Last update: Oct 2026

Cost of Living Comparison Between New York, NY and Negril

For one person, living is cheaper in Negril: $927 a month against $4,941 in New York, NY, rent and utilities included – about $48,200 less a year. Rent and utilities account for most of the difference.

New York, NY, United States
Negril, Jamaica
New York, NY
🇺🇸 United States
$4,941
/mo nomad
Negril
🇯🇲 Jamaica
$927
/mo nomad
Monthly Cost of Living

How much you'll spend in New York, NY and in Negril

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in New York, NY and in Negril actually costs, broken down by who's living it.

Monthly costs for one person with rent: $4,941 in New York, NY versus $927 in Negril.

  • New York, NY $4,941
  • Negril $927

Estimated couple costs with rent: $7,225 in New York, NY versus $1,478 in Negril.

  • New York, NY $7,225
  • Negril $1,478

Monthly costs for a family of three with rent: $9,509 in New York, NY versus $2,029 in Negril.

  • New York, NY $9,509
  • Negril $2,029

Living in New York, NY is roughly 433% more expensive than in Negril, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: New York, NY is 263% above, Negril is 32% below.

Currency
🍽 Eating Out
New York, NY
Negril
Difference
Meal at Budget Restaurant
$28.55 $28.55
$9.68 JMD 1,526
194.94%
Three-Course Dinner for Two, Mid-Range
$118 $118
$49.26 JMD 7,767
140.46%
Fast Food Meal (McDonalds, etc)
$15.04 $15.04
$8.05 JMD 1,269
86.83%
Cappuccino
$6.53 $6.53
$2.05 JMD 323
218.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$3.96 $3.96
$1.15 JMD 181
244.35%
Water (0.33 liter bottle)
$3.01 $3.01
$0.74 JMD 117
306.76%
Local Beer (0.5 liter draught)
$8.16 $8.16
$2.16 JMD 341
277.78%
Imported Beer (0.33 liter bottle)
$9.84 $9.84
$3.19 JMD 503
208.46%
🛒 Groceries & Markets
New York, NY
Negril
Difference
Milk (1 liter)
$1.37 $1.37
$4.02 JMD 634
-65.92%
White Bread (500g)
$4.97 $4.97
$3.37 JMD 532
47.48%
Rice (white) (1kg)
$7.81 $7.81
$1.58 JMD 249
394.30%
Eggs
$5.97 $5.97
$3.51 JMD 554
70.09%
Local Cheese (1kg)
$18.91 $18.91
$11.25 JMD 1,773
68.09%
Chicken Fillets (1kg)
$18.04 $18.04
$6.33 JMD 998
184.99%
Beef Round Steak (1kg)
$19.05 $19.05
$10.19 JMD 1,606
86.95%
Apples (1kg)
$6.76 $6.76
$6.06 JMD 956
11.55%
Banana (1kg)
$2.27 $2.27
$3.96 JMD 624
-42.68%
Oranges (1kg)
$6.83 $6.83
$7.47 JMD 1,177
-8.57%
Tomato (1kg)
$7.09 $7.09
$2.99 JMD 471
137.12%
Potato (1kg)
$4.22 $4.22
$3.15 JMD 497
33.97%
Onion (1kg)
$4.65 $4.65
$2.58 JMD 406
80.23%
Lettuce (1 head)
$2.87 $2.87
$2.99 JMD 472
-4.01%
Water (1.5 liter bottle)
$2.60 $2.60
$1.44 JMD 227
80.56%
Cigarettes 20 Pack (Marlboro, Camel)
$18.77 $18.77
$9.33 JMD 1,471
101.18%
Wine (Bottle)
$20.13 $20.13
$11.27 JMD 1,776
78.62%
Local Beer (0.5 liter bottle)
$3.45 $3.45
$2.92 JMD 460
18.15%
Imported Beer (0.33 liter bottle)
$4.02 $4.02
$3.94 JMD 622
2.03%
🚌 Getting Around
New York, NY
Negril
Difference
One-way Ticket (Public Transport)
$2.91 $2.91
-
-
Public Transport Monthly Pass (Regular Price)
$139 $139
-
-
Taxi Start (Normal Tariff)
$3.08 $3.08
$1.22 JMD 193
152.46%
Taxi (Normal Tariff) (1km)
$2.12 $2.12
$3.23 JMD 509
-34.37%
Taxi 1hour Waiting (Normal Tariff)
$41.96 $41.96
$6.36 JMD 1,002
559.75%
Gasoline (1 liter)
$1.17 $1.17
$1.47 JMD 232
-20.41%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$34.5K $34.5K
$43.7K JMD 6.9M
-21.12%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$25.9K $25.9K
$32.6K JMD 5.1M
-20.74%
🧾 Monthly Utilities & Internet
New York, NY
Negril
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$219 $219
$166 JMD 26.2K
31.95%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$74.2 $74.2
$29.95 JMD 4,722
147.88%
Internet (50+ Mbps, Unlimited Data)
$70.2 $70.2
$51.9 JMD 8,179
35.36%
🎉 Sport & Entertainment
New York, NY
Negril
Difference
Gym Membership (Monthly)
$112 $112
-
-
Tennis Court (1 Hour on Weekend)
$74.9 $74.9
-
-
Cinema Ticket
$22.14 $22.14
$13.26 JMD 2,090
66.97%
🧸 Childcare & Education
New York, NY
Negril
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$3,558 $3,558
$362 JMD 57.0K
883.48%
International Primary School, 1 Child (Yearly)
$62.2K $62.2K
$8,121 JMD 1.3M
665.45%
👕👟 Clothing & Footwear
New York, NY
Negril
Difference
Jeans (Levis 501 Or Similar)
$75.6 $75.6
$23.75 JMD 3,745
218.36%
Summer Dress (H&M, Zara, etc)
$51.2 $51.2
$30.90 JMD 4,873
65.70%
Sport Shoes (Adidas, Nike)
$123 $123
$76.9 JMD 12.1K
60.11%
Men's Leather Business Shoes
$140 $140
$104 JMD 16.4K
34.79%
🏠 Accommodation & Living
New York, NY
Negril
Difference
1-bedroom Apartment, City Center (Monthly)
$4,499 $4,499
$1,005 JMD 158.5K
347.60%
1-bedroom Apartment, Outside City Center (Monthly)
$3,078 $3,078
-
-
3-bedroom Apartment, City Center (Monthly)
$9,447 $9,447
-
-
3-bedroom Apartment, Outside City Center (Monthly)
$5,190 $5,190
-
-
Buy Apartment in City Center (m2)
$18.1K $18.1K
-
-
Buy Apartment Outside City Center (m2)
$6,693 $6,693
-
-
💵 Salaries & Financials
New York, NY
Negril
Difference
Average Monthly Net Salary (After Tax)
$5,220 $5,220
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
6.86
9.45
-27.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for New York, NY: October 26, 2026

