Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Oklahoma City, OK

For one person, living is cheaper in Oklahoma City, OK: $2,320 a month against $4,941 in New York, NY, rent and utilities included – about $31,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
112

Cost of Living Index in Oklahoma City, OK
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Oklahoma City, OK Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Oklahoma City, OK

🇺🇸 United States

$2,320

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Oklahoma City, OK

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Oklahoma City, OK actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,320 in Oklahoma City, OK, rent included.

New York, NY $4,941
Oklahoma City, OK $2,320

A couple spends around $7,225 per month in New York, NY vs $3,423 in Oklahoma City, OK, rent included.

New York, NY $7,225
Oklahoma City, OK $3,423

A family of three spends $9,509 per month in New York, NY vs $4,526 in Oklahoma City, OK, rent included.

New York, NY $9,509
Oklahoma City, OK $4,526

New York, NY costs about 113% more than Oklahoma City, OK, and outside of rent the biggest gap is in groceries.

Both New York, NY and Oklahoma City, OK sit above the global median – New York, NY by 263%, Oklahoma City, OK by 70%.

Meal at Budget Restaurant

$28.55 $28.55

$20.11 $20.11

41.97%

Three-Course Dinner for Two, Mid-Range

$118 $118

$78.8 $78.8

50.41%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$14.79 $14.79

1.69%

Cappuccino

$6.53 $6.53

$5.21 $5.21

25.34%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.66 $2.66

48.87%

Water (0.33 liter bottle)

$3.01 $3.01

$2.41 $2.41

24.90%

Local Beer (0.5 liter draught)

$8.16 $8.16

$5.90 $5.90

38.31%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$8.90 $8.90

10.56%

Milk (1 liter)

$1.37 $1.37

$0.94 $0.94

45.74%

White Bread (500g)

$4.97 $4.97

$3.56 $3.56

39.61%

Rice (white) (1kg)

$7.81 $7.81

$3.62 $3.62

115.75%

Eggs

$5.97 $5.97

$5.88 $5.88

1.53%

Local Cheese (1kg)

$18.91 $18.91

$12.69 $12.69

49.01%

Chicken Fillets (1kg)

$18.04 $18.04

$11.01 $11.01

63.85%

Beef Round Steak (1kg)

$19.05 $19.05

$19.13 $19.13

-0.42%

Apples (1kg)

$6.76 $6.76

$4.82 $4.82

40.25%

Banana (1kg)

$2.27 $2.27

$1.79 $1.79

26.82%

Oranges (1kg)

$6.83 $6.83

$4.56 $4.56

49.78%

Tomato (1kg)

$7.09 $7.09

$3.91 $3.91

81.33%

Potato (1kg)

$4.22 $4.22

$3.87 $3.87

9.04%

Onion (1kg)

$4.65 $4.65

$2.89 $2.89

60.90%

Lettuce (1 head)

$2.87 $2.87

$2.69 $2.69

6.69%

Water (1.5 liter bottle)

$2.60 $2.60

$2.56 $2.56

1.56%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$10.08 $10.08

86.21%

Wine (Bottle)

$20.13 $20.13

$13.81 $13.81

45.76%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.92 $1.92

79.69%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.22 $3.22

24.84%

One-way Ticket (Public Transport)

$2.91 $2.91

$3.07 $3.07

-5.21%

Public Transport Monthly Pass (Regular Price)

$139 $139

$50.1 $50.1

177.34%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.72 $2.72

13.24%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.27 $1.27

66.93%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$29.96 $29.96

40.05%

Gasoline (1 liter)

$1.17 $1.17

$0.91 $0.91

28.57%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.8K $27.8K

24.17%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.5K $26.5K

-2.30%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$193 $193

13.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$83.4 $83.4

-10.96%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$93.9 $93.9

-25.22%

Gym Membership (Monthly)

$112 $112

$28.86 $28.86

287.91%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$29.87 $29.87

150.62%

Cinema Ticket

$22.14 $22.14

$14.77 $14.77

49.90%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,510 $1,510

135.61%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$23.8K $23.8K

161.66%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$53.8 $53.8

40.64%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$42.01 $42.01

21.88%

Sport Shoes (Adidas, Nike)

$123 $123

$106 $106

15.72%

Men's Leather Business Shoes

$140 $140

$137 $137

1.87%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,263 $1,263

256.23%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$924 $924

233.30%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,087 $2,087

352.64%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,426 $1,426

263.90%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,568 $2,568

605.18%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$1,690 $1,690

296.09%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$3,869 $3,869

34.91%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.45

6.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Oklahoma City, OK: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Oklahoma City, OK

$924 39.8% 70% $2.2K

Groceries & Markets

New York, NY

$563 11.4%

Oklahoma City, OK

$409 17.6% 27.4% $154

Eating Out

New York, NY

$440 8.9%

Oklahoma City, OK

$335 14.5% 23.8% $105

Monthly Utilities & Internet

New York, NY

$364 7.4%

Oklahoma City, OK

$370 15.9% 1.7% $6.1

Clothing & Footwear

New York, NY

$175 3.6%

Oklahoma City, OK

$153 6.6% 12.9% $23

Getting Around

New York, NY

$164 3.3%

Oklahoma City, OK

$71 3.1% 56.5% $93

Sport & Entertainment

New York, NY

$156 3.2%

Oklahoma City, OK

$58 2.5% 62.6% $98

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,263 in Oklahoma City, OK. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 35% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $79 in Oklahoma City, OK. Monthly groceries follow the same trend: $563 vs $409 – making Oklahoma City, OK the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Oklahoma City, OK

🕒 Local time

03:14 3:14 AM

02:14 2:14 AM

1 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

579,999

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.898 EUR

Exchange rates and currency converter

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New York, NY Oklahoma City, OK 2,110 km ≈ 3 h 15 min nonstop flight

From you

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City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Oklahoma City, OK: Cost of Living - Frequently Asked Questions

New York, NY costs about 113% more than Oklahoma City, OK, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,480 in Oklahoma City, OK. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Oklahoma City, OK, especially for central apartments: a one-bedroom in the center costs $1,263 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $1,510 in Oklahoma City, OK. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 38% more in New York, NY, though the gap depends on what you buy.

$2,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $2,320 in Oklahoma City, OK. You’ll need shared housing and careful budgeting no matter which city you pick.

For digital nomads, it depends on budget. Oklahoma City, OK costs $2,320 versus $4,941 in New York, NY. Both appeal to remote workers, and the cost gap matters when income varies month to month.

If budget matters most, go with Oklahoma City, OK. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.