Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Newport Beach, CA

For one person, living is cheaper in New York, NY: $4,941 a month against $5,160 in Newport Beach, CA, rent and utilities included – about $2,600 less a year. Higher rent and utilities in Newport Beach, CA outweigh lower spending on other living expenses.

239

Cost of Living Index in New York, NY
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New York, NY Living Index
248

Cost of Living Index in Newport Beach, CA
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Newport Beach, CA Living Index

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New York, NY

🇺🇸 United States

$4,941

/mo nomad

Newport Beach, CA

🇺🇸 United States

$5,160

/mo nomad

Monthly Cost of Living

How much you'll spend in New York, NY and in Newport Beach, CA

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Newport Beach, CA actually costs, broken down by who's living it.

A single person spends $4,941 per month in New York, NY vs $5,160 in Newport Beach, CA, rent included.

New York, NY $4,941
Newport Beach, CA $5,160

A couple spends around $7,225 per month in New York, NY vs $7,319 in Newport Beach, CA, rent included.

New York, NY $7,225
Newport Beach, CA $7,319

A family of three spends $9,509 per month in New York, NY vs $9,477 in Newport Beach, CA, rent included.

New York, NY $9,509
Newport Beach, CA $9,477

New York, NY is about 4% cheaper than Newport Beach, CA, and outside of rent the biggest gap is in utilities.

Both New York, NY and Newport Beach, CA sit above the global median – New York, NY by 263%, Newport Beach, CA by 279%.

Meal at Budget Restaurant

$28.55 $28.55

$24.79 $24.79

15.17%

Three-Course Dinner for Two, Mid-Range

$118 $118

$98.1 $98.1

20.81%

Fast Food Meal (McDonalds, etc)

$15.04 $15.04

$14.86 $14.86

1.21%

Cappuccino

$6.53 $6.53

$5.72 $5.72

14.16%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$3.96 $3.96

$3.02 $3.02

31.13%

Water (0.33 liter bottle)

$3.01 $3.01

$2.41 $2.41

24.90%

Local Beer (0.5 liter draught)

$8.16 $8.16

$7.31 $7.31

11.63%

Imported Beer (0.33 liter bottle)

$9.84 $9.84

$9.54 $9.54

3.14%

Milk (1 liter)

$1.37 $1.37

$1.22 $1.22

12.30%

White Bread (500g)

$4.97 $4.97

$5.67 $5.67

-12.35%

Rice (white) (1kg)

$7.81 $7.81

$4.22 $4.22

85.07%

Eggs

$5.97 $5.97

$5.12 $5.12

16.60%

Local Cheese (1kg)

$18.91 $18.91

$12.22 $12.22

54.75%

Chicken Fillets (1kg)

$18.04 $18.04

$8.71 $8.71

107.12%

Beef Round Steak (1kg)

$19.05 $19.05

$14.03 $14.03

35.78%

Apples (1kg)

$6.76 $6.76

$4.60 $4.60

46.96%

Banana (1kg)

$2.27 $2.27

$1.70 $1.70

33.53%

Oranges (1kg)

$6.83 $6.83

$3.94 $3.94

73.35%

Tomato (1kg)

$7.09 $7.09

$5.74 $5.74

23.52%

Potato (1kg)

$4.22 $4.22

$3.62 $3.62

16.57%

Onion (1kg)

$4.65 $4.65

$3.07 $3.07

51.47%

Lettuce (1 head)

$2.87 $2.87

$2.11 $2.11

36.02%

Water (1.5 liter bottle)

$2.60 $2.60

$2.29 $2.29

13.54%

Cigarettes 20 Pack (Marlboro, Camel)

$18.77 $18.77

$11.62 $11.62

61.53%

Wine (Bottle)

$20.13 $20.13

$15.05 $15.05

33.75%

Local Beer (0.5 liter bottle)

$3.45 $3.45

$1.74 $1.74

98.28%

Imported Beer (0.33 liter bottle)

$4.02 $4.02

$3.10 $3.10

29.68%

One-way Ticket (Public Transport)

$2.91 $2.91

Public Transport Monthly Pass (Regular Price)

$139 $139

Taxi Start (Normal Tariff)

$3.08 $3.08

$4.60 $4.60

-33.04%

Taxi (Normal Tariff) (1km)

$2.12 $2.12

$1.82 $1.82

16.48%

Taxi 1hour Waiting (Normal Tariff)

$41.96 $41.96

$36.58 $36.58

14.71%

Gasoline (1 liter)

$1.17 $1.17

$1.53 $1.53

-23.53%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$34.5K $34.5K

$27.8K $27.8K

24.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$25.9K $25.9K

-0.16%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$219 $219

$217 $217

0.92%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$74.2 $74.2

$80.8 $80.8

-8.14%

Internet (50+ Mbps, Unlimited Data)

$70.2 $70.2

$68.8 $68.8

2.08%

Gym Membership (Monthly)

$112 $112

$117 $117

-4.59%

Tennis Court (1 Hour on Weekend)

