Cost of Living Comparison Between New York, NY and Oxford, MS Cost of Living Comparison Between New York, NY and Oxford, MS

Monthly Cost of Living

A single person spends $4,503 per month in New York, NY vs $2,360 in Oxford, MS, rent included.

A couple spends around $7,077 per month in New York, NY vs $3,736 in Oxford, MS, rent included.

A family of three spends $9,650 per month in New York, NY vs $5,112 in Oxford, MS, rent included.

New York, NY costs about 91% more than Oxford, MS, driven mainly by Groceries & Markets.

Both New York, NY and Oxford, MS sit above the global median – New York, NY by 236%, Oxford, MS by 76%.

Meal at Budget Restaurant

$30.28 $30.28

$16.74 $16.74

80.88%

Three-Course Dinner for Two, Mid-Range

$142 $142

$54.7 $54.7

160.22%

Fast Food Meal (McDonalds, etc)

$12.65 $12.65

$9.90 $9.90

27.78%

Cappuccino

$5.81 $5.81

$4.96 $4.96

17.14%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.26 $3.26

$1.52 $1.52

114.47%

Water (0.33 liter bottle)

$2.58 $2.58

$1.89 $1.89

36.51%

Local Beer (0.5 liter draught)

$8.19 $8.19

$4.53 $4.53

80.79%

Imported Beer (0.33 liter bottle)

$11.82 $11.82

$6.97 $6.97

69.58%

Milk (1 liter)

$1.53 $1.53

$0.97 $0.97

57.73%

White Bread (500g)

$5.27 $5.27

$3.23 $3.23

63.16%

Rice (white) (1kg)

$8.34 $8.34

$2.68 $2.68

211.19%

Eggs

$7.25 $7.25

$3.98 $3.98

82.16%

Local Cheese (1kg)

$17.29 $17.29

$12.52 $12.52

38.10%

Chicken Fillets (1kg)

$16.21 $16.21

$11.98 $11.98

35.31%

Beef Round Steak (1kg)

$19.82 $19.82

$15.32 $15.32

29.37%

Apples (1kg)

$7.57 $7.57

$5.82 $5.82

30.07%

Banana (1kg)

$2.42 $2.42

$1.62 $1.62

49.38%

Oranges (1kg)

$5.83 $5.83

$3.50 $3.50

66.57%

Tomato (1kg)

$6.39 $6.39

$4.33 $4.33

47.58%

Potato (1kg)

$3.87 $3.87

$3.52 $3.52

9.94%

Onion (1kg)

$4.06 $4.06

$1.79 $1.79

126.82%

Lettuce (1 head)

$3.12 $3.12

$1.80 $1.80

73.33%

Water (1.5 liter bottle)

$2.45 $2.45

$1.56 $1.56

57.05%

Cigarettes 20 Pack (Marlboro, Camel)

$19.26 $19.26

$7.54 $7.54

155.44%

Wine (Bottle)

$19.96 $19.96

$11.92 $11.92

67.45%

Local Beer (0.5 liter bottle)

$2.99 $2.99

$1.70 $1.70

75.88%

Imported Beer (0.33 liter bottle)

$3.73 $3.73

$3.13 $3.13

19.17%

One-way Ticket (Public Transport)

$2.84 $2.84

$1.97 $1.97

44.16%

Public Transport Monthly Pass (Regular Price)

$134 $134

Taxi Start (Normal Tariff)

$5.11 $5.11

$4.88 $4.88

4.71%

Taxi (Normal Tariff) (1km)

$2.11 $2.11

$1.70 $1.70

24.12%

Taxi 1hour Waiting (Normal Tariff)

$42.31 $42.31

$17.83 $17.83

137.30%

Gasoline (1 liter)

$0.97 $0.97

$0.74 $0.74

31.08%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.7K $34.7K

$20.0K $20.0K

73.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$27.8K $27.8K

$26.2K $26.2K

6.19%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$181 $181

$139 $139

30.56%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$60.2 $60.2

$49.69 $49.69

21.23%

Internet (50+ Mbps, Unlimited Data)

$62.5 $62.5

$68.3 $68.3

-8.44%

Gym Membership (Monthly)

$143 $143

$25.22 $25.22

467.45%

Tennis Court (1 Hour on Weekend)

$65.3 $65.3

Cinema Ticket

$19.98 $19.98

$9.10 $9.10

119.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,216 $3,216

$1,009 $1,009

218.62%

International Primary School, 1 Child (Yearly)

$57.2K $57.2K

$8,224 $8,224

595.26%

Jeans (Levis 501 Or Similar)

$67.5 $67.5

$43.65 $43.65

54.64%

Summer Dress (H&M, Zara, etc)

$47.68 $47.68

$36.18 $36.18

31.79%

Sport Shoes (Adidas, Nike)

$111 $111

$89.2 $89.2

24.74%

Men's Leather Business Shoes

$169 $169

$127 $127

32.40%

1-bedroom Apartment, City Center (Monthly)

$4,092 $4,092

$1,158 $1,158

253.29%

1-bedroom Apartment, Outside City Center (Monthly)

$2,694 $2,694

$1,286 $1,286

109.51%

3-bedroom Apartment, City Center (Monthly)

$8,445 $8,445

$2,666 $2,666

216.81%

3-bedroom Apartment, Outside City Center (Monthly)

$5,128 $5,128

$2,657 $2,657

93.03%

Buy Apartment in City Center (m2)

$18.2K $18.2K

$3,291 $3,291

452.41%

Buy Apartment Outside City Center (m2)

$6,299 $6,299

$3,007 $3,007

109.46%

Average Monthly Net Salary (After Tax)

$5,540 $5,540

$2,468 $2,468

124.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.44

4.6

40.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: June 1, 2026

Last update for Oxford, MS: May 31, 2026

Cost Breakdown

A central one-bedroom costs $4,092 in New York, NY versus $1,158 in Oxford, MS. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 124% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $142 in New York, NY versus $55.0 in Oxford, MS. Monthly groceries follow the same trend: $554 vs $365 – making Oxford, MS the more affordable choice for daily food spending.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Oxford, MS: Cost of Living - Frequently Asked Questions

New York, NY costs about 91% more than Oxford, MS, with the gap driven mainly by Groceries & Markets. That's enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $6,754 per month in New York, NY and $3,540 in Oxford, MS. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oxford, MS, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $4,503 in New York, NY and $2,360 in Oxford, MS. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $3,216 per month in New York, NY and $1,009 in Oxford, MS. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Oxford, MS, where all-in costs run around $2,360, than in New York, NY at $4,503. In Oxford, MS it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

For digital nomads, it depends on budget. Oxford, MS costs $2,360 versus $4,503 in New York, NY. Both have workable remote work infrastructure, but the cost gap matters when income varies month to month.

If budget matters most, go with Oxford, MS. If higher salaries, better infrastructure, or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.