Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Newton, MA

For one person, living is cheaper in Newton, MA: $3,453 a month against $4,941 in New York, NY, rent and utilities included – about $17,900 less a year. Rent and utilities account for most of the difference.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
167

Cost of Living Index in Newton, MA
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Newton, MA Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Newton, MA

🇺🇸 United States

$3,453

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Newton, MA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Newton, MA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $3,453 in Newton, MA, rent included.

New York, NY $4,941
Newton, MA $3,453

A couple spends around $7,225 per month in New York, NY vs $5,901 in Newton, MA, rent included.

New York, NY $7,225
Newton, MA $5,901

A family of three spends $9,509 per month in New York, NY vs $8,348 in Newton, MA, rent included.

New York, NY $9,509
Newton, MA $8,348

New York, NY costs about 43% more than Newton, MA, and outside of rent the biggest gap is in groceries.

Both New York, NY and Newton, MA sit above the global median – New York, NY by 263%, Newton, MA by 154%.

Meal at Budget Restaurant

$28.55 $28.55

$27.44 $27.44

4.05%

Three-Course Dinner for Two, Mid-Range

$118 $118

$121 $121

-1.98%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$11.95 $11.95

25.86%

Cappuccino

$6.53 $6.53

$6.02 $6.02

8.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$2.98 $2.98

32.89%

Water (0.33 liter bottle)

$3.01 $3.01

$2.20 $2.20

36.82%

Local Beer (0.5 liter draught)

$8.16 $8.16

$8.12 $8.12

0.49%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$8.01 $8.01

22.85%

Milk (1 liter)

$1.37 $1.37

$1.21 $1.21

13.22%

White Bread (500g)

$4.97 $4.97

$4.72 $4.72

5.30%

Rice (white) (1kg)

$7.81 $7.81

$7.13 $7.13

9.54%

Eggs

$5.97 $5.97

$4.24 $4.24

40.80%

Local Cheese (1kg)

$18.91 $18.91

$19.23 $19.23

-1.66%

Chicken Fillets (1kg)

$18.04 $18.04

$10.89 $10.89

65.66%

Beef Round Steak (1kg)

$19.05 $19.05

$16.19 $16.19

17.67%

Apples (1kg)

$6.76 $6.76

$5.11 $5.11

32.29%

Banana (1kg)

$2.27 $2.27

$1.67 $1.67

35.93%

Oranges (1kg)

$6.83 $6.83

$5.57 $5.57

22.62%

Tomato (1kg)

$7.09 $7.09

$6.61 $6.61

7.26%

Potato (1kg)

$4.22 $4.22

$4.43 $4.43

-4.74%

Onion (1kg)

$4.65 $4.65

$3.93 $3.93

18.32%

Lettuce (1 head)

$2.87 $2.87

$2.94 $2.94

-2.38%

Water (1.5 liter bottle)

$2.60 $2.60

$2.61 $2.61

-0.38%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$12.94 $12.94

45.05%

Wine (Bottle)

$20.13 $20.13

$15.54 $15.54

29.54%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.88 $1.88

83.51%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$2.61 $2.61

54.02%

One-way Ticket (Public Transport)

$2.91 $2.91

$2.42 $2.42

20.25%

Public Transport Monthly Pass (Regular Price)

$139 $139

$91.7 $91.7

51.53%

Taxi Start (Normal Tariff)

$3.08 $3.08

$2.05 $2.05

50.24%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.59 $1.59

33.33%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$10.93 $10.93

283.90%

Gasoline (1 liter)

$1.17 $1.17

$0.99 $0.99

18.18%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.7K $27.7K

24.53%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

$26.6K $26.6K

-2.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$243 $243

-9.53%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$54.1 $54.1

37.13%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$76.3 $76.3

-8.03%

Gym Membership (Monthly)

$112 $112

$63.9 $63.9

75.28%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

Cinema Ticket

$22.14 $22.14

$16.11 $16.11

37.43%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$2,654 $2,654

34.03%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$36.2K $36.2K

71.80%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$74.0 $74.0

2.19%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$50.8 $50.8

0.89%

Sport Shoes (Adidas, Nike)

$123 $123

$112 $112

9.52%

Men's Leather Business Shoes

$140 $140

$133 $133

5.14%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$1,848 $1,848

143.48%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$1,835 $1,835

67.77%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$5,035 $5,035

87.63%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$4,638 $4,638

11.90%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$5,704 $5,704

217.42%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$4,898 $4,898

36.63%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$7,975 $7,975

-34.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.66

3.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Newton, MA: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Newton, MA

$1.8K 53.1% 40.4% $1.2K

Groceries & Markets

New York, NY

$563 11.4%

Newton, MA

$466 13.5% 17.1% $97

Eating Out

New York, NY

$440 8.9%

Newton, MA

$405 11.7% 8% $35

Monthly Utilities & Internet

New York, NY

$364 7.4%

Newton, MA

$373 10.8% 2.5% $9.1

Clothing & Footwear

New York, NY

$175 3.6%

Newton, MA

$167 4.8% 5% $8.8

Getting Around

New York, NY

$164 3.3%

Newton, MA

$111 3.2% 32.2% $53

Sport & Entertainment

New York, NY

$156 3.2%

Newton, MA

$96 2.8% 38.5% $60

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $1,848 in Newton, MA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 53% higher in Newton, MA, which reinforces the cost advantage – you earn more and spend less. Purchasing power leans clearly in its favor.

A mid-range dinner for two costs $118 in New York, NY versus $121 in Newton, MA. Groceries tell a different story – $563 in New York, NY vs $466 in Newton, MA – so Newton, MA wins on supermarket bills even if dining out costs more.

Good to know

🇺🇸 New York, NY

🇺🇸 Newton, MA

🕒 Local time

11:04 11:04 AM

Same time as New York, NY

🌤 Weather

👥 Population

8,804,190

85,146

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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New York, NY Newton, MA 310 km

From you

New York, NY
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Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Newton, MA: Cost of Living - Frequently Asked Questions

New York, NY costs about 43% more than Newton, MA, and outside of rent the gap comes mainly from groceries. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $5,180 in Newton, MA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Newton, MA, especially for central apartments: a one-bedroom in the center costs $1,848 there versus $4,499 in New York, NY.

Monthly expenses with rent come to $4,941 in New York, NY and $3,453 in Newton, MA. That makes Newton, MA about 30% cheaper.

Kindergarten costs $3,558 per month in New York, NY and $2,654 in Newton, MA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $3,453 in Newton, MA. You’ll need shared housing and careful budgeting no matter which city you pick.

Families tend to lean toward Newton, MA – lower housing and cheaper childcare make a real difference, especially on a single income or when paying for private education.