Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Norfolk, VA

For one person, living is cheaper in Norfolk, VA: $2,562 a month against $4,941 in New York, NY, rent and utilities included – about $28,500 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
122

Cost of Living Index in Norfolk, VA
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Norfolk, VA Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Norfolk, VA

🇺🇸 United States

$2,562

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Norfolk, VA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Norfolk, VA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $2,562 in Norfolk, VA, rent included.

New York, NY $4,941
Norfolk, VA $2,562

A couple spends around $7,225 per month in New York, NY vs $3,683 in Norfolk, VA, rent included.

New York, NY $7,225
Norfolk, VA $3,683

A family of three spends $9,509 per month in New York, NY vs $4,805 in Norfolk, VA, rent included.

New York, NY $9,509
Norfolk, VA $4,805

New York, NY costs about 93% more than Norfolk, VA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Norfolk, VA sit above the global median – New York, NY by 263%, Norfolk, VA by 88%.

Meal at Budget Restaurant

$28.55 $28.55

$18.23 $18.23

56.61%

Three-Course Dinner for Two, Mid-Range

$118 $118

$88.8 $88.8

33.46%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.43 $11.43

31.58%

Cappuccino

$6.53 $6.53

$5.59 $5.59

16.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.75 $2.75

44.00%

Water (0.33 liter bottle)

$3.01 $3.01

$2.09 $2.09

44.02%

Local Beer (0.5 liter draught)

$8.16 $8.16

$6.06 $6.06

34.65%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$6.97 $6.97

41.18%

Milk (1 liter)

$1.37 $1.37

$1.03 $1.03

33.01%

White Bread (500g)

$4.97 $4.97

$3.81 $3.81

30.45%

Rice (white) (1kg)

$7.81 $7.81

$5.46 $5.46

43.04%

Eggs

$5.97 $5.97

$4.68 $4.68

27.56%

Local Cheese (1kg)

$18.91 $18.91

$15.56 $15.56

21.53%

Chicken Fillets (1kg)

$18.04 $18.04

$10.10 $10.10

78.61%

Beef Round Steak (1kg)

$19.05 $19.05

$18.63 $18.63

2.25%

Apples (1kg)

$6.76 $6.76

$4.72 $4.72

43.22%

Banana (1kg)

$2.27 $2.27

$1.28 $1.28

77.34%

Oranges (1kg)

$6.83 $6.83

$5.09 $5.09

34.18%

Tomato (1kg)

$7.09 $7.09

$5.86 $5.86

20.99%

Potato (1kg)

$4.22 $4.22

$2.23 $2.23

89.24%

Onion (1kg)

$4.65 $4.65

$3.52 $3.52

32.10%

Lettuce (1 head)

$2.87 $2.87

$1.79 $1.79

60.34%

Water (1.5 liter bottle)

$2.60 $2.60

$2.14 $2.14

21.50%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$9.38 $9.38

100.11%

Wine (Bottle)

$20.13 $20.13

$15.24 $15.24

32.09%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.83 $1.83

88.52%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.68 $2.68

50.00%

One-way Ticket (Public Transport)

$2.91 $2.91

$1.95 $1.95

49.23%

Public Transport Monthly Pass (Regular Price)

$139 $139

$70.0 $70.0

98.34%

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.57 $4.57

-32.60%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.31 $1.31

61.83%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$18.06 $18.06

132.34%

Gasoline (1 liter)

$1.17 $1.17

$0.99 $0.99

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$26.9K $26.9K

27.99%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$25.4K $25.4K

1.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$210 $210

4.42%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$57.4 $57.4

29.43%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$67.0 $67.0

4.76%

Gym Membership (Monthly)

$112 $112

$40.43 $40.43

176.90%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$17.83 $17.83

319.85%

Cinema Ticket

$22.14 $22.14

$12.11 $12.11

82.82%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,279 $1,279

178.14%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$16.3K $16.3K

281.44%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$58.5 $58.5

29.23%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$46.67 $46.67

9.71%

Sport Shoes (Adidas, Nike)

$123 $123

$102 $102

21.07%

Men's Leather Business Shoes

$140 $140

$118 $118

18.60%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,563 $1,563

187.84%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,203 $1,203

156.00%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$2,628 $2,628

259.41%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$1,737 $1,737

198.80%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$2,613 $2,613

593.06%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$2,059 $2,059

224.98%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$3,581 $3,581

45.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.57

4.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Norfolk, VA: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Norfolk, VA

$1.2K 46.9% 60.9% $1.9K

Groceries & Markets

New York, NY

$563 11.4%

Norfolk, VA

$415 16.2% 26.4% $148

Eating Out

New York, NY

$440 8.9%

Norfolk, VA

$311 12.1% 29.4% $129

Monthly Utilities & Internet

New York, NY

$364 7.4%

Norfolk, VA

$335 13.1% 8.1% $29

Clothing & Footwear

New York, NY

$175 3.6%

Norfolk, VA

$146 5.7% 16.7% $29

Getting Around

New York, NY

$164 3.3%

Norfolk, VA

$89 3.5% 45.8% $75

Sport & Entertainment

New York, NY

$156 3.2%

Norfolk, VA

$65 2.5% 58.6% $92

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,563 in Norfolk, VA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 46% higher in New York, NY, which partly offsets the higher cost of living there. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $89 in Norfolk, VA. Monthly groceries follow the same trend: $563 vs $415 – making Norfolk, VA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Norfolk, VA

🕒 Local time

20:08 8:08 PM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

242,803

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Between locations

New York, NY Norfolk, VA 460 km

From you

New York, NY
Norfolk, VA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Norfolk, VA: Cost of Living - Frequently Asked Questions

New York, NY costs about 93% more than Norfolk, VA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $3,843 in Norfolk, VA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Norfolk, VA, especially for central apartments: a one-bedroom in the center costs $1,563 there versus $4,499 in New York, NY.

Kindergarten costs $3,558 per month in New York, NY and $1,279 in Norfolk, VA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

Groceries cost about 36% more in New York, NY, though the gap depends on what you buy.

A $3,000 monthly budget goes further in Norfolk, VA, where all-in costs run around $2,562, than in New York, NY at $4,941. In Norfolk, VA it covers expenses comfortably, while in New York, NY it requires careful planning or may not stretch far enough.

Families tend to lean toward Norfolk, VA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.

If budget matters most, go with Norfolk, VA. If higher salaries or specific career opportunities are the priority, New York, NY makes more sense. Both are solid long-term options with distinct trade-offs.