Last update for Negril: October 26, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
New York, NY
$3.1K
Negril
- * 100%
Groceries & Markets
New York, NY
$563
Negril
$378 32.9% $185
Eating Out
New York, NY
$440
Negril
$151 65.7% $289
Monthly Utilities & Internet
New York, NY
$364
Negril
$248 31.8% $116
Clothing & Footwear
New York, NY
$175
Negril
$106 39.6% $70
Getting Around
New York, NY
$164
Negril
$17 * 89.4% $147
Sport & Entertainment
New York, NY
$156
Negril
$27 * 83% $130

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $4,499 in New York, NY and $1,005 in Negril. Housing cost is often the main lever when comparing two cities.

Dining out: $118 in New York, NY vs $49 in Negril for a mid-range dinner for two. Groceries echo the gap at $563 vs $378 per month, with Negril cheaper across the board.

Good to know
🇺🇸 New York, NY
🇯🇲 Negril
🕒 Local time
16:19 4:19 PM
15:19 3:19 PM
1 h behind New York, NY
🌤 Weather
👥 Population
8,804,190
13,779
Exchange rates and currency converter

JMD, EUR to USD – United States Dollar Converter

United States Dollar exchange rates as of October 28, 2026: 1 EUR = 1.11 USD (1 USD = 0.898 EUR).

Jamaican Dollar exchange rates as of October 28, 2026: 1 USD = 158 JMD (1,000 JMD = 6.34 USD). 1 EUR = 176 JMD (1,000 JMD = 5.7 EUR).

On the map
Between locations
  • New York, NY Negril 2,520 km ≈ 3 h 45 min nonstop flight
From you
  • New York, NY
  • Negril

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
New York, NY vs Negril: Cost of Living - Frequently Asked Questions
What is the total cost difference between living in New York, NY and in Negril?
Total monthly costs including rent come to $4,941 in New York, NY and $927 in Negril, so Negril is about 81% cheaper – a gap that matters a lot on a fixed or modest income.
What salary covers living expenses in New York, NY compared to Negril?
You’d need roughly $7,412 in New York, NY and $1,390 in Negril to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How do apartment prices compare in New York, NY and in Negril?
Rent for a central apartment: $4,499 in New York, NY versus $1,005 in Negril. Housing is usually the single largest factor when comparing overall living costs between the two.
What is the difference in childcare costs between New York, NY and Negril?
Childcare runs $3,558 in New York, NY versus $362 in Negril. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Which city has cheaper restaurants?
Dining out is cheaper in Negril – a meal for two runs $49 versus $118 in New York, NY. If you eat out regularly, this makes a real dent in your monthly spending.
Which city is more doable on $1,200 per month?
At $927 in Negril versus $4,941 in New York, NY, a $1,200 budget is realistic in Negril but tight or insufficient in New York, NY. The gap between the two cities makes Negril the clear choice for anyone on this budget.
How does quality of life compare between New York, NY and Negril?
Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

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