29.7K
1131.75%
3-bedroom Apartment, Outside City Center (Monthly)
$5,379 $5,379
$606 UYU 24.3K
787.35%
Buy Apartment in City Center (m2)
$19.3K $19.3K
-
-
Buy Apartment Outside City Center (m2)
$6,943 $6,943
-
-
💵 Salaries & Financials
New York, NY
Pando
Difference
Average Monthly Net Salary (After Tax)
$5,238 $5,238
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.85
5
37.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 17, 2026

Last update for Pando: October 19, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Pando
- * 100%
Groceries & Markets
New York, NY
$552
Pando
$338 38.8% $214
Eating Out
New York, NY
$407
Pando
$247 39.4% $160
Monthly Utilities & Internet
New York, NY
$365
Pando
$184 49.6% $181
Clothing & Footwear
New York, NY
$170
Pando
$183 7.4% $13
Getting Around
New York, NY
$168
Pando
$21 * 87.6% $147
Sport & Entertainment
New York, NY
$158
Pando
$25 * 84.2% $133

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,347 in New York, NY versus $346 in Pando. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $120 in New York, NY versus $44.00 in Pando. Monthly groceries follow the same trend: $552 vs $338 – making Pando the more affordable choice for daily food spending.

Good to know
🇺🇸 New York, NY
🇺🇾 Pando
🕒 Local time
12:27 12:27 PM
13:27 1:27 PM
1 h ahead of New York, NY
🌤 Weather
👥 Population
8,804,190
25,949
💱 Currency
Exchange rates and currency converter

UYU, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 24, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

Uruguayan Peso exchange rates as of October 24, 2026: 1 USD = 40.14 UYU (100 UYU = 2.49 USD). 1 EUR = 45.12 UYU (100 UYU = 2.22 EUR).

On the map
Between locations
  • New York, NY Pando 8,580 km ≈ 11 h nonstop flight
From you
  • New York, NY
  • Pando

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Pando: Cost of Living - Frequently Asked Questions
Which city is more expensive, New York, NY or Pando?
New York, NY costs about 395% more than Pando, and outside of rent the gap comes mainly from groceries. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.
How much do you need to earn to live comfortably in New York, NY and in Pando?
For a comfortable life, plan on about $7,407 per month in New York, NY and $1,496 in Pando. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.
Where is rent cheaper, New York, NY or Pando?
Rent is clearly cheaper in Pando, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.
How much does it cost to live in New York, NY compared to Pando?
Monthly expenses with rent come to $4,938 in New York, NY and $997 in Pando. That's a gap of about 395%.
How do childcare costs compare in New York, NY and in Pando?
Kindergarten costs $3,432 per month in New York, NY and $492 in Pando. For families with young kids, this one expense can tip the scales when choosing between the two cities.
Can you live on $2,000/month in New York, NY or in Pando?
A $2,000 monthly budget goes further in Pando, where all-in costs run around $997, than in New York, NY at $4,938. In Pando it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.
Which city is better for digital nomads, New York, NY or Pando?
For digital nomads, it depends on budget. Pando costs $997 versus $4,938 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.
How safe is New York, NY compared to Pando?
Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.
Should I move to New York, NY or to Pando?
If budget matters most, go with Pando. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.

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