Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Oxford, MS

For one person, living is cheaper in Oxford, MS: $2,371 a month against $4,941 in New York, NY, rent and utilities included – about $30,800 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
114

Cost of Living Index in Oxford, MS
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Oxford, MS Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Oxford, MS

🇺🇸 United States

$2,371

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Oxford, MS

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Oxford, MS actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,371 in Oxford, MS, rent included.

New York, NY $4,941
Oxford, MS $2,371

A couple spends around $7,225 per month in New York, NY vs $3,947 in Oxford, MS, rent included.

New York, NY $7,225
Oxford, MS $3,947

A family of three spends $9,509 per month in New York, NY vs $5,523 in Oxford, MS, rent included.

New York, NY $9,509
Oxford, MS $5,523

New York, NY costs about 108% more than Oxford, MS, and outside of rent the biggest gap is in groceries.

Both New York, NY and Oxford, MS sit above the global median – New York, NY by 263%, Oxford, MS by 74%.

Meal at Budget Restaurant

$28.55 $28.55

$16.95 $16.95

68.44%

Three-Course Dinner for Two, Mid-Range

$118 $118

$59.7 $59.7

98.48%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.20 $11.20

34.29%

Cappuccino

$6.53 $6.53

$5.13 $5.13

27.29%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$1.50 $1.50

164.00%

Water (0.33 liter bottle)

$3.01 $3.01

$1.89 $1.89

59.26%

Local Beer (0.5 liter draught)

$8.16 $8.16

$4.47 $4.47

82.55%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$7.02 $7.02

40.17%

Milk (1 liter)

$1.37 $1.37

$0.86 $0.86

59.30%

White Bread (500g)

$4.97 $4.97

$3.18 $3.18

56.29%

Rice (white) (1kg)

$7.81 $7.81

$2.59 $2.59

201.54%

Eggs

$5.97 $5.97

$4.02 $4.02

48.51%

Local Cheese (1kg)

$18.91 $18.91

$9.37 $9.37

101.81%

Chicken Fillets (1kg)

$18.04 $18.04

$11.37 $11.37

58.66%

Beef Round Steak (1kg)

$19.05 $19.05

$15.38 $15.38

23.86%

Apples (1kg)

$6.76 $6.76

$3.94 $3.94

71.57%

Banana (1kg)

$2.27 $2.27

$1.41 $1.41

60.99%

Oranges (1kg)

$6.83 $6.83

$3.33 $3.33

105.11%

Tomato (1kg)

$7.09 $7.09

$3.11 $3.11

127.97%

Potato (1kg)

$4.22 $4.22

$2.51 $2.51

68.13%

Onion (1kg)

$4.65 $4.65

$2.26 $2.26

105.75%

Lettuce (1 head)

$2.87 $2.87

$1.81 $1.81

58.56%

Water (1.5 liter bottle)

$2.60 $2.60

$1.91 $1.91

36.13%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$7.39 $7.39

153.99%

Wine (Bottle)

$20.13 $20.13

$12.12 $12.12

66.09%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.71 $1.71

101.75%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.20 $3.20

25.62%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.37 $4.37

-29.52%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.85 $1.85

14.59%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$32.48 $32.48

29.19%

Gasoline (1 liter)

$1.17 $1.17

$0.74 $0.74

58.11%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$30.3K $30.3K

13.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.7K $25.7K

0.43%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$139 $139

57.85%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$49.93 $49.93

48.69%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$67.9 $67.9

3.46%

Gym Membership (Monthly)

$112 $112

$24.84 $24.84

350.68%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$11.82 $11.82

87.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,552 $1,552

129.22%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$8,269 $8,269

651.73%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$61.7 $61.7

22.60%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$53.5 $53.5

-4.35%

Sport Shoes (Adidas, Nike)

$123 $123

$88.0 $88.0

39.95%

Men's Leather Business Shoes

$140 $140

$169 $169

-17.45%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,308 $1,308

244.07%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,267 $1,267

142.92%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$3,163 $3,163

198.67%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$3,078 $3,078

68.62%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$3,287 $3,287

450.83%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,920 $2,920

129.21%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$4,833 $4,833

8.01%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.65

3.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Oxford, MS: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Oxford, MS

$1.3K 53.5% 58.8% $1.8K

Groceries & Markets

New York, NY

$563 11.4%

Oxford, MS

$336 14.2% 40.2% $227

Eating Out

New York, NY

$440 8.9%

Oxford, MS

$281 11.8% 36.2% $160

Monthly Utilities & Internet

New York, NY

$364 7.4%

Oxford, MS

$257 10.8% 29.4% $107

Clothing & Footwear

New York, NY

$175 3.6%

Oxford, MS

$168 7.1% 4.4% $7.8

Getting Around

New York, NY

$164 3.3%

Oxford, MS

$14 * 0.6% 91.7% $151

Sport & Entertainment

New York, NY

$156 3.2%

Oxford, MS

$48 2% 69% $108

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,308 in Oxford, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 8% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $60 in Oxford, MS. Monthly groceries follow the same trend: $563 vs $336 – making Oxford, MS the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Oxford, MS

🕒 Local time

19:09 7:09 PM

18:09 6:09 PM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

23,639

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

On the map

Lowest

Highest

Between locations

New York, NY Oxford, MS 1,520 km ≈ 2 h 30 min nonstop flight

From you

New York, NY
Oxford, MS

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Oxford, MS: Cost of Living - Frequently Asked Questions

New York, NY costs about 108% more than Oxford, MS, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,556 in Oxford, MS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oxford, MS, especially for central apartments: a one-bedroom in the center costs $1,308 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $2,371 in Oxford, MS. That makes Oxford, MS about 52% cheaper.

Kindergarten costs $3,558 per month in New York, NY and $1,552 in Oxford, MS. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,371 in Oxford, MS. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Oxford, MS costs $2,371 versus $4,941 in New York, NY. Both appeal to remote workers, and the cost gap matters when income varies month to month.

If budget matters most, go with Oxford, MS. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.