$74.9 $74.9

$28.41 $28.41

163.50%

Cinema Ticket

$22.14 $22.14

$20.06 $20.06

10.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$3,558 $3,558

$1,746 $1,746

103.78%

International Primary School, 1 Child (Yearly)

$62.2K $62.2K

$36.6K $36.6K

70.03%

Jeans (Levis 501 Or Similar)

$75.6 $75.6

$62.3 $62.3

21.44%

Summer Dress (H&M, Zara, etc)

$51.2 $51.2

$41.38 $41.38

23.73%

Sport Shoes (Adidas, Nike)

$123 $123

$79.4 $79.4

55.17%

Men's Leather Business Shoes

$140 $140

$104 $104

34.10%

1-bedroom Apartment, City Center (Monthly)

$4,499 $4,499

$4,338 $4,338

3.72%

1-bedroom Apartment, Outside City Center (Monthly)

$3,078 $3,078

$3,700 $3,700

-16.79%

3-bedroom Apartment, City Center (Monthly)

$9,447 $9,447

$7,186 $7,186

31.46%

3-bedroom Apartment, Outside City Center (Monthly)

$5,190 $5,190

$6,170 $6,170

-15.88%

Buy Apartment in City Center (m2)

$18.1K $18.1K

$16.2K $16.2K

12.06%

Buy Apartment Outside City Center (m2)

$6,693 $6,693

$16.0K $16.0K

-58.08%

Average Monthly Net Salary (After Tax)

$5,220 $5,220

$6,237 $6,237

-16.31%

20-Year Fixed Mortgage Interest Rate (Annual %)

6.86

6.45

6.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Newport Beach, CA: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

New York, NY

$3.1K 62.3%

Newport Beach, CA

$3.7K 71.7% 20.2% $621

Groceries & Markets

New York, NY

$563 11.4%

Newport Beach, CA

$404 7.8% 28.2% $159

Eating Out

New York, NY

$440 8.9%

Newport Beach, CA

$389 7.5% 11.7% $51

Monthly Utilities & Internet

New York, NY

$364 7.4%

Newport Beach, CA

$367 7.1% 0.9% $3.1

Clothing & Footwear

New York, NY

$175 3.6%

Newport Beach, CA

$129 2.5% 26.3% $46

Getting Around

New York, NY

$164 3.3%

Newport Beach, CA

$14 * 0.3% 91.7% $151

Sport & Entertainment

New York, NY

$156 3.2%

Newport Beach, CA

$157 3.1% 0.8% $1.2

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A central one-bedroom costs $4,499 in New York, NY versus $4,338 in Newport Beach, CA. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

Salaries run about 19% higher in Newport Beach, CA. Purchasing power depends on which expenses matter most to you.

A mid-range dinner for two costs $118 in New York, NY versus $98 in Newport Beach, CA. Monthly groceries follow the same trend: $563 vs $404 – making Newport Beach, CA the more affordable choice for daily food spending.

Good to know

🇺🇸 New York, NY

🇺🇸 Newport Beach, CA

🕒 Local time

05:08 5:08 AM

02:08 2:08 AM

3 h behind New York, NY

🌤 Weather

👥 Population

8,804,190

85,186

💱 Currency

United States Dollar USD $

📈 Exchange rate

1 USD = 0.896 EUR

Exchange rates and currency converter

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Between locations

New York, NY Newport Beach, CA 3,910 km ≈ 5 h nonstop flight

From you

New York, NY
Newport Beach, CA

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

New York, NY vs Newport Beach, CA: Cost of Living - Frequently Asked Questions

Newport Beach, CA costs about 4% more than New York, NY, and outside of rent the gap comes mainly from utilities. That’s enough to noticeably affect everyday spending and lifestyle for anyone choosing between the two.

For a comfortable life, plan on about $7,412 per month in New York, NY and $7,740 in Newport Beach, CA. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

A central 1-bedroom goes for about $4,499 in New York, NY and $4,338 in Newport Beach, CA. The gap holds across neighborhoods – outer areas show a similar spread, just at lower price points.

Monthly expenses with rent come to $4,941 in New York, NY and $5,160 in Newport Beach, CA. That makes New York, NY about 4% cheaper.

Kindergarten costs $3,558 per month in New York, NY and $1,746 in Newport Beach, CA. For families with young kids, this one expense can tip the scales when choosing between the two cities.

$3,000 is a stretch for both – monthly costs hit $4,941 in New York, NY and $5,160 in Newport Beach, CA. You’ll need shared housing and careful budgeting no matter which city you pick.

It depends on your priorities. New York, NY has an edge in some lifestyle areas, with costs from $4,941 in New York, NY to $5,160 in Newport Beach, CA. Climate, culture, job market, and personal taste all factor in.

If budget matters most, go with New York, NY. If higher salaries or specific career opportunities are the priority, Newport Beach, CA makes more sense. Both are solid long-term options with distinct trade-offs.